Last update: Oct 2026

Cost of Living Comparison Between Visby and Cebu

For one person, living is cheaper in Cebu: $934 a month against $1,724 in Visby, rent and utilities included – about $9,500 less a year. Other living expenses account for most of the difference.

83

Cost of Living Index in Visby
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Visby Living Index
45

Cost of Living Index in Cebu
Learn more

Cebu Living Index

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Visby

🇸🇪 Sweden

$1,724

/mo nomad

Cebu

🇵🇭 Philippines

$934

/mo nomad

Monthly Cost of Living

How much you'll spend in Visby and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Visby and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,724 in Visby versus $934 in Cebu.

Visby $1,724
Cebu $934

Estimated couple costs with rent: $2,717 in Visby versus $1,423 in Cebu.

Visby $2,717
Cebu $1,423

Monthly costs for a family of three with rent: $3,709 in Visby versus $1,913 in Cebu.

Visby $3,709
Cebu $1,913

Living in Visby is roughly 85% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Visby is 27% above, Cebu is 31% below.

Meal at Budget Restaurant

$12.84 SEK 127

$3.79 ₱243

238.79%

Three-Course Dinner for Two, Mid-Range

$79.2 SEK 784

$23.33 ₱1,493

239.26%

Fast Food Meal (McDonalds, etc)

$9.24 SEK 91.5

$3.94 ₱252

134.52%

Cappuccino

$3.83 SEK 37.89

$2.54 ₱163

50.79%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.34 SEK 23.19

$1.57 ₱100

49.04%

Water (0.33 liter bottle)

$2.54 SEK 25.12

$0.47 ₱29.87

440.43%

Local Beer (0.5 liter draught)

$7.55 SEK 74.7

$1.77 ₱113

326.55%

Imported Beer (0.33 liter bottle)

$4.06 SEK 40.15

$2.22 ₱142

82.88%

Milk (1 liter)

$1.47 SEK 14.54

$1.90 ₱121

-22.63%

White Bread (500g)

$2.92 SEK 28.94

$1.36 ₱87.3

114.71%

Rice (white) (1kg)

$3.06 SEK 30.31

$0.94 ₱59.9

225.53%

Eggs

$3.82 SEK 37.81

$1.99 ₱127

91.96%

Local Cheese (1kg)

$10.14 SEK 100

$9.70 ₱621

4.54%

Chicken Fillets (1kg)

$11.64 SEK 115

$4.32 ₱277

169.44%

Beef Round Steak (1kg)

$16.22 SEK 161

$7.51 ₱481

115.98%

Apples (1kg)

$2.95 SEK 29.22

$3.31 ₱212

-10.88%

Banana (1kg)

$2.54 SEK 25.12

$1.37 ₱87.6

85.40%

Oranges (1kg)

$3.09 SEK 30.63

$2.34 ₱150

32.05%

Tomato (1kg)

$4.31 SEK 42.71

$1.49 ₱95.5

189.26%

Potato (1kg)

$1.72 SEK 17.06

$2.30 ₱147

-25.22%

Onion (1kg)

$1.67 SEK 16.50

$1.87 ₱120

-10.70%

Lettuce (1 head)

$2.13 SEK 21.12

$1.10 ₱70.5

93.64%

Water (1.5 liter bottle)

$1.03 SEK 10.24

$0.63 ₱40.42

63.49%

Cigarettes 20 Pack (Marlboro, Camel)

$5.01 SEK 49.62

$2.86 ₱183

75.17%

Wine (Bottle)

$11.85 SEK 117

$6.08 ₱389

94.90%

Local Beer (0.5 liter bottle)

$2.20 SEK 21.77

$1.27 ₱81.6

73.23%

Imported Beer (0.33 liter bottle)

$1.53 SEK 15.15

$1.72 ₱110

-11.05%

One-way Ticket (Public Transport)

$2.98 SEK 29.55

$0.22 ₱14.01

1254.55%

Public Transport Monthly Pass (Regular Price)

$78.1 SEK 774

$12.34 ₱790

533.14%

Taxi Start (Normal Tariff)

$3.44 SEK 34.10

$0.74 ₱47.61

364.86%

Taxi (Normal Tariff) (1km)

$2.47 SEK 24.50

$0.22 ₱14.11

1022.73%

Taxi 1hour Waiting (Normal Tariff)

$79.8 SEK 790

$4.28 ₱274

1763.79%

Gasoline (1 liter)

$1.81 SEK 17.94

$1.31 ₱83.8

38.17%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.5K SEK 331.8K

$20.8K ₱1.3M

61.37%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$33.6K SEK 332.5K

$19.0K ₱1.2M

76.29%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$185 SEK 1,828

$118 ₱7,577

55.92%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.66 SEK 224

$15.76 ₱1,009

43.78%

Internet (50+ Mbps, Unlimited Data)

$42.60 SEK 422

$28.33 ₱1,813

50.37%

Gym Membership (Monthly)

$37.83 SEK 375

$32.94 ₱2,108

14.85%

Tennis Court (1 Hour on Weekend)

$26.46 SEK 262

$6.49 ₱415

307.70%

Cinema Ticket

$13.79 SEK 137

$5.45 ₱349

153.03%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$149 SEK 1,480

$276 ₱17.6K

-45.80%

International Primary School, 1 Child (Yearly)

$4,977 SEK 49.3K

$7,789 ₱498.5K

-36.11%

Jeans (Levis 501 Or Similar)

$103 SEK 1,018

$48.18 ₱3,083

113.35%

Summer Dress (H&M, Zara, etc)

$39.66 SEK 393

$24.47 ₱1,566

62.08%

Sport Shoes (Adidas, Nike)

$89.1 SEK 882

$75.3 ₱4,818

18.36%

Men's Leather Business Shoes

$137 SEK 1,355

$58.0 ₱3,713

135.92%

1-bedroom Apartment, City Center (Monthly)

$715 SEK 7,076

$477 ₱30.5K

49.73%

1-bedroom Apartment, Outside City Center (Monthly)

$556 SEK 5,503

$322 ₱20.6K

72.72%

3-bedroom Apartment, City Center (Monthly)

$1,338 SEK 13.3K

$963 ₱61.6K

38.96%

3-bedroom Apartment, Outside City Center (Monthly)

$1,036 SEK 10.3K

$626 ₱40.0K

65.53%

Buy Apartment in City Center (m2)

$4,002 SEK 39.6K

$4,551 ₱291.3K

-12.07%

Buy Apartment Outside City Center (m2)

$2,746 SEK 27.2K

$3,028 ₱193.8K

-9.30%

Average Monthly Net Salary (After Tax)

$2,491 SEK 24.7K

$333 ₱21.3K

647.21%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.53

7.2

-50.97%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Visby: October 26, 2026

Last update for Cebu: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Visby

$556 32.2%

Cebu

$322 34.5% 42.1% $234

Groceries & Markets

Visby

$340 19.7%

Cebu

$204 21.8% 40.1% $136

Monthly Utilities & Internet

Visby

$250 14.5%

Cebu

$163 17.4% 35% $87

Eating Out

Visby

$242 14%

Cebu

$94 10.1% 61.1% $148

Clothing & Footwear

Visby

$166 9.6%

Cebu

$93 9.9% 44.1% $73

Getting Around

Visby

$106 6.1%

Cebu

$15 1.6% 85.8% $91

Sport & Entertainment

Visby

$65 3.8%

Cebu

$44 4.7% 33% $22

Cost Breakdown

A one-bedroom apartment in the center runs $715 in Visby and $477 in Cebu. Housing cost is often the main lever when comparing two cities.

Visby pays about 7.5 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $79 in Visby vs $23 in Cebu for a mid-range dinner for two. Groceries echo the gap at $340 vs $204 per month, with Cebu cheaper across the board.

Good to know

🇸🇪 Visby

🇵🇭 Cebu

🕒 Local time

06:03 6:03 AM

13:03 1:03 PM

7 h ahead of Visby

🌤 Weather

👥 Population

22,593

964,169

💱 Currency

Swedish Krona SEK kr

Philippine Peso PHP ₱

📈 Exchange rate

100 SEK = 10.1 USD

100 SEK = 9.07 EUR

100 PHP = 1.56 USD

100 PHP = 1.4 EUR

Exchange rates and currency converter

PHP, USD, EUR to SEK – Swedish Krona Converter

🇺🇸 United States Dollar ($)

🇸🇪 Swedish Krona (kr)

Swedish Krona exchange rates as of October 29, 2026: 1 USD = 9.9 SEK (1 SEK = 0.101 USD). 1 EUR = 11.02 SEK (100 SEK = 9.07 EUR).

Philippine Peso exchange rates as of October 29, 2026: 1 USD = 63.99 PHP (100 PHP = 1.56 USD). 1 EUR = 71.24 PHP (100 PHP = 1.4 EUR).

USD to SEK in detail →

On the map

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Highest

Between locations

Visby Cebu 9,950 km ≈ 13 h nonstop flight

From you

Visby
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Visby vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is about 46% cheaper overall, especially in eating out, groceries, and transport. That difference adds up to real monthly savings that compound significantly over time.

Average pay in Visby is about 7.5 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $715 in Visby versus $477 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $1,724 per month in Visby versus $934 in Cebu – Cebu is about 46% cheaper, which adds up to real savings over time.

A monthly transit pass in Cebu runs roughly 84% less than in Visby. The price difference matters if you commute daily and watch your budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Visby and Cebu are both considered safe, so it’s unlikely to be the deciding factor between them.

Expats usually find Cebu gentler on the wallet – expenses run 46% less than in Visby. Beyond cost, consider language, visa policies, and how big the international community is in each city.