Last update: Oct 2026

Cost of Living Comparison Between Cebu and Visby

For one person, living is cheaper in Cebu: $934 a month against $1,724 in Visby, rent and utilities included – about $9,500 less a year. Other living expenses account for most of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
83

Cost of Living Index in Visby
Learn more

Visby Living Index

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Cebu

🇵🇭 Philippines

$934

/mo nomad

Visby

🇸🇪 Sweden

$1,724

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Visby

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Visby actually costs, broken down by who's living it.

Monthly costs for one person with rent: $934 in Cebu versus $1,724 in Visby.

Cebu $934
Visby $1,724

Estimated couple costs with rent: $1,423 in Cebu versus $2,717 in Visby.

Cebu $1,423
Visby $2,717

Monthly costs for a family of three with rent: $1,913 in Cebu versus $3,709 in Visby.

Cebu $1,913
Visby $3,709

Living in Cebu costs roughly 46% less than in Visby, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Cebu is 31% below, Visby is 27% above.

Meal at Budget Restaurant

$3.79 ₱243

$12.84 SEK 127

-70.48%

Three-Course Dinner for Two, Mid-Range

$23.33 ₱1,493

$79.2 SEK 784

-70.52%

Fast Food Meal (McDonalds, etc)

$3.94 ₱252

$9.24 SEK 91.5

-57.36%

Cappuccino

$2.54 ₱163

$3.83 SEK 37.89

-33.68%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.57 ₱100

$2.34 SEK 23.19

-32.91%

Water (0.33 liter bottle)

$0.47 ₱29.87

$2.54 SEK 25.12

-81.50%

Local Beer (0.5 liter draught)

$1.77 ₱113

$7.55 SEK 74.7

-76.56%

Imported Beer (0.33 liter bottle)

$2.22 ₱142

$4.06 SEK 40.15

-45.32%

Milk (1 liter)

$1.90 ₱121

$1.47 SEK 14.54

29.25%

White Bread (500g)

$1.36 ₱87.3

$2.92 SEK 28.94

-53.42%

Rice (white) (1kg)

$0.94 ₱59.9

$3.06 SEK 30.31

-69.28%

Eggs

$1.99 ₱127

$3.82 SEK 37.81

-47.91%

Local Cheese (1kg)

$9.70 ₱621

$10.14 SEK 100

-4.34%

Chicken Fillets (1kg)

$4.32 ₱277

$11.64 SEK 115

-62.89%

Beef Round Steak (1kg)

$7.51 ₱481

$16.22 SEK 161

-53.70%

Apples (1kg)

$3.31 ₱212

$2.95 SEK 29.22

12.20%

Banana (1kg)

$1.37 ₱87.6

$2.54 SEK 25.12

-46.06%

Oranges (1kg)

$2.34 ₱150

$3.09 SEK 30.63

-24.27%

Tomato (1kg)

$1.49 ₱95.5

$4.31 SEK 42.71

-65.43%

Potato (1kg)

$2.30 ₱147

$1.72 SEK 17.06

33.72%

Onion (1kg)

$1.87 ₱120

$1.67 SEK 16.50

11.98%

Lettuce (1 head)

$1.10 ₱70.5

$2.13 SEK 21.12

-48.36%

Water (1.5 liter bottle)

$0.63 ₱40.42

$1.03 SEK 10.24

-38.83%

Cigarettes 20 Pack (Marlboro, Camel)

$2.86 ₱183

$5.01 SEK 49.62

-42.91%

Wine (Bottle)

$6.08 ₱389

$11.85 SEK 117

-48.69%

Local Beer (0.5 liter bottle)

$1.27 ₱81.6

$2.20 SEK 21.77

-42.27%

Imported Beer (0.33 liter bottle)

$1.72 ₱110

$1.53 SEK 15.15

12.42%

One-way Ticket (Public Transport)

$0.22 ₱14.01

$2.98 SEK 29.55

-92.62%

Public Transport Monthly Pass (Regular Price)

$12.34 ₱790

$78.1 SEK 774

-84.21%

Taxi Start (Normal Tariff)

$0.74 ₱47.61

$3.44 SEK 34.10

-78.49%

Taxi (Normal Tariff) (1km)

$0.22 ₱14.11

$2.47 SEK 24.50

-91.09%

Taxi 1hour Waiting (Normal Tariff)

$4.28 ₱274

$79.8 SEK 790

-94.63%

Gasoline (1 liter)

$1.31 ₱83.8

$1.81 SEK 17.94

-27.62%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.8K ₱1.3M

$33.5K SEK 331.8K

-38.03%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.0K ₱1.2M

$33.6K SEK 332.5K

-43.27%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$118 ₱7,577

$185 SEK 1,828

-35.86%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.76 ₱1,009

$22.66 SEK 224

-30.45%

Internet (50+ Mbps, Unlimited Data)

$28.33 ₱1,813

$42.60 SEK 422

-33.50%

Gym Membership (Monthly)

$32.94 ₱2,108

$37.83 SEK 375

-12.93%

Tennis Court (1 Hour on Weekend)

$6.49 ₱415

$26.46 SEK 262

-75.47%

Cinema Ticket

$5.45 ₱349

$13.79 SEK 137

-60.48%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$276 ₱17.6K

$149 SEK 1,480

84.52%

International Primary School, 1 Child (Yearly)

$7,789 ₱498.5K

$4,977 SEK 49.3K

56.51%

Jeans (Levis 501 Or Similar)

$48.18 ₱3,083

$103 SEK 1,018

-53.13%

Summer Dress (H&M, Zara, etc)

$24.47 ₱1,566

$39.66 SEK 393

-38.30%

Sport Shoes (Adidas, Nike)

$75.3 ₱4,818

$89.1 SEK 882

-15.51%

Men's Leather Business Shoes

$58.0 ₱3,713

$137 SEK 1,355

-57.61%

1-bedroom Apartment, City Center (Monthly)

$477 ₱30.5K

$715 SEK 7,076

-33.22%

1-bedroom Apartment, Outside City Center (Monthly)

$322 ₱20.6K

$556 SEK 5,503

-42.10%

3-bedroom Apartment, City Center (Monthly)

$963 ₱61.6K

$1,338 SEK 13.3K

-28.04%

3-bedroom Apartment, Outside City Center (Monthly)

$626 ₱40.0K

$1,036 SEK 10.3K

-39.59%

Buy Apartment in City Center (m2)

$4,551 ₱291.3K

$4,002 SEK 39.6K

13.73%

Buy Apartment Outside City Center (m2)

$3,028 ₱193.8K

$2,746 SEK 27.2K

10.26%

Average Monthly Net Salary (After Tax)

$333 ₱21.3K

$2,491 SEK 24.7K

-86.62%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

3.53

103.97%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 26, 2026

Last update for Visby: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$322 34.5%

Visby

$556 32.2% 72.7% $234

Groceries & Markets

Cebu

$204 21.8%

Visby

$340 19.7% 66.8% $136

Monthly Utilities & Internet

Cebu

$163 17.4%

Visby

$250 14.5% 53.8% $87

Eating Out

Cebu

$94 10.1%

Visby

$242 14% 157% $148

Clothing & Footwear

Cebu

$93 9.9%

Visby

$166 9.6% 78.9% $73

Sport & Entertainment

Cebu

$44 4.7%

Visby

$65 3.8% 49.2% $22

Getting Around

Cebu

$15 1.6%

Visby

$106 6.1% 603% $91

Cost Breakdown

A one-bedroom apartment in the center runs $477 in Cebu and $715 in Visby. Housing cost is often the main lever when comparing two cities.

Visby pays about 7.5 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $23 in Cebu vs $79 in Visby for a mid-range dinner for two. Groceries echo the gap at $204 vs $340 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇸🇪 Visby

🕒 Local time

14:12 2:12 PM

07:12 7:12 AM

7 h behind Cebu

🌤 Weather

👥 Population

964,169

22,593

💱 Currency

Philippine Peso PHP ₱

Swedish Krona SEK kr

📈 Exchange rate

100 PHP = 1.56 USD

100 PHP = 1.4 EUR

100 SEK = 10.1 USD

100 SEK = 9.07 EUR

Exchange rates and currency converter

SEK, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 29, 2026: 1 USD = 63.99 PHP (100 PHP = 1.56 USD). 1 EUR = 71.24 PHP (100 PHP = 1.4 EUR).

Swedish Krona exchange rates as of October 29, 2026: 1 USD = 9.9 SEK (1 SEK = 0.101 USD). 1 EUR = 11.02 SEK (100 SEK = 9.07 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Visby 9,950 km ≈ 13 h nonstop flight

From you

Cebu
Visby

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Visby: Cost of Living - Frequently Asked Questions

Cebu is about 46% cheaper overall, especially in eating out, groceries, and transport. That difference adds up to real monthly savings that compound significantly over time.

On paper, salaries run 87% lower in Cebu. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $477 in Cebu versus $715 in Visby. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $934 per month in Cebu versus $1,724 in Visby – Cebu is about 46% cheaper, which adds up to real savings over time.

A monthly transit pass in Cebu runs roughly 84% less than in Visby. The price difference matters if you commute daily and watch your budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Cebu and Visby are both considered safe, so it’s unlikely to be the deciding factor between them.

Expats usually find Cebu gentler on the wallet – expenses run 46% less than in Visby. Beyond cost, consider language, visa policies, and how big the international community is in each city.