Last update: Oct 2026

Cost of Living Comparison Between Villingen-Schwenningen and Munich

For one person, living is cheaper in Villingen-Schwenningen: $1,846 a month against $2,658 in Munich, rent and utilities included – about $9,700 less a year. Rent and utilities account for most of the difference.

90

Cost of Living Index in Villingen-Schwenningen
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Villingen-Schwenningen Living Index
130

Cost of Living Index in Munich
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Munich Living Index

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Villingen-Schwenningen

🇩🇪 Germany

$1,846

/mo nomad

Munich

🇩🇪 Germany

$2,658

/mo nomad

Monthly Cost of Living

How much you'll spend in Villingen-Schwenningen and in Munich

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Villingen-Schwenningen and in Munich actually costs, broken down by who's living it.

A single person spends $1,846 per month in Villingen-Schwenningen vs $2,658 in Munich, rent included.

Villingen-Schwenningen $1,846
Munich $2,658

A couple spends around $2,844 per month in Villingen-Schwenningen vs $4,003 in Munich, rent included.

Villingen-Schwenningen $2,844
Munich $4,003

A family of three spends $3,842 per month in Villingen-Schwenningen vs $5,347 in Munich, rent included.

Villingen-Schwenningen $3,842
Munich $5,347

Villingen-Schwenningen is about 31% cheaper than Munich, and outside of rent the biggest gap is in groceries.

Both Villingen-Schwenningen and Munich sit above the global median – Villingen-Schwenningen by 37%, Munich by 97%.

Meal at Budget Restaurant

$15.34 €13.65

$17.97 €15.98

-14.64%

Three-Course Dinner for Two, Mid-Range

$55.9 €49.72

$88.9 €79.1

-37.15%

Fast Food Meal (McDonalds, etc)

$10.24 €9.10

$13.60 €12.10

-24.71%

Cappuccino

$3.39 €3.02

$4.29 €3.81

-20.98%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.40 €3.02

$3.83 €3.41

-11.23%

Water (0.33 liter bottle)

$2.30 €2.04

$3.21 €2.85

-28.35%

Local Beer (0.5 liter draught)

$5.09 €4.53

$5.06 €4.50

0.59%

Imported Beer (0.33 liter bottle)

$4.37 €3.89

$5.50 €4.89

-20.55%

Milk (1 liter)

$1.22 €1.09

$1.29 €1.14

-5.43%

White Bread (500g)

$2.07 €1.84

$2.44 €2.17

-15.16%

Rice (white) (1kg)

$2.95 €2.63

$2.73 €2.43

8.06%

Eggs

$2.50 €2.22

$4.60 €4.09

-45.65%

Local Cheese (1kg)

$9.86 €8.77

$18.94 €16.85

-47.94%

Chicken Fillets (1kg)

$11.30 €10.05

$12.53 €11.14

-9.82%

Beef Round Steak (1kg)

$15.31 €13.62

$21.30 €18.94

-28.12%

Apples (1kg)

$2.97 €2.64

$3.07 €2.73

-3.26%

Banana (1kg)

$1.63 €1.45

$2.04 €1.81

-20.10%

Oranges (1kg)

$2.10 €1.87

$2.75 €2.45

-23.64%

Tomato (1kg)

$3.96 €3.53

$4.20 €3.74

-5.71%

Potato (1kg)

$1.28 €1.14

$1.97 €1.75

-35.03%

Onion (1kg)

$1.28 €1.14

$1.84 €1.63

-30.43%

Lettuce (1 head)

$1.36 €1.21

$1.45 €1.29

-6.21%

Water (1.5 liter bottle)

$1.09 €0.97

$0.83 €0.74

31.33%

Cigarettes 20 Pack (Marlboro, Camel)

$9.69 €8.62

$10.95 €9.74

-11.51%

Wine (Bottle)

$3.86 €3.44

$6.58 €5.85

-41.34%

Local Beer (0.5 liter bottle)

$1.22 €1.08

$1.25 €1.12

-2.40%

Imported Beer (0.33 liter bottle)

$1.54 €1.37

$1.55 €1.38

-0.65%

One-way Ticket (Public Transport)

$3.36 €2.99

$4.70 €4.18

-28.51%

Public Transport Monthly Pass (Regular Price)

$66.4 €59.0

$71.1 €63.2

-6.61%

Taxi Start (Normal Tariff)

$4.92 €4.38

$6.67 €5.94

-26.24%

Taxi (Normal Tariff) (1km)

$2.72 €2.42

$3.00 €2.67

-9.33%

Taxi 1hour Waiting (Normal Tariff)

$42.34 €37.66

$43.82 €38.98

-3.38%

Gasoline (1 liter)

$2.04 €1.81

$2.33 €2.08

-12.45%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.6K €29.0K

$33.1K €29.5K

-1.57%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.8K €33.7K

$37.2K €33.1K

1.57%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$481 €428

$351 €312

36.99%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.63 €13.91

$18.75 €16.68

-16.64%

Internet (50+ Mbps, Unlimited Data)

$46.05 €40.96

$40.33 €35.87

14.18%

Gym Membership (Monthly)

$38.88 €34.58

$51.3 €45.65

-24.24%

Tennis Court (1 Hour on Weekend)

$24.16 €21.49

$33.36 €29.68

-27.58%

Cinema Ticket

$9.97 €8.87

$15.34 €13.64

-35.01%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$261 €232

$840 €747

-68.89%

International Primary School, 1 Child (Yearly)

$17.3K €15.4K

$16.2K €14.4K

6.78%

Jeans (Levis 501 Or Similar)

$85.2 €75.8

$89.2 €79.3

-4.44%

Summer Dress (H&M, Zara, etc)

$59.4 €52.9

$41.55 €36.95

43.01%

Sport Shoes (Adidas, Nike)

$113 €101

$102 €90.8

10.79%

Men's Leather Business Shoes

$108 €96.0

$112 €99.7

-3.70%

1-bedroom Apartment, City Center (Monthly)

$767 €683

$1,684 €1,498

-54.43%

1-bedroom Apartment, Outside City Center (Monthly)

$449 €399

$1,242 €1,104

-63.85%

3-bedroom Apartment, City Center (Monthly)

$1,473 €1,310

$2,988 €2,658

-50.69%

3-bedroom Apartment, Outside City Center (Monthly)

$1,128 €1,004

$2,248 €1,999

-49.80%

Buy Apartment in City Center (m2)

$4,673 €4,157

$12.6K €11.2K

-63.03%

Buy Apartment Outside City Center (m2)

$3,581 €3,185

$8,622 €7,669

-58.47%

Average Monthly Net Salary (After Tax)

$3,993 €3,552

$4,153 €3,694

-3.85%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.81

3.82

-0.26%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Villingen-Schwenningen: October 10, 2026

Last update for Munich: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Monthly Utilities & Internet

Villingen-Schwenningen

$543 29.4%

Munich

$410 15.4% 24.4% $133

Accommodation & Living

Villingen-Schwenningen

$449 24.3%

Munich

$1.2K 46.7% 177% $793

Groceries & Markets

Villingen-Schwenningen

$281 15.3%

Munich

$357 13.4% 26.9% $76

Eating Out

Villingen-Schwenningen

$251 13.6%

Munich

$300 11.3% 19.6% $49

Clothing & Footwear

Villingen-Schwenningen

$165 8.9%

Munich

$155 5.8% 5.7% $9.3

Getting Around

Villingen-Schwenningen

$98 5.3%

Munich

$112 4.2% 13.4% $13

Sport & Entertainment

Villingen-Schwenningen

$59 3.2%

Munich

$82 3.1% 39.4% $23

Cost Breakdown

A central one-bedroom costs $767 in Villingen-Schwenningen versus $1,684 in Munich. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 4% higher in Munich, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $56.0 in Villingen-Schwenningen versus $89.0 in Munich. Monthly groceries follow the same trend: $281 vs $357 – making Villingen-Schwenningen the more affordable choice for daily food spending.

Good to know

🇩🇪 Villingen-Schwenningen

🇩🇪 Munich

🕒 Local time

07:31 7:31 AM

Same time as Villingen-Schwenningen

🌤 Weather

👥 Population

81,128

1,484,226

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

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City Median Internet Speeds Comparison (Updated April 2026)

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Digital Nomad Cost of Living Index

Villingen-Schwenningen vs Munich: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,846 in Villingen-Schwenningen, $2,658 in Munich – roughly 44% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $2,769 per month in Villingen-Schwenningen and $3,987 in Munich. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Villingen-Schwenningen, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 7% less in Villingen-Schwenningen. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $261 per month in Villingen-Schwenningen and $840 in Munich. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $3,000 monthly budget goes further in Villingen-Schwenningen, where all-in costs run around $1,846, than in Munich at $2,658. In Villingen-Schwenningen it covers expenses comfortably, while in Munich it requires careful planning or may not stretch far enough.

It depends on your priorities. Munich has an edge in some lifestyle areas, with costs from $1,846 in Villingen-Schwenningen to $2,658 in Munich. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Villingen-Schwenningen. If higher salaries, better infrastructure, or specific career opportunities are the priority, Munich makes more sense. Both are solid long-term options with distinct trade-offs.