Last update: Oct 2026

Cost of Living Comparison Between Munich and Villingen-Schwenningen

For one person, living is cheaper in Villingen-Schwenningen: $1,846 a month against $2,658 in Munich, rent and utilities included – about $9,700 less a year. Rent and utilities account for most of the difference.

130

Cost of Living Index in Munich
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Munich Living Index
90

Cost of Living Index in Villingen-Schwenningen
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Villingen-Schwenningen Living Index

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Munich

🇩🇪 Germany

$2,658

/mo nomad

Villingen-Schwenningen

🇩🇪 Germany

$1,846

/mo nomad

Monthly Cost of Living

How much you'll spend in Munich and in Villingen-Schwenningen

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Munich and in Villingen-Schwenningen actually costs, broken down by who's living it.

A single person spends $2,658 per month in Munich vs $1,846 in Villingen-Schwenningen, rent included.

Munich $2,658
Villingen-Schwenningen $1,846

A couple spends around $4,003 per month in Munich vs $2,844 in Villingen-Schwenningen, rent included.

Munich $4,003
Villingen-Schwenningen $2,844

A family of three spends $5,347 per month in Munich vs $3,842 in Villingen-Schwenningen, rent included.

Munich $5,347
Villingen-Schwenningen $3,842

Munich costs about 44% more than Villingen-Schwenningen, and outside of rent the biggest gap is in groceries.

Both Munich and Villingen-Schwenningen sit above the global median – Munich by 97%, Villingen-Schwenningen by 37%.

Meal at Budget Restaurant

$17.97 €15.98

$15.34 €13.65

17.14%

Three-Course Dinner for Two, Mid-Range

$88.9 €79.1

$55.9 €49.72

59.12%

Fast Food Meal (McDonalds, etc)

$13.60 €12.10

$10.24 €9.10

32.81%

Cappuccino

$4.29 €3.81

$3.39 €3.02

26.55%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.83 €3.41

$3.40 €3.02

12.65%

Water (0.33 liter bottle)

$3.21 €2.85

$2.30 €2.04

39.57%

Local Beer (0.5 liter draught)

$5.06 €4.50

$5.09 €4.53

-0.59%

Imported Beer (0.33 liter bottle)

$5.50 €4.89

$4.37 €3.89

25.86%

Milk (1 liter)

$1.29 €1.14

$1.22 €1.09

5.74%

White Bread (500g)

$2.44 €2.17

$2.07 €1.84

17.87%

Rice (white) (1kg)

$2.73 €2.43

$2.95 €2.63

-7.46%

Eggs

$4.60 €4.09

$2.50 €2.22

84.00%

Local Cheese (1kg)

$18.94 €16.85

$9.86 €8.77

92.09%

Chicken Fillets (1kg)

$12.53 €11.14

$11.30 €10.05

10.88%

Beef Round Steak (1kg)

$21.30 €18.94

$15.31 €13.62

39.12%

Apples (1kg)

$3.07 €2.73

$2.97 €2.64

3.37%

Banana (1kg)

$2.04 €1.81

$1.63 €1.45

25.15%

Oranges (1kg)

$2.75 €2.45

$2.10 €1.87

30.95%

Tomato (1kg)

$4.20 €3.74

$3.96 €3.53

6.06%

Potato (1kg)

$1.97 €1.75

$1.28 €1.14

53.91%

Onion (1kg)

$1.84 €1.63

$1.28 €1.14

43.75%

Lettuce (1 head)

$1.45 €1.29

$1.36 €1.21

6.62%

Water (1.5 liter bottle)

$0.83 €0.74

$1.09 €0.97

-23.85%

Cigarettes 20 Pack (Marlboro, Camel)

$10.95 €9.74

$9.69 €8.62

13.00%

Wine (Bottle)

$6.58 €5.85

$3.86 €3.44

70.47%

Local Beer (0.5 liter bottle)

$1.25 €1.12

$1.22 €1.08

2.46%

Imported Beer (0.33 liter bottle)

$1.55 €1.38

$1.54 €1.37

0.65%

One-way Ticket (Public Transport)

$4.70 €4.18

$3.36 €2.99

39.88%

Public Transport Monthly Pass (Regular Price)

$71.1 €63.2

$66.4 €59.0

7.08%

Taxi Start (Normal Tariff)

$6.67 €5.94

$4.92 €4.38

35.57%

Taxi (Normal Tariff) (1km)

$3.00 €2.67

$2.72 €2.42

10.29%

Taxi 1hour Waiting (Normal Tariff)

$43.82 €38.98

$42.34 €37.66

3.50%

Gasoline (1 liter)

$2.33 €2.08

$2.04 €1.81

14.22%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.1K €29.5K

$32.6K €29.0K

1.60%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.2K €33.1K

$37.8K €33.7K

-1.55%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$351 €312

$481 €428

-27.00%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.75 €16.68

$15.63 €13.91

19.96%

Internet (50+ Mbps, Unlimited Data)

$40.33 €35.87

$46.05 €40.96

-12.42%

Gym Membership (Monthly)

$51.3 €45.65

$38.88 €34.58

32.00%

Tennis Court (1 Hour on Weekend)

$33.36 €29.68

$24.16 €21.49

38.08%

Cinema Ticket

$15.34 €13.64

$9.97 €8.87

53.86%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$840 €747

$261 €232

221.48%

International Primary School, 1 Child (Yearly)

$16.2K €14.4K

$17.3K €15.4K

-6.35%

Jeans (Levis 501 Or Similar)

$89.2 €79.3

$85.2 €75.8

4.65%

Summer Dress (H&M, Zara, etc)

$41.55 €36.95

$59.4 €52.9

-30.07%

Sport Shoes (Adidas, Nike)

$102 €90.8

$113 €101

-9.74%

Men's Leather Business Shoes

$112 €99.7

$108 €96.0

3.84%

1-bedroom Apartment, City Center (Monthly)

$1,684 €1,498

$767 €683

119.44%

1-bedroom Apartment, Outside City Center (Monthly)

$1,242 €1,104

$449 €399

176.64%

3-bedroom Apartment, City Center (Monthly)

$2,988 €2,658

$1,473 €1,310

102.81%

3-bedroom Apartment, Outside City Center (Monthly)

$2,248 €1,999

$1,128 €1,004

99.22%

Buy Apartment in City Center (m2)

$12.6K €11.2K

$4,673 €4,157

170.49%

Buy Apartment Outside City Center (m2)

$8,622 €7,669

$3,581 €3,185

140.77%

Average Monthly Net Salary (After Tax)

$4,153 €3,694

$3,993 €3,552

4.00%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.82

3.81

0.26%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Munich: October 13, 2026

Last update for Villingen-Schwenningen: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Munich

$1.2K 46.7%

Villingen-Schwenningen

$449 24.3% 63.9% $793

Monthly Utilities & Internet

Munich

$410 15.4%

Villingen-Schwenningen

$543 29.4% 32.3% $133

Groceries & Markets

Munich

$357 13.4%

Villingen-Schwenningen

$281 15.3% 21.2% $76

Eating Out

Munich

$300 11.3%

Villingen-Schwenningen

$251 13.6% 16.4% $49

Clothing & Footwear

Munich

$155 5.8%

Villingen-Schwenningen

$165 8.9% 6% $9.3

Getting Around

Munich

$112 4.2%

Villingen-Schwenningen

$98 5.3% 11.8% $13

Sport & Entertainment

Munich

$82 3.1%

Villingen-Schwenningen

$59 3.2% 28.3% $23

Cost Breakdown

A central one-bedroom costs $1,684 in Munich versus $767 in Villingen-Schwenningen. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 4% higher in Munich, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $89.0 in Munich versus $56.0 in Villingen-Schwenningen. Monthly groceries follow the same trend: $357 vs $281 – making Villingen-Schwenningen the more affordable choice for daily food spending.

Good to know

🇩🇪 Munich

🇩🇪 Villingen-Schwenningen

🕒 Local time

09:39 9:39 AM

Same time as Munich

🌤 Weather

👥 Population

1,484,226

81,128

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

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City Median Internet Speeds Comparison (Updated April 2026)

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Digital Nomad Cost of Living Index

Munich vs Villingen-Schwenningen: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,658 in Munich, $1,846 in Villingen-Schwenningen – roughly 44% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $3,987 per month in Munich and $2,769 in Villingen-Schwenningen. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Villingen-Schwenningen, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 7% less in Villingen-Schwenningen. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $840 per month in Munich and $261 in Villingen-Schwenningen. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $3,000 monthly budget goes further in Villingen-Schwenningen, where all-in costs run around $1,846, than in Munich at $2,658. In Villingen-Schwenningen it covers expenses comfortably, while in Munich it requires careful planning or may not stretch far enough.

It depends on your priorities. Munich has an edge in some lifestyle areas, with costs from $1,846 in Villingen-Schwenningen to $2,658 in Munich. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Villingen-Schwenningen. If higher salaries, better infrastructure, or specific career opportunities are the priority, Munich makes more sense. Both are solid long-term options with distinct trade-offs.