Last update: Oct 2026

Cost of Living Comparison Between Villarrica, Paraguay and Bila Tserkva

For one person, living is cheaper in Bila Tserkva: $668 a month against $994 in Villarrica, rent and utilities included – about $3,900 less a year. Rent and utilities account for most of the difference.

48

Cost of Living Index in Villarrica
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Villarrica Living Index
32

Cost of Living Index in Bila Tserkva
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Bila Tserkva Living Index

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Villarrica

🇵🇾 Paraguay

$994

/mo nomad

Bila Tserkva

🇺🇦 Ukraine

$668

/mo nomad

Monthly Cost of Living

How much you'll spend in Villarrica and in Bila Tserkva

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Villarrica and in Bila Tserkva actually costs, broken down by who's living it.

Monthly costs for one person with rent: $994 in Villarrica versus $668 in Bila Tserkva.

Villarrica $994
Bila Tserkva $668

Estimated couple costs with rent: $1,275 in Villarrica versus $1,047 in Bila Tserkva.

Villarrica $1,275
Bila Tserkva $1,047

Monthly costs for a family of three with rent: $1,556 in Villarrica versus $1,425 in Bila Tserkva.

Villarrica $1,556
Bila Tserkva $1,425

Living in Villarrica is roughly 49% more expensive than in Bila Tserkva, and outside of rent the biggest gap is in clothing.

Both cities sit below the global median: Villarrica 27% lower, Bila Tserkva 51% lower.

Meal at Budget Restaurant

$6.89 ₲40.0K

$8.59 ₴391

-19.79%

Three-Course Dinner for Two, Mid-Range

$20.97 ₲121.7K

$25.90 ₴1,180

-19.03%

Fast Food Meal (McDonalds, etc)

$6.83 ₲39.6K

$5.44 ₴248

25.55%

Cappuccino

$3.48 ₲20.2K

$1.34 ₴61.1

159.70%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.04 ₲6,028

$0.54 ₴24.67

92.59%

Water (0.33 liter bottle)

$0.60 ₲3,469

$0.34 ₴15.27

76.47%

Local Beer (0.5 liter draught)

$1.50 ₲8,687

$0.84 ₴38.47

78.57%

Imported Beer (0.33 liter bottle)

$1.32 ₲7,667

$1.51 ₴69.0

-12.58%

Milk (1 liter)

$1.17 ₲6,789

$1.23 ₴56.0

-4.88%

White Bread (500g)

$1.31 ₲7,616

$0.83 ₴37.74

57.83%

Rice (white) (1kg)

$1.36 ₲7,921

$1.30 ₴59.0

4.62%

Eggs

$2.12 ₲12.3K

$1.69 ₴76.8

25.44%

Local Cheese (1kg)

$9.21 ₲53.5K

$11.52 ₴524

-20.05%

Chicken Fillets (1kg)

$4.07 ₲23.6K

$3.96 ₴180

2.78%

Beef Round Steak (1kg)

$10.25 ₲59.5K

$6.36 ₴289

61.16%

Apples (1kg)

$3.08 ₲17.9K

$1.08 ₴49.33

185.19%

Banana (1kg)

$1.18 ₲6,865

$1.39 ₴63.5

-15.11%

Oranges (1kg)

$1.23 ₲7,134

$1.22 ₴55.6

0.82%

Tomato (1kg)

$2.42 ₲14.0K

$2.48 ₴113

-2.42%

Potato (1kg)

$1.36 ₲7,871

$0.96 ₴43.65

41.67%

Onion (1kg)

$0.78 ₲4,533

$0.43 ₴19.47

81.40%

Lettuce (1 head)

$0.83 ₲4,840

$1.66 ₴75.7

-50.00%

Water (1.5 liter bottle)

$0.70 ₲4,086

$0.44 ₴19.89

59.09%

Cigarettes 20 Pack (Marlboro, Camel)

$1.23 ₲7,113

$3.49 ₴159

-64.76%

Wine (Bottle)

$9.22 ₲53.5K

$3.32 ₴151

177.71%

Local Beer (0.5 liter bottle)

$0.64 ₲3,694

$0.63 ₴28.86

1.59%

Imported Beer (0.33 liter bottle)

$1.74 ₲10.1K

$1.45 ₴66.1

20.00%

One-way Ticket (Public Transport)

$0.32 ₴14.36

Taxi Start (Normal Tariff)

$1.45 ₲8,425

$1.71 ₴77.7

-15.20%

Taxi (Normal Tariff) (1km)

$1.53 ₲8,891

$0.55 ₴25.09

178.18%

Taxi 1hour Waiting (Normal Tariff)

$5.31 ₲30.8K

$5.40 ₴246

-1.67%

Gasoline (1 liter)

$1.29 ₲7,460

$1.63 ₴74.4

-20.86%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$17.2K ₲100.1M

$30.8K ₴1.4M

-43.94%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.2K ₲175.3M

$25.0K ₴1.1M

20.88%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$31.17 ₲180.9K

$85.5 ₴3,893

-63.54%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.54 ₲101.8K

$5.86 ₴267

199.32%

Internet (50+ Mbps, Unlimited Data)

$22.03 ₲127.8K

$4.38 ₴200

402.97%

Gym Membership (Monthly)

$34.16 ₲198.2K

$33.39 ₴1,521

2.31%

Tennis Court (1 Hour on Weekend)

$3.42 ₲19.8K

Cinema Ticket

$8.63 ₲50.1K

$4.67 ₴213

84.80%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$42.77 ₲248.2K

$218 ₴9,945

-80.42%

International Primary School, 1 Child (Yearly)

$5,861 ₲34.0M

Jeans (Levis 501 Or Similar)

$65.0 ₲377.1K

$40.33 ₴1,836

61.10%

Summer Dress (H&M, Zara, etc)

$56.4 ₲327.2K

$27.11 ₴1,234

108.00%

Sport Shoes (Adidas, Nike)

$107 ₲619.9K

$68.6 ₴3,123

55.76%

Men's Leather Business Shoes

$71.5 ₲414.8K

$76.1 ₴3,465

-6.05%

1-bedroom Apartment, City Center (Monthly)

$196 ₴8,903

1-bedroom Apartment, Outside City Center (Monthly)

$395 ₲2.3M

$151 ₴6,883

161.09%

3-bedroom Apartment, City Center (Monthly)

$262 ₲1.5M

$331 ₴15.1K

-21.00%

3-bedroom Apartment, Outside City Center (Monthly)

$207 ₲1.2M

$266 ₴12.1K

-22.30%

Average Monthly Net Salary (After Tax)

$558 ₲3.2M

$470 ₴21.4K

18.71%

20-Year Fixed Mortgage Interest Rate (Annual %)

10.5

15.25

-31.15%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Villarrica: October 27, 2026

Last update for Bila Tserkva: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Villarrica

$395 39.7%

Bila Tserkva

$151 22.6% 61.7% $243

Groceries & Markets

Villarrica

$200 20.1%

Bila Tserkva

$165 24.7% 17.1% $34

Clothing & Footwear

Villarrica

$135 13.6%

Bila Tserkva

$95 14.3% 29.2% $39

Eating Out

Villarrica

$134 13.5%

Bila Tserkva

$112 16.8% 16.5% $22

Monthly Utilities & Internet

Villarrica

$71 7.1%

Bila Tserkva

$96 14.3% 35.3% $25

Sport & Entertainment

Villarrica

$51 5.2%

Bila Tserkva

$43 6.4% 16.9% $8.7

Getting Around

Villarrica

$9.1 * 0.9%

Bila Tserkva

$5.7 * 0.9% 37.2% $3.4

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Villarrica pays 19% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $21 in Villarrica vs $26 in Bila Tserkva. Groceries flip the comparison at $200 vs $165, with Bila Tserkva cheaper for home cooking.

Good to know

🇵🇾 Villarrica

🇺🇦 Bila Tserkva

🕒 Local time

18:45 6:45 PM

23:45 11:45 PM

5 h ahead of Villarrica

🌤 Weather

👥 Population

73,400

209,815

💱 Currency

Paraguayan Guarani PYG ₲

Ukrainian Hryvnia UAH ₴

📈 Exchange rate

10,000 PYG = 1.72 USD

10,000 PYG = 1.55 EUR

100 UAH = 2.2 USD

100 UAH = 1.97 EUR

Exchange rates and currency converter

UAH, USD, EUR to PYG – Paraguayan Guarani Converter

🇺🇸 United States Dollar ($)

🇵🇾 Paraguayan Guarani (₲)

Paraguayan Guarani exchange rates as of October 28, 2026: 1 USD = 5,803 PYG (10,000 PYG = 1.72 USD). 1 EUR = 6,460 PYG (10,000 PYG = 1.55 EUR).

Ukrainian Hryvnia exchange rates as of October 28, 2026: 1 USD = 45.54 UAH (100 UAH = 2.2 USD). 1 EUR = 50.69 UAH (100 UAH = 1.97 EUR).

USD to PYG in detail →

On the map

Lowest

Highest

Between locations

Villarrica Bila Tserkva 11,930 km ≈ 15 h nonstop flight

From you

Villarrica
Bila Tserkva

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Villarrica vs Bila Tserkva: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $994 in Villarrica and $668 in Bila Tserkva, so Bila Tserkva is about 33% cheaper – a gap that matters a lot on a fixed or modest income.

Average pay runs 19% higher in Villarrica, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Supermarket bills run roughly 21% higher in Villarrica. For households that cook at home regularly, that difference adds up over a month.

All in, you’ll spend $994 per month in Villarrica versus $668 in Bila Tserkva – Bila Tserkva is about 33% cheaper, which adds up to real savings over time.

Either city works on $1,200 a month, though Bila Tserkva gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Villarrica and Bila Tserkva are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Bila Tserkva wins on affordability, Villarrica on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.