Cost of Living Comparison Between Villarrica and Bila Tserkva Cost of Living Comparison Between Villarrica and Bila Tserkva

Monthly Cost of Living

Monthly costs for one person with rent: $970 in Villarrica versus $692 in Bila Tserkva.

Estimated couple costs with rent: $1,230 in Villarrica versus $1,080 in Bila Tserkva.

Monthly costs for a family of three with rent: $1,491 in Villarrica versus $1,469 in Bila Tserkva.

Living in Villarrica is roughly 40% more expensive than in Bila Tserkva, driven mainly by Clothing & Footwear.

Both cities sit below the global median: Villarrica 30% lower, Bila Tserkva 50% lower.

Meal at Budget Restaurant

$7.24 ₲42.8K

$9.07 ₴404

-20.18%

Three-Course Dinner for Two, Mid-Range

$20.44 ₲120.7K

$26.49 ₴1,180

-22.84%

Fast Food Meal (McDonalds, etc)

$6.57 ₲38.8K

$5.72 ₴255

14.86%

Cappuccino

$3.36 ₲19.8K

$1.36 ₴60.7

147.06%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.06 ₲6,277

$0.60 ₴26.94

76.67%

Water (0.33 liter bottle)

$0.59 ₲3,454

$0.34 ₴15.19

73.53%

Local Beer (0.5 liter draught)

$1.42 ₲8,379

$0.94 ₴42.00

51.06%

Imported Beer (0.33 liter bottle)

$1.29 ₲7,601

$1.54 ₴68.7

-16.23%

Milk (1 liter)

$1.14 ₲6,753

$1.23 ₴54.8

-7.32%

White Bread (500g)

$1.27 ₲7,470

$0.85 ₴37.90

49.41%

Rice (white) (1kg)

$1.35 ₲7,984

$1.32 ₴58.7

2.27%

Eggs

$2.04 ₲12.1K

$1.74 ₴77.5

17.24%

Local Cheese (1kg)

$9.13 ₲53.9K

$11.88 ₴529

-23.15%

Chicken Fillets (1kg)

$3.79 ₲22.4K

$4.11 ₴183

-7.79%

Beef Round Steak (1kg)

$10.13 ₲59.8K

$6.35 ₴283

59.53%

Apples (1kg)

$2.95 ₲17.4K

$1.11 ₴49.61

165.77%

Banana (1kg)

$1.21 ₲7,117

$1.50 ₴66.9

-19.33%

Oranges (1kg)

$1.18 ₲6,986

$1.27 ₴56.6

-7.09%

Tomato (1kg)

$2.42 ₲14.3K

$2.55 ₴114

-5.10%

Potato (1kg)

$1.35 ₲7,957

$0.92 ₴41.13

46.74%

Onion (1kg)

$0.81 ₲4,787

$0.43 ₴19.23

88.37%

Lettuce (1 head)

$0.86 ₲5,055

$1.77 ₴78.7

-51.41%

Water (1.5 liter bottle)

$0.69 ₲4,055

$0.49 ₴21.79

40.82%

Cigarettes 20 Pack (Marlboro, Camel)

$1.21 ₲7,147

$3.59 ₴160

-66.30%

Wine (Bottle)

$9.10 ₲53.7K

$3.30 ₴147

175.76%

Local Beer (0.5 liter bottle)

$0.67 ₲3,927

$0.65 ₴28.97

3.08%

Imported Beer (0.33 liter bottle)

$1.72 ₲10.2K

$1.45 ₴64.5

18.62%

One-way Ticket (Public Transport)

$0.33 ₴14.50

Taxi Start (Normal Tariff)

$1.43 ₲8,415

$1.83 ₴81.7

-21.86%

Taxi (Normal Tariff) (1km)

$1.51 ₲8,905

$0.58 ₴25.82

160.34%

Taxi 1hour Waiting (Normal Tariff)

$5.11 ₲30.1K

$5.29 ₴236

-3.40%

Gasoline (1 liter)

$1.16 ₲6,824

$1.51 ₴67.4

-23.18%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$17.0K ₲100.2M

$29.8K ₴1.3M

-43.06%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$34.5K ₲203.5M

$23.2K ₴1.0M

48.72%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$29.81 ₲176.0K

$87.0 ₴3,874

-65.72%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.26 ₲101.9K

$6.21 ₴277

177.94%

Internet (50+ Mbps, Unlimited Data)

$21.79 ₲128.6K

$4.68 ₴208

365.60%

Gym Membership (Monthly)

$32.71 ₲193.1K

$33.18 ₴1,478

-1.42%

Tennis Court (1 Hour on Weekend)

$3.47 ₲20.5K

Cinema Ticket

$8.49 ₲50.1K

$4.87 ₴217

74.33%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$41.98 ₲247.8K

$221 ₴9,844

-81.00%

International Primary School, 1 Child (Yearly)

$5,836 ₲34.5M

Jeans (Levis 501 Or Similar)

$63.5 ₲374.9K

$42.66 ₴1,901

48.87%

Summer Dress (H&M, Zara, etc)

$56.4 ₲332.7K

$28.05 ₴1,250

100.93%

Sport Shoes (Adidas, Nike)

$104 ₲615.5K

$71.5 ₴3,186

45.79%

Men's Leather Business Shoes

$69.2 ₲408.2K

$77.4 ₴3,446

-10.61%

1-bedroom Apartment, City Center (Monthly)

$203 ₴9,059

1-bedroom Apartment, Outside City Center (Monthly)

$383 ₲2.3M

$156 ₴6,955

145.26%

3-bedroom Apartment, City Center (Monthly)

$254 ₲1.5M

$337 ₴15.0K

-24.75%

3-bedroom Apartment, Outside City Center (Monthly)

$204 ₲1.2M

$266 ₴11.9K

-23.43%

Buy Apartment Outside City Center (m2)

$1,083 ₴48.3K

Average Monthly Net Salary (After Tax)

$548 ₲3.2M

$485 ₴21.6K

13.00%

20-Year Fixed Mortgage Interest Rate (Annual %)

10.15

15.25

-33.44%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Villarrica: September 8, 2026

Last update for Bila Tserkva: September 7, 2026

Cost Breakdown

Villarrica pays 13% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $20.00 in Villarrica vs $26.00 in Bila Tserkva. Groceries flip the comparison at $196 vs $170, with Bila Tserkva cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Villarrica vs Bila Tserkva: Cost of Living - Frequently Asked Questions

Villarrica and Bila Tserkva differ by about 40% in total monthly costs ($970 vs $692 including rent). Bila Tserkva is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 13% higher in Villarrica, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Supermarket bills run roughly 15% higher in Villarrica. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $970 per month in Villarrica versus $692 in Bila Tserkva – a 40% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,200 a month, though Bila Tserkva gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Villarrica and Bila Tserkva are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Bila Tserkva gentler on the wallet – expenses run 40% less than in Villarrica. Beyond cost, consider language, visa policies, and how big the international community is in each city.