Last update: Oct 2026

Cost of Living Comparison Between Bila Tserkva and Villarrica, Paraguay

For one person, living is cheaper in Bila Tserkva: $668 a month against $994 in Villarrica, rent and utilities included – about $3,900 less a year. Rent and utilities account for most of the difference.

32

Cost of Living Index in Bila Tserkva
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Bila Tserkva Living Index
48

Cost of Living Index in Villarrica
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Villarrica Living Index

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Bila Tserkva

🇺🇦 Ukraine

$668

/mo nomad

Villarrica

🇵🇾 Paraguay

$994

/mo nomad

Monthly Cost of Living

How much you'll spend in Bila Tserkva and in Villarrica

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bila Tserkva and in Villarrica actually costs, broken down by who's living it.

Monthly costs for one person with rent: $668 in Bila Tserkva versus $994 in Villarrica.

Bila Tserkva $668
Villarrica $994

Estimated couple costs with rent: $1,047 in Bila Tserkva versus $1,275 in Villarrica.

Bila Tserkva $1,047
Villarrica $1,275

Monthly costs for a family of three with rent: $1,425 in Bila Tserkva versus $1,556 in Villarrica.

Bila Tserkva $1,425
Villarrica $1,556

Living in Bila Tserkva costs roughly 33% less than in Villarrica, and outside of rent the biggest gap is in clothing.

Both cities sit below the global median: Bila Tserkva 51% lower, Villarrica 27% lower.

Meal at Budget Restaurant

$8.59 ₴391

$6.89 ₲40.0K

24.67%

Three-Course Dinner for Two, Mid-Range

$25.90 ₴1,180

$20.97 ₲121.7K

23.51%

Fast Food Meal (McDonalds, etc)

$5.44 ₴248

$6.83 ₲39.6K

-20.35%

Cappuccino

$1.34 ₴61.1

$3.48 ₲20.2K

-61.49%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.54 ₴24.67

$1.04 ₲6,028

-48.08%

Water (0.33 liter bottle)

$0.34 ₴15.27

$0.60 ₲3,469

-43.33%

Local Beer (0.5 liter draught)

$0.84 ₴38.47

$1.50 ₲8,687

-44.00%

Imported Beer (0.33 liter bottle)

$1.51 ₴69.0

$1.32 ₲7,667

14.39%

Milk (1 liter)

$1.23 ₴56.0

$1.17 ₲6,789

5.13%

White Bread (500g)

$0.83 ₴37.74

$1.31 ₲7,616

-36.64%

Rice (white) (1kg)

$1.30 ₴59.0

$1.36 ₲7,921

-4.41%

Eggs

$1.69 ₴76.8

$2.12 ₲12.3K

-20.28%

Local Cheese (1kg)

$11.52 ₴524

$9.21 ₲53.5K

25.08%

Chicken Fillets (1kg)

$3.96 ₴180

$4.07 ₲23.6K

-2.70%

Beef Round Steak (1kg)

$6.36 ₴289

$10.25 ₲59.5K

-37.95%

Apples (1kg)

$1.08 ₴49.33

$3.08 ₲17.9K

-64.94%

Banana (1kg)

$1.39 ₴63.5

$1.18 ₲6,865

17.80%

Oranges (1kg)

$1.22 ₴55.6

$1.23 ₲7,134

-0.81%

Tomato (1kg)

$2.48 ₴113

$2.42 ₲14.0K

2.48%

Potato (1kg)

$0.96 ₴43.65

$1.36 ₲7,871

-29.41%

Onion (1kg)

$0.43 ₴19.47

$0.78 ₲4,533

-44.87%

Lettuce (1 head)

$1.66 ₴75.7

$0.83 ₲4,840

100.00%

Water (1.5 liter bottle)

$0.44 ₴19.89

$0.70 ₲4,086

-37.14%

Cigarettes 20 Pack (Marlboro, Camel)

$3.49 ₴159

$1.23 ₲7,113

183.74%

Wine (Bottle)

$3.32 ₴151

$9.22 ₲53.5K

-63.99%

Local Beer (0.5 liter bottle)

$0.63 ₴28.86

$0.64 ₲3,694

-1.56%

Imported Beer (0.33 liter bottle)

$1.45 ₴66.1

$1.74 ₲10.1K

-16.67%

One-way Ticket (Public Transport)

$0.32 ₴14.36

Taxi Start (Normal Tariff)

$1.71 ₴77.7

$1.45 ₲8,425

17.93%

Taxi (Normal Tariff) (1km)

$0.55 ₴25.09

$1.53 ₲8,891

-64.05%

Taxi 1hour Waiting (Normal Tariff)

$5.40 ₴246

$5.31 ₲30.8K

1.69%

Gasoline (1 liter)

$1.63 ₴74.4

$1.29 ₲7,460

26.36%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.8K ₴1.4M

$17.2K ₲100.1M

78.38%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.0K ₴1.1M

$30.2K ₲175.3M

-17.27%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$85.5 ₴3,893

$31.17 ₲180.9K

174.24%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.86 ₴267

$17.54 ₲101.8K

-66.59%

Internet (50+ Mbps, Unlimited Data)

$4.38 ₴200

$22.03 ₲127.8K

-80.12%

Gym Membership (Monthly)

$33.39 ₴1,521

$34.16 ₲198.2K

-2.25%

Tennis Court (1 Hour on Weekend)

$3.42 ₲19.8K

Cinema Ticket

$4.67 ₴213

$8.63 ₲50.1K

-45.89%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$218 ₴9,945

$42.77 ₲248.2K

410.61%

International Primary School, 1 Child (Yearly)

$5,861 ₲34.0M

Jeans (Levis 501 Or Similar)

$40.33 ₴1,836

$65.0 ₲377.1K

-37.93%

Summer Dress (H&M, Zara, etc)

$27.11 ₴1,234

$56.4 ₲327.2K

-51.92%

Sport Shoes (Adidas, Nike)

$68.6 ₴3,123

$107 ₲619.9K

-35.80%

Men's Leather Business Shoes

$76.1 ₴3,465

$71.5 ₲414.8K

6.44%

1-bedroom Apartment, City Center (Monthly)

$196 ₴8,903

1-bedroom Apartment, Outside City Center (Monthly)

$151 ₴6,883

$395 ₲2.3M

-61.70%

3-bedroom Apartment, City Center (Monthly)

$331 ₴15.1K

$262 ₲1.5M

26.58%

3-bedroom Apartment, Outside City Center (Monthly)

$266 ₴12.1K

$207 ₲1.2M

28.70%

Average Monthly Net Salary (After Tax)

$470 ₴21.4K

$558 ₲3.2M

-15.76%

20-Year Fixed Mortgage Interest Rate (Annual %)

15.25

10.5

45.24%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bila Tserkva: October 24, 2026

Last update for Villarrica: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Bila Tserkva

$165 24.7%

Villarrica

$200 20.1% 20.7% $34

Accommodation & Living

Bila Tserkva

$151 22.6%

Villarrica

$395 39.7% 161% $243

Eating Out

Bila Tserkva

$112 16.8%

Villarrica

$134 13.5% 19.8% $22

Monthly Utilities & Internet

Bila Tserkva

$96 14.3%

Villarrica

$71 7.1% 26.1% $25

Clothing & Footwear

Bila Tserkva

$95 14.3%

Villarrica

$135 13.6% 41.3% $39

Sport & Entertainment

Bila Tserkva

$43 6.4%

Villarrica

$51 5.2% 20.3% $8.7

Getting Around

Bila Tserkva

$5.7 * 0.9%

Villarrica

$9.1 * 0.9% 59.3% $3.4

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Villarrica pays 19% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $26 in Bila Tserkva vs $21 in Villarrica. Groceries flip the comparison at $165 vs $200, with Bila Tserkva cheaper for home cooking.

Good to know

🇺🇦 Bila Tserkva

🇵🇾 Villarrica

🕒 Local time

02:18 2:18 AM

21:18 9:18 PM

5 h behind Bila Tserkva

🌤 Weather

👥 Population

209,815

73,400

💱 Currency

Ukrainian Hryvnia UAH ₴

Paraguayan Guarani PYG ₲

📈 Exchange rate

100 UAH = 2.2 USD

100 UAH = 1.97 EUR

10,000 PYG = 1.72 USD

10,000 PYG = 1.55 EUR

Exchange rates and currency converter

PYG, USD, EUR to UAH – Ukrainian Hryvnia Converter

🇺🇸 United States Dollar ($)

🇺🇦 Ukrainian Hryvnia (₴)

Ukrainian Hryvnia exchange rates as of October 29, 2026: 1 USD = 45.54 UAH (100 UAH = 2.2 USD). 1 EUR = 50.69 UAH (100 UAH = 1.97 EUR).

Paraguayan Guarani exchange rates as of October 29, 2026: 1 USD = 5,803 PYG (10,000 PYG = 1.72 USD). 1 EUR = 6,460 PYG (10,000 PYG = 1.55 EUR).

USD to UAH in detail →

On the map

Lowest

Highest

Between locations

Bila Tserkva Villarrica 11,930 km ≈ 15 h nonstop flight

From you

Bila Tserkva
Villarrica

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bila Tserkva vs Villarrica: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $668 in Bila Tserkva and $994 in Villarrica, so Bila Tserkva is about 33% cheaper – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 16% lower in Bila Tserkva. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Supermarket bills run roughly 21% higher in Villarrica. For households that cook at home regularly, that difference adds up over a month.

All in, you’ll spend $668 per month in Bila Tserkva versus $994 in Villarrica – Bila Tserkva is about 33% cheaper, which adds up to real savings over time.

Either city works on $1,200 a month, though Bila Tserkva gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Bila Tserkva and Villarrica are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Bila Tserkva wins on affordability, Villarrica on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.