Last update: Oct 2026

Cost of Living Comparison Between Veliky Novgorod and Cebu

For one person, living is cheaper in Veliky Novgorod: $791 a month against $918 in Cebu, rent and utilities included – about $1,500 less a year. Higher rent and utilities in Cebu outweigh lower spending on other living expenses.

38

Cost of Living Index in Veliky Novgorod
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Veliky Novgorod Living Index
45

Cost of Living Index in Cebu
Learn more

Cebu Living Index

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Veliky Novgorod

🇷🇺 Russia

$791

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Veliky Novgorod and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Veliky Novgorod and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $791 in Veliky Novgorod versus $918 in Cebu.

Veliky Novgorod $791
Cebu $918

Estimated couple costs with rent: $1,322 in Veliky Novgorod versus $1,409 in Cebu.

Veliky Novgorod $1,322
Cebu $1,409

Monthly costs for a family of three with rent: $1,853 in Veliky Novgorod versus $1,900 in Cebu.

Veliky Novgorod $1,853
Cebu $1,900

Living in Veliky Novgorod costs roughly 14% less than in Cebu, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Veliky Novgorod 41% lower, Cebu 32% lower.

Meal at Budget Restaurant

$8.52 ₽711

$3.09 ₱194

175.73%

Three-Course Dinner for Two, Mid-Range

$41.72 ₽3,482

$24.22 ₱1,525

72.25%

Fast Food Meal (McDonalds, etc)

$5.26 ₽439

$3.92 ₱247

34.18%

Cappuccino

$2.10 ₽175

$2.51 ₱158

-16.33%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.73 ₽61.0

$1.59 ₱100

-54.09%

Water (0.33 liter bottle)

$0.37 ₽31.26

$0.53 ₱33.43

-30.19%

Local Beer (0.5 liter draught)

$1.04 ₽86.6

$1.78 ₱112

-41.57%

Imported Beer (0.33 liter bottle)

$1.84 ₽153

$2.17 ₱137

-15.21%

Milk (1 liter)

$1.10 ₽91.5

$1.92 ₱121

-42.71%

White Bread (500g)

$0.69 ₽57.7

$1.36 ₱85.4

-49.26%

Rice (white) (1kg)

$1.70 ₽142

$1.01 ₱63.5

68.32%

Eggs

$1.27 ₽106

$2.03 ₱128

-37.44%

Local Cheese (1kg)

$10.67 ₽891

$9.86 ₱621

8.22%

Chicken Fillets (1kg)

$6.24 ₽521

$4.39 ₱277

42.14%

Beef Round Steak (1kg)

$5.89 ₽491

$7.60 ₱479

-22.50%

Apples (1kg)

$1.57 ₽131

$3.30 ₱208

-52.42%

Banana (1kg)

$1.65 ₽138

$1.39 ₱87.8

18.71%

Oranges (1kg)

$1.64 ₽137

$2.33 ₱147

-29.61%

Tomato (1kg)

$3.18 ₽265

$1.50 ₱94.3

112.00%

Potato (1kg)

$0.68 ₽56.8

$2.36 ₱149

-71.19%

Onion (1kg)

$0.62 ₽51.3

$1.90 ₱119

-67.37%

Lettuce (1 head)

$1.26 ₽105

$1.19 ₱74.9

5.88%

Water (1.5 liter bottle)

$0.80 ₽66.5

$0.63 ₱39.71

26.98%

Cigarettes 20 Pack (Marlboro, Camel)

$2.96 ₽247

$3.00 ₱189

-1.33%

Wine (Bottle)

$5.90 ₽492

$6.03 ₱379

-2.16%

Local Beer (0.5 liter bottle)

$0.74 ₽61.4

$1.23 ₱77.7

-39.84%

Imported Beer (0.33 liter bottle)

$0.91 ₽75.9

$1.75 ₱110

-48.00%

One-way Ticket (Public Transport)

$0.53 ₽43.84

$0.25 ₱15.86

112.00%

Public Transport Monthly Pass (Regular Price)

$33.40 ₽2,788

$12.64 ₱796

164.24%

Taxi Start (Normal Tariff)

$1.82 ₽152

$0.77 ₱48.62

136.36%

Taxi (Normal Tariff) (1km)

$0.17 ₽13.85

$0.23 ₱14.53

-26.09%

Taxi 1hour Waiting (Normal Tariff)

$3.50 ₽292

$4.46 ₱281

-21.52%

Gasoline (1 liter)

$0.87 ₽72.5

$1.31 ₱82.8

-33.59%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$18.1K ₽1.5M

$21.2K ₱1.3M

-14.59%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K ₽2.7M

$19.1K ₱1.2M

67.65%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$44.70 ₽3,730

$120 ₱7,569

-62.82%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.33 ₽445

$14.00 ₱882

-61.93%

Internet (50+ Mbps, Unlimited Data)

$5.84 ₽487

$27.54 ₱1,734

-78.79%

Gym Membership (Monthly)

$33.20 ₽2,771

$32.33 ₱2,035

2.69%

Tennis Court (1 Hour on Weekend)

$21.55 ₽1,799

$6.65 ₱419

224.06%

Cinema Ticket

$5.27 ₽440

$5.65 ₱356

-6.73%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$635 ₽53.0K

$275 ₱17.3K

130.49%

International Primary School, 1 Child (Yearly)

$17.2K ₽1.4M

$7,918 ₱498.5K

117.37%

Jeans (Levis 501 Or Similar)

$35.26 ₽2,942

$49.33 ₱3,106

-28.52%

Summer Dress (H&M, Zara, etc)

$29.96 ₽2,501

$25.24 ₱1,589

18.70%

Sport Shoes (Adidas, Nike)

$100 ₽8,370

$77.0 ₱4,846

30.31%

Men's Leather Business Shoes

$70.2 ₽5,862

$57.2 ₱3,601

22.78%

1-bedroom Apartment, City Center (Monthly)

$356 ₽29.7K

$500 ₱31.5K

-28.76%

1-bedroom Apartment, Outside City Center (Monthly)

$238 ₽19.9K

$309 ₱19.4K

-22.85%

3-bedroom Apartment, City Center (Monthly)

$660 ₽55.0K

$1,078 ₱67.9K

-38.81%

3-bedroom Apartment, Outside City Center (Monthly)

$480 ₽40.0K

$615 ₱38.7K

-22.02%

Buy Apartment in City Center (m2)

$1,713 ₽143.0K

$2,886 ₱181.7K

-40.63%

Buy Apartment Outside City Center (m2)

$1,213 ₽101.3K

$1,917 ₱120.7K

-36.70%

Average Monthly Net Salary (After Tax)

$770 ₽64.3K

$346 ₱21.8K

122.66%

20-Year Fixed Mortgage Interest Rate (Annual %)

19.5

7.2

170.83%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Veliky Novgorod: October 11, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Veliky Novgorod

$238 30.1%

Cebu

$309 33.6% 29.6% $71

Groceries & Markets

Veliky Novgorod

$186 23.5%

Cebu

$206 22.4% 10.7% $20

Eating Out

Veliky Novgorod

$122 15.5%

Cebu

$88 9.6% 27.9% $34

Clothing & Footwear

Veliky Novgorod

$106 13.4%

Cebu

$94 10.2% 11.5% $12

Monthly Utilities & Internet

Veliky Novgorod

$56 7.1%

Cebu

$162 17.6% 190% $106

Sport & Entertainment

Veliky Novgorod

$44 5.5%

Cebu

$44 4.8% 0.3% $0.1

Getting Around

Veliky Novgorod

$38 4.8%

Cebu

$16 1.7% 59.2% $23

Cost Breakdown

A one-bedroom apartment in the center runs $356 in Veliky Novgorod and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Veliky Novgorod pays 123% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $42.00 in Veliky Novgorod vs $24.00 in Cebu. Groceries flip the comparison at $186 vs $206, with Veliky Novgorod cheaper for home cooking.

Good to know

🇷🇺 Veliky Novgorod

🇵🇭 Cebu

🕒 Local time

12:29 12:29 PM

17:29 5:29 PM

5 h ahead of Veliky Novgorod

🌤 Weather

👥 Population

223,191

964,169

💱 Currency

Russian Ruble RUB ₽

Philippine Peso PHP ₱

📈 Exchange rate

100 RUB = 1.2 USD

100 RUB = 1.07 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to RUB – Russian Ruble Converter

🇺🇸 United States Dollar ($)

🇷🇺 Russian Ruble (₽)

Russian Ruble exchange rates as of October 18, 2026: 1 USD = 83.46 RUB (100 RUB = 1.2 USD). 1 EUR = 93.83 RUB (100 RUB = 1.07 EUR).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to RUB in detail →

On the map

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Between locations

Veliky Novgorod Cebu 9,180 km ≈ 12 h nonstop flight

From you

Veliky Novgorod
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated March 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Veliky Novgorod vs Cebu: Cost of Living - Frequently Asked Questions

Veliky Novgorod is cheaper overall, especially in groceries and utilities. The 16% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 123% higher in Veliky Novgorod, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $356 in Veliky Novgorod versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $791 per month in Veliky Novgorod versus $918 in Cebu – a 16% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Veliky Novgorod runs roughly 164% less than in Cebu. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,200 a month, though Veliky Novgorod gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Veliky Novgorod is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Veliky Novgorod and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Veliky Novgorod gentler on the wallet – expenses run 16% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.