Last update: Oct 2026

Cost of Living Comparison Between Cebu and Veliky Novgorod

For one person, living is cheaper in Veliky Novgorod: $791 a month against $918 in Cebu, rent and utilities included – about $1,500 less a year. Higher rent and utilities in Cebu outweigh lower spending on other living expenses.

45

Cost of Living Index in Cebu
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Cebu Living Index
38

Cost of Living Index in Veliky Novgorod
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Veliky Novgorod Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Veliky Novgorod

🇷🇺 Russia

$791

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Veliky Novgorod

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Veliky Novgorod actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $791 in Veliky Novgorod.

Cebu $918
Veliky Novgorod $791

Estimated couple costs with rent: $1,409 in Cebu versus $1,322 in Veliky Novgorod.

Cebu $1,409
Veliky Novgorod $1,322

Monthly costs for a family of three with rent: $1,900 in Cebu versus $1,853 in Veliky Novgorod.

Cebu $1,900
Veliky Novgorod $1,853

Living in Cebu is roughly 16% more expensive than in Veliky Novgorod, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Cebu 32% lower, Veliky Novgorod 41% lower.

Meal at Budget Restaurant

$3.09 ₱194

$8.52 ₽711

-63.73%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$41.72 ₽3,482

-41.95%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$5.26 ₽439

-25.48%

Cappuccino

$2.51 ₱158

$2.10 ₽175

19.52%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$0.73 ₽61.0

117.81%

Water (0.33 liter bottle)

$0.53 ₱33.43

$0.37 ₽31.26

43.24%

Local Beer (0.5 liter draught)

$1.78 ₱112

$1.04 ₽86.6

71.15%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$1.84 ₽153

17.93%

Milk (1 liter)

$1.92 ₱121

$1.10 ₽91.5

74.55%

White Bread (500g)

$1.36 ₱85.4

$0.69 ₽57.7

97.10%

Rice (white) (1kg)

$1.01 ₱63.5

$1.70 ₽142

-40.59%

Eggs

$2.03 ₱128

$1.27 ₽106

59.84%

Local Cheese (1kg)

$9.86 ₱621

$10.67 ₽891

-7.59%

Chicken Fillets (1kg)

$4.39 ₱277

$6.24 ₽521

-29.65%

Beef Round Steak (1kg)

$7.60 ₱479

$5.89 ₽491

29.03%

Apples (1kg)

$3.30 ₱208

$1.57 ₽131

110.19%

Banana (1kg)

$1.39 ₱87.8

$1.65 ₽138

-15.76%

Oranges (1kg)

$2.33 ₱147

$1.64 ₽137

42.07%

Tomato (1kg)

$1.50 ₱94.3

$3.18 ₽265

-52.83%

Potato (1kg)

$2.36 ₱149

$0.68 ₽56.8

247.06%

Onion (1kg)

$1.90 ₱119

$0.62 ₽51.3

206.45%

Lettuce (1 head)

$1.19 ₱74.9

$1.26 ₽105

-5.56%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.80 ₽66.5

-21.25%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$2.96 ₽247

1.35%

Wine (Bottle)

$6.03 ₱379

$5.90 ₽492

2.20%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$0.74 ₽61.4

66.22%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$0.91 ₽75.9

92.31%

One-way Ticket (Public Transport)

$0.25 ₱15.86

$0.53 ₽43.84

-52.83%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$33.40 ₽2,788

-62.16%

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$1.82 ₽152

-57.69%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$0.17 ₽13.85

35.29%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$3.50 ₽292

27.43%

Gasoline (1 liter)

$1.31 ₱82.8

$0.87 ₽72.5

50.57%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$18.1K ₽1.5M

17.08%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$32.1K ₽2.7M

-40.35%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$44.70 ₽3,730

168.97%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$5.33 ₽445

162.66%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$5.84 ₽487

371.58%

Gym Membership (Monthly)

$32.33 ₱2,035

$33.20 ₽2,771

-2.62%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

$21.55 ₽1,799

-69.14%

Cinema Ticket

$5.65 ₱356

$5.27 ₽440

7.21%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$635 ₽53.0K

-56.61%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$17.2K ₽1.4M

-54.00%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$35.26 ₽2,942

39.90%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$29.96 ₽2,501

-15.75%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$100 ₽8,370

-23.26%

Men's Leather Business Shoes

$57.2 ₱3,601

$70.2 ₽5,862

-18.55%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$356 ₽29.7K

40.36%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$238 ₽19.9K

29.61%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$660 ₽55.0K

63.42%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$480 ₽40.0K

28.24%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$1,713 ₽143.0K

68.44%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$1,213 ₽101.3K

57.97%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$770 ₽64.3K

-55.09%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

19.5

-63.08%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Veliky Novgorod: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Veliky Novgorod

$238 30.1% 22.9% $71

Groceries & Markets

Cebu

$206 22.4%

Veliky Novgorod

$186 23.5% 9.6% $20

Monthly Utilities & Internet

Cebu

$162 17.6%

Veliky Novgorod

$56 7.1% 65.5% $106

Clothing & Footwear

Cebu

$94 10.2%

Veliky Novgorod

$106 13.4% 12.9% $12

Eating Out

Cebu

$88 9.6%

Veliky Novgorod

$122 15.5% 38.8% $34

Sport & Entertainment

Cebu

$44 4.8%

Veliky Novgorod

$44 5.5% 0.3% $0.1

Getting Around

Cebu

$16 1.7%

Veliky Novgorod

$38 4.8% 145% $23

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $356 in Veliky Novgorod. Housing cost is often the main lever when comparing two cities.

Veliky Novgorod pays 123% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $24.00 in Cebu vs $42.00 in Veliky Novgorod. Groceries flip the comparison at $206 vs $186, with Veliky Novgorod cheaper for home cooking.

Good to know

🇵🇭 Cebu

🇷🇺 Veliky Novgorod

🕒 Local time

20:28 8:28 PM

15:28 3:28 PM

5 h behind Cebu

🌤 Weather

👥 Population

964,169

223,191

💱 Currency

Philippine Peso PHP ₱

Russian Ruble RUB ₽

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

100 RUB = 1.2 USD

100 RUB = 1.07 EUR

Exchange rates and currency converter

RUB, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Russian Ruble exchange rates as of October 18, 2026: 1 USD = 83.46 RUB (100 RUB = 1.2 USD). 1 EUR = 93.83 RUB (100 RUB = 1.07 EUR).

USD to PHP in detail →

On the map

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Highest

Between locations

Cebu Veliky Novgorod 9,180 km ≈ 12 h nonstop flight

From you

Cebu
Veliky Novgorod

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Veliky Novgorod: Cost of Living - Frequently Asked Questions

Veliky Novgorod is cheaper overall, especially in groceries and utilities. The 16% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 123% lower in Veliky Novgorod. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $500 in Cebu versus $356 in Veliky Novgorod. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $918 per month in Cebu versus $791 in Veliky Novgorod – a 16% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Veliky Novgorod runs roughly 164% less than in Cebu. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,200 a month, though Veliky Novgorod gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Veliky Novgorod is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Veliky Novgorod are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Veliky Novgorod gentler on the wallet – expenses run 16% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.