Last update: Oct 2026

Cost of Living Comparison Between Veliko Tarnovo and Tbilisi

For one person, living is cheaper in Veliko Tarnovo: $1,006 a month against $1,266 in Tbilisi, rent and utilities included – about $3,100 less a year. Rent and utilities account for most of the difference.

49

Cost of Living Index in Veliko Tarnovo
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Veliko Tarnovo Living Index
62

Cost of Living Index in Tbilisi
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Tbilisi Living Index

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Veliko Tarnovo

🇧🇬 Bulgaria

$1,006

/mo nomad

Tbilisi

🇬🇪 Georgia

$1,266

/mo nomad

Monthly Cost of Living

How much you'll spend in Veliko Tarnovo and in Tbilisi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Veliko Tarnovo and in Tbilisi actually costs, broken down by who's living it.

A single person spends $1,006 per month in Veliko Tarnovo vs $1,266 in Tbilisi, rent included.

Veliko Tarnovo $1,006
Tbilisi $1,266

A couple spends around $1,574 per month in Veliko Tarnovo vs $2,007 in Tbilisi, rent included.

Veliko Tarnovo $1,574
Tbilisi $2,007

A family of three spends $2,141 per month in Veliko Tarnovo vs $2,749 in Tbilisi, rent included.

Veliko Tarnovo $2,141
Tbilisi $2,749

Veliko Tarnovo is about 21% cheaper than Tbilisi, and outside of rent the biggest gap is in clothing.

Both Veliko Tarnovo and Tbilisi are more affordable than the global median – Veliko Tarnovo 25% lower, Tbilisi 6% lower.

Meal at Budget Restaurant

$11.12 BGN 19.35

$11.34 ₾29.35

-1.94%

Three-Course Dinner for Two, Mid-Range

$39.76 BGN 69.2

$39.05 ₾101

1.82%

Fast Food Meal (McDonalds, etc)

$9.61 BGN 16.73

$9.63 ₾24.92

-0.21%

Cappuccino

$1.85 BGN 3.21

$3.46 ₾8.95

-46.53%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.31 BGN 2.29

$1.09 ₾2.82

20.18%

Water (0.33 liter bottle)

$0.88 BGN 1.53

$0.63 ₾1.62

39.68%

Local Beer (0.5 liter draught)

$2.03 BGN 3.53

$2.77 ₾7.17

-26.71%

Imported Beer (0.33 liter bottle)

$2.79 BGN 4.85

$3.10 ₾8.04

-10.00%

Milk (1 liter)

$1.86 BGN 3.23

$2.25 ₾5.81

-17.33%

White Bread (500g)

$1.05 BGN 1.83

$0.80 ₾2.07

31.25%

Rice (white) (1kg)

$2.48 BGN 4.31

$1.76 ₾4.55

40.91%

Eggs

$3.67 BGN 6.39

$2.75 ₾7.11

33.45%

Local Cheese (1kg)

$10.17 BGN 17.70

$9.39 ₾24.32

8.31%

Chicken Fillets (1kg)

$8.00 BGN 13.92

$6.66 ₾17.23

20.12%

Beef Round Steak (1kg)

$12.43 BGN 21.63

$12.92 ₾33.45

-3.79%

Apples (1kg)

$1.60 BGN 2.78

$1.67 ₾4.31

-4.19%

Banana (1kg)

$2.05 BGN 3.57

$1.80 ₾4.65

13.89%

Oranges (1kg)

$1.96 BGN 3.41

$1.92 ₾4.97

2.08%

Tomato (1kg)

$2.58 BGN 4.48

$2.41 ₾6.24

7.05%

Potato (1kg)

$1.09 BGN 1.90

$0.86 ₾2.23

26.74%

Onion (1kg)

$1.17 BGN 2.04

$0.69 ₾1.80

69.57%

Lettuce (1 head)

$0.98 BGN 1.70

$1.40 ₾3.62

-30.00%

Water (1.5 liter bottle)

$0.73 BGN 1.27

$0.71 ₾1.85

2.82%

Cigarettes 20 Pack (Marlboro, Camel)

$4.10 BGN 7.13

$3.51 ₾9.08

16.81%

Wine (Bottle)

$6.72 BGN 11.69

$7.61 ₾19.69

-11.70%

Local Beer (0.5 liter bottle)

$1.21 BGN 2.10

$1.63 ₾4.21

-25.77%

Imported Beer (0.33 liter bottle)

$1.61 BGN 2.79

$2.31 ₾5.98

-30.30%

One-way Ticket (Public Transport)

$0.90 BGN 1.56

$0.37 ₾0.96

143.24%

Public Transport Monthly Pass (Regular Price)

$23.23 BGN 40.42

$15.67 ₾40.57

48.25%

Taxi Start (Normal Tariff)

$1.16 BGN 2.02

$1.14 ₾2.95

1.75%

Taxi (Normal Tariff) (1km)

$0.67 BGN 1.17

$0.79 ₾2.05

-15.19%

Taxi 1hour Waiting (Normal Tariff)

$11.18 BGN 19.46

$11.86 ₾30.70

-5.73%

Gasoline (1 liter)

$1.56 BGN 2.71

$1.40 ₾3.62

11.43%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.5K BGN 53.1K

$24.8K ₾64.2K

23.09%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.6K BGN 53.3K

$21.9K ₾56.6K

40.08%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$95.9 BGN 167

$89.1 ₾231

7.55%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.81 BGN 32.73

$13.21 ₾34.19

42.39%

Internet (50+ Mbps, Unlimited Data)

$15.86 BGN 27.59

$19.76 ₾51.1

-19.74%

Gym Membership (Monthly)

$30.50 BGN 53.1

$64.9 ₾168

-53.01%

Tennis Court (1 Hour on Weekend)

$19.69 BGN 34.26

$19.02 ₾49.24

3.52%

Cinema Ticket

$6.91 BGN 12.02

$6.57 ₾17.02

5.18%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$377 ₾975

International Primary School, 1 Child (Yearly)

$10.8K ₾27.9K

Jeans (Levis 501 Or Similar)

$46.95 BGN 81.7

$102 ₾265

-54.05%

Summer Dress (H&M, Zara, etc)

$30.58 BGN 53.2

$39.70 ₾103

-22.97%

Sport Shoes (Adidas, Nike)

$122 BGN 213

$118 ₾305

3.66%

Men's Leather Business Shoes

$93.1 BGN 162

$123 ₾320

-24.56%

1-bedroom Apartment, City Center (Monthly)

$351 BGN 611

$666 ₾1,724

-47.30%

1-bedroom Apartment, Outside City Center (Monthly)

$260 BGN 453

$449 ₾1,163

-42.05%

3-bedroom Apartment, City Center (Monthly)

$572 BGN 995

$1,284 ₾3,324

-55.48%

3-bedroom Apartment, Outside City Center (Monthly)

$420 BGN 731

$890 ₾2,303

-52.80%

Buy Apartment in City Center (m2)

$2,407 BGN 4,187

$2,425 ₾6,276

-0.74%

Buy Apartment Outside City Center (m2)

$1,364 BGN 2,373

$1,380 ₾3,573

-1.20%

Average Monthly Net Salary (After Tax)

$952 BGN 1,657

$680 ₾1,760

40.07%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.74

12.62

-78.29%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Veliko Tarnovo: October 11, 2026

Last update for Tbilisi: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Veliko Tarnovo

$260 25.9%

Tbilisi

$449 35.5% 72.6% $189

Groceries & Markets

Veliko Tarnovo

$244 24.2%

Tbilisi

$234 18.5% 4% $9.8

Eating Out

Veliko Tarnovo

$164 16.3%

Tbilisi

$188 14.9% 14.3% $24

Clothing & Footwear

Veliko Tarnovo

$132 13.1%

Tbilisi

$172 13.6% 30.9% $41

Monthly Utilities & Internet

Veliko Tarnovo

$131 13%

Tbilisi

$122 9.7% 6.5% $8.4

Sport & Entertainment

Veliko Tarnovo

$44 4.4%

Tbilisi

$78 6.2% 76.2% $34

Getting Around

Veliko Tarnovo

$31 3.1%

Tbilisi

$22 1.8% 29% $9.1

Cost Breakdown

A central one-bedroom costs $351 in Veliko Tarnovo versus $666 in Tbilisi. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 40% higher in Veliko Tarnovo, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $40.00 in Veliko Tarnovo versus $39.00 in Tbilisi. Monthly groceries follow the same trend: $244 vs $234 – making Tbilisi the more affordable choice for daily food spending.

Good to know

🇧🇬 Veliko Tarnovo

🇬🇪 Tbilisi

🕒 Local time

18:25 6:25 PM

19:25 7:25 PM

1 h ahead of Veliko Tarnovo

🌤 Weather

👥 Population

71,150

1,241,700 Capital

💱 Currency

Bulgarian Lev BGN лв.

Georgian Lari GEL ₾

📈 Exchange rate

1 BGN = 0.575 USD

1 BGN = 0.511 EUR

1 GEL = 0.386 USD

1 GEL = 0.344 EUR

Exchange rates and currency converter

GEL, USD, EUR to BGN – Bulgarian Lev Converter

🇺🇸 United States Dollar ($)

🇧🇬 Bulgarian Lev (лв.)

Bulgarian Lev exchange rates as of October 19, 2026: 1 USD = 1.74 BGN (1 BGN = 0.575 USD). 1 EUR = 1.96 BGN (1 BGN = 0.511 EUR).

Georgian Lari exchange rates as of October 19, 2026: 1 USD = 2.59 GEL (1 GEL = 0.386 USD). 1 EUR = 2.91 GEL (1 GEL = 0.344 EUR).

USD to BGN in detail →

On the map

Lowest

Highest

Between locations

Veliko Tarnovo Tbilisi 1,580 km ≈ 2 h 30 min nonstop flight

From you

Veliko Tarnovo
Tbilisi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Veliko Tarnovo vs Tbilisi: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,006 in Veliko Tarnovo, $1,266 in Tbilisi – roughly 26% apart. Outside of rent, the biggest gap is in clothing.

For a comfortable life, plan on about $1,509 per month in Veliko Tarnovo and $1,899 in Tbilisi. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Veliko Tarnovo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 48% less in Veliko Tarnovo. For daily commuters, that gap adds up to noticeable savings over a year.

Interestingly, groceries are about 4% cheaper in Tbilisi – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $1,500 monthly budget goes further in Veliko Tarnovo, where all-in costs run around $1,006, than in Tbilisi at $1,266. In Veliko Tarnovo it covers expenses comfortably, while in Tbilisi it requires careful planning or may not stretch far enough.

It depends on your priorities. Tbilisi has an edge in some lifestyle areas, with costs from $1,006 in Veliko Tarnovo to $1,266 in Tbilisi. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Veliko Tarnovo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Tbilisi makes more sense. Both are solid long-term options with distinct trade-offs.