Cost of Living Comparison Between Veliko Tarnovo and Bali Cost of Living Comparison Between Veliko Tarnovo and Bali

Monthly Cost of Living

A single person spends $952 per month in Veliko Tarnovo vs $1,288 in Bali, rent included.

A couple spends around $1,535 per month in Veliko Tarnovo vs $2,328 in Bali, rent included.

A family of three spends $2,118 per month in Veliko Tarnovo vs $3,367 in Bali, rent included.

Veliko Tarnovo is about 26% cheaper than Bali, driven mainly by Eating Out.

Both Veliko Tarnovo and Bali are more affordable than the global median – Veliko Tarnovo 29% lower, Bali 4% lower.

Meal at Budget Restaurant

$10.28 BGN 17.10

$2.97 Rp 53.0K

246.13%

Three-Course Dinner for Two, Mid-Range

$41.04 BGN 68.3

$26.53 Rp 473.8K

54.69%

Fast Food Meal (McDonalds, etc)

$8.77 BGN 14.60

$4.09 Rp 73.0K

114.43%

Cappuccino

$1.89 BGN 3.14

$2.25 Rp 40.2K

-16.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.37 BGN 2.27

$1.14 Rp 20.4K

20.18%

Water (0.33 liter bottle)

$0.67 BGN 1.11

$0.62 Rp 11.1K

8.06%

Local Beer (0.5 liter draught)

$1.96 BGN 3.26

$2.42 Rp 43.2K

-19.01%

Imported Beer (0.33 liter bottle)

$2.87 BGN 4.78

$3.30 Rp 58.9K

-13.03%

Milk (1 liter)

$1.63 BGN 2.70

$1.73 Rp 30.8K

-5.78%

White Bread (500g)

$0.95 BGN 1.59

$2.42 Rp 43.2K

-60.74%

Rice (white) (1kg)

$1.87 BGN 3.12

$1.15 Rp 20.5K

62.61%

Eggs

$3.39 BGN 5.64

$2.31 Rp 41.2K

46.75%

Local Cheese (1kg)

$9.61 BGN 15.99

$13.70 Rp 244.6K

-29.85%

Chicken Fillets (1kg)

$8.04 BGN 13.38

$4.13 Rp 73.8K

94.67%

Beef Round Steak (1kg)

$11.58 BGN 19.26

$11.33 Rp 202.3K

2.21%

Apples (1kg)

$1.64 BGN 2.73

$3.45 Rp 61.7K

-52.46%

Banana (1kg)

$2.11 BGN 3.50

$1.53 Rp 27.2K

37.91%

Oranges (1kg)

$1.97 BGN 3.28

$2.70 Rp 48.2K

-27.04%

Tomato (1kg)

$2.56 BGN 4.25

$2.15 Rp 38.3K

19.07%

Potato (1kg)

$1.14 BGN 1.90

$1.83 Rp 32.6K

-37.70%

Onion (1kg)

$1.30 BGN 2.16

$2.13 Rp 38.0K

-38.97%

Lettuce (1 head)

$1.06 BGN 1.76

$0.98 Rp 17.5K

8.16%

Water (1.5 liter bottle)

$0.77 BGN 1.29

$0.67 Rp 12.0K

14.93%

Cigarettes 20 Pack (Marlboro, Camel)

$3.56 BGN 5.92

$3.16 Rp 56.5K

12.66%

Wine (Bottle)

$6.96 BGN 11.59

$22.80 Rp 407.1K

-69.47%

Local Beer (0.5 liter bottle)

$0.96 BGN 1.59

$2.65 Rp 47.3K

-63.77%

Imported Beer (0.33 liter bottle)

$1.68 BGN 2.80

$2.72 Rp 48.6K

-38.24%

One-way Ticket (Public Transport)

$0.89 BGN 1.49

$0.27 Rp 4,782

229.63%

Public Transport Monthly Pass (Regular Price)

$33.54 BGN 55.8

$8.46 Rp 151.1K

296.45%

Taxi Start (Normal Tariff)

$1.17 BGN 1.95

$0.46 Rp 8,160

154.35%

Taxi (Normal Tariff) (1km)

$0.63 BGN 1.05

$0.46 Rp 8,176

36.96%

Taxi 1hour Waiting (Normal Tariff)

$11.58 BGN 19.26

$6.00 Rp 107.2K

93.00%

Gasoline (1 liter)

$1.49 BGN 2.47

$0.82 Rp 14.6K

81.71%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.7K BGN 54.5K

$26.0K Rp 464.2M

25.95%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.8K BGN 42.9K

$31.9K Rp 569.1M

-19.01%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$93.7 BGN 156

$79.7 Rp 1.4M

17.51%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.56 BGN 27.56

$3.92 Rp 70.0K

322.45%

Internet (50+ Mbps, Unlimited Data)

$13.12 BGN 21.83

$24.36 Rp 434.9K

-46.14%

Gym Membership (Monthly)

$36.02 BGN 59.9

$82.3 Rp 1.5M

-56.25%

Tennis Court (1 Hour on Weekend)

$22.08 BGN 36.73

$5.30 Rp 94.6K

316.60%

Cinema Ticket

$6.94 BGN 11.54

$3.44 Rp 61.5K

101.74%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$232 BGN 386

$267 Rp 4.8M

-13.10%

International Primary School, 1 Child (Yearly)

$4,137 BGN 6,882

$5,920 Rp 105.7M

-30.12%

Jeans (Levis 501 Or Similar)

$45.02 BGN 74.9

$51.0 Rp 910.9K

-11.74%

Summer Dress (H&M, Zara, etc)

$29.43 BGN 48.96

$36.67 Rp 654.8K

-19.74%

Sport Shoes (Adidas, Nike)

$83.2 BGN 138

$83.9 Rp 1.5M

-0.85%

Men's Leather Business Shoes

$70.5 BGN 117

$74.8 Rp 1.3M

-5.67%

1-bedroom Apartment, City Center (Monthly)

$360 BGN 600

$854 Rp 15.3M

-57.82%

1-bedroom Apartment, Outside City Center (Monthly)

$261 BGN 434

$574 Rp 10.2M

-54.52%

3-bedroom Apartment, City Center (Monthly)

$572 BGN 952

$2,981 Rp 53.2M

-80.80%

3-bedroom Apartment, Outside City Center (Monthly)

$433 BGN 721

$1,784 Rp 31.9M

-75.70%

Buy Apartment in City Center (m2)

$2,499 BGN 4,157

$2,374 Rp 42.4M

5.25%

Buy Apartment Outside City Center (m2)

$1,394 BGN 2,320

$1,973 Rp 35.2M

-29.31%

Average Monthly Net Salary (After Tax)

$957 BGN 1,592

$223 Rp 4.0M

329.47%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.57

13.28

-65.59%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Veliko Tarnovo: May 31, 2026

Last update for Bali: May 31, 2026

Cost Breakdown

A central one-bedroom costs $360 in Veliko Tarnovo versus $854 in Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 329% higher in Veliko Tarnovo, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $41.00 in Veliko Tarnovo versus $27.00 in Bali. Groceries tell a different story – $234 in Veliko Tarnovo vs $285 in Bali – so Veliko Tarnovo wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Veliko Tarnovo vs Bali: Cost of Living - Frequently Asked Questions

Bali costs about 35% more than Veliko Tarnovo, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,428 per month in Veliko Tarnovo and $1,932 in Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Veliko Tarnovo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $41.00 in Veliko Tarnovo and $27.00 in Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $952 in Veliko Tarnovo and $1,288 in Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $1,500 monthly budget goes further in Veliko Tarnovo, where all-in costs run around $952, than in Bali at $1,288. In Veliko Tarnovo it covers expenses comfortably, while in Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Veliko Tarnovo costs $952 versus $1,288 in Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Veliko Tarnovo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Bali makes more sense. Both are solid long-term options with distinct trade-offs.