Cost of Living Comparison Between Veliko Tarnovo and Bali Cost of Living Comparison Between Veliko Tarnovo and Bali

Monthly Cost of Living

A single person spends $971 per month in Veliko Tarnovo vs $1,290 in Bali, rent included.

A couple spends around $1,528 per month in Veliko Tarnovo vs $2,302 in Bali, rent included.

A family of three spends $2,085 per month in Veliko Tarnovo vs $3,314 in Bali, rent included.

Veliko Tarnovo is about 25% cheaper than Bali, driven mainly by Eating Out.

Both Veliko Tarnovo and Bali are more affordable than the global median – Veliko Tarnovo 27% lower, Bali 3% lower.

Meal at Budget Restaurant

$10.37 BGN 17.25

$2.86 Rp 51.3K

262.59%

Three-Course Dinner for Two, Mid-Range

$40.59 BGN 67.5

$27.11 Rp 486.3K

49.72%

Fast Food Meal (McDonalds, etc)

$9.09 BGN 15.11

$4.25 Rp 76.2K

113.88%

Cappuccino

$1.87 BGN 3.10

$2.24 Rp 40.2K

-16.52%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 BGN 2.29

$1.15 Rp 20.6K

20.00%

Water (0.33 liter bottle)

$0.66 BGN 1.10

$0.58 Rp 10.5K

13.79%

Local Beer (0.5 liter draught)

$1.93 BGN 3.22

$2.42 Rp 43.4K

-20.25%

Imported Beer (0.33 liter bottle)

$2.99 BGN 4.97

$3.32 Rp 59.5K

-9.94%

Milk (1 liter)

$1.68 BGN 2.80

$1.66 Rp 29.9K

1.20%

White Bread (500g)

$0.91 BGN 1.51

$2.44 Rp 43.8K

-62.70%

Rice (white) (1kg)

$1.97 BGN 3.28

$1.09 Rp 19.6K

80.73%

Eggs

$3.28 BGN 5.46

$2.25 Rp 40.5K

45.78%

Local Cheese (1kg)

$9.50 BGN 15.80

$13.93 Rp 249.9K

-31.80%

Chicken Fillets (1kg)

$7.88 BGN 13.10

$4.10 Rp 73.6K

92.20%

Beef Round Steak (1kg)

$11.50 BGN 19.14

$11.34 Rp 203.4K

1.41%

Apples (1kg)

$1.65 BGN 2.75

$3.66 Rp 65.7K

-54.92%

Banana (1kg)

$2.06 BGN 3.42

$1.54 Rp 27.6K

33.77%

Oranges (1kg)

$2.01 BGN 3.35

$2.66 Rp 47.7K

-24.44%

Tomato (1kg)

$2.49 BGN 4.14

$2.21 Rp 39.7K

12.67%

Potato (1kg)

$1.20 BGN 2.00

$1.82 Rp 32.6K

-34.07%

Onion (1kg)

$1.35 BGN 2.25

$2.08 Rp 37.3K

-35.10%

Lettuce (1 head)

$1.01 BGN 1.67

$1.04 Rp 18.6K

-2.88%

Water (1.5 liter bottle)

$0.80 BGN 1.32

$0.69 Rp 12.3K

15.94%

Cigarettes 20 Pack (Marlboro, Camel)

$3.58 BGN 5.95

$3.10 Rp 55.7K

15.48%

Wine (Bottle)

$6.64 BGN 11.04

$22.34 Rp 400.8K

-70.28%

Local Beer (0.5 liter bottle)

$0.95 BGN 1.58

$2.62 Rp 47.1K

-63.74%

Imported Beer (0.33 liter bottle)

$1.61 BGN 2.68

$2.65 Rp 47.5K

-39.25%

One-way Ticket (Public Transport)

$0.86 BGN 1.43

$0.27 Rp 4,795

218.52%

Public Transport Monthly Pass (Regular Price)

$34.46 BGN 57.3

$8.19 Rp 146.8K

320.76%

Taxi Start (Normal Tariff)

$1.21 BGN 2.01

$0.45 Rp 8,070

168.89%

Taxi (Normal Tariff) (1km)

$0.62 BGN 1.02

$0.46 Rp 8,228

34.78%

Taxi 1hour Waiting (Normal Tariff)

$11.97 BGN 19.91

$5.99 Rp 107.5K

99.83%

Gasoline (1 liter)

$1.56 BGN 2.60

$0.82 Rp 14.6K

90.24%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.0K BGN 53.3K

$26.0K Rp 465.7M

23.34%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.1K BGN 43.4K

$32.6K Rp 584.7M

-19.96%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$93.9 BGN 156

$79.4 Rp 1.4M

18.35%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.63 BGN 27.67

$4.07 Rp 73.0K

308.60%

Internet (50+ Mbps, Unlimited Data)

$13.38 BGN 22.26

$24.04 Rp 431.3K

-44.34%

Gym Membership (Monthly)

$35.95 BGN 59.8

$80.6 Rp 1.4M

-55.39%

Tennis Court (1 Hour on Weekend)

$21.78 BGN 36.24

$5.47 Rp 98.1K

298.17%

Cinema Ticket

$7.00 BGN 11.65

$3.29 Rp 59.0K

112.77%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$233 BGN 388

$273 Rp 4.9M

-14.58%

International Primary School, 1 Child (Yearly)

$4,168 BGN 6,934

$6,104 Rp 109.5M

-31.72%

Jeans (Levis 501 Or Similar)

$43.83 BGN 72.9

$52.5 Rp 942.1K

-16.53%

Summer Dress (H&M, Zara, etc)

$29.93 BGN 49.78

$37.11 Rp 665.7K

-19.35%

Sport Shoes (Adidas, Nike)

$82.4 BGN 137

$83.2 Rp 1.5M

-0.95%

Men's Leather Business Shoes

$71.5 BGN 119

$72.8 Rp 1.3M

-1.79%

1-bedroom Apartment, City Center (Monthly)

$364 BGN 606

$860 Rp 15.4M

-57.66%

1-bedroom Apartment, Outside City Center (Monthly)

$254 BGN 422

$582 Rp 10.4M

-56.39%

3-bedroom Apartment, City Center (Monthly)

$577 BGN 960

$2,932 Rp 52.6M

-80.32%

3-bedroom Apartment, Outside City Center (Monthly)

$435 BGN 724

$1,801 Rp 32.3M

-75.83%

Buy Apartment in City Center (m2)

$2,514 BGN 4,182

$2,406 Rp 43.2M

4.45%

Buy Apartment Outside City Center (m2)

$1,388 BGN 2,309

$1,957 Rp 35.1M

-29.09%

Average Monthly Net Salary (After Tax)

$923 BGN 1,536

$221 Rp 4.0M

317.41%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.57

13.28

-65.59%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Veliko Tarnovo: July 12, 2026

Last update for Bali: July 11, 2026

Cost Breakdown

A central one-bedroom costs $364 in Veliko Tarnovo versus $860 in Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 317% higher in Veliko Tarnovo, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $41.00 in Veliko Tarnovo versus $27.00 in Bali. Groceries tell a different story – $232 in Veliko Tarnovo vs $285 in Bali – so Veliko Tarnovo wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Veliko Tarnovo vs Bali: Cost of Living - Frequently Asked Questions

Bali costs about 33% more than Veliko Tarnovo, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,457 per month in Veliko Tarnovo and $1,935 in Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Veliko Tarnovo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $41.00 in Veliko Tarnovo and $27.00 in Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $971 in Veliko Tarnovo and $1,290 in Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $1,500 monthly budget goes further in Veliko Tarnovo, where all-in costs run around $971, than in Bali at $1,290. In Veliko Tarnovo it covers expenses comfortably, while in Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Veliko Tarnovo costs $971 versus $1,290 in Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Veliko Tarnovo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Bali makes more sense. Both are solid long-term options with distinct trade-offs.