Cost of Living Comparison Between Veliko Tarnovo and Bali Cost of Living Comparison Between Veliko Tarnovo and Bali

Monthly Cost of Living

A single person spends $1,070 per month in Veliko Tarnovo vs $1,266 in Bali, rent included.

A couple spends around $1,686 per month in Veliko Tarnovo vs $2,141 in Bali, rent included.

A family of three spends $2,302 per month in Veliko Tarnovo vs $3,016 in Bali, rent included.

Veliko Tarnovo is about 16% cheaper than Bali, driven mainly by Eating Out.

Both Veliko Tarnovo and Bali are more affordable than the global median – Veliko Tarnovo 22% lower, Bali 8% lower.

Meal at Budget Restaurant

$11.80 BGN 19.62

$2.91 Rp 51.4K

305.50%

Three-Course Dinner for Two, Mid-Range

$48.39 BGN 80.5

$31.94 Rp 564.9K

51.50%

Fast Food Meal (McDonalds, etc)

$10.21 BGN 16.99

$4.50 Rp 79.5K

126.89%

Cappuccino

$2.06 BGN 3.43

$2.29 Rp 40.4K

-10.04%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.33 BGN 2.22

$1.39 Rp 24.5K

-4.32%

Water (0.33 liter bottle)

$1.08 BGN 1.80

$0.60 Rp 10.5K

80.00%

Local Beer (0.5 liter draught)

$1.82 BGN 3.03

$2.20 Rp 39.0K

-17.27%

Imported Beer (0.33 liter bottle)

$3.04 BGN 5.06

$3.61 Rp 63.8K

-15.79%

Milk (1 liter)

$1.98 BGN 3.30

$1.54 Rp 27.2K

28.57%

White Bread (500g)

$1.04 BGN 1.74

$2.19 Rp 38.6K

-52.51%

Rice (white) (1kg)

$2.74 BGN 4.56

$1.08 Rp 19.0K

153.70%

Eggs

$3.43 BGN 5.71

$2.01 Rp 35.5K

70.65%

Local Cheese (1kg)

$10.86 BGN 18.07

$16.91 Rp 299.0K

-35.78%

Chicken Fillets (1kg)

$8.45 BGN 14.05

$3.76 Rp 66.4K

124.73%

Beef Round Steak (1kg)

$13.24 BGN 22.03

$11.82 Rp 209.1K

12.01%

Apples (1kg)

$1.68 BGN 2.79

$3.39 Rp 60.0K

-50.44%

Banana (1kg)

$2.02 BGN 3.36

$1.47 Rp 26.0K

37.41%

Oranges (1kg)

$2.04 BGN 3.40

$2.17 Rp 38.4K

-5.99%

Tomato (1kg)

$2.74 BGN 4.56

$1.84 Rp 32.6K

48.91%

Potato (1kg)

$1.13 BGN 1.88

$1.77 Rp 31.2K

-36.16%

Onion (1kg)

$1.24 BGN 2.07

$2.26 Rp 39.9K

-45.13%

Lettuce (1 head)

$1.05 BGN 1.75

$0.99 Rp 17.5K

6.06%

Water (1.5 liter bottle)

$0.80 BGN 1.33

$0.49 Rp 8,670

63.27%

Cigarettes 20 Pack (Marlboro, Camel)

$4.11 BGN 6.83

$2.13 Rp 37.7K

92.96%

Wine (Bottle)

$6.72 BGN 11.18

$22.73 Rp 401.9K

-70.44%

Local Beer (0.5 liter bottle)

$1.20 BGN 2.00

$2.27 Rp 40.2K

-47.14%

Imported Beer (0.33 liter bottle)

$1.71 BGN 2.85

$2.67 Rp 47.3K

-35.96%

One-way Ticket (Public Transport)

$0.91 BGN 1.52

$0.25 Rp 4,384

264.00%

Public Transport Monthly Pass (Regular Price)

$23.67 BGN 39.37

$8.56 Rp 151.4K

176.52%

Taxi Start (Normal Tariff)

$1.21 BGN 2.01

$0.49 Rp 8,667

146.94%

Taxi (Normal Tariff) (1km)

$0.72 BGN 1.20

$0.48 Rp 8,442

50.00%

Taxi 1hour Waiting (Normal Tariff)

$12.05 BGN 20.04

$5.81 Rp 102.8K

107.40%

Gasoline (1 liter)

$1.52 BGN 2.52

$0.76 Rp 13.4K

100.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.7K BGN 52.7K

$24.6K Rp 434.8M

28.81%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.8K BGN 53.0K

$32.1K Rp 568.1M

-0.91%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$107 BGN 179

$82.7 Rp 1.5M

29.96%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.33 BGN 32.16

$6.47 Rp 114.5K

198.76%

Internet (50+ Mbps, Unlimited Data)

$14.59 BGN 24.27

$18.80 Rp 332.4K

-22.39%

Gym Membership (Monthly)

$31.04 BGN 51.6

$47.41 Rp 838.4K

-34.53%

Tennis Court (1 Hour on Weekend)

$21.21 BGN 35.28

$15.42 Rp 272.7K

37.55%

Cinema Ticket

$7.34 BGN 12.21

$3.64 Rp 64.3K

101.65%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$443 Rp 7.8M

International Primary School, 1 Child (Yearly)

$5,200 Rp 91.9M

Jeans (Levis 501 Or Similar)

$49.30 BGN 82.0

$43.91 Rp 776.4K

12.28%

Summer Dress (H&M, Zara, etc)

$32.21 BGN 53.6

$34.14 Rp 603.7K

-5.65%

Sport Shoes (Adidas, Nike)

$128 BGN 213

$75.4 Rp 1.3M

69.58%

Men's Leather Business Shoes

$99.4 BGN 165

$77.4 Rp 1.4M

28.37%

1-bedroom Apartment, City Center (Monthly)

$365 BGN 608

$1,004 Rp 17.8M

-63.63%

1-bedroom Apartment, Outside City Center (Monthly)

$272 BGN 452

$595 Rp 10.5M

-54.34%

3-bedroom Apartment, City Center (Monthly)

$593 BGN 987

$3,169 Rp 56.0M

-81.27%

3-bedroom Apartment, Outside City Center (Monthly)

$438 BGN 729

$1,478 Rp 26.1M

-70.36%

Buy Apartment in City Center (m2)

$2,510 BGN 4,176

$2,472 Rp 43.7M

1.56%

Buy Apartment Outside City Center (m2)

$1,386 BGN 2,305

$2,027 Rp 35.8M

-31.64%

Average Monthly Net Salary (After Tax)

$953 BGN 1,586

$221 Rp 3.9M

331.85%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.18

13.78

-76.92%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Veliko Tarnovo: August 29, 2026

Last update for Bali: August 31, 2026

Cost Breakdown

A central one-bedroom costs $365 in Veliko Tarnovo versus $1,004 in Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 332% higher in Veliko Tarnovo, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $48.00 in Veliko Tarnovo versus $32.00 in Bali. Groceries tell a different story – $254 in Veliko Tarnovo vs $280 in Bali – so Veliko Tarnovo wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Veliko Tarnovo vs Bali: Cost of Living - Frequently Asked Questions

Bali costs about 18% more than Veliko Tarnovo, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,605 per month in Veliko Tarnovo and $1,899 in Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Veliko Tarnovo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,070 in Veliko Tarnovo and $1,266 in Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.

A mid-range dinner for two costs $48.00 in Veliko Tarnovo and $32.00 in Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,500 monthly budget goes further in Veliko Tarnovo, where all-in costs run around $1,070, than in Bali at $1,266. In Veliko Tarnovo it covers expenses comfortably, while in Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Veliko Tarnovo costs $1,070 versus $1,266 in Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Veliko Tarnovo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Bali makes more sense. Both are solid long-term options with distinct trade-offs.