Cost of Living Comparison Between Veliko Tarnovo and Nis Cost of Living Comparison Between Veliko Tarnovo and Nis

Monthly Cost of Living

A single person spends $971 per month in Veliko Tarnovo vs $1,048 in Nis, rent included.

A couple spends around $1,528 per month in Veliko Tarnovo vs $1,519 in Nis, rent included.

A family of three spends $2,085 per month in Veliko Tarnovo vs $1,991 in Nis, rent included.

Veliko Tarnovo is about 7% cheaper than Nis, driven mainly by Clothing & Footwear.

Both Veliko Tarnovo and Nis are more affordable than the global median – Veliko Tarnovo 27% lower, Nis 22% lower.

Meal at Budget Restaurant

$10.37 BGN 17.25

$7.55 RSD 773

37.35%

Three-Course Dinner for Two, Mid-Range

$40.59 BGN 67.5

$30.06 RSD 3,075

35.03%

Fast Food Meal (McDonalds, etc)

$9.09 BGN 15.11

$9.85 RSD 1,007

-7.72%

Cappuccino

$1.87 BGN 3.10

$1.90 RSD 195

-1.58%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 BGN 2.29

$1.80 RSD 184

-23.33%

Water (0.33 liter bottle)

$0.66 BGN 1.10

$1.28 RSD 131

-48.44%

Local Beer (0.5 liter draught)

$1.93 BGN 3.22

$2.41 RSD 247

-19.92%

Imported Beer (0.33 liter bottle)

$2.99 BGN 4.97

$3.01 RSD 308

-0.66%

Milk (1 liter)

$1.68 BGN 2.80

$1.33 RSD 136

26.32%

White Bread (500g)

$0.91 BGN 1.51

$0.69 RSD 70.3

31.88%

Rice (white) (1kg)

$1.97 BGN 3.28

$1.79 RSD 183

10.06%

Eggs

$3.28 BGN 5.46

$2.40 RSD 246

36.67%

Local Cheese (1kg)

$9.50 BGN 15.80

$8.19 RSD 838

16.00%

Chicken Fillets (1kg)

$7.88 BGN 13.10

$6.97 RSD 713

13.06%

Beef Round Steak (1kg)

$11.50 BGN 19.14

$11.87 RSD 1,215

-3.12%

Apples (1kg)

$1.65 BGN 2.75

$1.17 RSD 120

41.03%

Banana (1kg)

$2.06 BGN 3.42

$1.79 RSD 183

15.08%

Oranges (1kg)

$2.01 BGN 3.35

$1.51 RSD 154

33.11%

Tomato (1kg)

$2.49 BGN 4.14

$1.85 RSD 189

34.59%

Potato (1kg)

$1.20 BGN 2.00

$1.08 RSD 111

11.11%

Onion (1kg)

$1.35 BGN 2.25

$1.13 RSD 116

19.47%

Lettuce (1 head)

$1.01 BGN 1.67

$0.59 RSD 60.3

71.19%

Water (1.5 liter bottle)

$0.80 BGN 1.32

$0.58 RSD 59.3

37.93%

Cigarettes 20 Pack (Marlboro, Camel)

$3.58 BGN 5.95

$4.21 RSD 431

-14.96%

Wine (Bottle)

$6.64 BGN 11.04

$5.79 RSD 593

14.68%

Local Beer (0.5 liter bottle)

$0.95 BGN 1.58

$0.68 RSD 70.1

39.71%

Imported Beer (0.33 liter bottle)

$1.61 BGN 2.68

$2.13 RSD 218

-24.41%

One-way Ticket (Public Transport)

$0.86 BGN 1.43

$0.81 RSD 82.7

6.17%

Public Transport Monthly Pass (Regular Price)

$34.46 BGN 57.3

$26.01 RSD 2,661

32.49%

Taxi Start (Normal Tariff)

$1.21 BGN 2.01

$1.49 RSD 153

-18.79%

Taxi (Normal Tariff) (1km)

$0.62 BGN 1.02

$0.45 RSD 46.09

37.78%

Taxi 1hour Waiting (Normal Tariff)

$11.97 BGN 19.91

$6.84 RSD 699

75.00%

Gasoline (1 liter)

$1.56 BGN 2.60

$1.75 RSD 179

-10.86%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.0K BGN 53.3K

$30.1K RSD 3.1M

6.43%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.1K BGN 43.4K

$26.7K RSD 2.7M

-2.31%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$93.9 BGN 156

$139 RSD 14.3K

-32.58%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.63 BGN 27.67

$16.85 RSD 1,724

-1.31%

Internet (50+ Mbps, Unlimited Data)

$13.38 BGN 22.26

$22.12 RSD 2,263

-39.51%

Gym Membership (Monthly)

$35.95 BGN 59.8

$28.83 RSD 2,949

24.70%

Tennis Court (1 Hour on Weekend)

$21.78 BGN 36.24

$19.09 RSD 1,953

14.09%

Cinema Ticket

$7.00 BGN 11.65

$4.91 RSD 502

42.57%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$233 BGN 388

$239 RSD 24.4K

-2.54%

International Primary School, 1 Child (Yearly)

$4,168 BGN 6,934

$5,102 RSD 521.9K

-18.30%

Jeans (Levis 501 Or Similar)

$43.83 BGN 72.9

$89.0 RSD 9,109

-50.77%

Summer Dress (H&M, Zara, etc)

$29.93 BGN 49.78

$46.12 RSD 4,718

-35.10%

Sport Shoes (Adidas, Nike)

$82.4 BGN 137

$95.6 RSD 9,777

-13.75%

Men's Leather Business Shoes

$71.5 BGN 119

$102 RSD 10.4K

-29.55%

1-bedroom Apartment, City Center (Monthly)

$364 BGN 606

$402 RSD 41.1K

-9.44%

1-bedroom Apartment, Outside City Center (Monthly)

$254 BGN 422

$291 RSD 29.8K

-12.86%

3-bedroom Apartment, City Center (Monthly)

$577 BGN 960

$564 RSD 57.7K

2.36%

3-bedroom Apartment, Outside City Center (Monthly)

$435 BGN 724

$402 RSD 41.2K

8.17%

Buy Apartment in City Center (m2)

$2,514 BGN 4,182

$2,570 RSD 262.9K

-2.20%

Buy Apartment Outside City Center (m2)

$1,388 BGN 2,309

$1,889 RSD 193.3K

-26.54%

Average Monthly Net Salary (After Tax)

$923 BGN 1,536

$880 RSD 90.0K

4.96%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.57

7.45

-38.66%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Veliko Tarnovo: July 12, 2026

Last update for Nis: July 13, 2026

Cost Breakdown

A central one-bedroom costs $364 in Veliko Tarnovo versus $402 in Nis. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 5% higher in Veliko Tarnovo, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $41.00 in Veliko Tarnovo versus $30.00 in Nis. Monthly groceries follow the same trend: $232 vs $198 – making Nis the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Veliko Tarnovo vs Nis: Cost of Living - Frequently Asked Questions

Nis costs about 8% more than Veliko Tarnovo, with the gap driven mainly by Clothing & Footwear. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,457 per month in Veliko Tarnovo and $1,572 in Nis. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Veliko Tarnovo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $971 in Veliko Tarnovo and $1,048 in Nis. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 32% less in Veliko Tarnovo. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,500 monthly budget goes further in Veliko Tarnovo, where all-in costs run around $971, than in Nis at $1,048. In Veliko Tarnovo it covers expenses comfortably, while in Nis it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Veliko Tarnovo costs $971 versus $1,048 in Nis. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Veliko Tarnovo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Nis makes more sense. Both are solid long-term options with distinct trade-offs.