Cost of Living Comparison Between Veliko Tarnovo and Nis Cost of Living Comparison Between Veliko Tarnovo and Nis

Monthly Cost of Living

A single person spends $952 per month in Veliko Tarnovo vs $1,023 in Nis, rent included.

A couple spends around $1,535 per month in Veliko Tarnovo vs $1,501 in Nis, rent included.

A family of three spends $2,118 per month in Veliko Tarnovo vs $1,979 in Nis, rent included.

Veliko Tarnovo is about 7% cheaper than Nis, driven mainly by Clothing & Footwear.

Both Veliko Tarnovo and Nis are more affordable than the global median – Veliko Tarnovo 29% lower, Nis 24% lower.

Meal at Budget Restaurant

$10.28 BGN 17.10

$7.23 RSD 727

42.19%

Three-Course Dinner for Two, Mid-Range

$41.04 BGN 68.3

$29.67 RSD 2,984

38.32%

Fast Food Meal (McDonalds, etc)

$8.77 BGN 14.60

$9.99 RSD 1,005

-12.21%

Cappuccino

$1.89 BGN 3.14

$1.99 RSD 200

-5.03%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.37 BGN 2.27

$1.82 RSD 183

-24.73%

Water (0.33 liter bottle)

$0.67 BGN 1.11

$1.22 RSD 123

-45.08%

Local Beer (0.5 liter draught)

$1.96 BGN 3.26

$2.54 RSD 256

-22.83%

Imported Beer (0.33 liter bottle)

$2.87 BGN 4.78

$2.91 RSD 293

-1.37%

Milk (1 liter)

$1.63 BGN 2.70

$1.33 RSD 134

22.56%

White Bread (500g)

$0.95 BGN 1.59

$0.74 RSD 74.8

28.38%

Rice (white) (1kg)

$1.87 BGN 3.12

$1.81 RSD 182

3.31%

Eggs

$3.39 BGN 5.64

$2.44 RSD 245

38.93%

Local Cheese (1kg)

$9.61 BGN 15.99

$7.78 RSD 782

23.52%

Chicken Fillets (1kg)

$8.04 BGN 13.38

$6.65 RSD 669

20.90%

Beef Round Steak (1kg)

$11.58 BGN 19.26

$11.70 RSD 1,176

-1.03%

Apples (1kg)

$1.64 BGN 2.73

$1.19 RSD 119

37.82%

Banana (1kg)

$2.11 BGN 3.50

$1.72 RSD 173

22.67%

Oranges (1kg)

$1.97 BGN 3.28

$1.46 RSD 147

34.93%

Tomato (1kg)

$2.56 BGN 4.25

$1.78 RSD 179

43.82%

Potato (1kg)

$1.14 BGN 1.90

$1.02 RSD 103

11.76%

Onion (1kg)

$1.30 BGN 2.16

$1.13 RSD 113

15.04%

Lettuce (1 head)

$1.06 BGN 1.76

$0.55 RSD 55.0

92.73%

Water (1.5 liter bottle)

$0.77 BGN 1.29

$0.57 RSD 57.0

35.09%

Cigarettes 20 Pack (Marlboro, Camel)

$3.56 BGN 5.92

$4.23 RSD 426

-15.84%

Wine (Bottle)

$6.96 BGN 11.59

$6.31 RSD 635

10.30%

Local Beer (0.5 liter bottle)

$0.96 BGN 1.59

$0.73 RSD 73.6

31.51%

Imported Beer (0.33 liter bottle)

$1.68 BGN 2.80

$2.04 RSD 205

-17.65%

One-way Ticket (Public Transport)

$0.89 BGN 1.49

$0.80 RSD 80.5

11.25%

Public Transport Monthly Pass (Regular Price)

$33.54 BGN 55.8

$25.95 RSD 2,610

29.25%

Taxi Start (Normal Tariff)

$1.17 BGN 1.95

$1.45 RSD 145

-19.31%

Taxi (Normal Tariff) (1km)

$0.63 BGN 1.05

$0.45 RSD 45.68

40.00%

Taxi 1hour Waiting (Normal Tariff)

$11.58 BGN 19.26

$6.82 RSD 686

69.79%

Gasoline (1 liter)

$1.49 BGN 2.47

$1.75 RSD 176

-14.86%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.7K BGN 54.5K

$30.2K RSD 3.0M

8.37%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.8K BGN 42.9K

$27.4K RSD 2.8M

-5.88%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$93.7 BGN 156

$141 RSD 14.2K

-33.56%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.56 BGN 27.56

$16.68 RSD 1,677

-0.72%

Internet (50+ Mbps, Unlimited Data)

$13.12 BGN 21.83

$22.71 RSD 2,284

-42.23%

Gym Membership (Monthly)

$36.02 BGN 59.9

$29.35 RSD 2,951

22.73%

Tennis Court (1 Hour on Weekend)

$22.08 BGN 36.73

$18.77 RSD 1,888

17.63%

Cinema Ticket

$6.94 BGN 11.54

$4.80 RSD 483

44.58%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$232 BGN 386

$239 RSD 24.0K

-2.78%

International Primary School, 1 Child (Yearly)

$4,137 BGN 6,882

$5,050 RSD 507.9K

-18.09%

Jeans (Levis 501 Or Similar)

$45.02 BGN 74.9

$90.2 RSD 9,070

-50.08%

Summer Dress (H&M, Zara, etc)

$29.43 BGN 48.96

$46.77 RSD 4,703

-37.08%

Sport Shoes (Adidas, Nike)

$83.2 BGN 138

$93.6 RSD 9,415

-11.17%

Men's Leather Business Shoes

$70.5 BGN 117

$104 RSD 10.4K

-32.04%

1-bedroom Apartment, City Center (Monthly)

$360 BGN 600

$401 RSD 40.3K

-10.11%

1-bedroom Apartment, Outside City Center (Monthly)

$261 BGN 434

$286 RSD 28.8K

-8.84%

3-bedroom Apartment, City Center (Monthly)

$572 BGN 952

$567 RSD 57.0K

0.91%

3-bedroom Apartment, Outside City Center (Monthly)

$433 BGN 721

$412 RSD 41.5K

5.10%

Buy Apartment in City Center (m2)

$2,499 BGN 4,157

$2,613 RSD 262.8K

-4.35%

Buy Apartment Outside City Center (m2)

$1,394 BGN 2,320

$1,894 RSD 190.5K

-26.39%

Average Monthly Net Salary (After Tax)

$957 BGN 1,592

$907 RSD 91.2K

5.56%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.57

7.45

-38.66%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Veliko Tarnovo: May 31, 2026

Last update for Nis: May 31, 2026

Cost Breakdown

A central one-bedroom costs $360 in Veliko Tarnovo versus $401 in Nis. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 6% higher in Veliko Tarnovo, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $41.00 in Veliko Tarnovo versus $30.00 in Nis. Monthly groceries follow the same trend: $234 vs $195 – making Nis the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Veliko Tarnovo vs Nis: Cost of Living - Frequently Asked Questions

Nis costs about 7% more than Veliko Tarnovo, with the gap driven mainly by Clothing & Footwear. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,428 per month in Veliko Tarnovo and $1,535 in Nis. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Veliko Tarnovo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $952 in Veliko Tarnovo and $1,023 in Nis. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 29% less in Veliko Tarnovo. For daily commuters, that gap adds up to noticeable savings over a year.

$1,000 covers both cities comfortably – all-in costs are $952 in Veliko Tarnovo and $1,023 in Nis, leaving budget for savings and extras in both cases.

For digital nomads, it depends on budget. Veliko Tarnovo costs $952 versus $1,023 in Nis. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Veliko Tarnovo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Nis makes more sense. Both are solid long-term options with distinct trade-offs.