Cost of Living Comparison Between Veliko Tarnovo and Nis Cost of Living Comparison Between Veliko Tarnovo and Nis

Monthly Cost of Living

A single person spends $1,070 per month in Veliko Tarnovo vs $1,044 in Nis, rent included.

A couple spends around $1,686 per month in Veliko Tarnovo vs $1,519 in Nis, rent included.

A family of three spends $2,302 per month in Veliko Tarnovo vs $1,994 in Nis, rent included.

Veliko Tarnovo costs about 3% more than Nis, driven mainly by Groceries & Markets.

Both Veliko Tarnovo and Nis are more affordable than the global median – Veliko Tarnovo 22% lower, Nis 24% lower.

Meal at Budget Restaurant

$11.80 BGN 19.62

$7.70 RSD 776

53.25%

Three-Course Dinner for Two, Mid-Range

$48.39 BGN 80.5

$35.00 RSD 3,531

38.26%

Fast Food Meal (McDonalds, etc)

$10.21 BGN 16.99

$9.87 RSD 996

3.44%

Cappuccino

$2.06 BGN 3.43

$2.00 RSD 202

3.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.33 BGN 2.22

$2.35 RSD 237

-43.40%

Water (0.33 liter bottle)

$1.08 BGN 1.80

$1.89 RSD 191

-42.86%

Local Beer (0.5 liter draught)

$1.82 BGN 3.03

$3.75 RSD 379

-51.47%

Imported Beer (0.33 liter bottle)

$3.04 BGN 5.06

$4.51 RSD 455

-32.59%

Milk (1 liter)

$1.98 BGN 3.30

$1.20 RSD 121

65.00%

White Bread (500g)

$1.04 BGN 1.74

$0.72 RSD 72.6

44.44%

Rice (white) (1kg)

$2.74 BGN 4.56

$1.75 RSD 176

56.57%

Eggs

$3.43 BGN 5.71

$2.42 RSD 244

41.74%

Local Cheese (1kg)

$10.86 BGN 18.07

$8.00 RSD 807

35.75%

Chicken Fillets (1kg)

$8.45 BGN 14.05

$5.98 RSD 603

41.30%

Beef Round Steak (1kg)

$13.24 BGN 22.03

$10.97 RSD 1,107

20.69%

Apples (1kg)

$1.68 BGN 2.79

$1.11 RSD 112

51.35%

Banana (1kg)

$2.02 BGN 3.36

$1.76 RSD 178

14.77%

Oranges (1kg)

$2.04 BGN 3.40

$1.50 RSD 152

36.00%

Tomato (1kg)

$2.74 BGN 4.56

$2.09 RSD 211

31.10%

Potato (1kg)

$1.13 BGN 1.88

$0.79 RSD 79.6

43.04%

Onion (1kg)

$1.24 BGN 2.07

$0.80 RSD 80.5

55.00%

Lettuce (1 head)

$1.05 BGN 1.75

$0.65 RSD 65.6

61.54%

Water (1.5 liter bottle)

$0.80 BGN 1.33

$0.63 RSD 63.3

26.98%

Cigarettes 20 Pack (Marlboro, Camel)

$4.11 BGN 6.83

$4.67 RSD 471

-11.99%

Wine (Bottle)

$6.72 BGN 11.18

$5.57 RSD 562

20.65%

Local Beer (0.5 liter bottle)

$1.20 BGN 2.00

$0.71 RSD 71.9

69.01%

Imported Beer (0.33 liter bottle)

$1.71 BGN 2.85

$1.29 RSD 130

32.56%

One-way Ticket (Public Transport)

$0.91 BGN 1.52

Public Transport Monthly Pass (Regular Price)

$23.67 BGN 39.37

Taxi Start (Normal Tariff)

$1.21 BGN 2.01

$1.91 RSD 193

-36.65%

Taxi (Normal Tariff) (1km)

$0.72 BGN 1.20

$0.65 RSD 65.6

10.77%

Taxi 1hour Waiting (Normal Tariff)

$12.05 BGN 20.04

$8.39 RSD 847

43.62%

Gasoline (1 liter)

$1.52 BGN 2.52

$1.84 RSD 185

-17.39%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.7K BGN 52.7K

$31.5K RSD 3.2M

0.47%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.8K BGN 53.0K

$25.0K RSD 2.5M

27.15%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$107 BGN 179

$164 RSD 16.6K

-34.65%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.33 BGN 32.16

$20.57 RSD 2,075

-6.03%

Internet (50+ Mbps, Unlimited Data)

$14.59 BGN 24.27

$23.38 RSD 2,359

-37.60%

Gym Membership (Monthly)

$31.04 BGN 51.6

$30.95 RSD 3,123

0.29%

Tennis Court (1 Hour on Weekend)

$21.21 BGN 35.28

$16.37 RSD 1,652

29.57%

Cinema Ticket

$7.34 BGN 12.21

$5.08 RSD 513

44.49%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$257 RSD 25.9K

International Primary School, 1 Child (Yearly)

$5,099 RSD 514.5K

Jeans (Levis 501 Or Similar)

$49.30 BGN 82.0

$90.0 RSD 9,082

-45.23%

Summer Dress (H&M, Zara, etc)

$32.21 BGN 53.6

$39.89 RSD 4,025

-19.25%

Sport Shoes (Adidas, Nike)

$128 BGN 213

$104 RSD 10.5K

23.16%

Men's Leather Business Shoes

$99.4 BGN 165

$115 RSD 11.6K

-13.79%

1-bedroom Apartment, City Center (Monthly)

$365 BGN 608

$395 RSD 39.8K

-7.43%

1-bedroom Apartment, Outside City Center (Monthly)

$272 BGN 452

$286 RSD 28.8K

-4.95%

3-bedroom Apartment, City Center (Monthly)

$593 BGN 987

$620 RSD 62.6K

-4.29%

3-bedroom Apartment, Outside City Center (Monthly)

$438 BGN 729

$431 RSD 43.5K

1.58%

Buy Apartment in City Center (m2)

$2,510 BGN 4,176

$2,592 RSD 261.5K

-3.15%

Buy Apartment Outside City Center (m2)

$1,386 BGN 2,305

$1,926 RSD 194.3K

-28.04%

Average Monthly Net Salary (After Tax)

$953 BGN 1,586

$952 RSD 96.0K

0.18%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.18

5.11

-37.77%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Veliko Tarnovo: August 29, 2026

Last update for Nis: August 30, 2026

Cost Breakdown

A central one-bedroom costs $365 in Veliko Tarnovo versus $395 in Nis. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 0% higher in Veliko Tarnovo, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $48.00 in Veliko Tarnovo versus $35.00 in Nis. Monthly groceries follow the same trend: $254 vs $187 – making Nis the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Veliko Tarnovo vs Nis: Cost of Living - Frequently Asked Questions

Veliko Tarnovo costs about 3% more than Nis, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,605 per month in Veliko Tarnovo and $1,566 in Nis. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Nis, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,070 in Veliko Tarnovo and $1,044 in Nis. The difference isn't just one category – it shows up across housing, food, transport, and services.

Groceries cost about 36% more in Veliko Tarnovo, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Nis, where all-in costs run around $1,044, than in Veliko Tarnovo at $1,070. In Nis it covers expenses comfortably, while in Veliko Tarnovo it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Nis costs $1,044 versus $1,070 in Veliko Tarnovo. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Nis. If higher salaries, better infrastructure, or specific career opportunities are the priority, Veliko Tarnovo makes more sense. Both are solid long-term options with distinct trade-offs.