Cost of Living Comparison Between Tbilisi and Veliko Tarnovo Cost of Living Comparison Between Tbilisi and Veliko Tarnovo

Monthly Cost of Living

A single person spends $1,286 per month in Tbilisi vs $1,070 in Veliko Tarnovo, rent included.

A couple spends around $2,044 per month in Tbilisi vs $1,686 in Veliko Tarnovo, rent included.

A family of three spends $2,802 per month in Tbilisi vs $2,302 in Veliko Tarnovo, rent included.

Tbilisi costs about 20% more than Veliko Tarnovo, driven mainly by Sport & Entertainment.

Both Tbilisi and Veliko Tarnovo are more affordable than the global median – Tbilisi 6% lower, Veliko Tarnovo 22% lower.

Meal at Budget Restaurant

$11.72 ₾30.58

$11.80 BGN 19.62

-0.68%

Three-Course Dinner for Two, Mid-Range

$37.88 ₾98.9

$48.39 BGN 80.5

-21.72%

Fast Food Meal (McDonalds, etc)

$9.74 ₾25.43

$10.21 BGN 16.99

-4.60%

Cappuccino

$3.41 ₾8.91

$2.06 BGN 3.43

65.53%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.06 ₾2.77

$1.33 BGN 2.22

-20.30%

Water (0.33 liter bottle)

$0.65 ₾1.69

$1.08 BGN 1.80

-39.81%

Local Beer (0.5 liter draught)

$2.70 ₾7.06

$1.82 BGN 3.03

48.35%

Imported Beer (0.33 liter bottle)

$3.10 ₾8.09

$3.04 BGN 5.06

1.97%

Milk (1 liter)

$2.20 ₾5.74

$1.98 BGN 3.30

11.11%

White Bread (500g)

$0.81 ₾2.10

$1.04 BGN 1.74

-22.12%

Rice (white) (1kg)

$1.64 ₾4.27

$2.74 BGN 4.56

-40.15%

Eggs

$2.75 ₾7.19

$3.43 BGN 5.71

-19.83%

Local Cheese (1kg)

$9.01 ₾23.52

$10.86 BGN 18.07

-17.03%

Chicken Fillets (1kg)

$6.55 ₾17.10

$8.45 BGN 14.05

-22.49%

Beef Round Steak (1kg)

$12.62 ₾32.94

$13.24 BGN 22.03

-4.68%

Apples (1kg)

$1.67 ₾4.36

$1.68 BGN 2.79

-0.60%

Banana (1kg)

$1.81 ₾4.73

$2.02 BGN 3.36

-10.40%

Oranges (1kg)

$1.93 ₾5.04

$2.04 BGN 3.40

-5.39%

Tomato (1kg)

$2.59 ₾6.76

$2.74 BGN 4.56

-5.47%

Potato (1kg)

$0.87 ₾2.26

$1.13 BGN 1.88

-23.01%

Onion (1kg)

$0.65 ₾1.69

$1.24 BGN 2.07

-47.58%

Lettuce (1 head)

$1.39 ₾3.63

$1.05 BGN 1.75

32.38%

Water (1.5 liter bottle)

$0.80 ₾2.08

$0.80 BGN 1.33

Cigarettes 20 Pack (Marlboro, Camel)

$3.36 ₾8.78

$4.11 BGN 6.83

-18.25%

Wine (Bottle)

$7.54 ₾19.68

$6.72 BGN 11.18

12.20%

Local Beer (0.5 liter bottle)

$1.61 ₾4.21

$1.20 BGN 2.00

34.17%

Imported Beer (0.33 liter bottle)

$2.25 ₾5.86

$1.71 BGN 2.85

31.58%

One-way Ticket (Public Transport)

$0.37 ₾0.96

$0.91 BGN 1.52

-59.34%

Public Transport Monthly Pass (Regular Price)

$15.11 ₾39.45

$23.67 BGN 39.37

-36.16%

Taxi Start (Normal Tariff)

$1.17 ₾3.06

$1.21 BGN 2.01

-3.31%

Taxi (Normal Tariff) (1km)

$0.80 ₾2.09

$0.72 BGN 1.20

11.11%

Taxi 1hour Waiting (Normal Tariff)

$11.33 ₾29.58

$12.05 BGN 20.04

-5.98%

Gasoline (1 liter)

$1.33 ₾3.47

$1.52 BGN 2.52

-12.50%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K ₾65.2K

$31.7K BGN 52.7K

-21.09%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.4K ₾58.4K

$31.8K BGN 53.0K

-29.69%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$89.1 ₾233

$107 BGN 179

-17.04%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.25 ₾34.58

$19.33 BGN 32.16

-31.45%

Internet (50+ Mbps, Unlimited Data)

$19.46 ₾50.8

$14.59 BGN 24.27

33.38%

Gym Membership (Monthly)

$68.4 ₾179

$31.04 BGN 51.6

120.43%

Tennis Court (1 Hour on Weekend)

$18.68 ₾48.77

$21.21 BGN 35.28

-11.93%

Cinema Ticket

$6.63 ₾17.32

$7.34 BGN 12.21

-9.67%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$363 ₾949

International Primary School, 1 Child (Yearly)

$10.7K ₾27.8K

Jeans (Levis 501 Or Similar)

$104 ₾270

$49.30 BGN 82.0

109.96%

Summer Dress (H&M, Zara, etc)

$38.84 ₾101

$32.21 BGN 53.6

20.58%

Sport Shoes (Adidas, Nike)

$117 ₾304

$128 BGN 213

-8.74%

Men's Leather Business Shoes

$123 ₾320

$99.4 BGN 165

23.56%

1-bedroom Apartment, City Center (Monthly)

$682 ₾1,782

$365 BGN 608

86.81%

1-bedroom Apartment, Outside City Center (Monthly)

$447 ₾1,166

$272 BGN 452

64.41%

3-bedroom Apartment, City Center (Monthly)

$1,284 ₾3,353

$593 BGN 987

116.42%

3-bedroom Apartment, Outside City Center (Monthly)

$920 ₾2,401

$438 BGN 729

110.05%

Buy Apartment in City Center (m2)

$2,487 ₾6,492

$2,510 BGN 4,176

-0.92%

Buy Apartment Outside City Center (m2)

$1,423 ₾3,715

$1,386 BGN 2,305

2.68%

Average Monthly Net Salary (After Tax)

$646 ₾1,686

$953 BGN 1,586

-32.25%

20-Year Fixed Mortgage Interest Rate (Annual %)

12.73

3.18

300.31%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tbilisi: August 31, 2026

Last update for Veliko Tarnovo: August 29, 2026

Cost Breakdown

A central one-bedroom costs $682 in Tbilisi versus $365 in Veliko Tarnovo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 48% higher in Veliko Tarnovo, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $38.00 in Tbilisi versus $48.00 in Veliko Tarnovo. Monthly groceries follow the same trend: $232 vs $254 – making Tbilisi the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tbilisi vs Veliko Tarnovo: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,286 in Tbilisi, $1,070 in Veliko Tarnovo – roughly 20% apart. Tbilisi costs more across the board, with Sport & Entertainment showing the biggest gap.

For a comfortable life, plan on about $1,929 per month in Tbilisi and $1,605 in Veliko Tarnovo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Veliko Tarnovo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 57% less in Veliko Tarnovo. For daily commuters, that gap adds up to noticeable savings over a year.

Interestingly, groceries are about 10% cheaper in Tbilisi – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $1,500 monthly budget goes further in Veliko Tarnovo, where all-in costs run around $1,070, than in Tbilisi at $1,286. In Veliko Tarnovo it covers expenses comfortably, while in Tbilisi it requires careful planning or may not stretch far enough.

It depends on your priorities. Tbilisi has an edge in some lifestyle areas, with costs from $1,070 in Veliko Tarnovo to $1,286 in Tbilisi. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Veliko Tarnovo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Tbilisi makes more sense. Both are solid long-term options with distinct trade-offs.