Last update: Oct 2026

Cost of Living Comparison Between Varginha and Ubud, Bali

For one person, living is cheaper in Varginha: $692 a month against $1,349 in Ubud, Bali, rent and utilities included – about $7,900 less a year. Rent and utilities account for most of the difference.

33

Cost of Living Index in Varginha
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Varginha Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Varginha

🇧🇷 Brazil

$692

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Varginha and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Varginha and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $692 in Varginha versus $1,349 in Ubud, Bali.

Varginha $692
Ubud, Bali $1,349

Estimated couple costs with rent: $1,096 in Varginha versus $2,305 in Ubud, Bali.

Varginha $1,096
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $1,501 in Varginha versus $3,261 in Ubud, Bali.

Varginha $1,501
Ubud, Bali $3,261

Living in Varginha costs roughly 49% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$8.22 R$44.00

$3.32 Rp 59.9K

147.59%

Three-Course Dinner for Two, Mid-Range

$22.48 R$120

$35.64 Rp 642.4K

-36.92%

Fast Food Meal (McDonalds, etc)

$6.44 R$34.47

$5.53 Rp 99.7K

16.46%

Cappuccino

$0.97 R$5.19

$2.72 Rp 49.0K

-64.34%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.82 R$4.39

$1.70 Rp 30.7K

-51.76%

Water (0.33 liter bottle)

$0.54 R$2.91

$0.76 Rp 13.7K

-28.95%

Local Beer (0.5 liter draught)

$1.32 R$7.04

$2.65 Rp 47.8K

-50.19%

Imported Beer (0.33 liter bottle)

$3.32 R$17.77

$4.38 Rp 79.0K

-24.20%

Milk (1 liter)

$0.87 R$4.68

$1.49 Rp 26.9K

-41.61%

White Bread (500g)

$1.53 R$8.20

$2.28 Rp 41.0K

-32.89%

Rice (white) (1kg)

$0.96 R$5.15

$1.19 Rp 21.5K

-19.33%

Eggs

$1.35 R$7.23

$2.04 Rp 36.7K

-33.82%

Local Cheese (1kg)

$8.43 R$45.10

$17.70 Rp 319.1K

-52.37%

Chicken Fillets (1kg)

$3.45 R$18.45

$3.96 Rp 71.4K

-12.88%

Beef Round Steak (1kg)

$8.29 R$44.34

$12.19 Rp 219.7K

-31.99%

Apples (1kg)

$1.32 R$7.06

$3.66 Rp 65.9K

-63.93%

Banana (1kg)

$1.32 R$7.07

$1.52 Rp 27.4K

-13.16%

Oranges (1kg)

$0.95 R$5.09

$2.23 Rp 40.2K

-57.40%

Tomato (1kg)

$0.90 R$4.80

$1.97 Rp 35.6K

-54.31%

Potato (1kg)

$0.95 R$5.07

$1.85 Rp 33.3K

-48.65%

Onion (1kg)

$0.90 R$4.81

$2.42 Rp 43.7K

-62.81%

Lettuce (1 head)

$0.46 R$2.45

$0.99 Rp 17.8K

-53.54%

Water (1.5 liter bottle)

$0.63 R$3.39

$0.51 Rp 9,255

23.53%

Cigarettes 20 Pack (Marlboro, Camel)

$2.00 R$10.70

$2.22 Rp 40.0K

-9.91%

Wine (Bottle)

$4.70 R$25.14

$22.24 Rp 400.9K

-78.87%

Local Beer (0.5 liter bottle)

$1.01 R$5.42

$2.26 Rp 40.7K

-55.31%

Imported Beer (0.33 liter bottle)

$1.69 R$9.03

$2.97 Rp 53.5K

-43.10%

One-way Ticket (Public Transport)

$0.83 R$4.47

$0.25 Rp 4,525

232.00%

Public Transport Monthly Pass (Regular Price)

$47.10 R$252

$7.82 Rp 141.0K

502.30%

Taxi Start (Normal Tariff)

$0.89 R$4.74

$0.44 Rp 7,923

102.27%

Taxi (Normal Tariff) (1km)

$0.67 R$3.58

$0.43 Rp 7,753

55.81%

Taxi 1hour Waiting (Normal Tariff)

$5.85 R$31.31

$5.41 Rp 97.5K

8.13%

Gasoline (1 liter)

$1.07 R$5.73

$0.82 Rp 14.9K

30.49%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.9K R$117.1K

$23.8K Rp 429.7M

-8.21%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.0K R$144.7K

$31.7K Rp 572.3M

-14.84%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$95.0 R$508

$79.1 Rp 1.4M

20.14%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.60 R$24.64

$6.45 Rp 116.2K

-28.68%

Internet (50+ Mbps, Unlimited Data)

$18.26 R$97.7

$18.58 Rp 334.9K

-1.72%

Gym Membership (Monthly)

$23.85 R$128

$49.48 Rp 892.0K

-51.80%

Tennis Court (1 Hour on Weekend)

$26.19 R$140

$17.65 Rp 318.1K

48.39%

Cinema Ticket

$7.42 R$39.70

$4.27 Rp 77.0K

73.77%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$201 R$1,076

$491 Rp 8.8M

-59.00%

International Primary School, 1 Child (Yearly)

$4,073 R$21.8K

$5,674 Rp 102.3M

-28.21%

Jeans (Levis 501 Or Similar)

$32.83 R$176

$44.64 Rp 804.7K

-26.46%

Summer Dress (H&M, Zara, etc)

$55.1 R$295

$34.95 Rp 630.1K

57.71%

Sport Shoes (Adidas, Nike)

$75.1 R$402

$79.9 Rp 1.4M

-5.99%

Men's Leather Business Shoes

$54.9 R$294

$79.4 Rp 1.4M

-30.90%

1-bedroom Apartment, City Center (Monthly)

$137 R$735

$1,125 Rp 20.3M

-87.79%

1-bedroom Apartment, Outside City Center (Monthly)

$112 R$598

$671 Rp 12.1M

-83.35%

3-bedroom Apartment, City Center (Monthly)

$254 R$1,360

$3,565 Rp 64.3M

-92.87%

3-bedroom Apartment, Outside City Center (Monthly)

$237 R$1,268

$1,723 Rp 31.1M

-86.25%

Buy Apartment in City Center (m2)

$1,568 R$8,390

$2,732 Rp 49.2M

-42.60%

Buy Apartment Outside City Center (m2)

$1,166 R$6,242

$2,284 Rp 41.2M

-48.93%

Average Monthly Net Salary (After Tax)

$421 R$2,252

$164 Rp 3.0M

156.82%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

-27.43%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Varginha: October 25, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Varginha

$155 22.5%

Ubud, Bali

$288 21.4% 85.6% $133

Monthly Utilities & Internet

Varginha

$118 17%

Ubud, Bali

$104 7.7% 11.7% $14

Eating Out

Varginha

$115 16.7%

Ubud, Bali

$108 8% 6.7% $7.7

Accommodation & Living

Varginha

$112 16.2%

Ubud, Bali

$672 49.8% 501% $560

Clothing & Footwear

Varginha

$98 14.2%

Ubud, Bali

$108 8% 9.6% $9.4

Getting Around

Varginha

$55 7.9%

Ubud, Bali

$11 0.9% 79.1% $43

Sport & Entertainment

Varginha

$39 5.6%

Ubud, Bali

$58 4.3% 50% $19

Cost Breakdown

A one-bedroom apartment in the center runs $137 in Varginha and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Varginha pays about 2.6 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $22 in Varginha vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $155 vs $288 per month, with Varginha cheaper across the board.

Good to know

🇧🇷 Varginha

🇮🇩 Ubud, Bali

🕒 Local time

12:48 12:48 PM

23:48 11:48 PM

11 h ahead of Varginha

🌤 Weather

👥 Population

136,467

74,800

💱 Currency

Brazilian Real BRL R$

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 BRL = 0.187 USD

1 BRL = 0.168 EUR

100,000 IDR = 5.55 USD

100,000 IDR = 4.98 EUR

Exchange rates and currency converter

IDR, USD, EUR to BRL – Brazilian Real Converter

🇺🇸 United States Dollar ($)

🇧🇷 Brazilian Real (R$)

Brazilian Real exchange rates as of October 28, 2026: 1 USD = 5.35 BRL (1 BRL = 0.187 USD). 1 EUR = 5.96 BRL (1 BRL = 0.168 EUR).

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,025 IDR (100,000 IDR = 5.55 USD). 1 EUR = 20,061 IDR (100,000 IDR = 4.98 EUR).

USD to BRL in detail →

On the map

Lowest

Highest

Between locations

Varginha Ubud, Bali 16,060 km ≈ 21 h nonstop flight

From you

Varginha
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Varginha vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Varginha wins on cost – living expenses run 49% lower than in Ubud, Bali. Housing and daily spending are where you’ll feel the difference most, making Varginha the obvious pick if budget is a priority.

Average pay in Varginha is about 2.6 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $137 in Varginha versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $201 in Varginha versus $491 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 86% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $692 in Varginha versus $1,349 in Ubud, Bali, a $1,000 budget is realistic in Varginha but tight or insufficient in Ubud, Bali. The gap between the two cities makes Varginha the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.