Last update: Oct 2026

Cost of Living Comparison Between Varginha and Toronto

For one person, living is cheaper in Varginha: $746 a month against $2,610 in Toronto, rent and utilities included – about $22,400 less a year. Rent and utilities account for most of the difference.

Varginha
🇧🇷 Brazil
$746
/mo nomad
Toronto
🇨🇦 Canada
$2,610
/mo nomad
Monthly Cost of Living

How much you'll spend in Varginha and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Varginha and in Toronto actually costs, broken down by who's living it.

Monthly costs for one person with rent: $746 in Varginha versus $2,610 in Toronto.

  • Varginha $746
  • Toronto $2,610

Estimated couple costs with rent: $1,182 in Varginha versus $3,727 in Toronto.

  • Varginha $1,182
  • Toronto $3,727

Monthly costs for a family of three with rent: $1,618 in Varginha versus $4,844 in Toronto.

  • Varginha $1,618
  • Toronto $4,844

Living in Varginha costs roughly 71% less than in Toronto, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Varginha is 45% below, Toronto is 93% above.

Currency
🍽 Eating Out
Varginha
Toronto
Difference
Meal at Budget Restaurant
$9.05 R$45.88
$17.59 CA$24.87
-48.55%
Three-Course Dinner for Two, Mid-Range
$24.23 R$123
$78.8 CA$111
-69.26%
Fast Food Meal (McDonalds, etc)
$7.18 R$36.37
$10.73 CA$15.16
-33.08%
Cappuccino
$0.99 R$5.02
$4.09 CA$5.78
-75.79%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.92 R$4.66
$2.10 CA$2.97
-56.19%
Water (0.33 liter bottle)
$0.62 R$3.17
$1.72 CA$2.43
-63.95%
Local Beer (0.5 liter draught)
$1.42 R$7.21
$6.36 CA$8.99
-77.67%
Imported Beer (0.33 liter bottle)
$3.65 R$18.50
$7.08 CA$10.01
-48.45%
🛒 Groceries & Markets
Varginha
Toronto
Difference
Milk (1 liter)
$0.94 R$4.75
$2.54 CA$3.59
-62.99%
White Bread (500g)
$1.61 R$8.16
$2.72 CA$3.85
-40.81%
Rice (white) (1kg)
$1.02 R$5.16
$2.18 CA$3.09
-53.21%
Eggs
$1.48 R$7.50
$3.63 CA$5.13
-59.23%
Local Cheese (1kg)
$9.25 R$46.90
$9.46 CA$13.37
-2.22%
Chicken Fillets (1kg)
$3.71 R$18.79
$11.54 CA$16.32
-67.85%
Beef Round Steak (1kg)
$8.88 R$45.00
$14.37 CA$20.32
-38.20%
Apples (1kg)
$1.38 R$6.98
$3.70 CA$5.23
-62.70%
Banana (1kg)
$1.36 R$6.89
$1.19 CA$1.68
14.29%
Oranges (1kg)
$1.02 R$5.16
$3.46 CA$4.90
-70.52%
Tomato (1kg)
$0.97 R$4.92
$4.22 CA$5.97
-77.01%
Potato (1kg)
$0.98 R$4.98
$1.79 CA$2.52
-45.25%
Onion (1kg)
$1.01 R$5.14
$1.65 CA$2.33
-38.79%
Lettuce (1 head)
$0.51 R$2.61
$2.20 CA$3.11
-76.82%
Water (1.5 liter bottle)
$0.68 R$3.46
$1.26 CA$1.78
-46.03%
Cigarettes 20 Pack (Marlboro, Camel)
$2.15 R$10.92
$13.97 CA$19.75
-84.61%
Wine (Bottle)
$4.98 R$25.22
$14.20 CA$20.07
-64.93%
Local Beer (0.5 liter bottle)
$1.14 R$5.76
$2.25 CA$3.18
-49.33%
Imported Beer (0.33 liter bottle)
$1.84 R$9.34
$2.53 CA$3.58
-27.27%
🚌 Getting Around
Varginha
Toronto
Difference
One-way Ticket (Public Transport)
$0.95 R$4.82
$2.32 CA$3.28
-59.05%
Public Transport Monthly Pass (Regular Price)
$44.89 R$228
$112 CA$158
-59.79%
Taxi Start (Normal Tariff)
$1.02 R$5.19
$3.06 CA$4.33
-66.67%
Taxi (Normal Tariff) (1km)
$0.76 R$3.88
$1.22 CA$1.72
-37.70%
Taxi 1hour Waiting (Normal Tariff)
$6.51 R$33.01
$21.69 CA$30.66
-69.99%
Gasoline (1 liter)
$1.11 R$5.61
$1.21 CA$1.72
-8.26%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.0K R$121.8K
$26.1K CA$37.0K
-8.06%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$29.3K R$148.8K
$21.1K CA$29.9K
38.92%
🧾 Monthly Utilities & Internet
Varginha
Toronto
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$104 R$527
$120 CA$169
-13.18%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.91 R$24.91
$32.21 CA$45.54
-84.76%
Internet (50+ Mbps, Unlimited Data)
$20.00 R$101
$48.88 CA$69.1
-59.08%
🎉 Sport & Entertainment
Varginha
Toronto
Difference
Gym Membership (Monthly)
$26.42 R$134
$39.34 CA$55.6
-32.84%
Tennis Court (1 Hour on Weekend)
$27.46 R$139
$23.58 CA$33.34
16.45%
Cinema Ticket
$8.15 R$41.30
$12.58 CA$17.79
-35.21%
🧸 Childcare & Education
Varginha
Toronto
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$219 R$1,109
$832 CA$1,176
-73.69%
International Primary School, 1 Child (Yearly)
$4,400 R$22.3K
$23.6K CA$33.4K
-81.36%
👕👟 Clothing & Footwear
Varginha
Toronto
Difference
Jeans (Levis 501 Or Similar)
$36.49 R$185
$52.3 CA$73.9
-30.20%
Summer Dress (H&M, Zara, etc)
$60.3 R$305
$39.44 CA$55.8
52.79%
Sport Shoes (Adidas, Nike)
$80.7 R$409
$99.0 CA$140
-18.45%
Men's Leather Business Shoes
$60.6 R$307
$122 CA$172
-50.32%
🏠 Accommodation & Living
Varginha
Toronto
Difference
1-bedroom Apartment, City Center (Monthly)
$149 R$757
$1,631 CA$2,306
-90.85%
1-bedroom Apartment, Outside City Center (Monthly)
$120 R$611
$1,448 CA$2,048
-91.68%
3-bedroom Apartment, City Center (Monthly)
$274 R$1,391
$2,737 CA$3,869
-89.98%
3-bedroom Apartment, Outside City Center (Monthly)
$259 R$1,310
$2,129 CA$3,010
-87.86%
Buy Apartment in City Center (m2)
$1,677 R$8,503
$8,206 CA$11.6K
-79.56%
Buy Apartment Outside City Center (m2)
$1,204 R$6,104
$6,838 CA$9,666
-82.39%
💵 Salaries & Financials
Varginha
Toronto
Difference
Average Monthly Net Salary (After Tax)
$453 R$2,297
$3,520 CA$4,976
-87.12%
20-Year Fixed Mortgage Interest Rate (Annual %)
10
4.47
123.71%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Varginha: October 17, 2026

Last update for Toronto: October 18, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Groceries & Markets
Varginha
$167
Toronto
$343 106% $176
Monthly Utilities & Internet
Varginha
$129
Toronto
$201 55.9% $72
Eating Out
Varginha
$126
Toronto
$283 124% $157
Accommodation & Living
Varginha
$120
Toronto
$1.4K 1102% $1.3K
Clothing & Footwear
Varginha
$107
Toronto
$141 31.3% $34
Getting Around
Varginha
$54
Toronto
$130 143% $77
Sport & Entertainment
Varginha
$43
Toronto
$65 51% $22

Cost Breakdown

A one-bedroom apartment in the center runs $149 in Varginha and $1,631 in Toronto. Housing cost is often the main lever when comparing two cities.

Toronto pays 677% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Varginha vs $79.0 in Toronto for a mid-range dinner for two. Groceries echo the gap at $167 vs $343 per month, with Varginha cheaper across the board.

Good to know
🇧🇷 Varginha
🇨🇦 Toronto
🕒 Local time
00:24 12:24 AM
23:24 11:24 PM
1 h behind Varginha
🌤 Weather
👥 Population
136,467
2,731,571
💱 Currency
Exchange rates and currency converter

CAD, USD, EUR to BRL – Brazilian Real Converter

Brazilian Real exchange rates as of October 22, 2026: 1 USD = 5.07 BRL (1 BRL = 0.197 USD). 1 EUR = 5.7 BRL (1 BRL = 0.175 EUR).

Canadian Dollar exchange rates as of October 22, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

On the map
Between locations
  • Varginha Toronto 8,040 km ≈ 11 h nonstop flight
From you
  • Varginha
  • Toronto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Varginha vs Toronto: Cost of Living - Frequently Asked Questions
Is Toronto cheaper than Varginha?
Varginha is cheaper overall, especially in groceries, eating out, and clothing. The 250% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Varginha or Toronto?
On paper, salaries run 677% lower in Toronto. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
What is the rent difference between Varginha and Toronto?
Rent for a central apartment: $149 in Varginha versus $1,631 in Toronto. Housing is usually the single largest factor when comparing overall living costs between the two.
How do food prices compare in Varginha and in Toronto?
Supermarket bills run roughly 105% higher in Toronto. For households that cook at home regularly, that difference adds up over a month.
Is eating out cheaper in Varginha or in Toronto?
Dining out is cheaper in Varginha – a meal for two runs $24.00 versus $79.0 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.
Is $1,500 a realistic budget for living in Varginha or in Toronto?
At $746 in Varginha versus $2,610 in Toronto, a $1,500 budget is realistic in Varginha but tight or insufficient in Toronto. The gap between the two cities makes Varginha the clear choice for anyone on this budget.
Is it better to live in Varginha or in Toronto?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Which city is easier to live in as a foreigner?
Expats usually find Varginha gentler on the wallet – expenses run 250% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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