Last update: Oct 2026

Cost of Living Comparison Between Toronto and Varginha

For one person, living is cheaper in Varginha: $746 a month against $2,610 in Toronto, rent and utilities included – about $22,400 less a year. Rent and utilities account for most of the difference.

126

Cost of Living Index in Toronto
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Toronto Living Index
36

Cost of Living Index in Varginha
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Varginha Living Index

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Toronto

🇨🇦 Canada

$2,610

/mo nomad

Varginha

🇧🇷 Brazil

$746

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Varginha

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Varginha actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,610 in Toronto versus $746 in Varginha.

Toronto $2,610
Varginha $746

Estimated couple costs with rent: $3,727 in Toronto versus $1,182 in Varginha.

Toronto $3,727
Varginha $1,182

Monthly costs for a family of three with rent: $4,844 in Toronto versus $1,618 in Varginha.

Toronto $4,844
Varginha $1,618

Living in Toronto is roughly 250% more expensive than in Varginha, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Toronto is 93% above, Varginha is 45% below.

Meal at Budget Restaurant

$17.59 CA$24.87

$9.05 R$45.88

94.36%

Three-Course Dinner for Two, Mid-Range

$78.8 CA$111

$24.23 R$123

225.30%

Fast Food Meal (McDonalds, etc)

$10.73 CA$15.16

$7.18 R$36.37

49.44%

Cappuccino

$4.09 CA$5.78

$0.99 R$5.02

313.13%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.10 CA$2.97

$0.92 R$4.66

128.26%

Water (0.33 liter bottle)

$1.72 CA$2.43

$0.62 R$3.17

177.42%

Local Beer (0.5 liter draught)

$6.36 CA$8.99

$1.42 R$7.21

347.89%

Imported Beer (0.33 liter bottle)

$7.08 CA$10.01

$3.65 R$18.50

93.97%

Milk (1 liter)

$2.54 CA$3.59

$0.94 R$4.75

170.21%

White Bread (500g)

$2.72 CA$3.85

$1.61 R$8.16

68.94%

Rice (white) (1kg)

$2.18 CA$3.09

$1.02 R$5.16

113.73%

Eggs

$3.63 CA$5.13

$1.48 R$7.50

145.27%

Local Cheese (1kg)

$9.46 CA$13.37

$9.25 R$46.90

2.27%

Chicken Fillets (1kg)

$11.54 CA$16.32

$3.71 R$18.79

211.05%

Beef Round Steak (1kg)

$14.37 CA$20.32

$8.88 R$45.00

61.82%

Apples (1kg)

$3.70 CA$5.23

$1.38 R$6.98

168.12%

Banana (1kg)

$1.19 CA$1.68

$1.36 R$6.89

-12.50%

Oranges (1kg)

$3.46 CA$4.90

$1.02 R$5.16

239.22%

Tomato (1kg)

$4.22 CA$5.97

$0.97 R$4.92

335.05%

Potato (1kg)

$1.79 CA$2.52

$0.98 R$4.98

82.65%

Onion (1kg)

$1.65 CA$2.33

$1.01 R$5.14

63.37%

Lettuce (1 head)

$2.20 CA$3.11

$0.51 R$2.61

331.37%

Water (1.5 liter bottle)

$1.26 CA$1.78

$0.68 R$3.46

85.29%

Cigarettes 20 Pack (Marlboro, Camel)

$13.97 CA$19.75

$2.15 R$10.92

549.77%

Wine (Bottle)

$14.20 CA$20.07

$4.98 R$25.22

185.14%

Local Beer (0.5 liter bottle)

$2.25 CA$3.18

$1.14 R$5.76

97.37%

Imported Beer (0.33 liter bottle)

$2.53 CA$3.58

$1.84 R$9.34

37.50%

One-way Ticket (Public Transport)

$2.32 CA$3.28

$0.95 R$4.82

144.21%

Public Transport Monthly Pass (Regular Price)

$112 CA$158

$44.89 R$228

148.72%

Taxi Start (Normal Tariff)

$3.06 CA$4.33

$1.02 R$5.19

200.00%

Taxi (Normal Tariff) (1km)

$1.22 CA$1.72

$0.76 R$3.88

60.53%

Taxi 1hour Waiting (Normal Tariff)

$21.69 CA$30.66

$6.51 R$33.01

233.18%

Gasoline (1 liter)

$1.21 CA$1.72

$1.11 R$5.61

9.01%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K CA$37.0K

$24.0K R$121.8K

8.77%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.9K

$29.3K R$148.8K

-28.02%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$169

$104 R$527

15.17%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.21 CA$45.54

$4.91 R$24.91

556.01%

Internet (50+ Mbps, Unlimited Data)

$48.88 CA$69.1

$20.00 R$101

144.40%

Gym Membership (Monthly)

$39.34 CA$55.6

$26.42 R$134

48.90%

Tennis Court (1 Hour on Weekend)

$23.58 CA$33.34

$27.46 R$139

-14.13%

Cinema Ticket

$12.58 CA$17.79

$8.15 R$41.30

54.36%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$832 CA$1,176

$219 R$1,109

280.11%

International Primary School, 1 Child (Yearly)

$23.6K CA$33.4K

$4,400 R$22.3K

436.52%

Jeans (Levis 501 Or Similar)

$52.3 CA$73.9

$36.49 R$185

43.27%

Summer Dress (H&M, Zara, etc)

$39.44 CA$55.8

$60.3 R$305

-34.55%

Sport Shoes (Adidas, Nike)

$99.0 CA$140

$80.7 R$409

22.63%

Men's Leather Business Shoes

$122 CA$172

$60.6 R$307

101.27%

1-bedroom Apartment, City Center (Monthly)

$1,631 CA$2,306

$149 R$757

992.83%

1-bedroom Apartment, Outside City Center (Monthly)

$1,448 CA$2,048

$120 R$611

1102.36%

3-bedroom Apartment, City Center (Monthly)

$2,737 CA$3,869

$274 R$1,391

897.66%

3-bedroom Apartment, Outside City Center (Monthly)

$2,129 CA$3,010

$259 R$1,310

723.68%

Buy Apartment in City Center (m2)

$8,206 CA$11.6K

$1,677 R$8,503

389.21%

Buy Apartment Outside City Center (m2)

$6,838 CA$9,666

$1,204 R$6,104

467.91%

Average Monthly Net Salary (After Tax)

$3,520 CA$4,976

$453 R$2,297

676.66%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

-55.30%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 18, 2026

Last update for Varginha: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.5%

Varginha

$120 16.2% 91.7% $1.3K

Groceries & Markets

Toronto

$343 13.1%

Varginha

$167 22.4% 51.3% $176

Eating Out

Toronto

$283 10.9%

Varginha

$126 16.9% 55.4% $157

Monthly Utilities & Internet

Toronto

$201 7.7%

Varginha

$129 17.3% 35.8% $72

Clothing & Footwear

Toronto

$141 5.4%

Varginha

$107 14.4% 23.9% $34

Getting Around

Toronto

$130 5%

Varginha

$54 7.2% 58.8% $77

Sport & Entertainment

Toronto

$65 2.5%

Varginha

$43 5.7% 33.8% $22

Cost Breakdown

A one-bedroom apartment in the center runs $1,631 in Toronto and $149 in Varginha. Housing cost is often the main lever when comparing two cities.

Toronto pays 677% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $79.0 in Toronto vs $24.00 in Varginha for a mid-range dinner for two. Groceries echo the gap at $343 vs $167 per month, with Varginha cheaper across the board.

Good to know

🇨🇦 Toronto

🇧🇷 Varginha

🕒 Local time

23:24 11:24 PM

00:24 12:24 AM

1 h ahead of Toronto

🌤 Weather

👥 Population

2,731,571

136,467

💱 Currency

Canadian Dollar CAD $

Brazilian Real BRL R$

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 BRL = 0.197 USD

1 BRL = 0.175 EUR

Exchange rates and currency converter

BRL, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 22, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

Brazilian Real exchange rates as of October 22, 2026: 1 USD = 5.07 BRL (1 BRL = 0.197 USD). 1 EUR = 5.7 BRL (1 BRL = 0.175 EUR).

USD to CAD in detail →

On the map

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Between locations

Toronto Varginha 8,040 km ≈ 11 h nonstop flight

From you

Toronto
Varginha

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Varginha: Cost of Living - Frequently Asked Questions

Varginha is cheaper overall, especially in groceries, eating out, and clothing. The 250% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 677% higher in Toronto, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,631 in Toronto versus $149 in Varginha. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 105% higher in Toronto. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Varginha – a meal for two runs $24.00 versus $79.0 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

At $746 in Varginha versus $2,610 in Toronto, a $1,500 budget is realistic in Varginha but tight or insufficient in Toronto. The gap between the two cities makes Varginha the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Varginha gentler on the wallet – expenses run 250% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.