Last update: Oct 2026

Cost of Living Comparison Between Lisbon and Upper Hutt

For one person, living is cheaper in Upper Hutt: $1,952 a month against $2,210 in Lisbon, rent and utilities included – about $3,100 less a year. Higher rent and utilities in Lisbon outweigh lower spending on other living expenses.

107

Cost of Living Index in Lisbon
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Lisbon Living Index
96

Cost of Living Index in Upper Hutt
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Upper Hutt Living Index

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Lisbon

🇵🇹 Portugal

$2,210

/mo nomad

Upper Hutt

🇳🇿 New Zealand

$1,952

/mo nomad

Monthly Cost of Living

How much you'll spend in Lisbon and in Upper Hutt

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Lisbon and in Upper Hutt actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,210 in Lisbon versus $1,952 in Upper Hutt.

Lisbon $2,210
Upper Hutt $1,952

Estimated couple costs with rent: $3,275 in Lisbon versus $2,954 in Upper Hutt.

Lisbon $3,275
Upper Hutt $2,954

Monthly costs for a family of three with rent: $4,341 in Lisbon versus $3,956 in Upper Hutt.

Lisbon $4,341
Upper Hutt $3,956

Living in Lisbon is roughly 13% more expensive than in Upper Hutt, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Lisbon 62% above, Upper Hutt 43% above.

Meal at Budget Restaurant

$16.65 €14.92

$8.58 NZ$15.26

94.06%

Three-Course Dinner for Two, Mid-Range

$61.7 €55.3

$57.9 NZ$103

6.61%

Fast Food Meal (McDonalds, etc)

$11.36 €10.18

$8.66 NZ$15.39

31.18%

Cappuccino

$2.97 €2.66

$2.92 NZ$5.18

1.71%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.29 €2.05

$2.39 NZ$4.25

-4.18%

Water (0.33 liter bottle)

$1.74 €1.56

$1.74 NZ$3.10

Local Beer (0.5 liter draught)

$3.40 €3.05

$7.58 NZ$13.47

-55.15%

Imported Beer (0.33 liter bottle)

$3.31 €2.97

$6.64 NZ$11.80

-50.15%

Milk (1 liter)

$1.16 €1.04

$1.86 NZ$3.31

-37.63%

White Bread (500g)

$1.91 €1.71

$2.18 NZ$3.87

-12.39%

Rice (white) (1kg)

$1.51 €1.36

$1.86 NZ$3.31

-18.82%

Eggs

$4.02 €3.60

$7.09 NZ$12.60

-43.30%

Local Cheese (1kg)

$12.94 €11.59

$5.51 NZ$9.80

134.85%

Chicken Fillets (1kg)

$7.77 €6.97

$9.62 NZ$17.10

-19.23%

Beef Round Steak (1kg)

$17.76 €15.92

$15.38 NZ$27.34

15.47%

Apples (1kg)

$2.30 €2.06

$3.17 NZ$5.63

-27.44%

Banana (1kg)

$1.73 €1.55

$2.26 NZ$4.02

-23.45%

Oranges (1kg)

$1.86 €1.66

$3.14 NZ$5.59

-40.76%

Tomato (1kg)

$2.59 €2.32

$6.41 NZ$11.40

-59.59%

Potato (1kg)

$1.82 €1.63

$2.17 NZ$3.86

-16.13%

Onion (1kg)

$1.97 €1.76

$1.30 NZ$2.32

51.54%

Lettuce (1 head)

$1.47 €1.32

$2.08 NZ$3.70

-29.33%

Water (1.5 liter bottle)

$0.72 €0.65

$1.15 NZ$2.05

-37.39%

Cigarettes 20 Pack (Marlboro, Camel)

$6.58 €5.90

$25.44 NZ$45.23

-74.14%

Wine (Bottle)

$5.61 €5.02

$11.31 NZ$20.11

-50.40%

Local Beer (0.5 liter bottle)

$1.36 €1.22

$3.19 NZ$5.67

-57.37%

Imported Beer (0.33 liter bottle)

$2.14 €1.91

$2.77 NZ$4.92

-22.74%

One-way Ticket (Public Transport)

$2.33 €2.09

$1.89 NZ$3.36

23.28%

Public Transport Monthly Pass (Regular Price)

$44.68 €40.04

$105 NZ$187

-57.54%

Taxi Start (Normal Tariff)

$3.85 €3.45

$1.82 NZ$3.23

111.54%

Taxi (Normal Tariff) (1km)

$1.07 €0.96

$1.84 NZ$3.27

-41.85%

Taxi 1hour Waiting (Normal Tariff)

$16.46 €14.75

$34.32 NZ$61.0

-52.04%

Gasoline (1 liter)

$2.20 €1.97

$1.83 NZ$3.25

20.22%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.2K €30.6K

$28.5K NZ$50.7K

19.96%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.7K €34.7K

$23.2K NZ$41.2K

67.00%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$161 €144

$113 NZ$202

42.18%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.41 €16.50

$25.35 NZ$45.07

-27.38%

Internet (50+ Mbps, Unlimited Data)

$32.74 €29.34

$54.8 NZ$97.4

-40.21%

Gym Membership (Monthly)

$44.55 €39.92

$42.80 NZ$76.1

4.09%

Tennis Court (1 Hour on Weekend)

$19.10 €17.11

Cinema Ticket

$9.60 €8.60

$12.16 NZ$21.62

-21.05%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$668 €598

$1,064 NZ$1,892

-37.27%

International Primary School, 1 Child (Yearly)

$17.6K €15.8K

$13.3K NZ$23.6K

32.43%

Jeans (Levis 501 Or Similar)

$102 €91.4

$78.6 NZ$140

29.80%

Summer Dress (H&M, Zara, etc)

$44.46 €39.85

$28.83 NZ$51.3

54.21%

Sport Shoes (Adidas, Nike)

$98.5 €88.3

$104 NZ$185

-5.51%

Men's Leather Business Shoes

$124 €111

$156 NZ$277

-20.56%

1-bedroom Apartment, City Center (Monthly)

$1,608 €1,441

$1,057 NZ$1,879

52.16%

1-bedroom Apartment, Outside City Center (Monthly)

$1,190 €1,066

$869 NZ$1,544

37.00%

3-bedroom Apartment, City Center (Monthly)

$2,812 €2,520

$1,498 NZ$2,662

87.77%

3-bedroom Apartment, Outside City Center (Monthly)

$2,013 €1,804

$1,531 NZ$2,722

31.48%

Buy Apartment in City Center (m2)

$7,839 €7,025

$4,193 NZ$7,453

86.97%

Buy Apartment Outside City Center (m2)

$4,576 €4,100

$3,357 NZ$5,967

36.31%

Average Monthly Net Salary (After Tax)

$1,575 €1,411

20-Year Fixed Mortgage Interest Rate (Annual %)

3.85

5.39

-28.57%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lisbon: October 27, 2026

Last update for Upper Hutt: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Lisbon

$1.2K 53.8%

Upper Hutt

$869 44.5% 27% $321

Groceries & Markets

Lisbon

$272 12.3%

Upper Hutt

$336 17.2% 23.5% $64

Eating Out

Lisbon

$243 11%

Upper Hutt

$197 10.1% 18.7% $45

Monthly Utilities & Internet

Lisbon

$212 9.6%

Upper Hutt

$194 9.9% 8.9% $19

Clothing & Footwear

Lisbon

$166 7.5%

Upper Hutt

$165 8.5% 0.4% $0.6

Sport & Entertainment

Lisbon

$64 2.9%

Upper Hutt

$67 3.4% 5.3% $3.4

Getting Around

Lisbon

$63 2.9%

Upper Hutt

$124 6.3% 95.9% $61

Cost Breakdown

A one-bedroom apartment in the center runs $1,608 in Lisbon and $1,057 in Upper Hutt. Housing cost is often the main lever when comparing two cities.

Dining out: $62 in Lisbon vs $58 in Upper Hutt. Groceries flip the comparison at $272 vs $336, with Lisbon cheaper for home cooking.

Good to know

🇵🇹 Lisbon

🇳🇿 Upper Hutt

🕒 Local time

01:40 1:40 AM

14:40 2:40 PM

13 h ahead of Lisbon

🌤 Weather

👥 Population

545,923 Capital

44,600

💱 Currency

Euro EUR €

New Zealand Dollar NZD $

📈 Exchange rate

1 EUR = 1.12 USD

1 NZD = 0.563 USD

1 NZD = 0.504 EUR

Exchange rates and currency converter

NZD, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of November 2, 2026: 1 USD = 0.896 EUR (1 EUR = 1.12 USD).

New Zealand Dollar exchange rates as of November 2, 2026: 1 USD = 1.78 NZD (1 NZD = 0.563 USD). 1 EUR = 1.98 NZD (1 NZD = 0.504 EUR).

USD to EUR in detail →

On the map

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Between locations

Lisbon Upper Hutt 19,570 km ≈ 25 h nonstop flight

From you

Lisbon
Upper Hutt

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lisbon vs Upper Hutt: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $2,210 in Lisbon and $1,952 in Upper Hutt, so Upper Hutt is about 12% cheaper – a gap that matters a lot on a fixed or modest income.

You’d need roughly $3,315 in Lisbon and $2,928 in Upper Hutt to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,608 in Lisbon versus $1,057 in Upper Hutt. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $668 in Lisbon versus $1,064 in Upper Hutt. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Shoppers in Lisbon pay roughly 19% less for everyday groceries. It’s an unusual reversal that partly offsets higher costs elsewhere.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Lisbon and Upper Hutt are both considered safe, so it’s unlikely to be the deciding factor between them.