Last update: Nov 2026

Cost of Living Comparison Between Union City, TN and Lima

For one person, living is cheaper in Lima: $1,042 a month against $1,712 in Union City, TN, rent and utilities included – about $8,000 less a year. Rent and utilities account for most of the difference.

82

Cost of Living Index in Union City, TN
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Union City, TN Living Index
50

Cost of Living Index in Lima
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Lima Living Index

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Union City, TN

🇺🇸 United States

$1,712

/mo nomad

Lima

🇵🇪 Peru

$1,042

/mo nomad

Monthly Cost of Living

How much you'll spend in Union City, TN and in Lima

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Union City, TN and in Lima actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,712 in Union City, TN versus $1,042 in Lima.

Union City, TN $1,712
Lima $1,042

Estimated couple costs with rent: $2,567 in Union City, TN versus $1,651 in Lima.

Union City, TN $2,567
Lima $1,651

Monthly costs for a family of three with rent: $3,422 in Union City, TN versus $2,259 in Lima.

Union City, TN $3,422
Lima $2,259

Living in Union City, TN is roughly 64% more expensive than in Lima, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Union City, TN is 27% above, Lima is 23% below.

Meal at Budget Restaurant

$9.91 $9.91

$4.64 PEN 15.95

113.58%

Three-Course Dinner for Two, Mid-Range

$50.5 $50.5

$34.34 PEN 118

47.03%

Fast Food Meal (McDonalds, etc)

$7.10 $7.10

$7.01 PEN 24.12

1.28%

Cappuccino

$3.14 $3.14

$3.22 PEN 11.09

-2.48%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.16 $2.16

$1.13 PEN 3.90

91.15%

Water (0.33 liter bottle)

$1.52 $1.52

$0.61 PEN 2.09

149.18%

Local Beer (0.5 liter draught)

$4.09 $4.09

$2.93 PEN 10.07

39.59%

Imported Beer (0.33 liter bottle)

$3.90 $3.90

$4.25 PEN 14.63

-8.24%

Milk (1 liter)

$0.92 $0.92

$1.58 PEN 5.44

-41.77%

White Bread (500g)

$2.41 $2.41

$2.61 PEN 8.98

-7.66%

Rice (white) (1kg)

$2.06 $2.06

$1.30 PEN 4.46

58.46%

Eggs

$2.65 $2.65

$2.92 PEN 10.04

-9.25%

Local Cheese (1kg)

$8.09 $8.09

$9.54 PEN 32.82

-15.20%

Chicken Fillets (1kg)

$8.77 $8.77

$5.71 PEN 19.66

53.59%

Beef Round Steak (1kg)

$18.76 $18.76

$9.47 PEN 32.57

98.10%

Apples (1kg)

$4.24 $4.24

$2.01 PEN 6.91

110.95%

Banana (1kg)

$1.27 $1.27

$1.02 PEN 3.52

24.51%

Oranges (1kg)

$2.71 $2.71

$1.45 PEN 4.99

86.90%

Tomato (1kg)

$4.40 $4.40

$1.49 PEN 5.14

195.30%

Potato (1kg)

$2.11 $2.11

$0.91 PEN 3.14

131.87%

Onion (1kg)

$1.83 $1.83

$0.89 PEN 3.07

105.62%

Lettuce (1 head)

$1.70 $1.70

$0.86 PEN 2.97

97.67%

Water (1.5 liter bottle)

$1.30 $1.30

$0.89 PEN 3.05

46.07%

Cigarettes 20 Pack (Marlboro, Camel)

$7.11 $7.11

$5.47 PEN 18.83

29.98%

Wine (Bottle)

$14.10 $14.10

$10.17 PEN 34.99

38.64%

Local Beer (0.5 liter bottle)

$2.12 $2.12

$1.81 PEN 6.21

17.13%

Imported Beer (0.33 liter bottle)

$1.77 $1.77

$3.15 PEN 10.83

-43.81%

One-way Ticket (Public Transport)

$1.87 $1.87

$0.66 PEN 2.28

183.33%

Public Transport Monthly Pass (Regular Price)

$59.9 $59.9

$31.89 PEN 110

87.74%

Taxi Start (Normal Tariff)

$4.98 $4.98

$3.43 PEN 11.79

45.19%

Taxi (Normal Tariff) (1km)

$1.59 $1.59

$1.98 PEN 6.80

-19.70%

Taxi 1hour Waiting (Normal Tariff)

$21.31 $21.31

$9.60 PEN 33.03

121.98%

Gasoline (1 liter)

$0.85 $0.85

$1.71 PEN 5.89

-50.29%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.4K $37.4K

$21.9K PEN 75.2K

71.17%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.7K $26.7K

$29.0K PEN 99.9K

-8.13%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$226 $226

$65.8 PEN 227

243.04%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.10 $32.10

$15.26 PEN 52.5

110.35%

Internet (50+ Mbps, Unlimited Data)

$75.9 $75.9

$26.87 PEN 92.5

182.55%

Gym Membership (Monthly)

$39.34 $39.34

$32.91 PEN 113

19.54%

Tennis Court (1 Hour on Weekend)

$7.04 $7.04

$20.12 PEN 69.2

-65.01%

Cinema Ticket

$15.15 $15.15

$7.12 PEN 24.49

112.78%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,433 $1,433

$309 PEN 1,063

363.51%

International Primary School, 1 Child (Yearly)

$30.9K $30.9K

$21.4K PEN 73.5K

44.69%

Jeans (Levis 501 Or Similar)

$54.0 $54.0

$52.0 PEN 179

3.92%

Summer Dress (H&M, Zara, etc)

$42.26 $42.26

$35.69 PEN 123

18.41%

Sport Shoes (Adidas, Nike)

$92.1 $92.1

$81.8 PEN 281

12.64%

Men's Leather Business Shoes

$138 $138

$78.0 PEN 268

76.86%

1-bedroom Apartment, City Center (Monthly)

$720 $720

$727 PEN 2,501

-0.96%

1-bedroom Apartment, Outside City Center (Monthly)

$587 $587

$373 PEN 1,284

57.29%

3-bedroom Apartment, City Center (Monthly)

$1,132 $1,132

$1,249 PEN 4,296

-9.37%

3-bedroom Apartment, Outside City Center (Monthly)

$1,087 $1,087

$739 PEN 2,543

47.10%

Buy Apartment in City Center (m2)

$2,435 $2,435

$2,380 PEN 8,190

2.31%

Buy Apartment Outside City Center (m2)

$2,467 $2,467

$1,365 PEN 4,696

80.77%

Average Monthly Net Salary (After Tax)

$1,974 $1,974

$650 PEN 2,237

203.54%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.7

8.38

-20.05%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Union City, TN: November 1, 2026

Last update for Lima: October 31, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Union City, TN

$587 34.3%

Lima

$373 35.8% 36.4% $214

Monthly Utilities & Internet

Union City, TN

$334 19.5%

Lima

$108 10.4% 67.7% $226

Groceries & Markets

Union City, TN

$313 18.3%

Lima

$228 21.9% 27.1% $85

Eating Out

Union City, TN

$181 10.6%

Lima

$127 12.2% 30% $54

Clothing & Footwear

Union City, TN

$147 8.6%

Lima

$111 10.7% 24.2% $35

Getting Around

Union City, TN

$80 4.7%

Lima

$48 4.6% 40.4% $32

Sport & Entertainment

Union City, TN

$70 4.1%

Lima

$47 4.5% 32.3% $22

Cost Breakdown

A one-bedroom apartment in the center runs $720 in Union City, TN and $727 in Lima. Housing cost is often the main lever when comparing two cities.

Union City, TN pays about 3 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $50 in Union City, TN vs $34 in Lima for a mid-range dinner for two. Groceries echo the gap at $313 vs $228 per month, with Lima cheaper across the board.

Good to know

🇺🇸 Union City, TN

🇵🇪 Lima

🕒 Local time

14:53 2:53 PM

15:53 3:53 PM

1 h ahead of Union City, TN

🌤 Weather

👥 Population

63,930

9,989,369 Capital

💱 Currency

United States Dollar USD $

Peruvian Sol PEN S/

📈 Exchange rate

1 USD = 0.895 EUR

1 PEN = 0.291 USD

1 PEN = 0.26 EUR

Exchange rates and currency converter

PEN, EUR to USD – United States Dollar Converter

🇵🇪 Peruvian Sol (S/)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 6, 2026: 1 EUR = 1.12 USD (1 USD = 0.895 EUR).

Peruvian Sol exchange rates as of November 6, 2026: 1 USD = 3.44 PEN (1 PEN = 0.291 USD). 1 EUR = 3.85 PEN (1 PEN = 0.26 EUR).

PEN to USD in detail →

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Union City, TN Lima 5,540 km ≈ 7 h nonstop flight

From you

Union City, TN
Lima

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Union City, TN vs Lima: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,712 in Union City, TN and $1,042 in Lima, so Lima is about 39% cheaper – a gap that matters a lot on a fixed or modest income.

Average pay in Union City, TN is about 3 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $720 in Union City, TN versus $727 in Lima. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,433 in Union City, TN versus $309 in Lima. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 37% higher in Union City, TN. For households that cook at home regularly, that difference adds up over a month.

Either city works on $2,000 a month, though Lima gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – Lima wins on affordability, Union City, TN on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.