Cost of Living in Union City, TN - Updated Prices & Insights

Monthly Cost of Living

A single person spends around $1,666 per month with rent, or $783 for everyday expenses alone.

A couple spends around $2,483 per month with rent, or $1,389 for everyday expenses alone.

A family of three spends around $3,300 per month with rent, or $1,996 without housing.

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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$10.05 $10.05
$8.04 $8.04
$45.22 $45.22
Three-Course Dinner for Two, Mid-Range
$49.44 $49.44
$49.44 $49.44
$98.9 $98.9
Fast Food Meal (McDonalds, etc)
$6.93 $6.93
$5.94 $5.94
$13.86 $13.86
Cappuccino
$3.12 $3.12
$2.56 $2.56
$9.22 $9.22
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.12 $2.12
$1.98 $1.98
$3.96 $3.96
Water (0.33 liter bottle)
$1.53 $1.53
$1.09 $1.09
$3.96 $3.96
Local Beer (0.5 liter draught)
$3.97 $3.97
$3.97 $3.97
$9.96 $9.96
Imported Beer (0.33 liter bottle)
$3.93 $3.93
$3.93 $3.93
$11.44 $11.44
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$0.91 $0.91
$0.91 $0.91
$1.65 $1.65
White Bread (500g)
$2.27 $2.27
$2.14 $2.14
$5.35 $5.35
Rice (white) (1kg)
$2.09 $2.09
$2.09 $2.09
$6.80 $6.80
Eggs
$2.70 $2.70
$2.04 $2.04
$8.19 $8.19
Local Cheese (1kg)
$7.95 $7.95
$6.48 $6.48
$39.23 $39.23
Chicken Fillets (1kg)
$8.48 $8.48
$6.43 $6.43
$17.22 $17.22
Beef Round Steak (1kg)
$18.64 $18.64
$14.41 $14.41
$29.96 $29.96
Apples (1kg)
$4.41 $4.41
$2.24 $2.24
$11.21 $11.21
Banana (1kg)
$1.31 $1.31
$1.11 $1.11
$2.25 $2.25
Oranges (1kg)
$2.83 $2.83
$2.24 $2.24
$11.31 $11.31
Tomato (1kg)
$4.34 $4.34
$1.29 $1.29
$6.10 $6.10
Potato (1kg)
$2.09 $2.09
$1.27 $1.27
$4.30 $4.30
Onion (1kg)
$1.89 $1.89
$1.33 $1.33
$4.51 $4.51
Lettuce (1 head)
$1.70 $1.70
$1.26 $1.26
$2.94 $2.94
Water (1.5 liter bottle)
$1.37 $1.37
$1.02 $1.02
$3.36 $3.36
Cigarettes 20 Pack (Marlboro, Camel)
$7.03 $7.03
$7.03 $7.03
$12.06 $12.06
Wine (Bottle)
$13.91 $13.91
$7.95 $7.95
$21.84 $21.84
Local Beer (0.5 liter bottle)
$2.05 $2.05
$2.05 $2.05
$5.58 $5.58
Imported Beer (0.33 liter bottle)
$1.81 $1.81
$1.81 $1.81
$7.09 $7.09
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$1.86 $1.86
$0.93 $0.93
$1.86 $1.86
Taxi Start (Normal Tariff)
$4.97 $4.97
$4.97 $4.97
$6.95 $6.95
Taxi (Normal Tariff) (1km)
$1.51 $1.51
$1.51 $1.51
$2.73 $2.73
Taxi 1hour Waiting (Normal Tariff)
$20.83 $20.83
$20.83 $20.83
$49.60 $49.60
Gasoline (1 liter)
$0.75 $0.75
$0.55 $0.55
$1.08 $1.08
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$37.3K $37.3K
$37.3K $37.3K
$37.7K $37.7K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.2K $27.2K
$26.4K $26.4K
$29.6K $29.6K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$224 $224
$196 $196
$294 $294
SIM Card Monthly Plan (Calls and 10GB+ Data)
$32.84 $32.84
$15.16 $15.16
$121 $121
Internet (50+ Mbps, Unlimited Data)
$76.8 $76.8
$60.4 $60.4
$121 $121
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$41.46 $41.46
$19.90 $19.90
$49.76 $49.76
Tennis Court (1 Hour on Weekend)
$6.89 $6.89
-
Cinema Ticket
$15.13 $15.13
$13.12 $13.12
$20.18 $20.18
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,433 $1,433
$1,177 $1,177
$1,815 $1,815
International Primary School, 1 Child (Yearly)
$30.5K $30.5K
$24.1K $24.1K
$32.1K $32.1K
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$55.4 $55.4
$40.24 $40.24
$85.5 $85.5
Summer Dress (H&M, Zara, etc)
$42.99 $42.99
$30.03 $30.03
$60.1 $60.1
Sport Shoes (Adidas, Nike)
$91.9 $91.9
$49.82 $49.82
$120 $120
Men's Leather Business Shoes
$138 $138
$99.7 $99.7
$199 $199
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$719 $719
$708 $708
$729 $729
1-bedroom Apartment, Outside City Center (Monthly)
$582 $582
$574 $574
$589 $589
3-bedroom Apartment, City Center (Monthly)
$1,148 $1,148
$801 $801
$1,401 $1,401
3-bedroom Apartment, Outside City Center (Monthly)
$1,084 $1,084
$1,081 $1,081
$1,087 $1,087
Buy Apartment in City Center (m2)
$2,618 $2,618
$1,877 $1,877
$2,618 $2,618
Buy Apartment Outside City Center (m2)
$2,438 $2,438
$1,983 $1,983
$2,438 $2,438
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$2,005 $2,005
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.07
5.99
6.2

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: August 29, 2026

Cost Breakdown

A one-bedroom apartment in the city center costs around $719, dropping to $582 outside central areas. Housing accounts for roughly 36% of the average salary ($2,005) – well above the 30% international benchmark.

The average net salary is $2,005. With monthly costs around $1,666, saving is possible but often limited. A more comfortable lifestyle typically starts at $2,499.

Groceries cost around $311 per month for one person. A mid-range dinner for two is priced at $49.00.

Cost Highlights

Gasoline is cheaper than 99% of cities in North America

Fast food meal is cheaper than 98% of cities in North America

Imported beer is cheaper than 94% of cities in North America

Union City, TN Median Internet Speeds (Updated April 2026)

Mobile

Download
Mbps
Upload
Mbps
Latency
ms

Fixed Broadband

Download
Mbps
Upload
Mbps
Latency
ms
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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Cost of Living in Union City, TN - Frequently Asked Questions
How does Union City, TN compare in terms of value for money, and who tends to find it a good fit?
Union City, TN, United States in general offers a friendly balance for travelers, expats, and digital nomads who want a slower pace without sacrificing access to essentials. The Cost of Living in Union City, TN, United States tends to be lower than in major metropolitan hubs, with straightforward options for housing and services. You'll often find spacious rentals, simple commutes, and affordable dining at local spots. Practical perks include a close-knit community, shorter errands, and predictable utility use. It's easy to stay connected with affordable internet and nearby coworking options. Tip: Start with a short-term stay to test neighborhoods before committing.
What does daily life look like for a visitor or expat in Union City, including housing search, food options, transport, and errands?
Daily life here is straightforward and manageable if you plan ahead. Housing options range from compact apartments near the center to quiet homes in residential blocks a short drive from shops. For food, you’ll find a mix of local diners, farmers markets when in season, and grocery stores with everyday staples. Transportation is car-centric, with limited public transit and a walkable downtown for short trips. If you work remotely, look for small coworking spaces or cafés with reliable Wi-Fi. Note the Union City, TN, United States living cost as you budget for monthly essentials and occasional outings. Tip: try a neighborhood walk before you decide.
How can you plan for quality of life, budgeting, and neighborhood fit in Union City?
Quality of life here centers on a slower pace, community events, and reliable everyday routines. To budget effectively, create simple categories for housing, groceries, utilities, and discretionary spending, then review your spending every month to adapt as needed. Seasonal shifts affect what you wear and how you use air conditioning or heat, so build a flexible plan that can adjust with the weather. For neighborhood fit, test a few areas: a walkable downtown for cafés and shops, a quieter residential pocket near parks, or a lake-adjacent street for outdoor access. Tip: pair short stays with a guided neighborhood walk to feel the rhythm before committing.
Is the cost of living in Union City, TN reasonable?
Union City, TN is mid-range – monthly costs with rent reach about $1,666. For most residents, that's a fair trade: urban amenities, services, and job access without major-hub prices.
Is Union City, TN affordable on an average income?
Union City, TN sits squarely in the middle of the price spectrum – not cheap, not expensive. Monthly costs with rent tend to hover around $1,666, which most working professionals can handle without feeling financially squeezed.
What is the average net income after taxes in Union City, TN?
After taxes, the average worker in Union City, TN takes home about $2,005 per month. Of course, that varies a lot by industry and experience – tech and finance pay well above this, while service jobs often fall below it.
Are apartments reasonably priced in Union City, TN?
Rent in Union City, TN is middle-of-the-road – 1-bedroom apartments fall between $582 and $719 per month. Not cheap, not outrageous, with reasonable options across most neighborhoods.
How much is a monthly gym pass in Union City, TN?
Expect to pay about $41.46 per month for a gym in Union City, TN – on par with the regional average. That typically gets you weights, cardio machines, and group classes. Boutique studios, yoga centers, and personal trainers charge extra.
How expensive is preschool in Union City, TN per month?
Private kindergarten in Union City, TN costs about $1,433 per month – a big number for families. Prices vary by curriculum and whether you go local or international. Public options are cheaper where they exist, but waitlists can be long.
Does $3,000 cover living expenses in Union City, TN?
$3,000 is below the $1,666 average in Union City, TN, so it's tight but not impossible. You'll need to keep rent low – sharing an apartment, cooking at home, and sticking to public transport are the main levers.
What are the pros and cons of living in Union City, TN?
Quality of life in Union City, TN is genuinely good – highlights include fast internet, clean air, beach access, and monthly costs hover around $1,666. Day-to-day life is well-rounded: decent infrastructure, varied dining and entertainment, and a generally positive atmosphere.
Is Union City, TN affordable for the average person?
Union City, TN is neither cheap nor expensive – it sits comfortably in the middle. Monthly costs with rent run about $1,666, a figure most working professionals can handle without major financial stress.

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