Cost of Living in Union City, TN - Updated Prices & Insights

Monthly Cost of Living

A single person spends around $2,323 per month with rent, or $876 for everyday expenses alone.

A couple spends around $3,330 per month with rent, or $1,448 for everyday expenses alone.

A family of three spends around $4,336 per month with rent, or $2,021 without housing.

Meal at Budget Restaurant

$10.13 $10.13

$8.10 $8.10

$30.39 $30.39

Three-Course Dinner for Two, Mid-Range

$49.71 $49.71

$109 $109

Fast Food Meal (McDonalds, etc)

$7.18 $7.18

$6.16 $6.16

$12.31 $12.31

Cappuccino

$3.03 $3.03

$2.48 $2.48

$8.93 $8.93

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.10 $2.10

$1.96 $1.96

$4.90 $4.90

Water (0.33 liter bottle)

$1.60 $1.60

$1.13 $1.13

$3.60 $3.60

Local Beer (0.5 liter draught)

$4.05 $4.05

$9.13 $9.13

Imported Beer (0.33 liter bottle)

$4.02 $4.02

$13.23 $13.23

Milk (1 liter)

$0.94 $0.94

$0.75 $0.75

$1.52 $1.52

White Bread (500g)

$2.31 $2.31

$2.23 $2.23

$6.03 $6.03

Rice (white) (1kg)

$1.88 $1.88

$1.71 $1.71

$6.73 $6.73

Eggs

$2.59 $2.59

$1.85 $1.85

$5.88 $5.88

Local Cheese (1kg)

$12.39 $12.39

$7.07 $7.07

$22.28 $22.28

Chicken Fillets (1kg)

$8.21 $8.21

$5.96 $5.96

$22.15 $22.15

Beef Round Steak (1kg)

$15.83 $15.83

$12.28 $12.28

$18.85 $18.85

Apples (1kg)

$4.33 $4.33

$2.13 $2.13

$6.84 $6.84

Banana (1kg)

$1.25 $1.25

$1.05 $1.05

$3.43 $3.43

Oranges (1kg)

$3.00 $3.00

$1.51 $1.51

$10.92 $10.92

Tomato (1kg)

$4.45 $4.45

$1.55 $1.55

$7.13 $7.13

Potato (1kg)

$2.60 $2.60

$1.66 $1.66

$6.13 $6.13

Onion (1kg)

$2.13 $2.13

$1.86 $1.86

$6.62 $6.62

Lettuce (1 head)

$1.79 $1.79

$1.13 $1.13

$3.08 $3.08

Water (1.5 liter bottle)

$1.44 $1.44

$1.35 $1.35

$3.03 $3.03

Cigarettes 20 Pack (Marlboro, Camel)

$6.85 $6.85

$9.79 $9.79

Wine (Bottle)

$12.94 $12.94

$7.97 $7.97

$19.92 $19.92

Local Beer (0.5 liter bottle)

$2.02 $2.02

$1.70 $1.70

$2.82 $2.82

Imported Beer (0.33 liter bottle)

$1.77 $1.77

$1.71 $1.71

$6.92 $6.92

One-way Ticket (Public Transport)

$2.01 $2.01

$1.26 $1.26

$2.01 $2.01

Taxi Start (Normal Tariff)

$5.05 $5.05

$7.07 $7.07

Taxi (Normal Tariff) (1km)

$1.58 $1.58

$2.86 $2.86

Taxi 1hour Waiting (Normal Tariff)

$21.27 $21.27

$50.6 $50.6

Gasoline (1 liter)

$0.73 $0.73

$0.57 $0.57

$0.90 $0.90

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.0K $33.0K

$24.4K $24.4K

$37.5K $37.5K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.3K $26.3K

$25.4K $25.4K

$29.6K $29.6K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$205 $205

$139 $139

$369 $369

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.30 $32.30

$14.91 $14.91

$106 $106

Internet (50+ Mbps, Unlimited Data)

$50.9 $50.9

$122 $122

Gym Membership (Monthly)

$43.23 $43.23

$17.59 $17.59

$50.3 $50.3

Tennis Court (1 Hour on Weekend)

$7.05 $7.05

Cinema Ticket

$15.15 $15.15

$11.11 $11.11

$20.21 $20.21

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,250 $1,250

$769 $769

$1,612 $1,612

International Primary School, 1 Child (Yearly)

$30.7K $30.7K

$24.3K $24.3K

$32.3K $32.3K

Jeans (Levis 501 Or Similar)

$34.69 $34.69

$29.73 $29.73

$88.2 $88.2

Summer Dress (H&M, Zara, etc)

$48.14 $48.14

$28.79 $28.79

$74.5 $74.5

Sport Shoes (Adidas, Nike)

$84.7 $84.7

$49.80 $49.80

$120 $120

Men's Leather Business Shoes

$134 $134

$49.93 $49.93

$200 $200

1-bedroom Apartment, City Center (Monthly)

$594 $594

$456 $456

$731 $731

1-bedroom Apartment, Outside City Center (Monthly)

$1,373 $1,373

$1,014 $1,014

$1,522 $1,522

3-bedroom Apartment, City Center (Monthly)

$993 $993

$752 $752

$1,418 $1,418

3-bedroom Apartment, Outside City Center (Monthly)

$2,179 $2,179

$1,667 $1,667

$2,452 $2,452

Buy Apartment in City Center (m2)

$3,058 $3,058

$2,226 $2,226

$3,058 $3,058

Buy Apartment Outside City Center (m2)

$2,250 $2,250

$1,826 $1,826

$2,250 $2,250

Average Monthly Net Salary (After Tax)

$1,992 $1,992

20-Year Fixed Mortgage Interest Rate (Annual %)

6.52

6.19

6.8

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: April 20, 2026

Cost Breakdown

A one-bedroom apartment in the city center costs around $594, dropping to $1,373 outside central areas. Housing accounts for roughly 30% of the average salary ($1,992) – noticeably above the typical 30% rent-to-income guideline.

The average net salary is $1,992 – below monthly costs of $2,323. Most locals rely on shared housing or dual incomes. Remote workers earning abroad will find stronger purchasing power.

Groceries cost around $316 per month for one person. A mid-range dinner for two is priced at $50.

A monthly public transport pass costs about $0.

Cost Highlights

Gasoline is cheaper than 98% of cities in North America

Imported beer is cheaper than 95% of cities in North America

Fast food meal is cheaper than 94% of cities in North America

Union City, TN Median Internet Speeds (Updated April 2026)

Mobile

Mbps

Fixed Broadband

Mbps

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

City tags:

🌎 North america

Cost of Living in Union City, TN - Frequently Asked Questions

Union City, TN, United States in general offers a friendly balance for travelers, expats, and digital nomads who want a slower pace without sacrificing access to essentials. The Cost of Living in Union City, TN, United States tends to be lower than in major metropolitan hubs, with straightforward options for housing and services. You'll often find spacious rentals, simple commutes, and affordable dining at local spots. Practical perks include a close-knit community, shorter errands, and predictable utility use. It's easy to stay connected with affordable internet and nearby coworking options. Tip: Start with a short-term stay to test neighborhoods before committing.

Daily life here is straightforward and manageable if you plan ahead. Housing options range from compact apartments near the center to quiet homes in residential blocks a short drive from shops. For food, you’ll find a mix of local diners, farmers markets when in season, and grocery stores with everyday staples. Transportation is car-centric, with limited public transit and a walkable downtown for short trips. If you work remotely, look for small coworking spaces or cafés with reliable Wi-Fi. Note the Union City, TN, United States living cost as you budget for monthly essentials and occasional outings. Tip: try a neighborhood walk before you decide.

Quality of life here centers on a slower pace, community events, and reliable everyday routines. To budget effectively, create simple categories for housing, groceries, utilities, and discretionary spending, then review your spending every month to adapt as needed. Seasonal shifts affect what you wear and how you use air conditioning or heat, so build a flexible plan that can adjust with the weather. For neighborhood fit, test a few areas: a walkable downtown for cafés and shops, a quieter residential pocket near parks, or a lake-adjacent street for outdoor access. Tip: pair short stays with a guided neighborhood walk to feel the rhythm before committing.

Union City, TN is mid-range – monthly costs with rent reach about $2,323. For most residents, that's a fair trade: urban amenities, services, and job access without major-hub prices.

Union City, TN sits squarely in the middle of the price spectrum – not cheap, not expensive. Monthly costs with rent tend to hover around $2,323, which most working professionals can handle without feeling financially squeezed.

The average net salary in Union City, TN is about $1,992, while comfortable living starts around $3,484. With total costs hitting $2,323 monthly, saving is possible if you earn above average – but it takes intentional budgeting.

Rent is one of Union City, TN's biggest advantages – 1-bedroom apartments range from $1,373 to $594 per month, and even central neighborhoods stay accessible on modest incomes. Cheap housing frees up cash for everything else.

Expect to pay about $43.23 per month for a gym in Union City, TN – on par with the regional average. That typically gets you weights, cardio machines, and group classes. Boutique studios, yoga centers, and personal trainers charge extra.

Private kindergarten in Union City, TN costs about $1,250 per month – a big number for families. Prices vary by curriculum and whether you go local or international. Public options are cheaper where they exist, but waitlists can be long.

$1,500 is below the $2,323 average in Union City, TN, so it's tight but not impossible. You'll need to keep rent low – sharing an apartment, cooking at home, and sticking to public transport are the main levers.

Quality of life in Union City, TN is genuinely good – highlights include fast internet, clean air, beach access, and monthly costs hover around $2,323. Day-to-day life is well-rounded: decent infrastructure, varied dining and entertainment, and a generally positive atmosphere.

Union City, TN is neither cheap nor expensive – it sits comfortably in the middle. Monthly costs with rent run about $2,323, a figure most working professionals can handle without major financial stress.