Cost of Living Comparison Between Umm As-summaq and Ubud, Bali Cost of Living Comparison Between Umm As-summaq and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $717 in Umm As-summaq versus $1,408 in Ubud, Bali.

Estimated couple costs with rent: $1,387 in Umm As-summaq versus $2,585 in Ubud, Bali.

Monthly costs for a family of three with rent: $2,056 in Umm As-summaq versus $3,763 in Ubud, Bali.

Living in Umm As-summaq costs roughly 49% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Umm As-summaq is 46% below, Ubud, Bali is 5% above.

Meal at Budget Restaurant

$6.47 JOD 4.58

$3.45 Rp 62.0K

87.54%

Three-Course Dinner for Two, Mid-Range

$49.79 JOD 35.24

$32.34 Rp 580.1K

53.96%

Fast Food Meal (McDonalds, etc)

$5.07 JOD 3.59

$4.84 Rp 86.9K

4.75%

Cappuccino

$4.00 JOD 2.83

$2.75 Rp 49.3K

45.45%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.48 JOD 0.34

$1.38 Rp 24.8K

-65.22%

Water (0.33 liter bottle)

$0.37 JOD 0.26

$0.75 Rp 13.5K

-50.67%

Local Beer (0.5 liter draught)

$5.76 JOD 4.08

$2.99 Rp 53.7K

92.64%

Imported Beer (0.33 liter bottle)

$7.19 JOD 5.09

$3.85 Rp 69.1K

86.75%

Milk (1 liter)

$1.30 JOD 0.92

$1.74 Rp 31.1K

-25.29%

White Bread (500g)

$0.36 JOD 0.26

$2.46 Rp 44.1K

-85.37%

Rice (white) (1kg)

$1.39 JOD 0.98

$1.17 Rp 21.0K

18.80%

Eggs

$2.57 JOD 1.82

$2.43 Rp 43.6K

5.76%

Local Cheese (1kg)

$2.87 JOD 2.03

$14.50 Rp 260.2K

-80.21%

Chicken Fillets (1kg)

$6.38 JOD 4.51

$4.35 Rp 78.0K

46.67%

Beef Round Steak (1kg)

$11.39 JOD 8.06

$11.98 Rp 214.9K

-4.92%

Apples (1kg)

$1.39 JOD 0.99

$3.72 Rp 66.7K

-62.63%

Banana (1kg)

$0.69 JOD 0.49

$1.63 Rp 29.2K

-57.67%

Oranges (1kg)

$1.43 JOD 1.01

$2.74 Rp 49.2K

-47.81%

Tomato (1kg)

$0.29 JOD 0.21

$2.24 Rp 40.2K

-87.05%

Potato (1kg)

$0.37 JOD 0.26

$1.92 Rp 34.4K

-80.73%

Onion (1kg)

$0.29 JOD 0.21

$2.28 Rp 40.8K

-87.28%

Lettuce (1 head)

$0.61 JOD 0.43

$1.06 Rp 19.1K

-42.45%

Water (1.5 liter bottle)

$0.59 JOD 0.42

$0.72 Rp 12.9K

-18.06%

Cigarettes 20 Pack (Marlboro, Camel)

$3.64 JOD 2.57

$3.29 Rp 58.9K

10.64%

Wine (Bottle)

$16.84 JOD 11.92

$23.19 Rp 416.1K

-27.38%

Local Beer (0.5 liter bottle)

$4.70 JOD 3.32

$2.78 Rp 49.8K

69.06%

Imported Beer (0.33 liter bottle)

$5.57 JOD 3.94

$2.73 Rp 49.0K

104.03%

One-way Ticket (Public Transport)

$0.68 JOD 0.48

$0.27 Rp 4,778

151.85%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.4K

Taxi Start (Normal Tariff)

$0.73 JOD 0.52

$0.48 Rp 8,659

52.08%

Taxi (Normal Tariff) (1km)

$0.29 JOD 0.21

$0.42 Rp 7,532

-30.95%

Taxi 1hour Waiting (Normal Tariff)

$7.08 JOD 5.01

$6.22 Rp 111.6K

13.83%

Gasoline (1 liter)

$1.38 JOD 0.98

$0.81 Rp 14.6K

70.37%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.3K JOD 19.3K

$26.6K Rp 477.4M

2.46%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.4K JOD 23.0K

$32.2K Rp 577.4M

0.80%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$104 JOD 73.7

$78.4 Rp 1.4M

32.88%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.12 JOD 12.11

$4.07 Rp 73.0K

320.64%

Internet (50+ Mbps, Unlimited Data)

$32.03 JOD 22.67

$24.33 Rp 436.4K

31.65%

Gym Membership (Monthly)

$40.97 JOD 29.00

$98.6 Rp 1.8M

-58.45%

Tennis Court (1 Hour on Weekend)

$35.31 JOD 24.99

$6.34 Rp 113.7K

456.94%

Cinema Ticket

$11.19 JOD 7.92

$3.99 Rp 71.5K

180.45%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$277 JOD 196

$305 Rp 5.5M

-9.18%

International Primary School, 1 Child (Yearly)

$5,456 JOD 3,862

$6,642 Rp 119.2M

-17.86%

Jeans (Levis 501 Or Similar)

$60.8 JOD 43.00

$54.1 Rp 971.2K

12.23%

Summer Dress (H&M, Zara, etc)

$57.3 JOD 40.58

$37.81 Rp 678.2K

51.63%

Sport Shoes (Adidas, Nike)

$112 JOD 79.5

$86.8 Rp 1.6M

29.38%

Men's Leather Business Shoes

$81.2 JOD 57.5

$76.4 Rp 1.4M

6.40%

1-bedroom Apartment, City Center (Monthly)

$376 JOD 266

$992 Rp 17.8M

-62.05%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

3-bedroom Apartment, City Center (Monthly)

$470 JOD 333

$3,375 Rp 60.5M

-86.08%

3-bedroom Apartment, Outside City Center (Monthly)

$359 JOD 254

$2,050 Rp 36.8M

-82.49%

Buy Apartment in City Center (m2)

$1,701 JOD 1,204

$2,805 Rp 50.3M

-39.37%

Buy Apartment Outside City Center (m2)

$2,227 Rp 39.9M

Average Monthly Net Salary (After Tax)

$859 JOD 608

$167 Rp 3.0M

414.67%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.67

13.28

-49.77%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Umm As-summaq: July 12, 2026

Last update for Ubud, Bali: July 11, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $376 in Umm As-summaq and $992 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Umm As-summaq pays 415% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $50.0 in Umm As-summaq vs $32.00 in Ubud, Bali. Groceries flip the comparison at $205 vs $297, with Umm As-summaq cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Umm As-summaq vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Umm As-summaq wins on cost – living expenses run 96% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Umm As-summaq the obvious pick if budget is a priority.

Average pay runs 415% higher in Umm As-summaq, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $376 in Umm As-summaq versus $992 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 45% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $717 per month in Umm As-summaq versus $1,408 in Ubud, Bali – a 96% gap that adds up to real savings over time for anyone picking the cheaper option.

At $717 in Umm As-summaq versus $1,408 in Ubud, Bali, a $1,000 budget is realistic in Umm As-summaq but tight or insufficient in Ubud, Bali. The gap between the two cities makes Umm As-summaq the clear choice for anyone on this budget.

Both work as nomad bases, but Umm As-summaq delivers better value – similar infrastructure at $717 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Umm As-summaq hard to pass up.

Safety-wise, Umm As-summaq and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Umm As-summaq gentler on the wallet – expenses run 96% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.