🙂Monthly costs for one person with rent: $716 in Umm As-summaq versus $1,419 in Ubud, Bali.
🙂Estimated couple costs with rent: $1,378 in Umm As-summaq versus $2,540 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $2,039 in Umm As-summaq versus $3,660 in Ubud, Bali.
🙂Living in Umm As-summaq costs roughly 50% less than in Ubud, Bali, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Umm As-summaq is 47% below, Ubud, Bali is 6% above.
Currency
🍽 Eating Out
Umm As-summaq
Ubud, Bali
Difference
Meal at Budget Restaurant
$6.31JOD 4.47
$3.56Rp 63.7K
77.25%
Three-Course Dinner for Two, Mid-Range
$49.60JOD 35.10
$32.73Rp 584.5K
51.54%
Fast Food Meal(McDonalds, etc)
$5.08JOD 3.59
$4.95Rp 88.4K
2.63%
Cappuccino
$3.99JOD 2.82
$2.71Rp 48.4K
47.23%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.52JOD 0.37
$1.34Rp 24.0K
-61.19%
Water(0.33 liter bottle)
$0.34JOD 0.24
$0.70Rp 12.5K
-51.43%
Local Beer(0.5 liter draught)
$5.80JOD 4.11
$2.92Rp 52.1K
98.63%
Imported Beer(0.33 liter bottle)
$7.22JOD 5.11
$3.96Rp 70.7K
82.32%
🛒 Groceries & Markets
Umm As-summaq
Ubud, Bali
Difference
Milk(1 liter)
$1.24JOD 0.88
$1.81Rp 32.3K
-31.49%
White Bread(500g)
$0.34JOD 0.24
$2.52Rp 45.0K
-86.51%
Rice(white)(1kg)
$1.45JOD 1.02
$1.16Rp 20.7K
25.00%
Eggs
$2.45JOD 1.73
$2.46Rp 43.9K
-0.41%
Local Cheese(1kg)
$2.79JOD 1.97
$14.71Rp 262.7K
-81.03%
Chicken Fillets(1kg)
$6.60JOD 4.67
$4.32Rp 77.1K
52.78%
Beef Round Steak(1kg)
$11.20JOD 7.93
$12.14Rp 216.7K
-7.74%
Apples(1kg)
$1.39JOD 0.98
$3.84Rp 68.6K
-63.80%
Banana(1kg)
$0.74JOD 0.52
$1.56Rp 27.8K
-52.56%
Oranges(1kg)
$1.38JOD 0.98
$2.83Rp 50.6K
-51.24%
Tomato(1kg)
$0.27JOD 0.19
$2.33Rp 41.5K
-88.41%
Potato(1kg)
$0.33JOD 0.24
$1.91Rp 34.2K
-82.72%
Onion(1kg)
$0.27JOD 0.19
$2.20Rp 39.3K
-87.73%
Lettuce(1 head)
$0.66JOD 0.47
$1.01Rp 18.1K
-34.65%
Water(1.5 liter bottle)
$0.59JOD 0.41
$0.78Rp 13.8K
-24.36%
Cigarettes 20 Pack(Marlboro, Camel)
$3.62JOD 2.56
$3.32Rp 59.2K
9.04%
Wine(Bottle)
$16.82JOD 11.90
$23.74Rp 423.9K
-29.15%
Local Beer(0.5 liter bottle)
$4.88JOD 3.45
$2.79Rp 49.8K
74.91%
Imported Beer(0.33 liter bottle)
$5.48JOD 3.88
$2.86Rp 51.1K
91.61%
🚌 Getting Around
Umm As-summaq
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$0.69JOD 0.49
$0.27Rp 4,800
155.56%
Public Transport Monthly Pass(Regular Price)
-
$8.03Rp 143.4K
-
Taxi Start(Normal Tariff)
$0.74JOD 0.53
$0.46Rp 8,150
60.87%
Taxi(Normal Tariff)(1km)
$0.29JOD 0.21
$0.45Rp 8,037
-35.56%
Taxi 1hour Waiting(Normal Tariff)
$6.95JOD 4.92
$6.10Rp 108.9K
13.93%
Gasoline(1 liter)
$1.38JOD 0.98
$0.79Rp 14.2K
74.68%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.7KJOD 18.9K
$26.1KRp 467.0M
1.99%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.3KJOD 22.8K
$32.1KRp 573.6M
0.45%
🧾 Monthly Utilities & Internet
Umm As-summaq
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$105JOD 74.5
$79.9Rp 1.4M
31.70%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$16.95JOD 11.99
$4.06Rp 72.6K
317.49%
Internet(50+ Mbps, Unlimited Data)
$32.11JOD 22.73
$23.52Rp 420.0K
36.52%
🎉 Sport & Entertainment
Umm As-summaq
Ubud, Bali
Difference
Gym Membership(Monthly)
$41.42JOD 29.31
$98.7Rp 1.8M
-58.03%
Tennis Court(1 Hour on Weekend)
$34.88JOD 24.69
$6.63Rp 118.4K
426.09%
Cinema Ticket
$11.25JOD 7.96
$4.15Rp 74.1K
171.08%
🧸 Childcare & Education
Umm As-summaq
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$272JOD 193
$304Rp 5.4M
-10.40%
International Primary School, 1 Child(Yearly)
$5,407JOD 3,826
$6,613Rp 118.1M
-18.24%
👕👟 Clothing & Footwear
Umm As-summaq
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$61.8JOD 43.71
$55.5Rp 991.8K
11.22%
Summer Dress(H&M, Zara, etc)
$55.8JOD 39.48
$38.31Rp 684.1K
45.63%
Sport Shoes(Adidas, Nike)
$115JOD 81.1
$88.6Rp 1.6M
29.28%
Men's Leather Business Shoes
$81.9JOD 57.9
$77.9Rp 1.4M
5.15%
🏠 Accommodation & Living
Umm As-summaq
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$379JOD 269
$1,006Rp 18.0M
-62.29%
1-bedroom Apartment, Outside City Center(Monthly)
-
$675Rp 12.1M
-
3-bedroom Apartment, City Center(Monthly)
$460JOD 325
$3,442Rp 61.5M
-86.65%
3-bedroom Apartment, Outside City Center(Monthly)
$354JOD 251
$2,039Rp 36.4M
-82.62%
Buy Apartment in City Center(m2)
$1,707JOD 1,208
$2,841Rp 50.7M
-39.91%
Buy Apartment Outside City Center(m2)
-
$2,264Rp 40.4M
-
💵 Salaries & Financials
Umm As-summaq
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$851JOD 602
$165Rp 3.0M
414.92%
20-Year Fixed Mortgage Interest Rate(Annual %)
6.67
13.28
-49.77%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Umm As-summaq: May 31, 2026
Last update for Ubud, Bali: June 1, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $379 in Umm As-summaq and $1,006 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰Umm As-summaq pays 415% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $50.0 in Umm As-summaq vs $33.00 in Ubud, Bali. Groceries flip the comparison at $205 vs $302, with Umm As-summaq cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Umm As-summaq vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Umm As-summaq or Ubud, Bali?
Umm As-summaq wins on cost – living expenses run 98% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Umm As-summaq the obvious pick if budget is a priority.
Are salaries higher in Umm As-summaq or Ubud, Bali?
Umm As-summaq pays 415% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Umm As-summaq vs Ubud, Bali?
Rent for a central apartment: $379 in Umm As-summaq versus $1,006 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Are groceries more expensive in Umm As-summaq or Ubud, Bali?
Supermarket bills run roughly 48% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
How much does it cost to live in Umm As-summaq compared to Ubud, Bali?
All in, you'll spend $716 per month in Umm As-summaq versus $1,419 in Ubud, Bali – a 98% gap that adds up to real savings over time for anyone picking the cheaper option.
Can you live on $1,000/month in Umm As-summaq or Ubud, Bali?
At $716 in Umm As-summaq versus $1,419 in Ubud, Bali, a $1,000 budget is realistic in Umm As-summaq but tight or insufficient in Ubud, Bali. The gap between the two cities makes Umm As-summaq the clear choice for anyone on this budget.
Which city is better for digital nomads, Umm As-summaq or Ubud, Bali?
Both work as nomad bases, but Umm As-summaq delivers better value – similar infrastructure at $716 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Umm As-summaq hard to pass up.
How safe is Umm As-summaq compared to Ubud, Bali?
Safety-wise, Umm As-summaq and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Umm As-summaq gentler on the wallet – expenses run 98% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Umm As-summaq vs other spots: cost of living compared