Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Umm As-summaq

For one person, living is cheaper in Umm As-summaq: $732 a month against $1,349 in Ubud, Bali, rent and utilities included – about $7,400 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
35

Cost of Living Index in Umm As-summaq
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Umm As-summaq Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Umm As-summaq

🇯🇴 Jordan

$732

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Umm As-summaq

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Umm As-summaq actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $732 in Umm As-summaq.

Ubud, Bali $1,349
Umm As-summaq $732

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $1,294 in Umm As-summaq.

Ubud, Bali $2,305
Umm As-summaq $1,294

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $1,855 in Umm As-summaq.

Ubud, Bali $3,261
Umm As-summaq $1,855

Living in Ubud, Bali is roughly 84% more expensive than in Umm As-summaq, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.2K

$7.00 JOD 4.95

-52.57%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 645.8K

$71.9 JOD 50.9

-50.45%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.3K

$7.13 JOD 5.05

-22.44%

Cappuccino

$2.72 Rp 49.3K

$2.89 JOD 2.05

-5.88%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.8K

$0.60 JOD 0.43

183.33%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.55 JOD 0.39

38.18%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$6.96 JOD 4.93

-61.93%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.4K

$8.50 JOD 6.02

-48.47%

Milk (1 liter)

$1.49 Rp 27.0K

$1.38 JOD 0.97

7.97%

White Bread (500g)

$2.28 Rp 41.2K

$0.70 JOD 0.49

225.71%

Rice (white) (1kg)

$1.19 Rp 21.6K

$1.45 JOD 1.03

-17.93%

Eggs

$2.04 Rp 36.9K

$2.31 JOD 1.64

-11.69%

Local Cheese (1kg)

$17.70 Rp 320.8K

$9.24 JOD 6.54

91.56%

Chicken Fillets (1kg)

$3.96 Rp 71.8K

$2.80 JOD 1.98

41.43%

Beef Round Steak (1kg)

$12.19 Rp 220.9K

$12.52 JOD 8.87

-2.64%

Apples (1kg)

$3.66 Rp 66.2K

$2.48 JOD 1.76

47.58%

Banana (1kg)

$1.52 Rp 27.5K

$1.98 JOD 1.40

-23.23%

Oranges (1kg)

$2.23 Rp 40.4K

$1.79 JOD 1.27

24.58%

Tomato (1kg)

$1.97 Rp 35.7K

$0.78 JOD 0.55

152.56%

Potato (1kg)

$1.85 Rp 33.5K

$0.88 JOD 0.62

110.23%

Onion (1kg)

$2.42 Rp 43.9K

$0.84 JOD 0.60

188.10%

Lettuce (1 head)

$0.99 Rp 17.9K

$0.63 JOD 0.44

57.14%

Water (1.5 liter bottle)

$0.51 Rp 9,303

$0.71 JOD 0.50

-28.17%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$2.83 JOD 2.01

-21.55%

Wine (Bottle)

$22.24 Rp 403.0K

$17.20 JOD 12.17

29.30%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$4.13 JOD 2.93

-45.28%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.8K

$4.13 JOD 2.93

-28.09%

One-way Ticket (Public Transport)

$0.25 Rp 4,548

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.8K

Taxi Start (Normal Tariff)

$0.44 Rp 7,964

$0.59 JOD 0.42

-25.42%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,793

$1.44 JOD 1.02

-70.14%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.0K

$6.89 JOD 4.88

-21.48%

Gasoline (1 liter)

$0.82 Rp 14.9K

$1.69 JOD 1.20

-51.48%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.0M

$32.5K JOD 23.0K

-26.53%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.3M

$33.9K JOD 24.0K

-6.31%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$53.5 JOD 37.89

47.72%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.8K

$15.66 JOD 11.09

-58.81%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 336.7K

$32.32 JOD 22.89

-42.51%

Gym Membership (Monthly)

$49.48 Rp 896.7K

$55.3 JOD 39.18

-10.59%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 319.8K

$49.17 JOD 34.81

-64.10%

Cinema Ticket

$4.27 Rp 77.4K

$11.44 JOD 8.10

-62.67%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$353 JOD 250

39.09%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.8M

$5,702 JOD 4,037

-0.48%

Jeans (Levis 501 Or Similar)

$44.64 Rp 808.9K

$56.3 JOD 39.85

-20.70%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 633.4K

$64.7 JOD 45.81

-45.99%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$124 JOD 87.5

-35.35%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$82.4 JOD 58.3

-3.62%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.6M

$773 JOD 547

361.25%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.2M

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

$1,668 JOD 1,181

63.73%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.94

98.56%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Umm As-summaq: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Umm As-summaq

- * 0% 100%

Groceries & Markets

Ubud, Bali

$288 21.4%

Umm As-summaq

$229 31.3% 20.6% $59

Eating Out

Ubud, Bali

$108 8%

Umm As-summaq

$168 23% 56.5% $61

Clothing & Footwear

Ubud, Bali

$108 8%

Umm As-summaq

$147 20.1% 36.9% $40

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Umm As-summaq

$102 13.9% 2.5% $2.6

Sport & Entertainment

Ubud, Bali

$58 4.3%

Umm As-summaq

$78 10.7% 34.8% $20

Getting Around

Ubud, Bali

$11 0.9%

Umm As-summaq

$7.8 * 1.1% 31.7% $3.6

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Dining out: $36 in Ubud, Bali vs $72 in Umm As-summaq. Groceries flip the comparison at $288 vs $229, with Umm As-summaq cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇯🇴 Umm As-summaq

🕒 Local time

07:42 7:42 AM

02:42 2:42 AM

5 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

18,274

💱 Currency

Indonesian Rupiah IDR Rp

Jordanian Dinar JOD د.ا

📈 Exchange rate

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

1 JOD = 1.41 USD

1 JOD = 1.26 EUR

Exchange rates and currency converter

JOD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 31, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

Jordanian Dinar exchange rates as of October 31, 2026: 1 USD = 0.708 JOD (1 JOD = 1.41 USD). 1 EUR = 0.791 JOD (1 JOD = 1.26 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Umm As-summaq 9,520 km ≈ 12 h nonstop flight

From you

Ubud, Bali
Umm As-summaq

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Umm As-summaq: Cost of Living - Frequently Asked Questions

Umm As-summaq wins on cost – living expenses run 46% lower than in Ubud, Bali. Housing and daily spending are where you’ll feel the difference most, making Umm As-summaq the obvious pick if budget is a priority.

You’d need roughly $2,023 in Ubud, Bali and $1,098 in Umm As-summaq to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Supermarket bills run roughly 26% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you’ll spend $1,349 per month in Ubud, Bali versus $732 in Umm As-summaq – Umm As-summaq is about 46% cheaper, which adds up to real savings over time.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Umm As-summaq are both considered safe, so it’s unlikely to be the deciding factor between them.