Cost of Living Comparison Between Ubud, Bali and Umm As-summaq Cost of Living Comparison Between Ubud, Bali and Umm As-summaq

Monthly Cost of Living

Monthly costs for one person with rent: $1,419 in Ubud, Bali versus $716 in Umm As-summaq.

Estimated couple costs with rent: $2,540 in Ubud, Bali versus $1,378 in Umm As-summaq.

Monthly costs for a family of three with rent: $3,660 in Ubud, Bali versus $2,039 in Umm As-summaq.

Living in Ubud, Bali is roughly 98% more expensive than Umm As-summaq, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 6% above, Umm As-summaq is 47% below.

Meal at Budget Restaurant

$3.56 Rp 63.7K

$6.31 JOD 4.47

-43.58%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 584.5K

$49.60 JOD 35.10

-34.01%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.4K

$5.08 JOD 3.59

-2.56%

Cappuccino

$2.71 Rp 48.4K

$3.99 JOD 2.82

-32.08%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.0K

$0.52 JOD 0.37

157.69%

Water (0.33 liter bottle)

$0.70 Rp 12.5K

$0.34 JOD 0.24

105.88%

Local Beer (0.5 liter draught)

$2.92 Rp 52.1K

$5.80 JOD 4.11

-49.66%

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.7K

$7.22 JOD 5.11

-45.15%

Milk (1 liter)

$1.81 Rp 32.3K

$1.24 JOD 0.88

45.97%

White Bread (500g)

$2.52 Rp 45.0K

$0.34 JOD 0.24

641.18%

Rice (white) (1kg)

$1.16 Rp 20.7K

$1.45 JOD 1.02

-20.00%

Eggs

$2.46 Rp 43.9K

$2.45 JOD 1.73

0.41%

Local Cheese (1kg)

$14.71 Rp 262.7K

$2.79 JOD 1.97

427.24%

Chicken Fillets (1kg)

$4.32 Rp 77.1K

$6.60 JOD 4.67

-34.55%

Beef Round Steak (1kg)

$12.14 Rp 216.7K

$11.20 JOD 7.93

8.39%

Apples (1kg)

$3.84 Rp 68.6K

$1.39 JOD 0.98

176.26%

Banana (1kg)

$1.56 Rp 27.8K

$0.74 JOD 0.52

110.81%

Oranges (1kg)

$2.83 Rp 50.6K

$1.38 JOD 0.98

105.07%

Tomato (1kg)

$2.33 Rp 41.5K

$0.27 JOD 0.19

762.96%

Potato (1kg)

$1.91 Rp 34.2K

$0.33 JOD 0.24

478.79%

Onion (1kg)

$2.20 Rp 39.3K

$0.27 JOD 0.19

714.81%

Lettuce (1 head)

$1.01 Rp 18.1K

$0.66 JOD 0.47

53.03%

Water (1.5 liter bottle)

$0.78 Rp 13.8K

$0.59 JOD 0.41

32.20%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.2K

$3.62 JOD 2.56

-8.29%

Wine (Bottle)

$23.74 Rp 423.9K

$16.82 JOD 11.90

41.14%

Local Beer (0.5 liter bottle)

$2.79 Rp 49.8K

$4.88 JOD 3.45

-42.83%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.1K

$5.48 JOD 3.88

-47.81%

One-way Ticket (Public Transport)

$0.27 Rp 4,800

$0.69 JOD 0.49

-60.87%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.4K

Taxi Start (Normal Tariff)

$0.46 Rp 8,150

$0.74 JOD 0.53

-37.84%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,037

$0.29 JOD 0.21

55.17%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 108.9K

$6.95 JOD 4.92

-12.23%

Gasoline (1 liter)

$0.79 Rp 14.2K

$1.38 JOD 0.98

-42.75%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 467.0M

$26.7K JOD 18.9K

-1.95%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 573.6M

$32.3K JOD 22.8K

-0.45%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$105 JOD 74.5

-24.07%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.6K

$16.95 JOD 11.99

-76.05%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 420.0K

$32.11 JOD 22.73

-26.75%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$41.42 JOD 29.31

138.29%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.4K

$34.88 JOD 24.69

-80.99%

Cinema Ticket

$4.15 Rp 74.1K

$11.25 JOD 7.96

-63.11%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$272 JOD 193

11.61%

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.1M

$5,407 JOD 3,826

22.31%

Jeans (Levis 501 Or Similar)

$55.5 Rp 991.8K

$61.8 JOD 43.71

-10.09%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 684.1K

$55.8 JOD 39.48

-31.33%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$115 JOD 81.1

-22.65%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$81.9 JOD 57.9

-4.90%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

$379 JOD 269

165.21%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.5M

$460 JOD 325

648.86%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.4M

$354 JOD 251

475.33%

Buy Apartment in City Center (m2)

$2,841 Rp 50.7M

$1,707 JOD 1,208

66.43%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.4M

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$851 JOD 602

-80.58%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

6.67

99.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Umm As-summaq: May 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,006 in Ubud, Bali and $379 in Umm As-summaq. Housing cost is often the main lever when comparing two cities.

Umm As-summaq pays 415% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $50.0 in Umm As-summaq. Groceries flip the comparison at $302 vs $205, with Umm As-summaq cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Umm As-summaq: Cost of Living - Frequently Asked Questions

Umm As-summaq wins on cost – living expenses run 98% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Umm As-summaq the obvious pick if budget is a priority.

On paper, Umm As-summaq earns 415% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,006 in Ubud, Bali versus $379 in Umm As-summaq. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 48% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,419 per month in Ubud, Bali versus $716 in Umm As-summaq – a 98% gap that adds up to real savings over time for anyone picking the cheaper option.

At $716 in Umm As-summaq versus $1,419 in Ubud, Bali, a $1,000 budget is realistic in Umm As-summaq but tight or insufficient in Ubud, Bali. The gap between the two cities makes Umm As-summaq the clear choice for anyone on this budget.

Both work as nomad bases, but Umm As-summaq delivers better value – similar infrastructure at $716 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Umm As-summaq hard to pass up.

Safety-wise, Ubud, Bali and Umm As-summaq are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Umm As-summaq gentler on the wallet – expenses run 98% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.