Cost of Living Comparison Between Ubud, Bali and Umm As-summaq Cost of Living Comparison Between Ubud, Bali and Umm As-summaq

Monthly Cost of Living

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $733 in Umm As-summaq.

Estimated couple costs with rent: $2,348 in Ubud, Bali versus $1,270 in Umm As-summaq.

Monthly costs for a family of three with rent: $3,327 in Ubud, Bali versus $1,806 in Umm As-summaq.

Living in Ubud, Bali is roughly 87% more expensive than in Umm As-summaq, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 0% above, Umm As-summaq is 46% below.

Meal at Budget Restaurant

$3.44 Rp 60.8K

$7.17 JOD 5.07

-52.02%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 642.1K

$66.7 JOD 47.18

-45.53%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 100.9K

$7.14 JOD 5.05

-20.03%

Cappuccino

$2.67 Rp 47.2K

$2.74 JOD 1.94

-2.55%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 30.9K

$0.60 JOD 0.43

191.67%

Water (0.33 liter bottle)

$0.87 Rp 15.4K

$0.60 JOD 0.42

45.00%

Local Beer (0.5 liter draught)

$2.95 Rp 52.2K

$6.88 JOD 4.87

-57.12%

Imported Beer (0.33 liter bottle)

$4.52 Rp 79.9K

$8.61 JOD 6.09

-47.50%

Milk (1 liter)

$1.62 Rp 28.6K

$1.44 JOD 1.02

12.50%

White Bread (500g)

$2.33 Rp 41.2K

$0.67 JOD 0.48

247.76%

Rice (white) (1kg)

$1.11 Rp 19.6K

$1.39 JOD 0.98

-20.14%

Eggs

$2.20 Rp 38.9K

$2.24 JOD 1.58

-1.79%

Local Cheese (1kg)

$17.69 Rp 312.8K

$9.14 JOD 6.47

93.54%

Chicken Fillets (1kg)

$4.10 Rp 72.4K

$2.76 JOD 1.95

48.55%

Beef Round Steak (1kg)

$12.18 Rp 215.3K

$12.89 JOD 9.12

-5.51%

Apples (1kg)

$3.71 Rp 65.5K

$2.42 JOD 1.71

53.31%

Banana (1kg)

$1.59 Rp 28.1K

$2.00 JOD 1.42

-20.50%

Oranges (1kg)

$2.28 Rp 40.4K

$1.88 JOD 1.33

21.28%

Tomato (1kg)

$1.95 Rp 34.5K

$0.86 JOD 0.61

126.74%

Potato (1kg)

$1.91 Rp 33.7K

$0.93 JOD 0.66

105.38%

Onion (1kg)

$2.33 Rp 41.2K

$0.83 JOD 0.59

180.72%

Lettuce (1 head)

$1.01 Rp 17.8K

$0.65 JOD 0.46

55.38%

Water (1.5 liter bottle)

$0.55 Rp 9,759

$0.61 JOD 0.43

-9.84%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.5K

$2.87 JOD 2.03

-22.30%

Wine (Bottle)

$23.07 Rp 408.0K

$16.79 JOD 11.88

37.40%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.8K

$4.15 JOD 2.93

-41.69%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.0K

$4.16 JOD 2.95

-27.88%

One-way Ticket (Public Transport)

$0.27 Rp 4,807

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 158.9K

Taxi Start (Normal Tariff)

$0.48 Rp 8,554

$0.61 JOD 0.43

-21.31%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,668

$1.43 JOD 1.02

-69.93%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 99.8K

$7.08 JOD 5.01

-20.34%

Gasoline (1 liter)

$0.80 Rp 14.2K

$1.61 JOD 1.14

-50.31%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 441.1M

$35.3K JOD 25.0K

-29.27%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 560.7M

$34.2K JOD 24.2K

-7.38%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$53.5 JOD 37.88

52.20%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 114.8K

$15.44 JOD 10.92

-57.97%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 331.9K

$32.25 JOD 22.83

-41.80%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$56.4 JOD 39.94

0.76%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 331.2K

$49.88 JOD 35.30

-62.45%

Cinema Ticket

$4.54 Rp 80.2K

$11.49 JOD 8.13

-60.49%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$353 JOD 250

36.33%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.0M

$5,679 JOD 4,019

0.57%

Jeans (Levis 501 Or Similar)

$45.52 Rp 804.9K

$57.1 JOD 40.44

-20.34%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 634.5K

$63.7 JOD 45.04

-43.63%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$128 JOD 90.3

-36.99%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$87.3 JOD 61.8

-9.83%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.7M

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.3M

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.3M

$787 JOD 557

362.19%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.7M

Buy Apartment in City Center (m2)

$2,784 Rp 49.2M

$1,707 JOD 1,208

63.14%

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.5M

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.81

102.35%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Umm As-summaq: September 13, 2026

Cost Breakdown

Dining out: $36.00 in Ubud, Bali vs $67.0 in Umm As-summaq. Groceries flip the comparison at $295 vs $229, with Umm As-summaq cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Umm As-summaq: Cost of Living - Frequently Asked Questions

Umm As-summaq wins on cost – living expenses run 87% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Umm As-summaq the obvious pick if budget is a priority.

You'd need roughly $2,052 in Ubud, Bali and $1,100 in Umm As-summaq to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Supermarket bills run roughly 29% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,368 per month in Ubud, Bali versus $733 in Umm As-summaq – a 87% gap that adds up to real savings over time for anyone picking the cheaper option.

At $733 in Umm As-summaq versus $1,368 in Ubud, Bali, a $1,000 budget is realistic in Umm As-summaq but tight or insufficient in Ubud, Bali. The gap between the two cities makes Umm As-summaq the clear choice for anyone on this budget.

Both work as nomad bases, but Umm As-summaq delivers better value – similar infrastructure at $733 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Umm As-summaq hard to pass up.

Safety-wise, Ubud, Bali and Umm As-summaq are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Umm As-summaq gentler on the wallet – expenses run 87% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.