Last update: Nov 2026

Cost of Living Comparison Between Umluj and Athens

For one person, living is cheaper in Umluj: $1,230 a month against $1,779 in Athens, rent and utilities included – about $6,600 less a year. Rent and utilities account for most of the difference.

58

Cost of Living Index in Umluj
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Umluj Living Index
85

Cost of Living Index in Athens
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Athens Living Index

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Umluj

🇸🇦 Saudi Arabia

$1,230

/mo nomad

Athens

🇬🇷 Greece

$1,779

/mo nomad

Monthly Cost of Living

How much you'll spend in Umluj and in Athens

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Umluj and in Athens actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,230 in Umluj versus $1,779 in Athens.

Umluj $1,230
Athens $1,779

Estimated couple costs with rent: $1,824 in Umluj versus $2,721 in Athens.

Umluj $1,824
Athens $2,721

Monthly costs for a family of three with rent: $2,418 in Umluj versus $3,663 in Athens.

Umluj $2,418
Athens $3,663

Living in Umluj costs roughly 31% less than in Athens, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Umluj is 9% below, Athens is 32% above.

Meal at Budget Restaurant

$6.59 SAR 24.75

$16.83 €14.99

-60.84%

Three-Course Dinner for Two, Mid-Range

$39.59 SAR 149

$66.0 €58.8

-40.02%

Fast Food Meal (McDonalds, etc)

$8.45 SAR 31.71

$11.21 €9.98

-24.62%

Local Non-Alcoholic Beer (0.5 liter draught)

$1.68 SAR 6.30

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.54 SAR 9.55

Cappuccino

$3.45 SAR 12.96

$4.08 €3.64

-15.44%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.83 SAR 3.12

$2.77 €2.47

-70.04%

Water (0.33 liter bottle)

$0.27 SAR 1.03

$0.54 €0.48

-50.00%

Local Beer (0.5 liter draught)

$5.70 €5.07

Imported Beer (0.33 liter bottle)

$6.26 €5.58

Milk (1 liter)

$1.92 SAR 7.21

$1.84 €1.64

4.35%

White Bread (500g)

$1.12 SAR 4.21

$1.43 €1.27

-21.68%

Rice (white) (1kg)

$2.03 SAR 7.60

$2.67 €2.38

-23.97%

Eggs

$2.48 SAR 9.30

$4.95 €4.41

-49.90%

Local Cheese (1kg)

$6.36 SAR 23.88

$15.09 €13.44

-57.85%

Chicken Fillets (1kg)

$8.73 SAR 32.75

$10.99 €9.79

-20.56%

Beef Round Steak (1kg)

$14.21 SAR 53.3

$19.77 €17.60

-28.12%

Apples (1kg)

$2.30 SAR 8.62

$2.12 €1.89

8.49%

Banana (1kg)

$1.96 SAR 7.35

$1.98 €1.76

-1.01%

Oranges (1kg)

$1.37 SAR 5.16

$1.33 €1.18

3.01%

Tomato (1kg)

$1.40 SAR 5.26

$2.16 €1.92

-35.19%

Potato (1kg)

$1.08 SAR 4.04

$1.06 €0.94

1.89%

Onion (1kg)

$1.27 SAR 4.78

$1.15 €1.02

10.43%

Lettuce (1 head)

$1.41 SAR 5.28

$1.08 €0.96

30.56%

Water (1.5 liter bottle)

$0.48 SAR 1.81

$0.85 €0.75

-43.53%

Bottle of Non-Alcoholic Wine (Mid-Range)

$2.56 SAR 9.61

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.55 SAR 5.83

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.97 SAR 7.40

Cigarettes 20 Pack (Marlboro, Camel)

$5.89 SAR 22.10

$5.46 €4.86

7.88%

Wine (Bottle)

$10.03 €8.93

Local Beer (0.5 liter bottle)

$2.04 €1.82

Imported Beer (0.33 liter bottle)

$2.38 €2.12

One-way Ticket (Public Transport)

$1.19 SAR 4.48

$1.35 €1.20

-11.85%

Public Transport Monthly Pass (Regular Price)

$39.20 SAR 147

$30.52 €27.18

28.44%

Taxi Start (Normal Tariff)

$2.96 SAR 11.11

$3.81 €3.39

-22.31%

Taxi (Normal Tariff) (1km)

$1.57 SAR 5.90

$1.03 €0.92

52.43%

Taxi 1hour Waiting (Normal Tariff)

$15.82 SAR 59.4

$16.49 €14.68

-4.06%

Gasoline (1 liter)

$0.53 SAR 1.99

$2.34 €2.09

-77.35%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.3K SAR 125.0K

$27.8K €24.7K

19.99%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.3K SAR 79.8K

$26.6K €23.7K

-20.07%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$95.4 SAR 358

$202 €180

-52.85%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$35.71 SAR 134

$26.81 €23.87

33.20%

Internet (50+ Mbps, Unlimited Data)

$69.3 SAR 260

$30.49 €27.14

127.22%

Gym Membership (Monthly)

$80.5 SAR 302

$54.1 €48.14

48.90%

Tennis Court (1 Hour on Weekend)

$27.40 €24.40

Cinema Ticket

$13.83 SAR 51.9

$10.44 €9.30

32.47%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$378 SAR 1,420

$568 €505

-33.34%

International Primary School, 1 Child (Yearly)

$11.6K SAR 43.4K

$15.2K €13.5K

-23.84%

Jeans (Levis 501 Or Similar)

$43.21 SAR 162

$90.7 €80.7

-52.33%

Summer Dress (H&M, Zara, etc)

$62.5 SAR 234

$39.32 €35.01

58.88%

Sport Shoes (Adidas, Nike)

$92.6 SAR 348

$105 €93.7

-11.99%

Men's Leather Business Shoes

$87.8 SAR 330

$129 €115

-31.89%

1-bedroom Apartment, City Center (Monthly)

$558 SAR 2,093

$742 €661

-24.84%

1-bedroom Apartment, Outside City Center (Monthly)

$407 SAR 1,528

$648 €577

-37.22%

3-bedroom Apartment, City Center (Monthly)

$875 SAR 3,285

$1,271 €1,132

-31.14%

3-bedroom Apartment, Outside City Center (Monthly)

$611 SAR 2,292

$1,122 €999

-45.55%

Buy Apartment in City Center (m2)

$2,201 SAR 8,260

$3,999 €3,561

-44.97%

Buy Apartment Outside City Center (m2)

$1,179 SAR 4,426

$3,281 €2,921

-64.05%

Average Monthly Net Salary (After Tax)

$4,181 SAR 15.7K

$1,245 €1,109

235.75%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.54

4.44

24.77%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Umluj: November 2, 2026

Last update for Athens: October 31, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Umluj

$407 33.1%

Athens

$648 36.4% 59.3% $241

Groceries & Markets

Umluj

$207 16.8%

Athens

$316 17.8% 53% $110

Monthly Utilities & Internet

Umluj

$200 16.3%

Athens

$260 14.6% 29.5% $59

Clothing & Footwear

Umluj

$129 10.5%

Athens

$164 9.2% 27.3% $35

Eating Out

Umluj

$124 10.1%

Athens

$272 15.3% 119% $148

Sport & Entertainment

Umluj

$108 8.8%

Athens

$75 4.2% 30.7% $33

Getting Around

Umluj

$55 4.5%

Athens

$45 2.5% 18.1% $9.9

Cost Breakdown

A one-bedroom apartment in the center runs $558 in Umluj and $742 in Athens. Housing cost is often the main lever when comparing two cities.

Umluj pays about 3.4 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $40 in Umluj vs $66 in Athens for a mid-range dinner for two. Groceries echo the gap at $207 vs $316 per month, with Umluj cheaper across the board.

Good to know

🇸🇦 Umluj

🇬🇷 Athens

🕒 Local time

09:35 9:35 AM

08:35 8:35 AM

1 h behind Umluj

🌤 Weather

👥 Population

37,757

3,090,508 Capital

💱 Currency

Saudi Riyal SAR ر.س

Euro EUR €

📈 Exchange rate

1 SAR = 0.266 USD

1 SAR = 0.237 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to SAR – Saudi Riyal Converter

🇺🇸 United States Dollar ($)

🇸🇦 Saudi Riyal (ر.س)

Saudi Riyal exchange rates as of November 6, 2026: 1 USD = 3.75 SAR (1 SAR = 0.266 USD). 1 EUR = 4.21 SAR (1 SAR = 0.237 EUR).

Euro exchange rates as of November 6, 2026: 1 USD = 0.89 EUR (1 EUR = 1.12 USD).

USD to SAR in detail →

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Between locations

Umluj Athens 1,920 km ≈ 3 h nonstop flight

From you

Umluj
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Umluj vs Athens: Cost of Living - Frequently Asked Questions

Umluj wins on cost – living expenses run 31% lower than in Athens. Housing and daily spending are where you’ll feel the difference most, making Umluj the obvious pick if budget is a priority.

Average pay in Umluj is about 3.4 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $558 in Umluj versus $742 in Athens. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Umluj – a meal for two runs $40 versus $66 in Athens. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $1,230 per month in Umluj versus $1,779 in Athens – Umluj is about 31% cheaper, which adds up to real savings over time.

Either city works on $2,000 a month, though Umluj gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.