Last update: Oct 2026

Cost of Living Comparison Between Athens and Umluj

For one person, living is cheaper in Umluj: $1,230 a month against $1,779 in Athens, rent and utilities included – about $6,600 less a year. Rent and utilities account for most of the difference.

85

Cost of Living Index in Athens
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Athens Living Index
58

Cost of Living Index in Umluj
Learn more

Umluj Living Index

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Athens

🇬🇷 Greece

$1,779

/mo nomad

Umluj

🇸🇦 Saudi Arabia

$1,230

/mo nomad

Monthly Cost of Living

How much you'll spend in Athens and in Umluj

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Athens and in Umluj actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,779 in Athens versus $1,230 in Umluj.

Athens $1,779
Umluj $1,230

Estimated couple costs with rent: $2,721 in Athens versus $1,824 in Umluj.

Athens $2,721
Umluj $1,824

Monthly costs for a family of three with rent: $3,663 in Athens versus $2,418 in Umluj.

Athens $3,663
Umluj $2,418

Living in Athens is roughly 45% more expensive than in Umluj, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Athens is 32% above, Umluj is 9% below.

Meal at Budget Restaurant

$16.83 €14.99

$6.59 SAR 24.75

155.39%

Three-Course Dinner for Two, Mid-Range

$66.0 €58.8

$39.59 SAR 149

66.71%

Fast Food Meal (McDonalds, etc)

$11.21 €9.98

$8.45 SAR 31.71

32.66%

Local Non-Alcoholic Beer (0.5 liter draught)

$1.68 SAR 6.30

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.54 SAR 9.55

Cappuccino

$4.08 €3.64

$3.45 SAR 12.96

18.26%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.77 €2.47

$0.83 SAR 3.12

233.73%

Water (0.33 liter bottle)

$0.54 €0.48

$0.27 SAR 1.03

100.00%

Local Beer (0.5 liter draught)

$5.70 €5.07

Imported Beer (0.33 liter bottle)

$6.26 €5.58

Milk (1 liter)

$1.84 €1.64

$1.92 SAR 7.21

-4.17%

White Bread (500g)

$1.43 €1.27

$1.12 SAR 4.21

27.68%

Rice (white) (1kg)

$2.67 €2.38

$2.03 SAR 7.60

31.53%

Eggs

$4.95 €4.41

$2.48 SAR 9.30

99.60%

Local Cheese (1kg)

$15.09 €13.44

$6.36 SAR 23.88

137.26%

Chicken Fillets (1kg)

$10.99 €9.79

$8.73 SAR 32.75

25.89%

Beef Round Steak (1kg)

$19.77 €17.60

$14.21 SAR 53.3

39.13%

Apples (1kg)

$2.12 €1.89

$2.30 SAR 8.62

-7.83%

Banana (1kg)

$1.98 €1.76

$1.96 SAR 7.35

1.02%

Oranges (1kg)

$1.33 €1.18

$1.37 SAR 5.16

-2.92%

Tomato (1kg)

$2.16 €1.92

$1.40 SAR 5.26

54.29%

Potato (1kg)

$1.06 €0.94

$1.08 SAR 4.04

-1.85%

Onion (1kg)

$1.15 €1.02

$1.27 SAR 4.78

-9.45%

Lettuce (1 head)

$1.08 €0.96

$1.41 SAR 5.28

-23.40%

Water (1.5 liter bottle)

$0.85 €0.75

$0.48 SAR 1.81

77.08%

Bottle of Non-Alcoholic Wine (Mid-Range)

$2.56 SAR 9.61

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.55 SAR 5.83

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.97 SAR 7.40

Cigarettes 20 Pack (Marlboro, Camel)

$5.46 €4.86

$5.89 SAR 22.10

-7.30%

Wine (Bottle)

$10.03 €8.93

Local Beer (0.5 liter bottle)

$2.04 €1.82

Imported Beer (0.33 liter bottle)

$2.38 €2.12

One-way Ticket (Public Transport)

$1.35 €1.20

$1.19 SAR 4.48

13.45%

Public Transport Monthly Pass (Regular Price)

$30.52 €27.18

$39.20 SAR 147

-22.14%

Taxi Start (Normal Tariff)

$3.81 €3.39

$2.96 SAR 11.11

28.72%

Taxi (Normal Tariff) (1km)

$1.03 €0.92

$1.57 SAR 5.90

-34.39%

Taxi 1hour Waiting (Normal Tariff)

$16.49 €14.68

$15.82 SAR 59.4

4.24%

Gasoline (1 liter)

$2.34 €2.09

$0.53 SAR 1.99

341.51%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.8K €24.7K

$33.3K SAR 125.0K

-16.66%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.6K €23.7K

$21.3K SAR 79.8K

25.11%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$202 €180

$95.4 SAR 358

112.08%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$26.81 €23.87

$35.71 SAR 134

-24.92%

Internet (50+ Mbps, Unlimited Data)

$30.49 €27.14

$69.3 SAR 260

-55.99%

Gym Membership (Monthly)

$54.1 €48.14

$80.5 SAR 302

-32.84%

Tennis Court (1 Hour on Weekend)

$27.40 €24.40

Cinema Ticket

$10.44 €9.30

$13.83 SAR 51.9

-24.51%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$568 €505

$378 SAR 1,420

50.02%

International Primary School, 1 Child (Yearly)

$15.2K €13.5K

$11.6K SAR 43.4K

31.30%

Jeans (Levis 501 Or Similar)

$90.7 €80.7

$43.21 SAR 162

109.79%

Summer Dress (H&M, Zara, etc)

$39.32 €35.01

$62.5 SAR 234

-37.06%

Sport Shoes (Adidas, Nike)

$105 €93.7

$92.6 SAR 348

13.62%

Men's Leather Business Shoes

$129 €115

$87.8 SAR 330

46.82%

1-bedroom Apartment, City Center (Monthly)

$742 €661

$558 SAR 2,093

33.06%

1-bedroom Apartment, Outside City Center (Monthly)

$648 €577

$407 SAR 1,528

59.29%

3-bedroom Apartment, City Center (Monthly)

$1,271 €1,132

$875 SAR 3,285

45.23%

3-bedroom Apartment, Outside City Center (Monthly)

$1,122 €999

$611 SAR 2,292

83.66%

Buy Apartment in City Center (m2)

$3,999 €3,561

$2,201 SAR 8,260

81.71%

Buy Apartment Outside City Center (m2)

$3,281 €2,921

$1,179 SAR 4,426

178.20%

Average Monthly Net Salary (After Tax)

$1,245 €1,109

$4,181 SAR 15.7K

-70.22%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.44

5.54

-19.86%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Athens: October 31, 2026

Last update for Umluj: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Athens

$648 36.4%

Umluj

$407 33.1% 37.2% $241

Groceries & Markets

Athens

$316 17.8%

Umluj

$207 16.8% 34.6% $110

Eating Out

Athens

$272 15.3%

Umluj

$124 10.1% 54.4% $148

Monthly Utilities & Internet

Athens

$260 14.6%

Umluj

$200 16.3% 22.8% $59

Clothing & Footwear

Athens

$164 9.2%

Umluj

$129 10.5% 21.4% $35

Sport & Entertainment

Athens

$75 4.2%

Umluj

$108 8.8% 44.3% $33

Getting Around

Athens

$45 2.5%

Umluj

$55 4.5% 22.1% $9.9

Cost Breakdown

A one-bedroom apartment in the center runs $742 in Athens and $558 in Umluj. Housing cost is often the main lever when comparing two cities.

Umluj pays about 3.4 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $66 in Athens vs $40 in Umluj for a mid-range dinner for two. Groceries echo the gap at $316 vs $207 per month, with Umluj cheaper across the board.

Good to know

🇬🇷 Athens

🇸🇦 Umluj

🕒 Local time

08:06 8:06 AM

09:06 9:06 AM

1 h ahead of Athens

🌤 Weather

👥 Population

3,090,508 Capital

37,757

💱 Currency

Euro EUR €

Saudi Riyal SAR ر.س

📈 Exchange rate

1 EUR = 1.12 USD

1 SAR = 0.266 USD

1 SAR = 0.237 EUR

Exchange rates and currency converter

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Between locations

Athens Umluj 1,920 km ≈ 3 h nonstop flight

From you

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City Median Internet Speeds Comparison (Updated April 2026)

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Digital Nomad Cost of Living Index

Athens vs Umluj: Cost of Living - Frequently Asked Questions

Umluj wins on cost – living expenses run 31% lower than in Athens. Housing and daily spending are where you’ll feel the difference most, making Umluj the obvious pick if budget is a priority.

On paper, salaries run 70% lower in Athens. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $742 in Athens versus $558 in Umluj. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Umluj – a meal for two runs $40 versus $66 in Athens. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $1,779 per month in Athens versus $1,230 in Umluj – Umluj is about 31% cheaper, which adds up to real savings over time.

Either city works on $2,000 a month, though Umluj gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.