๐Monthly costs for one person with rent: $384 in Udhampur versus $1,408 in Ubud, Bali.
๐Estimated couple costs with rent: $604 in Udhampur versus $2,582 in Ubud, Bali.
๐Monthly costs for a family of three with rent: $824 in Udhampur versus $3,757 in Ubud, Bali.
๐Living in Udhampur costs roughly 73% less than in Ubud, Bali, driven mainly by Groceries & Markets.
๐The two cities straddle the global median: Udhampur is 71% below, Ubud, Bali is 5% above.
Currency
๐ฝ Eating Out
Udhampur
Ubud, Bali
Difference
Meal at Budget Restaurant
$2.31โน217
$3.42Rpย 58.7K
-32.46%
Three-Course Dinner for Two, Mid-Range
$10.41โน977
$32.96Rpย 566.5K
-68.42%
Fast Food Meal(McDonalds, etc)
$3.76โน353
$5.08Rpย 87.3K
-25.98%
Cappuccino
$1.51โน142
$2.82Rpย 48.5K
-46.45%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.40โน37.96
$1.37Rpย 23.5K
-70.80%
Water(0.33 liter bottle)
$0.14โน13.28
$0.71Rpย 12.2K
-80.28%
Local Beer(0.5 liter draught)
$1.69โน159
$2.97Rpย 51.0K
-43.10%
Imported Beer(0.33 liter bottle)
$3.13โน293
$3.91Rpย 67.2K
-19.95%
๐ Groceries & Markets
Udhampur
Ubud, Bali
Difference
Milk(1 liter)
$0.65โน61.0
$1.75Rpย 30.0K
-62.86%
White Bread(500g)
$0.46โน43.06
$2.52Rpย 43.2K
-81.75%
Rice(white)(1kg)
$0.67โน63.1
$1.21Rpย 20.8K
-44.63%
Eggs
$0.94โน88.4
$2.33Rpย 40.1K
-59.66%
Local Cheese(1kg)
$5.15โน483
$14.50Rpย 249.2K
-64.48%
Chicken Fillets(1kg)
$3.02โน284
$4.36Rpย 74.9K
-30.73%
Beef Round Steak(1kg)
-
$12.05Rpย 207.0K
-
Apples(1kg)
$2.00โน188
$3.82Rpย 65.6K
-47.64%
Banana(1kg)
$0.67โน63.1
$1.61Rpย 27.7K
-58.39%
Oranges(1kg)
$0.91โน85.7
$2.70Rpย 46.5K
-66.30%
Tomato(1kg)
$0.53โน49.90
$2.23Rpย 38.3K
-76.23%
Potato(1kg)
$0.39โน36.18
$1.90Rpย 32.6K
-79.47%
Onion(1kg)
$0.42โน38.96
$2.18Rpย 37.5K
-80.73%
Lettuce(1 head)
$0.48โน45.30
$1.03Rpย 17.7K
-53.40%
Water(1.5 liter bottle)
$0.32โน29.67
$0.77Rpย 13.3K
-58.44%
Cigarettes 20 Pack(Marlboro, Camel)
$3.92โน368
$3.18Rpย 54.7K
23.27%
Wine(Bottle)
$7.35โน690
$23.23Rpย 399.2K
-68.36%
Local Beer(0.5 liter bottle)
$1.72โน161
$2.85Rpย 48.9K
-39.65%
Imported Beer(0.33 liter bottle)
$2.87โน270
$2.72Rpย 46.7K
5.51%
Buffalo Round(or Equivalent Back Leg Red Meat)(1kg)
$5.24โน492
-
-
๐ Getting Around
Udhampur
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$0.30โน28.32
$0.29Rpย 5,022
3.45%
Public Transport Monthly Pass(Regular Price)
$8.56โน803
$8.43Rpย 144.8K
1.54%
Taxi Start(Normal Tariff)
$0.83โน78.1
$0.49Rpย 8,344
69.39%
Taxi(Normal Tariff)(1km)
-
$0.45Rpย 7,812
-
Taxi 1hour Waiting(Normal Tariff)
$1.44โน135
$6.28Rpย 107.8K
-77.07%
Gasoline(1 liter)
$1.16โน109
$0.85Rpย 14.6K
36.47%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$13.9Kโน1.3M
$26.1KRpย 447.8M
-46.77%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.1Kโน2.1M
$31.5KRpย 541.8M
-29.94%
๐งพ Monthly Utilities & Internet
Udhampur
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$38.74โน3,636
$79.8Rpย 1.4M
-51.44%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$3.51โน329
$4.09Rpย 70.3K
-14.18%
Internet(50+ Mbps, Unlimited Data)
$7.30โน685
$24.06Rpย 413.6K
-69.66%
๐ Sport & Entertainment
Udhampur
Ubud, Bali
Difference
Gym Membership(Monthly)
$16.00โน1,502
$96.2Rpย 1.7M
-83.37%
Tennis Court(1 Hour on Weekend)
$7.18โน674
$6.53Rpย 112.2K
9.95%
Cinema Ticket
$2.95โน277
$4.13Rpย 71.1K
-28.57%
๐งธ Childcare & Education
Udhampur
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$50.8โน4,770
$297Rpย 5.1M
-82.88%
International Primary School, 1 Child(Yearly)
$1,509โน141.7K
$6,661Rpย 114.5M
-77.34%
๐๐ Clothing & Footwear
Udhampur
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$23.86โน2,240
$55.0Rpย 944.5K
-56.59%
Summer Dress(H&M, Zara, etc)
$25.00โน2,346
$38.75Rpย 666.0K
-35.48%
Sport Shoes(Adidas, Nike)
$42.90โน4,027
$89.6Rpย 1.5M
-52.13%
Men's Leather Business Shoes
$31.16โน2,925
$78.9Rpย 1.4M
-60.51%
๐ Accommodation & Living
Udhampur
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$125โน11.8K
$1,018Rpย 17.5M
-87.70%
1-bedroom Apartment, Outside City Center(Monthly)
$76.6โน7,192
$660Rpย 11.3M
-88.39%
3-bedroom Apartment, City Center(Monthly)
$273โน25.7K
$3,435Rpย 59.0M
-92.04%
3-bedroom Apartment, Outside City Center(Monthly)
$178โน16.7K
$2,053Rpย 35.3M
-91.35%
Buy Apartment in City Center(m2)
$965โน90.6K
$2,981Rpย 51.2M
-67.63%
Buy Apartment Outside City Center(m2)
$525โน49.2K
$2,368Rpย 40.7M
-77.84%
๐ต Salaries & Financials
Udhampur
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$370โน34.7K
$172Rpย 3.0M
115.07%
20-Year Fixed Mortgage Interest Rate(Annual %)
8.67
13.28
-34.71%
CityCost data is based on AI and user input โ minor inaccuracies may occur.
Last update for Udhampur: April 19, 2026
Last update for Ubud, Bali: April 21, 2026
Cost Breakdown
๐ A one-bedroom apartment in the center runs $125 in Udhampur and $1,018 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
๐ฐUdhampur pays 115% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
๐Dining out: $10 in Udhampur vs $33 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $105 vs $299 per month, with Udhampur cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Udhampur vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Udhampur or Ubud, Bali?
Udhampur wins on cost โ living expenses run 267% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Udhampur the obvious pick if budget is a priority.
Are salaries higher in Udhampur or Ubud, Bali?
Udhampur pays 115% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Udhampur vs Ubud, Bali?
Rent for a central apartment: $125 in Udhampur versus $1,018 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Udhampur and Ubud, Bali?
Childcare runs $50.8 in Udhampur versus $297 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Are groceries more expensive in Udhampur or Ubud, Bali?
Supermarket bills run roughly 184% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
Can you live on $1,000/month in Udhampur or Ubud, Bali?
At $384 in Udhampur versus $1,408 in Ubud, Bali, a $1,000 budget is realistic in Udhampur but tight or insufficient in Ubud, Bali. The gap between the two cities makes Udhampur the clear choice for anyone on this budget.
Which city is better for digital nomads, Udhampur or Ubud, Bali?
Both work as nomad bases, but Udhampur delivers better value โ similar infrastructure at $384 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Udhampur hard to pass up.
How safe is Udhampur compared to Ubud, Bali?
Safety-wise, Udhampur and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Udhampur gentler on the wallet โ expenses run 267% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.