Cost of Living Comparison Between Ubud, Bali and Udhampur Cost of Living Comparison Between Ubud, Bali and Udhampur

Monthly Cost of Living

Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $384 in Udhampur.

Estimated couple costs with rent: $2,582 in Ubud, Bali versus $604 in Udhampur.

Monthly costs for a family of three with rent: $3,757 in Ubud, Bali versus $824 in Udhampur.

Living in Ubud, Bali is roughly 267% more expensive than Udhampur, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Udhampur is 71% below.

Meal at Budget Restaurant

$3.42 Rp 58.7K

$2.31 ₹217

48.05%

Three-Course Dinner for Two, Mid-Range

$32.96 Rp 566.5K

$10.41 ₹977

216.62%

Fast Food Meal (McDonalds, etc)

$5.08 Rp 87.3K

$3.76 ₹353

35.11%

Cappuccino

$2.82 Rp 48.5K

$1.51 ₹142

86.75%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.37 Rp 23.5K

$0.40 ₹37.96

242.50%

Water (0.33 liter bottle)

$0.71 Rp 12.2K

$0.14 ₹13.28

407.14%

Local Beer (0.5 liter draught)

$2.97 Rp 51.0K

$1.69 ₹159

75.74%

Imported Beer (0.33 liter bottle)

$3.91 Rp 67.2K

$3.13 ₹293

24.92%

Milk (1 liter)

$1.75 Rp 30.0K

$0.65 ₹61.0

169.23%

White Bread (500g)

$2.52 Rp 43.2K

$0.46 ₹43.06

447.83%

Rice (white) (1kg)

$1.21 Rp 20.8K

$0.67 ₹63.1

80.60%

Eggs

$2.33 Rp 40.1K

$0.94 ₹88.4

147.87%

Local Cheese (1kg)

$14.50 Rp 249.2K

$5.15 ₹483

181.55%

Chicken Fillets (1kg)

$4.36 Rp 74.9K

$3.02 ₹284

44.37%

Beef Round Steak (1kg)

$12.05 Rp 207.0K

Apples (1kg)

$3.82 Rp 65.6K

$2.00 ₹188

91.00%

Banana (1kg)

$1.61 Rp 27.7K

$0.67 ₹63.1

140.30%

Oranges (1kg)

$2.70 Rp 46.5K

$0.91 ₹85.7

196.70%

Tomato (1kg)

$2.23 Rp 38.3K

$0.53 ₹49.90

320.75%

Potato (1kg)

$1.90 Rp 32.6K

$0.39 ₹36.18

387.18%

Onion (1kg)

$2.18 Rp 37.5K

$0.42 ₹38.96

419.05%

Lettuce (1 head)

$1.03 Rp 17.7K

$0.48 ₹45.30

114.58%

Water (1.5 liter bottle)

$0.77 Rp 13.3K

$0.32 ₹29.67

140.63%

Cigarettes 20 Pack (Marlboro, Camel)

$3.18 Rp 54.7K

$3.92 ₹368

-18.88%

Wine (Bottle)

$23.23 Rp 399.2K

$7.35 ₹690

216.05%

Local Beer (0.5 liter bottle)

$2.85 Rp 48.9K

$1.72 ₹161

65.70%

Imported Beer (0.33 liter bottle)

$2.72 Rp 46.7K

$2.87 ₹270

-5.23%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.24 ₹492

One-way Ticket (Public Transport)

$0.29 Rp 5,022

$0.30 ₹28.32

-3.33%

Public Transport Monthly Pass (Regular Price)

$8.43 Rp 144.8K

$8.56 ₹803

-1.52%

Taxi Start (Normal Tariff)

$0.49 Rp 8,344

$0.83 ₹78.1

-40.96%

Taxi (Normal Tariff) (1km)

$0.45 Rp 7,812

Taxi 1hour Waiting (Normal Tariff)

$6.28 Rp 107.8K

$1.44 ₹135

336.11%

Gasoline (1 liter)

$0.85 Rp 14.6K

$1.16 ₹109

-26.72%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 447.8M

$13.9K ₹1.3M

87.87%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.5K Rp 541.8M

$22.1K ₹2.1M

42.74%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.8 Rp 1.4M

$38.74 ₹3,636

105.91%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 70.3K

$3.51 ₹329

16.52%

Internet (50+ Mbps, Unlimited Data)

$24.06 Rp 413.6K

$7.30 ₹685

229.59%

Gym Membership (Monthly)

$96.2 Rp 1.7M

$16.00 ₹1,502

501.19%

Tennis Court (1 Hour on Weekend)

$6.53 Rp 112.2K

$7.18 ₹674

-9.05%

Cinema Ticket

$4.13 Rp 71.1K

$2.95 ₹277

40.00%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.1M

$50.8 ₹4,770

483.94%

International Primary School, 1 Child (Yearly)

$6,661 Rp 114.5M

$1,509 ₹141.7K

341.28%

Jeans (Levis 501 Or Similar)

$55.0 Rp 944.5K

$23.86 ₹2,240

130.34%

Summer Dress (H&M, Zara, etc)

$38.75 Rp 666.0K

$25.00 ₹2,346

55.00%

Sport Shoes (Adidas, Nike)

$89.6 Rp 1.5M

$42.90 ₹4,027

108.88%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$31.16 ₹2,925

153.21%

1-bedroom Apartment, City Center (Monthly)

$1,018 Rp 17.5M

$125 ₹11.8K

712.84%

1-bedroom Apartment, Outside City Center (Monthly)

$660 Rp 11.3M

$76.6 ₹7,192

761.18%

3-bedroom Apartment, City Center (Monthly)

$3,435 Rp 59.0M

$273 ₹25.7K

1156.78%

3-bedroom Apartment, Outside City Center (Monthly)

$2,053 Rp 35.3M

$178 ₹16.7K

1055.84%

Buy Apartment in City Center (m2)

$2,981 Rp 51.2M

$965 ₹90.6K

208.91%

Buy Apartment Outside City Center (m2)

$2,368 Rp 40.7M

$525 ₹49.2K

351.35%

Average Monthly Net Salary (After Tax)

$172 Rp 3.0M

$370 ₹34.7K

-53.50%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

8.67

53.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 21, 2026

Last update for Udhampur: April 19, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,018 in Ubud, Bali and $125 in Udhampur. Housing cost is often the main lever when comparing two cities.

Udhampur pays 115% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33 in Ubud, Bali vs $10 in Udhampur for a mid-range dinner for two. Groceries echo the gap at $299 vs $105 per month, with Udhampur cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Udhampur: Cost of Living - Frequently Asked Questions

Udhampur wins on cost – living expenses run 267% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Udhampur the obvious pick if budget is a priority.

On paper, Udhampur earns 115% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,018 in Ubud, Bali versus $125 in Udhampur. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $297 in Ubud, Bali versus $50.8 in Udhampur. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 184% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $384 in Udhampur versus $1,408 in Ubud, Bali, a $1,000 budget is realistic in Udhampur but tight or insufficient in Ubud, Bali. The gap between the two cities makes Udhampur the clear choice for anyone on this budget.

Both work as nomad bases, but Udhampur delivers better value – similar infrastructure at $384 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Udhampur hard to pass up.

Safety-wise, Ubud, Bali and Udhampur are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Udhampur gentler on the wallet – expenses run 267% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.