Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Udhampur

For one person, living is cheaper in Udhampur: $364 a month against $1,349 in Ubud, Bali, rent and utilities included – about $11,800 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
18

Cost of Living Index in Udhampur
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Udhampur Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Udhampur

🇮🇳 India

$364

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Udhampur

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Udhampur actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $364 in Udhampur.

Ubud, Bali $1,349
Udhampur $364

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $585 in Udhampur.

Ubud, Bali $2,305
Udhampur $585

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $807 in Udhampur.

Ubud, Bali $3,261
Udhampur $807

Living in Ubud, Bali is roughly 271% more expensive than in Udhampur, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$2.05 ₹195

61.95%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 647.8K

$10.63 ₹1,012

235.28%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$3.61 ₹344

53.19%

Cappuccino

$2.72 Rp 49.4K

$1.57 ₹149

73.25%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$0.38 ₹35.96

347.37%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.13 ₹12.69

484.62%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$1.77 ₹168

49.72%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.6K

$2.80 ₹267

56.43%

Milk (1 liter)

$1.49 Rp 27.1K

$0.68 ₹64.5

119.12%

White Bread (500g)

$2.28 Rp 41.4K

$0.44 ₹41.81

418.18%

Rice (white) (1kg)

$1.19 Rp 21.6K

$0.67 ₹64.1

77.61%

Eggs

$2.04 Rp 37.0K

$0.87 ₹82.6

134.48%

Local Cheese (1kg)

$17.70 Rp 321.7K

$4.62 ₹440

283.12%

Chicken Fillets (1kg)

$3.96 Rp 72.0K

$2.90 ₹276

36.55%

Beef Round Steak (1kg)

$12.19 Rp 221.6K

Apples (1kg)

$3.66 Rp 66.4K

$1.92 ₹183

90.63%

Banana (1kg)

$1.52 Rp 27.6K

$0.66 ₹63.1

130.30%

Oranges (1kg)

$2.23 Rp 40.5K

$0.89 ₹85.1

150.56%

Tomato (1kg)

$1.97 Rp 35.9K

$0.45 ₹42.99

337.78%

Potato (1kg)

$1.85 Rp 33.6K

$0.33 ₹31.05

460.61%

Onion (1kg)

$2.42 Rp 44.1K

$0.40 ₹38.11

505.00%

Lettuce (1 head)

$0.99 Rp 18.0K

$0.40 ₹38.24

147.50%

Water (1.5 liter bottle)

$0.51 Rp 9,332

$0.29 ₹27.54

75.86%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$5.12 ₹487

-56.64%

Wine (Bottle)

$22.24 Rp 404.2K

$7.37 ₹701

201.76%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

$1.58 ₹150

43.04%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

$2.62 ₹250

13.36%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.46 ₹520

One-way Ticket (Public Transport)

$0.25 Rp 4,562

$0.24 ₹23.32

4.17%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.2K

$7.90 ₹752

-1.01%

Taxi Start (Normal Tariff)

$0.44 Rp 7,989

$0.75 ₹71.9

-41.33%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,817

$0.27 ₹25.97

59.26%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.3K

$1.76 ₹168

207.39%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.08 ₹103

-24.07%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.3M

$12.2K ₹1.2M

95.96%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.0M

$18.8K ₹1.8M

68.89%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$34.59 ₹3,293

128.56%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$3.35 ₹319

92.54%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.7K

$6.64 ₹633

179.82%

Gym Membership (Monthly)

$49.48 Rp 899.4K

$13.98 ₹1,331

253.93%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.8K

$6.07 ₹578

190.77%

Cinema Ticket

$4.27 Rp 77.7K

$2.94 ₹280

45.24%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$45.84 ₹4,365

970.11%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.1M

$1,432 ₹136.4K

296.23%

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.4K

$21.40 ₹2,038

108.60%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.3K

$23.27 ₹2,216

50.19%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$37.91 ₹3,610

110.76%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$28.95 ₹2,756

174.34%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$119 ₹11.3K

848.52%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$76.0 ₹7,237

783.42%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

$271 ₹25.8K

1217.18%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$190 ₹18.1K

808.43%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

$925 ₹88.0K

195.47%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

$532 ₹50.7K

329.12%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$364 ₹34.6K

-54.97%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

8.86

55.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Udhampur: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Udhampur

$76 20.9% 88.7% $595

Groceries & Markets

Ubud, Bali

$288 21.4%

Udhampur

$100 27.4% 65.4% $189

Eating Out

Ubud, Bali

$108 8%

Udhampur

$62 17.2% 42% $45

Clothing & Footwear

Ubud, Bali

$108 8%

Udhampur

$50 13.8% 53.3% $57

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Udhampur

$45 12.3% 57.2% $60

Sport & Entertainment

Ubud, Bali

$58 4.3%

Udhampur

$20 5.5% 65.8% $38

Getting Around

Ubud, Bali

$11 0.9%

Udhampur

$11 3% 3.8% $0.4

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $119 in Udhampur. Housing cost is often the main lever when comparing two cities.

Udhampur pays about 2.2 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36 in Ubud, Bali vs $11 in Udhampur for a mid-range dinner for two. Groceries echo the gap at $288 vs $100 per month, with Udhampur cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇮🇳 Udhampur

🕒 Local time

06:13 6:13 AM

03:43 3:43 AM

2 h 30 min behind Ubud, Bali

🌤 Weather

👥 Population

74,800

50,106

💱 Currency

Indonesian Rupiah IDR Rp

Indian Rupee INR ₹

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

1,000 INR = 10.5 USD

1,000 INR = 9.43 EUR

Exchange rates and currency converter

INR, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

Indian Rupee exchange rates as of October 28, 2026: 1 USD = 95.22 INR (100 INR = 1.05 USD). 1 EUR = 106 INR (1,000 INR = 9.43 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Udhampur 6,260 km ≈ 8 h nonstop flight

From you

Ubud, Bali
Udhampur

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Udhampur: Cost of Living - Frequently Asked Questions

Udhampur wins on cost – living expenses run 73% lower than in Ubud, Bali. Housing and daily spending are where you’ll feel the difference most, making Udhampur the obvious pick if budget is a priority.

On paper, salaries run 55% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $119 in Udhampur. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 189% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you’ll spend $1,349 per month in Ubud, Bali versus $364 in Udhampur – Udhampur is about 73% cheaper, which adds up to real savings over time.

At $364 in Udhampur versus $1,349 in Ubud, Bali, a $800 budget is realistic in Udhampur but tight or insufficient in Ubud, Bali. The gap between the two cities makes Udhampur the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.