Cost of Living Comparison Between Ubud, Bali and Udhampur Cost of Living Comparison Between Ubud, Bali and Udhampur

Monthly Cost of Living

Monthly costs for one person with rent: $1,404 in Ubud, Bali versus $391 in Udhampur.

Estimated couple costs with rent: $2,549 in Ubud, Bali versus $614 in Udhampur.

Monthly costs for a family of three with rent: $3,694 in Ubud, Bali versus $838 in Udhampur.

Living in Ubud, Bali is roughly 260% more expensive than Udhampur, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 4% above, Udhampur is 71% below.

Meal at Budget Restaurant

$3.57 Rp 64.0K

$2.34 ₹223

52.56%

Three-Course Dinner for Two, Mid-Range

$32.50 Rp 582.3K

$10.38 ₹987

213.10%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 87.1K

$3.76 ₹358

29.26%

Cappuccino

$2.75 Rp 49.2K

$1.59 ₹152

72.96%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 Rp 23.7K

$0.37 ₹35.63

256.76%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$0.14 ₹13.67

400.00%

Local Beer (0.5 liter draught)

$2.91 Rp 52.2K

$1.70 ₹161

71.18%

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.0K

$2.98 ₹283

27.18%

Milk (1 liter)

$1.71 Rp 30.6K

$0.67 ₹63.6

155.22%

White Bread (500g)

$2.47 Rp 44.3K

$0.45 ₹42.55

448.89%

Rice (white) (1kg)

$1.20 Rp 21.5K

$0.72 ₹68.6

66.67%

Eggs

$2.44 Rp 43.8K

$0.94 ₹89.1

159.57%

Local Cheese (1kg)

$14.38 Rp 257.7K

$5.06 ₹482

184.19%

Chicken Fillets (1kg)

$4.31 Rp 77.1K

$2.93 ₹279

47.10%

Beef Round Steak (1kg)

$12.21 Rp 218.7K

Apples (1kg)

$3.68 Rp 66.0K

$1.98 ₹188

85.86%

Banana (1kg)

$1.55 Rp 27.8K

$0.72 ₹68.0

115.28%

Oranges (1kg)

$2.79 Rp 49.9K

$0.98 ₹93.3

184.69%

Tomato (1kg)

$2.33 Rp 41.8K

$0.50 ₹47.42

366.00%

Potato (1kg)

$1.97 Rp 35.3K

$0.36 ₹34.15

447.22%

Onion (1kg)

$2.31 Rp 41.4K

$0.42 ₹39.84

450.00%

Lettuce (1 head)

$1.06 Rp 19.1K

$0.46 ₹43.70

130.43%

Water (1.5 liter bottle)

$0.73 Rp 13.1K

$0.32 ₹30.28

128.13%

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 Rp 58.8K

$4.02 ₹382

-18.41%

Wine (Bottle)

$22.79 Rp 408.4K

$7.04 ₹669

223.72%

Local Beer (0.5 liter bottle)

$2.81 Rp 50.3K

$1.77 ₹168

58.76%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.9K

$2.77 ₹263

0.36%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.03 ₹478

One-way Ticket (Public Transport)

$0.29 Rp 5,217

$0.30 ₹28.66

-3.33%

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 144.4K

$8.48 ₹807

-4.95%

Taxi Start (Normal Tariff)

$0.45 Rp 8,047

$0.80 ₹75.8

-43.75%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,094

Taxi 1hour Waiting (Normal Tariff)

$6.24 Rp 111.7K

$1.48 ₹141

321.62%

Gasoline (1 liter)

$0.85 Rp 15.2K

$1.21 ₹115

-29.75%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 465.4M

$13.8K ₹1.3M

88.51%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 567.2M

$22.1K ₹2.1M

43.49%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$38.46 ₹3,658

109.96%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.7K

$3.55 ₹338

14.37%

Internet (50+ Mbps, Unlimited Data)

$24.42 Rp 437.6K

$7.24 ₹688

237.29%

Gym Membership (Monthly)

$97.7 Rp 1.7M

$15.97 ₹1,518

511.58%

Tennis Court (1 Hour on Weekend)

$6.45 Rp 115.5K

$7.09 ₹675

-9.03%

Cinema Ticket

$4.04 Rp 72.4K

$2.87 ₹273

40.77%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$51.9 ₹4,930

486.36%

International Primary School, 1 Child (Yearly)

$6,621 Rp 118.6M

$1,567 ₹149.0K

322.55%

Jeans (Levis 501 Or Similar)

$54.2 Rp 971.7K

$24.81 ₹2,360

118.58%

Summer Dress (H&M, Zara, etc)

$38.78 Rp 694.7K

$24.86 ₹2,364

55.99%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$43.68 ₹4,154

97.21%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$31.72 ₹3,017

141.71%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.7M

$123 ₹11.7K

701.56%

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 11.8M

$76.7 ₹7,296

757.60%

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 60.4M

$279 ₹26.5K

1107.87%

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.0M

$183 ₹17.4K

1026.11%

Buy Apartment in City Center (m2)

$2,741 Rp 49.1M

$989 ₹94.1K

177.11%

Buy Apartment Outside City Center (m2)

$2,228 Rp 39.9M

$523 ₹49.7K

326.27%

Average Monthly Net Salary (After Tax)

$163 Rp 2.9M

$365 ₹34.7K

-55.25%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

8.67

53.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Udhampur: June 6, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $986 in Ubud, Bali and $123 in Udhampur. Housing cost is often the main lever when comparing two cities.

Udhampur pays 123% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $10.00 in Udhampur for a mid-range dinner for two. Groceries echo the gap at $297 vs $104 per month, with Udhampur cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Udhampur: Cost of Living - Frequently Asked Questions

Udhampur wins on cost – living expenses run 260% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Udhampur the obvious pick if budget is a priority.

On paper, Udhampur earns 123% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $986 in Ubud, Bali versus $123 in Udhampur. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $304 in Ubud, Bali versus $51.9 in Udhampur. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 185% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $391 in Udhampur versus $1,404 in Ubud, Bali, a $1,000 budget is realistic in Udhampur but tight or insufficient in Ubud, Bali. The gap between the two cities makes Udhampur the clear choice for anyone on this budget.

Both work as nomad bases, but Udhampur delivers better value – similar infrastructure at $391 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Udhampur hard to pass up.

Safety-wise, Ubud, Bali and Udhampur are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Udhampur gentler on the wallet – expenses run 260% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.