Cost of Living Comparison Between Ubud, Bali and Udhampur Cost of Living Comparison Between Ubud, Bali and Udhampur

Monthly Cost of Living

Monthly costs for one person with rent: $1,378 in Ubud, Bali versus $356 in Udhampur.

Estimated couple costs with rent: $2,327 in Ubud, Bali versus $574 in Udhampur.

Monthly costs for a family of three with rent: $3,275 in Ubud, Bali versus $791 in Udhampur.

Living in Ubud, Bali is roughly 287% more expensive than in Udhampur, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 0% above, Udhampur is 74% below.

Meal at Budget Restaurant

$3.33 Rp 58.7K

$2.15 ₹205

54.88%

Three-Course Dinner for Two, Mid-Range

$35.82 Rp 630.7K

$10.36 ₹990

245.75%

Fast Food Meal (McDonalds, etc)

$5.63 Rp 99.1K

$3.61 ₹345

55.96%

Cappuccino

$2.82 Rp 49.7K

$1.57 ₹150

79.62%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 30.8K

$0.40 ₹38.59

337.50%

Water (0.33 liter bottle)

$0.80 Rp 14.0K

$0.15 ₹14.60

433.33%

Local Beer (0.5 liter draught)

$3.04 Rp 53.6K

$1.68 ₹160

80.95%

Imported Beer (0.33 liter bottle)

$4.30 Rp 75.7K

$3.11 ₹297

38.26%

Milk (1 liter)

$1.61 Rp 28.3K

$0.63 ₹59.9

155.56%

White Bread (500g)

$2.27 Rp 39.9K

$0.44 ₹42.19

415.91%

Rice (white) (1kg)

$1.17 Rp 20.6K

$0.62 ₹58.9

88.71%

Eggs

$2.17 Rp 38.2K

$0.85 ₹80.8

155.29%

Local Cheese (1kg)

$17.63 Rp 310.5K

$4.40 ₹420

300.68%

Chicken Fillets (1kg)

$4.05 Rp 71.4K

$2.83 ₹270

43.11%

Beef Round Steak (1kg)

$12.18 Rp 214.5K

Apples (1kg)

$3.62 Rp 63.7K

$1.86 ₹178

94.62%

Banana (1kg)

$1.64 Rp 28.8K

$0.65 ₹62.4

152.31%

Oranges (1kg)

$2.31 Rp 40.6K

$0.98 ₹93.2

135.71%

Tomato (1kg)

$1.96 Rp 34.5K

$0.47 ₹44.97

317.02%

Potato (1kg)

$1.84 Rp 32.5K

$0.32 ₹30.99

475.00%

Onion (1kg)

$2.37 Rp 41.7K

$0.37 ₹35.73

540.54%

Lettuce (1 head)

$1.05 Rp 18.5K

$0.46 ₹43.50

128.26%

Water (1.5 liter bottle)

$0.54 Rp 9,560

$0.31 ₹30.01

74.19%

Cigarettes 20 Pack (Marlboro, Camel)

$2.30 Rp 40.6K

$4.91 ₹469

-53.16%

Wine (Bottle)

$23.08 Rp 406.4K

$7.49 ₹715

208.14%

Local Beer (0.5 liter bottle)

$2.34 Rp 41.2K

$1.66 ₹159

40.96%

Imported Beer (0.33 liter bottle)

$3.07 Rp 54.0K

$2.79 ₹266

10.04%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.95 ₹473

One-way Ticket (Public Transport)

$0.25 Rp 4,365

$0.25 ₹23.62

Public Transport Monthly Pass (Regular Price)

$9.42 Rp 165.9K

$7.39 ₹706

27.47%

Taxi Start (Normal Tariff)

$0.49 Rp 8,631

$0.78 ₹74.3

-37.18%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,349

$0.27 ₹26.05

74.07%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 98.6K

$1.62 ₹155

245.68%

Gasoline (1 liter)

$0.81 Rp 14.2K

$1.06 ₹101

-23.58%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K Rp 440.3M

$12.7K ₹1.2M

97.55%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.1K Rp 547.0M

$19.3K ₹1.8M

60.97%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.7 Rp 1.5M

$35.64 ₹3,405

132.10%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 114.2K

$3.32 ₹317

95.48%

Internet (50+ Mbps, Unlimited Data)

$18.79 Rp 330.8K

$6.52 ₹623

188.19%

Gym Membership (Monthly)

$55.2 Rp 972.6K

$13.81 ₹1,319

300.00%

Tennis Court (1 Hour on Weekend)

$18.21 Rp 320.6K

$6.38 ₹610

185.42%

Cinema Ticket

$4.30 Rp 75.7K

$2.95 ₹282

45.76%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$494 Rp 8.7M

$48.77 ₹4,660

913.27%

International Primary School, 1 Child (Yearly)

$5,917 Rp 104.2M

$1,398 ₹133.6K

323.15%

Jeans (Levis 501 Or Similar)

$46.28 Rp 814.8K

$21.81 ₹2,083

112.20%

Summer Dress (H&M, Zara, etc)

$36.44 Rp 641.6K

$23.26 ₹2,222

56.66%

Sport Shoes (Adidas, Nike)

$80.7 Rp 1.4M

$37.96 ₹3,626

112.59%

Men's Leather Business Shoes

$78.8 Rp 1.4M

$27.20 ₹2,598

189.71%

1-bedroom Apartment, City Center (Monthly)

$1,114 Rp 19.6M

$124 ₹11.8K

800.13%

1-bedroom Apartment, Outside City Center (Monthly)

$693 Rp 12.2M

$72.1 ₹6,890

861.39%

3-bedroom Apartment, City Center (Monthly)

$3,639 Rp 64.1M

$262 ₹25.1K

1287.77%

3-bedroom Apartment, Outside City Center (Monthly)

$1,712 Rp 30.1M

$173 ₹16.5K

889.99%

Buy Apartment in City Center (m2)

$2,761 Rp 48.6M

$978 ₹93.4K

182.25%

Buy Apartment Outside City Center (m2)

$2,293 Rp 40.4M

$522 ₹49.9K

339.33%

Average Monthly Net Salary (After Tax)

$167 Rp 2.9M

$369 ₹35.3K

-54.76%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

8.86

55.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 6, 2026

Last update for Udhampur: September 6, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,114 in Ubud, Bali and $124 in Udhampur. Housing cost is often the main lever when comparing two cities.

Udhampur pays 121% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36.00 in Ubud, Bali vs $10.00 in Udhampur for a mid-range dinner for two. Groceries echo the gap at $294 vs $100 per month, with Udhampur cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Udhampur: Cost of Living - Frequently Asked Questions

Udhampur wins on cost – living expenses run 287% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Udhampur the obvious pick if budget is a priority.

On paper, salaries run 121% lower in Udhampur. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,114 in Ubud, Bali versus $124 in Udhampur. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $494 in Ubud, Bali versus $48.77 in Udhampur. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 195% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $356 in Udhampur versus $1,378 in Ubud, Bali, a $1,000 budget is realistic in Udhampur but tight or insufficient in Ubud, Bali. The gap between the two cities makes Udhampur the clear choice for anyone on this budget.

Both work as nomad bases, but Udhampur delivers better value – similar infrastructure at $356 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Udhampur hard to pass up.

Safety-wise, Ubud, Bali and Udhampur are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Udhampur gentler on the wallet – expenses run 287% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.