Cost of Living Comparison Between Ubud, Bali and Umluj Cost of Living Comparison Between Ubud, Bali and Umluj

Monthly Cost of Living

Monthly costs for one person with rent: $1,404 in Ubud, Bali versus $1,236 in Umluj.

Estimated couple costs with rent: $2,549 in Ubud, Bali versus $1,857 in Umluj.

Monthly costs for a family of three with rent: $3,694 in Ubud, Bali versus $2,477 in Umluj.

Living in Ubud, Bali is roughly 14% more expensive than Umluj, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 4% above, Umluj is 8% below.

Meal at Budget Restaurant

$3.57 Rp 64.0K

$6.46 SAR 24.25

-44.74%

Three-Course Dinner for Two, Mid-Range

$32.50 Rp 582.3K

$43.78 SAR 164

-25.77%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 87.1K

$8.10 SAR 30.41

-40.00%

Local Non-Alcoholic Beer (0.5 liter draught)

$1.76 SAR 6.60

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.78 SAR 6.68

Cappuccino

$2.75 Rp 49.2K

$3.73 SAR 13.99

-26.27%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 Rp 23.7K

$0.75 SAR 2.80

76.00%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$0.29 SAR 1.09

141.38%

Local Beer (0.5 liter draught)

$2.91 Rp 52.2K

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.0K

Milk (1 liter)

$1.71 Rp 30.6K

$1.71 SAR 6.43

White Bread (500g)

$2.47 Rp 44.3K

$1.01 SAR 3.78

144.55%

Rice (white) (1kg)

$1.20 Rp 21.5K

$2.39 SAR 8.97

-49.79%

Eggs

$2.44 Rp 43.8K

$2.41 SAR 9.04

1.24%

Local Cheese (1kg)

$14.38 Rp 257.7K

$6.97 SAR 26.16

106.31%

Chicken Fillets (1kg)

$4.31 Rp 77.1K

$7.64 SAR 28.68

-43.59%

Beef Round Steak (1kg)

$12.21 Rp 218.7K

$12.95 SAR 48.61

-5.71%

Apples (1kg)

$3.68 Rp 66.0K

$2.19 SAR 8.22

68.04%

Banana (1kg)

$1.55 Rp 27.8K

$1.58 SAR 5.92

-1.90%

Oranges (1kg)

$2.79 Rp 49.9K

$1.76 SAR 6.60

58.52%

Tomato (1kg)

$2.33 Rp 41.8K

$1.57 SAR 5.89

48.41%

Potato (1kg)

$1.97 Rp 35.3K

$1.24 SAR 4.65

58.87%

Onion (1kg)

$2.31 Rp 41.4K

$1.26 SAR 4.74

83.33%

Lettuce (1 head)

$1.06 Rp 19.1K

$1.18 SAR 4.44

-10.17%

Water (1.5 liter bottle)

$0.73 Rp 13.1K

$0.55 SAR 2.07

32.73%

Bottle of Non-Alcoholic Wine (Mid-Range)

$3.04 SAR 11.42

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.71 SAR 6.43

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.99 SAR 7.49

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 Rp 58.8K

$6.97 SAR 26.17

-52.94%

Wine (Bottle)

$22.79 Rp 408.4K

Local Beer (0.5 liter bottle)

$2.81 Rp 50.3K

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.9K

One-way Ticket (Public Transport)

$0.29 Rp 5,217

$1.04 SAR 3.91

-72.12%

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 144.4K

$40.18 SAR 151

-79.94%

Taxi Start (Normal Tariff)

$0.45 Rp 8,047

$2.67 SAR 10.04

-83.15%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,094

$1.81 SAR 6.81

-75.14%

Taxi 1hour Waiting (Normal Tariff)

$6.24 Rp 111.7K

$13.38 SAR 50.2

-53.36%

Gasoline (1 liter)

$0.85 Rp 15.2K

$0.59 SAR 2.22

44.07%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 465.4M

$26.3K SAR 98.9K

-1.40%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 567.2M

$22.8K SAR 85.4K

39.11%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$105 SAR 394

-23.06%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.7K

$33.65 SAR 126

-87.93%

Internet (50+ Mbps, Unlimited Data)

$24.42 Rp 437.6K

$73.2 SAR 275

-66.63%

Gym Membership (Monthly)

$97.7 Rp 1.7M

$87.1 SAR 327

12.14%

Tennis Court (1 Hour on Weekend)

$6.45 Rp 115.5K

$35.68 SAR 134

-81.92%

Cinema Ticket

$4.04 Rp 72.4K

$15.42 SAR 57.9

-73.80%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$353 SAR 1,324

-13.86%

International Primary School, 1 Child (Yearly)

$6,621 Rp 118.6M

$6,979 SAR 26.2K

-5.12%

Jeans (Levis 501 Or Similar)

$54.2 Rp 971.7K

$60.3 SAR 226

-10.10%

Summer Dress (H&M, Zara, etc)

$38.78 Rp 694.7K

$60.4 SAR 226

-35.74%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$79.1 SAR 297

8.90%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$82.0 SAR 308

-6.44%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.7M

$436 SAR 1,635

126.24%

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 11.8M

$376 SAR 1,412

74.81%

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 60.4M

$868 SAR 3,258

288.12%

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.0M

$618 SAR 2,319

234.32%

Buy Apartment in City Center (m2)

$2,741 Rp 49.1M

$2,334 SAR 8,758

17.46%

Buy Apartment Outside City Center (m2)

$2,228 Rp 39.9M

$1,193 SAR 4,476

86.74%

Average Monthly Net Salary (After Tax)

$163 Rp 2.9M

$4,301 SAR 16.1K

-96.20%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

4.42

200.45%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Umluj: June 7, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $986 in Ubud, Bali and $436 in Umluj. Housing cost is often the main lever when comparing two cities.

Umluj pays 2532% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $44.00 in Umluj. Groceries flip the comparison at $297 vs $197, with Umluj cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Umluj: Cost of Living - Frequently Asked Questions

Umluj wins on cost – living expenses run 14% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Umluj the obvious pick if budget is a priority.

On paper, Umluj earns 2532% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $986 in Ubud, Bali versus $436 in Umluj. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $304 in Ubud, Bali versus $353 in Umluj. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 51% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $1,236 in Umluj versus $1,404 in Ubud, Bali, a $2,000 budget is realistic in Umluj but tight or insufficient in Ubud, Bali. The gap between the two cities makes Umluj the clear choice for anyone on this budget.

Both work as nomad bases, but Umluj delivers better value – similar infrastructure at $1,236 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Umluj hard to pass up.

Safety-wise, Ubud, Bali and Umluj are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Umluj gentler on the wallet – expenses run 14% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.