Cost of Living Comparison Between Umluj and Ubud, Bali Cost of Living Comparison Between Umluj and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,203 in Umluj versus $1,392 in Ubud, Bali.

Estimated couple costs with rent: $1,846 in Umluj versus $2,557 in Ubud, Bali.

Monthly costs for a family of three with rent: $2,489 in Umluj versus $3,723 in Ubud, Bali.

Living in Umluj costs roughly 14% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Umluj is 10% below, Ubud, Bali is 5% above.

Meal at Budget Restaurant

$6.57 SAR 24.67

$3.57 Rp 64.5K

84.03%

Three-Course Dinner for Two, Mid-Range

$44.50 SAR 167

$32.32 Rp 583.4K

37.69%

Fast Food Meal (McDonalds, etc)

$7.94 SAR 29.83

$5.01 Rp 90.4K

58.48%

Local Non-Alcoholic Beer (0.5 liter draught)

$1.69 SAR 6.36

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.82 SAR 6.85

Cappuccino

$3.74 SAR 14.03

$2.82 Rp 51.0K

32.62%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.80 SAR 3.00

$1.35 Rp 24.4K

-40.74%

Water (0.33 liter bottle)

$0.29 SAR 1.07

$0.73 Rp 13.2K

-60.27%

Local Beer (0.5 liter draught)

$2.93 Rp 53.0K

Imported Beer (0.33 liter bottle)

$3.94 Rp 71.1K

Milk (1 liter)

$1.71 SAR 6.41

$1.78 Rp 32.1K

-3.93%

White Bread (500g)

$0.94 SAR 3.51

$2.45 Rp 44.2K

-61.63%

Rice (white) (1kg)

$2.28 SAR 8.56

$1.15 Rp 20.7K

98.26%

Eggs

$2.44 SAR 9.16

$2.41 Rp 43.6K

1.24%

Local Cheese (1kg)

$6.84 SAR 25.67

$14.33 Rp 258.7K

-52.27%

Chicken Fillets (1kg)

$7.63 SAR 28.65

$4.19 Rp 75.6K

82.10%

Beef Round Steak (1kg)

$12.88 SAR 48.37

$12.06 Rp 217.7K

6.80%

Apples (1kg)

$2.25 SAR 8.46

$3.64 Rp 65.7K

-38.19%

Banana (1kg)

$1.65 SAR 6.21

$1.57 Rp 28.3K

5.10%

Oranges (1kg)

$1.72 SAR 6.47

$2.79 Rp 50.3K

-38.35%

Tomato (1kg)

$1.55 SAR 5.81

$2.24 Rp 40.5K

-30.80%

Potato (1kg)

$1.25 SAR 4.69

$1.98 Rp 35.7K

-36.87%

Onion (1kg)

$1.28 SAR 4.81

$2.28 Rp 41.1K

-43.86%

Lettuce (1 head)

$1.19 SAR 4.49

$1.05 Rp 19.0K

13.33%

Water (1.5 liter bottle)

$0.56 SAR 2.10

$0.79 Rp 14.2K

-29.11%

Bottle of Non-Alcoholic Wine (Mid-Range)

$2.73 SAR 10.24

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.71 SAR 6.44

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.00 SAR 7.51

Cigarettes 20 Pack (Marlboro, Camel)

$7.06 SAR 26.51

$3.19 Rp 57.6K

121.32%

Wine (Bottle)

$23.49 Rp 424.1K

Local Beer (0.5 liter bottle)

$2.90 Rp 52.3K

Imported Beer (0.33 liter bottle)

$2.76 Rp 49.7K

One-way Ticket (Public Transport)

$1.08 SAR 4.06

$0.27 Rp 4,813

300.00%

Public Transport Monthly Pass (Regular Price)

$40.31 SAR 151

$8.37 Rp 151.1K

381.60%

Taxi Start (Normal Tariff)

$2.69 SAR 10.11

$0.45 Rp 8,167

497.78%

Taxi (Normal Tariff) (1km)

$1.88 SAR 7.07

$0.46 Rp 8,298

308.70%

Taxi 1hour Waiting (Normal Tariff)

$13.34 SAR 50.1

$6.07 Rp 109.6K

119.77%

Gasoline (1 liter)

$0.65 SAR 2.44

$0.86 Rp 15.6K

-24.42%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.5K SAR 99.4K

$26.6K Rp 480.0M

-0.40%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.9K SAR 82.4K

$32.5K Rp 587.6M

-32.59%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$107 SAR 402

$79.0 Rp 1.4M

35.33%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$34.12 SAR 128

$4.09 Rp 73.9K

734.23%

Internet (50+ Mbps, Unlimited Data)

$71.5 SAR 269

$23.85 Rp 430.5K

199.83%

Gym Membership (Monthly)

$87.1 SAR 327

$98.8 Rp 1.8M

-11.85%

Tennis Court (1 Hour on Weekend)

$36.17 SAR 136

$6.35 Rp 114.7K

469.61%

Cinema Ticket

$15.56 SAR 58.4

$4.01 Rp 72.3K

288.03%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$353 SAR 1,324

$297 Rp 5.4M

18.59%

International Primary School, 1 Child (Yearly)

$6,914 SAR 26.0K

$6,602 Rp 119.2M

4.73%

Jeans (Levis 501 Or Similar)

$60.0 SAR 225

$53.4 Rp 964.5K

12.30%

Summer Dress (H&M, Zara, etc)

$59.7 SAR 224

$38.11 Rp 688.1K

56.55%

Sport Shoes (Adidas, Nike)

$79.9 SAR 300

$88.7 Rp 1.6M

-9.89%

Men's Leather Business Shoes

$82.1 SAR 308

$76.6 Rp 1.4M

7.14%

1-bedroom Apartment, City Center (Monthly)

$438 SAR 1,644

$1,020 Rp 18.4M

-57.06%

1-bedroom Apartment, Outside City Center (Monthly)

$380 SAR 1,428

$680 Rp 12.3M

-44.10%

3-bedroom Apartment, City Center (Monthly)

$836 SAR 3,139

$3,469 Rp 62.6M

-75.90%

3-bedroom Apartment, Outside City Center (Monthly)

$621 SAR 2,331

$2,090 Rp 37.7M

-70.30%

Buy Apartment in City Center (m2)

$2,392 SAR 8,983

$2,729 Rp 49.3M

-12.34%

Buy Apartment Outside City Center (m2)

$1,226 SAR 4,605

$2,295 Rp 41.4M

-46.58%

Average Monthly Net Salary (After Tax)

$4,239 SAR 15.9K

$164 Rp 3.0M

2489.55%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.42

13.28

-66.72%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Umluj: July 25, 2026

Last update for Ubud, Bali: July 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $438 in Umluj and $1,020 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Umluj pays 2490% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $44.00 in Umluj vs $32.00 in Ubud, Bali. Groceries flip the comparison at $196 vs $298, with Umluj cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Umluj vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Umluj wins on cost – living expenses run 16% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Umluj the obvious pick if budget is a priority.

Average pay runs 2490% higher in Umluj, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $438 in Umluj versus $1,020 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $353 in Umluj versus $297 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 52% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $1,203 in Umluj versus $1,392 in Ubud, Bali, a $2,000 budget is realistic in Umluj but tight or insufficient in Ubud, Bali. The gap between the two cities makes Umluj the clear choice for anyone on this budget.

Both work as nomad bases, but Umluj delivers better value – similar infrastructure at $1,203 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Umluj hard to pass up.

Safety-wise, Umluj and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Umluj gentler on the wallet – expenses run 16% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.