Cost of Living Comparison Between Umluj and Ubud, Bali Cost of Living Comparison Between Umluj and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,236 in Umluj versus $1,404 in Ubud, Bali.

Estimated couple costs with rent: $1,857 in Umluj versus $2,549 in Ubud, Bali.

Monthly costs for a family of three with rent: $2,477 in Umluj versus $3,694 in Ubud, Bali.

Living in Umluj costs roughly 12% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Umluj is 8% below, Ubud, Bali is 4% above.

Meal at Budget Restaurant

$6.46 SAR 24.25

$3.57 Rp 64.0K

80.95%

Three-Course Dinner for Two, Mid-Range

$43.78 SAR 164

$32.50 Rp 582.3K

34.71%

Fast Food Meal (McDonalds, etc)

$8.10 SAR 30.41

$4.86 Rp 87.1K

66.67%

Local Non-Alcoholic Beer (0.5 liter draught)

$1.76 SAR 6.60

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.78 SAR 6.68

Cappuccino

$3.73 SAR 13.99

$2.75 Rp 49.2K

35.64%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.75 SAR 2.80

$1.32 Rp 23.7K

-43.18%

Water (0.33 liter bottle)

$0.29 SAR 1.09

$0.70 Rp 12.6K

-58.57%

Local Beer (0.5 liter draught)

$2.91 Rp 52.2K

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.0K

Milk (1 liter)

$1.71 SAR 6.43

$1.71 Rp 30.6K

White Bread (500g)

$1.01 SAR 3.78

$2.47 Rp 44.3K

-59.11%

Rice (white) (1kg)

$2.39 SAR 8.97

$1.20 Rp 21.5K

99.17%

Eggs

$2.41 SAR 9.04

$2.44 Rp 43.8K

-1.23%

Local Cheese (1kg)

$6.97 SAR 26.16

$14.38 Rp 257.7K

-51.53%

Chicken Fillets (1kg)

$7.64 SAR 28.68

$4.31 Rp 77.1K

77.26%

Beef Round Steak (1kg)

$12.95 SAR 48.61

$12.21 Rp 218.7K

6.06%

Apples (1kg)

$2.19 SAR 8.22

$3.68 Rp 66.0K

-40.49%

Banana (1kg)

$1.58 SAR 5.92

$1.55 Rp 27.8K

1.94%

Oranges (1kg)

$1.76 SAR 6.60

$2.79 Rp 49.9K

-36.92%

Tomato (1kg)

$1.57 SAR 5.89

$2.33 Rp 41.8K

-32.62%

Potato (1kg)

$1.24 SAR 4.65

$1.97 Rp 35.3K

-37.06%

Onion (1kg)

$1.26 SAR 4.74

$2.31 Rp 41.4K

-45.45%

Lettuce (1 head)

$1.18 SAR 4.44

$1.06 Rp 19.1K

11.32%

Water (1.5 liter bottle)

$0.55 SAR 2.07

$0.73 Rp 13.1K

-24.66%

Bottle of Non-Alcoholic Wine (Mid-Range)

$3.04 SAR 11.42

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.71 SAR 6.43

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.99 SAR 7.49

Cigarettes 20 Pack (Marlboro, Camel)

$6.97 SAR 26.17

$3.28 Rp 58.8K

112.50%

Wine (Bottle)

$22.79 Rp 408.4K

Local Beer (0.5 liter bottle)

$2.81 Rp 50.3K

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.9K

One-way Ticket (Public Transport)

$1.04 SAR 3.91

$0.29 Rp 5,217

258.62%

Public Transport Monthly Pass (Regular Price)

$40.18 SAR 151

$8.06 Rp 144.4K

398.51%

Taxi Start (Normal Tariff)

$2.67 SAR 10.04

$0.45 Rp 8,047

493.33%

Taxi (Normal Tariff) (1km)

$1.81 SAR 6.81

$0.45 Rp 8,094

302.22%

Taxi 1hour Waiting (Normal Tariff)

$13.38 SAR 50.2

$6.24 Rp 111.7K

114.42%

Gasoline (1 liter)

$0.59 SAR 2.22

$0.85 Rp 15.2K

-30.59%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.3K SAR 98.9K

$26.0K Rp 465.4M

1.42%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.8K SAR 85.4K

$31.7K Rp 567.2M

-28.12%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$105 SAR 394

$80.8 Rp 1.4M

29.97%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.65 SAR 126

$4.06 Rp 72.7K

728.82%

Internet (50+ Mbps, Unlimited Data)

$73.2 SAR 275

$24.42 Rp 437.6K

199.67%

Gym Membership (Monthly)

$87.1 SAR 327

$97.7 Rp 1.7M

-10.82%

Tennis Court (1 Hour on Weekend)

$35.68 SAR 134

$6.45 Rp 115.5K

453.18%

Cinema Ticket

$15.42 SAR 57.9

$4.04 Rp 72.4K

281.68%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$353 SAR 1,324

$304 Rp 5.4M

16.08%

International Primary School, 1 Child (Yearly)

$6,979 SAR 26.2K

$6,621 Rp 118.6M

5.40%

Jeans (Levis 501 Or Similar)

$60.3 SAR 226

$54.2 Rp 971.7K

11.23%

Summer Dress (H&M, Zara, etc)

$60.4 SAR 226

$38.78 Rp 694.7K

55.62%

Sport Shoes (Adidas, Nike)

$79.1 SAR 297

$86.1 Rp 1.5M

-8.17%

Men's Leather Business Shoes

$82.0 SAR 308

$76.7 Rp 1.4M

6.89%

1-bedroom Apartment, City Center (Monthly)

$436 SAR 1,635

$986 Rp 17.7M

-55.80%

1-bedroom Apartment, Outside City Center (Monthly)

$376 SAR 1,412

$658 Rp 11.8M

-42.79%

3-bedroom Apartment, City Center (Monthly)

$868 SAR 3,258

$3,369 Rp 60.4M

-74.23%

3-bedroom Apartment, Outside City Center (Monthly)

$618 SAR 2,319

$2,066 Rp 37.0M

-70.09%

Buy Apartment in City Center (m2)

$2,334 SAR 8,758

$2,741 Rp 49.1M

-14.86%

Buy Apartment Outside City Center (m2)

$1,193 SAR 4,476

$2,228 Rp 39.9M

-46.45%

Average Monthly Net Salary (After Tax)

$4,301 SAR 16.1K

$163 Rp 2.9M

2532.10%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.42

13.28

-66.72%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Umluj: June 7, 2026

Last update for Ubud, Bali: June 9, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $436 in Umluj and $986 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Umluj pays 2532% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $44.00 in Umluj vs $33.00 in Ubud, Bali. Groceries flip the comparison at $197 vs $297, with Umluj cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Umluj vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Umluj wins on cost – living expenses run 14% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Umluj the obvious pick if budget is a priority.

Umluj pays 2532% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $436 in Umluj versus $986 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $353 in Umluj versus $304 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 51% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $1,236 in Umluj versus $1,404 in Ubud, Bali, a $2,000 budget is realistic in Umluj but tight or insufficient in Ubud, Bali. The gap between the two cities makes Umluj the clear choice for anyone on this budget.

Both work as nomad bases, but Umluj delivers better value – similar infrastructure at $1,236 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Umluj hard to pass up.

Safety-wise, Umluj and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Umluj gentler on the wallet – expenses run 14% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.