Cost of Living Comparison Between Umluj and Ubud, Bali Cost of Living Comparison Between Umluj and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,168 in Umluj versus $1,368 in Ubud, Bali.

Estimated couple costs with rent: $1,752 in Umluj versus $2,348 in Ubud, Bali.

Monthly costs for a family of three with rent: $2,336 in Umluj versus $3,327 in Ubud, Bali.

Living in Umluj costs roughly 15% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Umluj is 15% below, Ubud, Bali is 0% above.

Meal at Budget Restaurant

$6.71 SAR 25.22

$3.44 Rp 61.0K

95.06%

Three-Course Dinner for Two, Mid-Range

$36.73 SAR 138

$36.31 Rp 644.2K

1.16%

Fast Food Meal (McDonalds, etc)

$8.07 SAR 30.30

$5.71 Rp 101.2K

41.33%

Local Non-Alcoholic Beer (0.5 liter draught)

$1.85 SAR 6.94

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.09 SAR 7.87

Cappuccino

$3.48 SAR 13.06

$2.67 Rp 47.4K

30.34%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.90 SAR 3.38

$1.75 Rp 31.0K

-48.57%

Water (0.33 liter bottle)

$0.26 SAR 0.98

$0.87 Rp 15.5K

-70.11%

Local Beer (0.5 liter draught)

$2.95 Rp 52.4K

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.2K

Milk (1 liter)

$1.67 SAR 6.26

$1.62 Rp 28.7K

3.09%

White Bread (500g)

$1.16 SAR 4.34

$2.33 Rp 41.3K

-50.21%

Rice (white) (1kg)

$2.16 SAR 8.11

$1.11 Rp 19.6K

94.59%

Eggs

$2.39 SAR 8.97

$2.20 Rp 39.0K

8.64%

Local Cheese (1kg)

$7.34 SAR 27.58

$17.69 Rp 313.9K

-58.51%

Chicken Fillets (1kg)

$7.99 SAR 30.01

$4.10 Rp 72.7K

94.88%

Beef Round Steak (1kg)

$12.98 SAR 48.77

$12.18 Rp 216.0K

6.57%

Apples (1kg)

$2.08 SAR 7.82

$3.71 Rp 65.8K

-43.94%

Banana (1kg)

$1.71 SAR 6.40

$1.59 Rp 28.2K

7.55%

Oranges (1kg)

$1.57 SAR 5.89

$2.28 Rp 40.5K

-31.14%

Tomato (1kg)

$1.63 SAR 6.14

$1.95 Rp 34.7K

-16.41%

Potato (1kg)

$1.14 SAR 4.28

$1.91 Rp 33.8K

-40.31%

Onion (1kg)

$1.30 SAR 4.88

$2.33 Rp 41.4K

-44.21%

Lettuce (1 head)

$1.14 SAR 4.27

$1.01 Rp 17.9K

12.87%

Water (1.5 liter bottle)

$0.55 SAR 2.06

$0.55 Rp 9,791

Bottle of Non-Alcoholic Wine (Mid-Range)

$2.87 SAR 10.80

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.68 SAR 6.31

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.08 SAR 7.81

Cigarettes 20 Pack (Marlboro, Camel)

$6.47 SAR 24.30

$2.23 Rp 39.6K

190.13%

Wine (Bottle)

$23.07 Rp 409.3K

Local Beer (0.5 liter bottle)

$2.42 Rp 42.9K

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.2K

One-way Ticket (Public Transport)

$1.05 SAR 3.96

$0.27 Rp 4,823

288.89%

Public Transport Monthly Pass (Regular Price)

$35.76 SAR 134

$8.98 Rp 159.4K

298.22%

Taxi Start (Normal Tariff)

$2.96 SAR 11.14

$0.48 Rp 8,582

516.67%

Taxi (Normal Tariff) (1km)

$1.83 SAR 6.86

$0.43 Rp 7,693

325.58%

Taxi 1hour Waiting (Normal Tariff)

$13.29 SAR 49.91

$5.64 Rp 100.1K

135.64%

Gasoline (1 liter)

$0.65 SAR 2.44

$0.80 Rp 14.3K

-18.75%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$45.8K SAR 172.1K

$24.9K Rp 442.5M

83.68%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.7K SAR 81.5K

$31.7K Rp 562.6M

-31.60%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$98.6 SAR 371

$81.5 Rp 1.4M

21.09%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.02 SAR 120

$6.49 Rp 115.2K

393.37%

Internet (50+ Mbps, Unlimited Data)

$68.1 SAR 256

$18.77 Rp 333.0K

263.03%

Gym Membership (Monthly)

$84.1 SAR 316

$56.9 Rp 1.0M

47.88%

Tennis Court (1 Hour on Weekend)

$37.21 SAR 140

$18.73 Rp 332.3K

98.67%

Cinema Ticket

$13.07 SAR 49.10

$4.54 Rp 80.5K

187.89%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$341 SAR 1,279

$481 Rp 8.5M

-29.14%

International Primary School, 1 Child (Yearly)

$6,614 SAR 24.8K

$5,711 Rp 101.3M

15.81%

Jeans (Levis 501 Or Similar)

$49.91 SAR 187

$45.52 Rp 807.5K

9.64%

Summer Dress (H&M, Zara, etc)

$58.3 SAR 219

$35.88 Rp 636.6K

62.46%

Sport Shoes (Adidas, Nike)

$97.0 SAR 364

$80.4 Rp 1.4M

20.60%

Men's Leather Business Shoes

$87.9 SAR 330

$78.7 Rp 1.4M

11.68%

1-bedroom Apartment, City Center (Monthly)

$588 SAR 2,210

$1,115 Rp 19.8M

-47.20%

1-bedroom Apartment, Outside City Center (Monthly)

$349 SAR 1,311

$698 Rp 12.4M

-49.96%

3-bedroom Apartment, City Center (Monthly)

$883 SAR 3,315

$3,637 Rp 64.5M

-75.73%

3-bedroom Apartment, Outside City Center (Monthly)

$553 SAR 2,078

$1,737 Rp 30.8M

-68.16%

Buy Apartment in City Center (m2)

$2,391 SAR 8,982

$2,784 Rp 49.4M

-14.12%

Buy Apartment Outside City Center (m2)

$1,395 SAR 5,240

$2,290 Rp 40.6M

-39.08%

Average Monthly Net Salary (After Tax)

$4,205 SAR 15.8K

$168 Rp 3.0M

2402.60%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.47

13.78

-60.30%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Umluj: September 12, 2026

Last update for Ubud, Bali: September 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $588 in Umluj and $1,115 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Umluj pays 2403% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $37.00 in Umluj vs $36.00 in Ubud, Bali. Groceries flip the comparison at $200 vs $295, with Umluj cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Umluj vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Umluj wins on cost – living expenses run 17% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Umluj the obvious pick if budget is a priority.

Average pay runs 2403% higher in Umluj, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $588 in Umluj versus $1,115 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $341 in Umluj versus $481 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 48% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $1,168 in Umluj versus $1,368 in Ubud, Bali, a $2,000 budget is realistic in Umluj but tight or insufficient in Ubud, Bali. The gap between the two cities makes Umluj the clear choice for anyone on this budget.

Both work as nomad bases, but Umluj delivers better value – similar infrastructure at $1,168 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Umluj hard to pass up.

Safety-wise, Umluj and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Umluj gentler on the wallet – expenses run 17% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.