Cost of Living Comparison Between Umluj and Ubud, Bali Cost of Living Comparison Between Umluj and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,237 in Umluj versus $1,438 in Ubud, Bali.

Estimated couple costs with rent: $1,848 in Umluj versus $2,585 in Ubud, Bali.

Monthly costs for a family of three with rent: $2,460 in Umluj versus $3,732 in Ubud, Bali.

Living in Umluj costs roughly 14% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Umluj is 8% below, Ubud, Bali is 7% above.

Meal at Budget Restaurant

$6.58 SAR 24.68

$3.57 Rp 61.6K

84.31%

Three-Course Dinner for Two, Mid-Range

$45.36 SAR 170

$32.58 Rp 562.6K

39.23%

Fast Food Meal (McDonalds, etc)

$8.21 SAR 30.78

$5.07 Rp 87.5K

61.93%

Local Non-Alcoholic Beer (0.5 liter draught)

$1.76 SAR 6.60

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.79 SAR 6.71

Cappuccino

$3.75 SAR 14.08

$2.83 Rp 48.8K

32.51%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.80 SAR 2.99

$1.34 Rp 23.1K

-40.30%

Water (0.33 liter bottle)

$0.31 SAR 1.18

$0.69 Rp 12.0K

-55.07%

Local Beer (0.5 liter draught)

$2.99 Rp 51.6K

Imported Beer (0.33 liter bottle)

$3.85 Rp 66.4K

Milk (1 liter)

$1.70 SAR 6.37

$1.74 Rp 30.1K

-2.30%

White Bread (500g)

$0.95 SAR 3.55

$2.54 Rp 43.8K

-62.60%

Rice (white) (1kg)

$2.36 SAR 8.86

$1.19 Rp 20.6K

98.32%

Eggs

$2.48 SAR 9.31

$2.43 Rp 41.9K

2.06%

Local Cheese (1kg)

$6.76 SAR 25.35

$14.66 Rp 253.2K

-53.89%

Chicken Fillets (1kg)

$7.32 SAR 27.44

$4.18 Rp 72.1K

75.12%

Beef Round Steak (1kg)

$13.24 SAR 49.64

$11.94 Rp 206.1K

10.89%

Apples (1kg)

$2.27 SAR 8.51

$3.69 Rp 63.6K

-38.48%

Banana (1kg)

$1.62 SAR 6.08

$1.61 Rp 27.7K

0.62%

Oranges (1kg)

$1.67 SAR 6.28

$2.69 Rp 46.4K

-37.92%

Tomato (1kg)

$1.61 SAR 6.03

$2.33 Rp 40.2K

-30.90%

Potato (1kg)

$1.28 SAR 4.81

$1.91 Rp 32.9K

-32.98%

Onion (1kg)

$1.28 SAR 4.81

$2.19 Rp 37.7K

-41.55%

Lettuce (1 head)

$1.17 SAR 4.40

$1.06 Rp 18.3K

10.38%

Water (1.5 liter bottle)

$0.55 SAR 2.07

$0.72 Rp 12.5K

-23.61%

Bottle of Non-Alcoholic Wine (Mid-Range)

$3.22 SAR 12.07

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.70 SAR 6.36

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.10 SAR 7.87

Cigarettes 20 Pack (Marlboro, Camel)

$7.13 SAR 26.75

$3.13 Rp 54.1K

127.80%

Wine (Bottle)

$23.49 Rp 405.6K

Local Beer (0.5 liter bottle)

$2.74 Rp 47.3K

Imported Beer (0.33 liter bottle)

$2.88 Rp 49.7K

One-way Ticket (Public Transport)

$1.06 SAR 3.97

$0.29 Rp 5,010

265.52%

Public Transport Monthly Pass (Regular Price)

$39.24 SAR 147

$8.17 Rp 141.0K

380.29%

Taxi Start (Normal Tariff)

$2.69 SAR 10.10

$0.45 Rp 7,834

497.78%

Taxi (Normal Tariff) (1km)

$1.90 SAR 7.13

$0.42 Rp 7,278

352.38%

Taxi 1hour Waiting (Normal Tariff)

$13.40 SAR 50.3

$6.16 Rp 106.3K

117.53%

Gasoline (1 liter)

$0.60 SAR 2.24

$0.84 Rp 14.5K

-28.57%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.3K SAR 98.7K

$26.2K Rp 453.1M

0.24%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.7K SAR 85.1K

$32.5K Rp 560.8M

-30.12%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$106 SAR 398

$78.4 Rp 1.4M

35.45%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.78 SAR 127

$3.95 Rp 68.2K

755.19%

Internet (50+ Mbps, Unlimited Data)

$72.8 SAR 273

$24.40 Rp 421.4K

198.32%

Gym Membership (Monthly)

$88.6 SAR 332

$96.5 Rp 1.7M

-8.23%

Tennis Court (1 Hour on Weekend)

$36.32 SAR 136

$6.35 Rp 109.6K

471.97%

Cinema Ticket

$15.81 SAR 59.3

$4.04 Rp 69.7K

291.34%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$350 SAR 1,312

$303 Rp 5.2M

15.63%

International Primary School, 1 Child (Yearly)

$6,866 SAR 25.7K

$6,523 Rp 112.6M

5.26%

Jeans (Levis 501 Or Similar)

$58.5 SAR 219

$53.8 Rp 929.5K

8.56%

Summer Dress (H&M, Zara, etc)

$59.9 SAR 225

$37.98 Rp 655.8K

57.82%

Sport Shoes (Adidas, Nike)

$80.6 SAR 302

$86.8 Rp 1.5M

-7.07%

Men's Leather Business Shoes

$81.3 SAR 305

$78.9 Rp 1.4M

3.14%

1-bedroom Apartment, City Center (Monthly)

$440 SAR 1,649

$1,012 Rp 17.5M

-56.56%

1-bedroom Apartment, Outside City Center (Monthly)

$388 SAR 1,456

$674 Rp 11.6M

-42.43%

3-bedroom Apartment, City Center (Monthly)

$861 SAR 3,229

$3,390 Rp 58.5M

-74.60%

3-bedroom Apartment, Outside City Center (Monthly)

$633 SAR 2,372

$2,098 Rp 36.2M

-69.85%

Buy Apartment in City Center (m2)

$2,328 SAR 8,731

$2,985 Rp 51.5M

-21.99%

Buy Apartment Outside City Center (m2)

$1,358 SAR 5,093

$2,339 Rp 40.4M

-41.94%

Average Monthly Net Salary (After Tax)

$4,303 SAR 16.1K

$173 Rp 3.0M

2385.14%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.42

13.28

-66.72%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Umluj: April 28, 2026

Last update for Ubud, Bali: April 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $440 in Umluj and $1,012 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Umluj pays 2385% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $45.00 in Umluj vs $33.00 in Ubud, Bali. Groceries flip the comparison at $196 vs $298, with Umluj cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Umluj vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Umluj wins on cost – living expenses run 16% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Umluj the obvious pick if budget is a priority.

Umluj pays 2385% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $440 in Umluj versus $1,012 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $350 in Umluj versus $303 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 52% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $1,237 in Umluj versus $1,438 in Ubud, Bali, a $2,000 budget is realistic in Umluj but tight or insufficient in Ubud, Bali. The gap between the two cities makes Umluj the clear choice for anyone on this budget.

Both work as nomad bases, but Umluj delivers better value – similar infrastructure at $1,237 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Umluj hard to pass up.

Safety-wise, Umluj and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Umluj gentler on the wallet – expenses run 16% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.