Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Smolyan

For one person, living is cheaper in Smolyan: $723 a month against $1,331 in Ubud, Bali, rent and utilities included – about $7,300 less a year. Rent and utilities account for most of the difference.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
35

Cost of Living Index in Smolyan
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Smolyan Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Smolyan

🇧🇬 Bulgaria

$723

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Smolyan

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Smolyan actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,331 in Ubud, Bali versus $723 in Smolyan.

Ubud, Bali $1,331
Smolyan $723

Estimated couple costs with rent: $2,255 in Ubud, Bali versus $1,156 in Smolyan.

Ubud, Bali $2,255
Smolyan $1,156

Monthly costs for a family of three with rent: $3,180 in Ubud, Bali versus $1,589 in Smolyan.

Ubud, Bali $3,180
Smolyan $1,589

Living in Ubud, Bali is roughly 84% more expensive than in Smolyan, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Ubud, Bali 2% lower, Smolyan 47% lower.

Meal at Budget Restaurant

$3.38 Rp 61.2K

$6.38 BGN 11.17

-47.02%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 628.6K

$37.37 BGN 65.4

-7.28%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 101.1K

$5.79 BGN 10.14

-3.80%

Cappuccino

$2.62 Rp 47.5K

$1.32 BGN 2.32

98.48%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$1.07 BGN 1.87

43.93%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$0.78 BGN 1.36

-17.95%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

$1.72 BGN 3.02

55.23%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.3K

$2.18 BGN 3.81

95.41%

Milk (1 liter)

$1.46 Rp 26.5K

$1.75 BGN 3.06

-16.57%

White Bread (500g)

$2.29 Rp 41.6K

$0.93 BGN 1.63

146.24%

Rice (white) (1kg)

$1.11 Rp 20.1K

$1.73 BGN 3.03

-35.84%

Eggs

$2.10 Rp 38.1K

$3.37 BGN 5.89

-37.69%

Local Cheese (1kg)

$15.94 Rp 289.2K

$10.22 BGN 17.89

55.97%

Chicken Fillets (1kg)

$3.88 Rp 70.4K

$5.73 BGN 10.03

-32.29%

Beef Round Steak (1kg)

$11.40 Rp 206.8K

$8.63 BGN 15.11

32.10%

Apples (1kg)

$3.55 Rp 64.4K

$1.13 BGN 1.98

214.16%

Banana (1kg)

$1.54 Rp 27.9K

$1.73 BGN 3.02

-10.98%

Oranges (1kg)

$2.23 Rp 40.5K

$1.15 BGN 2.01

93.91%

Tomato (1kg)

$1.97 Rp 35.8K

$2.31 BGN 4.05

-14.72%

Potato (1kg)

$1.86 Rp 33.7K

$1.17 BGN 2.05

58.97%

Onion (1kg)

$2.42 Rp 43.9K

$1.49 BGN 2.60

62.42%

Lettuce (1 head)

$1.02 Rp 18.6K

$0.93 BGN 1.63

9.68%

Water (1.5 liter bottle)

$0.52 Rp 9,475

$0.60 BGN 1.05

-13.33%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

$3.40 BGN 5.94

-35.29%

Wine (Bottle)

$21.79 Rp 395.2K

$5.55 BGN 9.72

292.61%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

$0.60 BGN 1.04

288.33%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$1.67 BGN 2.92

77.84%

One-way Ticket (Public Transport)

$0.25 Rp 4,542

$0.88 BGN 1.54

-71.59%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.3K

$32.36 BGN 56.6

-74.75%

Taxi Start (Normal Tariff)

$0.44 Rp 7,941

$1.30 BGN 2.28

-66.15%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,489

$0.59 BGN 1.04

-20.34%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.6K

$12.19 BGN 21.33

-54.06%

Gasoline (1 liter)

$0.83 Rp 15.0K

$1.54 BGN 2.69

-46.10%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 443.5M

$23.1K BGN 40.4K

5.88%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.0M

$23.4K BGN 40.9K

35.49%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$100 BGN 175

-22.56%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.5K

$14.39 BGN 25.18

-57.33%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 343.1K

$9.26 BGN 16.21

104.32%

Gym Membership (Monthly)

$51.0 Rp 925.0K

$21.86 BGN 38.26

133.26%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.0K

$16.71 BGN 29.25

9.22%

Cinema Ticket

$4.38 Rp 79.5K

$7.64 BGN 13.38

-42.67%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$230 BGN 402

114.50%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.7M

$5,915 BGN 10.4K

106.62%

Jeans (Levis 501 Or Similar)

$45.16 Rp 819.2K

$28.19 BGN 49.33

60.20%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 632.9K

$21.01 BGN 36.77

66.06%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$58.9 BGN 103

32.93%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$62.8 BGN 110

24.06%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.5M

$202 BGN 353

434.07%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

$141 BGN 247

370.55%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

$290 BGN 507

1111.80%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

$238 BGN 417

601.77%

Buy Apartment in City Center (m2)

$2,340 Rp 42.4M

$1,302 BGN 2,279

79.69%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

$1,091 BGN 1,910

104.90%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$694 BGN 1,215

-76.04%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.25

324.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Smolyan: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Smolyan

$141 19.5% 78.7% $524

Groceries & Markets

Ubud, Bali

$279 21%

Smolyan

$199 27.6% 28.6% $80

Clothing & Footwear

Ubud, Bali

$106 8%

Smolyan

$77 10.6% 27.7% $29

Eating Out

Ubud, Bali

$106 8%

Smolyan

$105 14.5% 1% $1.1

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Smolyan

$124 17.1% 20.6% $21

Sport & Entertainment

Ubud, Bali

$60 4.5%

Smolyan

$37 5.1% 37.8% $23

Getting Around

Ubud, Bali

$12 0.9%

Smolyan

$40 5.6% 236% $28

Cost Breakdown

A one-bedroom apartment in the center runs $1,078 in Ubud, Bali and $202 in Smolyan. Housing cost is often the main lever when comparing two cities.

Smolyan pays about 4.2 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $35 in Ubud, Bali vs $37 in Smolyan. Groceries flip the comparison at $279 vs $199, with Smolyan cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇧🇬 Smolyan

🕒 Local time

17:48 5:48 PM

11:48 11:48 AM

6 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

30,507

💱 Currency

Indonesian Rupiah IDR Rp

Bulgarian Lev BGN лв.

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.91 EUR

1 BGN = 0.571 USD

1 BGN = 0.509 EUR

Exchange rates and currency converter

BGN, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 5, 2026: 1 USD = 18,140 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,384 IDR (100,000 IDR = 4.91 EUR).

Bulgarian Lev exchange rates as of November 5, 2026: 1 USD = 1.75 BGN (1 BGN = 0.571 USD). 1 EUR = 1.97 BGN (1 BGN = 0.509 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Smolyan 10,680 km ≈ 14 h nonstop flight

From you

Ubud, Bali
Smolyan

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Smolyan: Cost of Living - Frequently Asked Questions

Smolyan is about 46% cheaper overall, especially in groceries, clothing, and leisure. That difference adds up to real monthly savings that compound significantly over time.

On paper, salaries run 76% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,078 in Ubud, Bali versus $202 in Smolyan. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $492 in Ubud, Bali versus $230 in Smolyan. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 40% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $723 in Smolyan versus $1,331 in Ubud, Bali, a $1,000 budget is realistic in Smolyan but tight or insufficient in Ubud, Bali. The gap between the two cities makes Smolyan the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Smolyan are both considered safe, so it’s unlikely to be the deciding factor between them.