Cost of Living Comparison Between Ubud, Bali and Smolyan Cost of Living Comparison Between Ubud, Bali and Smolyan

Monthly Cost of Living

Monthly costs for one person with rent: $1,404 in Ubud, Bali versus $751 in Smolyan.

Estimated couple costs with rent: $2,549 in Ubud, Bali versus $1,188 in Smolyan.

Monthly costs for a family of three with rent: $3,694 in Ubud, Bali versus $1,625 in Smolyan.

Living in Ubud, Bali is roughly 87% more expensive than Smolyan, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 4% above, Smolyan is 44% below.

Meal at Budget Restaurant

$3.57 Rp 64.0K

$6.35 BGN 10.56

-43.78%

Three-Course Dinner for Two, Mid-Range

$32.50 Rp 582.3K

$38.53 BGN 64.1

-15.65%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 87.1K

$5.83 BGN 9.71

-16.64%

Cappuccino

$2.75 Rp 49.2K

$1.31 BGN 2.18

109.92%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 Rp 23.7K

$1.29 BGN 2.15

2.33%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$1.00 BGN 1.66

-30.00%

Local Beer (0.5 liter draught)

$2.91 Rp 52.2K

$1.76 BGN 2.92

65.34%

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.0K

$2.15 BGN 3.58

76.28%

Milk (1 liter)

$1.71 Rp 30.6K

$1.73 BGN 2.88

-1.16%

White Bread (500g)

$2.47 Rp 44.3K

$0.93 BGN 1.54

165.59%

Rice (white) (1kg)

$1.20 Rp 21.5K

$1.72 BGN 2.87

-30.23%

Eggs

$2.44 Rp 43.8K

$3.64 BGN 6.06

-32.97%

Local Cheese (1kg)

$14.38 Rp 257.7K

$10.77 BGN 17.91

33.52%

Chicken Fillets (1kg)

$4.31 Rp 77.1K

$6.07 BGN 10.10

-29.00%

Beef Round Steak (1kg)

$12.21 Rp 218.7K

$9.11 BGN 15.15

34.03%

Apples (1kg)

$3.68 Rp 66.0K

$1.15 BGN 1.91

220.00%

Banana (1kg)

$1.55 Rp 27.8K

$1.82 BGN 3.02

-14.84%

Oranges (1kg)

$2.79 Rp 49.9K

$1.16 BGN 1.93

140.52%

Tomato (1kg)

$2.33 Rp 41.8K

$2.40 BGN 3.99

-2.92%

Potato (1kg)

$1.97 Rp 35.3K

$1.17 BGN 1.94

68.38%

Onion (1kg)

$2.31 Rp 41.4K

$1.38 BGN 2.30

67.39%

Lettuce (1 head)

$1.06 Rp 19.1K

$1.20 BGN 2.00

-11.67%

Water (1.5 liter bottle)

$0.73 Rp 13.1K

$0.58 BGN 0.96

25.86%

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 Rp 58.8K

$3.53 BGN 5.87

-7.08%

Wine (Bottle)

$22.79 Rp 408.4K

$5.91 BGN 9.84

285.62%

Local Beer (0.5 liter bottle)

$2.81 Rp 50.3K

$0.58 BGN 0.96

384.48%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.9K

$1.66 BGN 2.77

67.47%

One-way Ticket (Public Transport)

$0.29 Rp 5,217

$0.91 BGN 1.52

-68.13%

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 144.4K

$34.01 BGN 56.6

-76.30%

Taxi Start (Normal Tariff)

$0.45 Rp 8,047

$1.20 BGN 2.00

-62.50%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,094

$0.54 BGN 0.90

-16.67%

Taxi 1hour Waiting (Normal Tariff)

$6.24 Rp 111.7K

$11.76 BGN 19.57

-46.94%

Gasoline (1 liter)

$0.85 Rp 15.2K

$1.57 BGN 2.61

-45.86%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 465.4M

$23.3K BGN 38.7K

11.73%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 567.2M

$24.3K BGN 40.5K

30.02%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$117 BGN 194

-30.77%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.7K

$16.40 BGN 27.29

-75.24%

Internet (50+ Mbps, Unlimited Data)

$24.42 Rp 437.6K

$9.40 BGN 15.64

159.79%

Gym Membership (Monthly)

$97.7 Rp 1.7M

$22.99 BGN 38.25

324.84%

Tennis Court (1 Hour on Weekend)

$6.45 Rp 115.5K

$14.72 BGN 24.49

-56.18%

Cinema Ticket

$4.04 Rp 72.4K

$7.13 BGN 11.87

-43.34%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$326 BGN 543

-6.78%

International Primary School, 1 Child (Yearly)

$6,621 Rp 118.6M

$5,464 BGN 9,089

21.18%

Jeans (Levis 501 Or Similar)

$54.2 Rp 971.7K

$29.11 BGN 48.44

86.29%

Summer Dress (H&M, Zara, etc)

$38.78 Rp 694.7K

$22.40 BGN 37.27

73.13%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$61.0 BGN 101

41.21%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$63.9 BGN 106

20.02%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.7M

$209 BGN 347

372.28%

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 11.8M

$145 BGN 241

353.82%

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 60.4M

$290 BGN 482

1062.01%

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.0M

$248 BGN 413

733.10%

Buy Apartment in City Center (m2)

$2,741 Rp 49.1M

$1,327 BGN 2,208

106.57%

Buy Apartment Outside City Center (m2)

$2,228 Rp 39.9M

$1,115 BGN 1,855

99.79%

Average Monthly Net Salary (After Tax)

$163 Rp 2.9M

$717 BGN 1,192

-77.20%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

4.5

195.11%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Smolyan: June 6, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $986 in Ubud, Bali and $209 in Smolyan. Housing cost is often the main lever when comparing two cities.

Smolyan pays 339% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $39.00 in Smolyan. Groceries flip the comparison at $297 vs $207, with Smolyan cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Smolyan: Cost of Living - Frequently Asked Questions

Smolyan is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Sport & Entertainment, Monthly Utilities & Internet. The 87% gap adds up to real monthly savings that compound significantly over time.

On paper, Smolyan earns 339% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $986 in Ubud, Bali versus $209 in Smolyan. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $304 in Ubud, Bali versus $326 in Smolyan. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 43% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $751 in Smolyan versus $1,404 in Ubud, Bali, a $1,500 budget is realistic in Smolyan but tight or insufficient in Ubud, Bali. The gap between the two cities makes Smolyan the clear choice for anyone on this budget.

For families, Smolyan is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Smolyan are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Smolyan gentler on the wallet – expenses run 87% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.