Cost of Living Comparison Between Ubud, Bali and Smolyan Cost of Living Comparison Between Ubud, Bali and Smolyan

Monthly Cost of Living

Monthly costs for one person with rent: $1,392 in Ubud, Bali versus $758 in Smolyan.

Estimated couple costs with rent: $2,557 in Ubud, Bali versus $1,217 in Smolyan.

Monthly costs for a family of three with rent: $3,723 in Ubud, Bali versus $1,676 in Smolyan.

Living in Ubud, Bali is roughly 84% more expensive than in Smolyan, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Smolyan is 43% below.

Meal at Budget Restaurant

$3.57 Rp 64.5K

$6.60 BGN 10.97

-45.91%

Three-Course Dinner for Two, Mid-Range

$32.32 Rp 583.4K

$38.85 BGN 64.6

-16.81%

Fast Food Meal (McDonalds, etc)

$5.01 Rp 90.4K

$5.76 BGN 9.58

-13.02%

Cappuccino

$2.82 Rp 51.0K

$1.36 BGN 2.27

107.35%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.35 Rp 24.4K

$1.29 BGN 2.15

4.65%

Water (0.33 liter bottle)

$0.73 Rp 13.2K

$1.01 BGN 1.68

-27.72%

Local Beer (0.5 liter draught)

$2.93 Rp 53.0K

$1.80 BGN 2.99

62.78%

Imported Beer (0.33 liter bottle)

$3.94 Rp 71.1K

$2.27 BGN 3.78

73.57%

Milk (1 liter)

$1.78 Rp 32.1K

$1.72 BGN 2.87

3.49%

White Bread (500g)

$2.45 Rp 44.2K

$0.98 BGN 1.63

150.00%

Rice (white) (1kg)

$1.15 Rp 20.7K

$1.79 BGN 2.97

-35.75%

Eggs

$2.41 Rp 43.6K

$3.52 BGN 5.86

-31.53%

Local Cheese (1kg)

$14.33 Rp 258.7K

$10.44 BGN 17.36

37.26%

Chicken Fillets (1kg)

$4.19 Rp 75.6K

$5.84 BGN 9.71

-28.25%

Beef Round Steak (1kg)

$12.06 Rp 217.7K

$8.93 BGN 14.86

35.05%

Apples (1kg)

$3.64 Rp 65.7K

$1.15 BGN 1.91

216.52%

Banana (1kg)

$1.57 Rp 28.3K

$1.80 BGN 3.00

-12.78%

Oranges (1kg)

$2.79 Rp 50.3K

$1.15 BGN 1.92

142.61%

Tomato (1kg)

$2.24 Rp 40.5K

$2.31 BGN 3.85

-3.03%

Potato (1kg)

$1.98 Rp 35.7K

$1.14 BGN 1.90

73.68%

Onion (1kg)

$2.28 Rp 41.1K

$1.36 BGN 2.26

67.65%

Lettuce (1 head)

$1.05 Rp 19.0K

$1.21 BGN 2.00

-13.22%

Water (1.5 liter bottle)

$0.79 Rp 14.2K

$0.61 BGN 1.01

29.51%

Cigarettes 20 Pack (Marlboro, Camel)

$3.19 Rp 57.6K

$3.64 BGN 6.05

-12.36%

Wine (Bottle)

$23.49 Rp 424.1K

$5.89 BGN 9.80

298.81%

Local Beer (0.5 liter bottle)

$2.90 Rp 52.3K

$0.61 BGN 1.02

375.41%

Imported Beer (0.33 liter bottle)

$2.76 Rp 49.7K

$1.69 BGN 2.81

63.31%

One-way Ticket (Public Transport)

$0.27 Rp 4,813

$0.96 BGN 1.60

-71.88%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 151.1K

$34.05 BGN 56.7

-75.42%

Taxi Start (Normal Tariff)

$0.45 Rp 8,167

$1.21 BGN 2.02

-62.81%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,298

$0.51 BGN 0.85

-9.80%

Taxi 1hour Waiting (Normal Tariff)

$6.07 Rp 109.6K

$11.94 BGN 19.86

-49.16%

Gasoline (1 liter)

$0.86 Rp 15.6K

$1.52 BGN 2.52

-43.42%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 480.0M

$23.3K BGN 38.8K

13.91%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 587.6M

$25.2K BGN 41.9K

29.33%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.0 Rp 1.4M

$117 BGN 195

-32.42%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 73.9K

$16.09 BGN 26.77

-74.58%

Internet (50+ Mbps, Unlimited Data)

$23.85 Rp 430.5K

$9.46 BGN 15.74

152.11%

Gym Membership (Monthly)

$98.8 Rp 1.8M

$22.30 BGN 37.10

342.96%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 114.7K

$14.71 BGN 24.48

-56.83%

Cinema Ticket

$4.01 Rp 72.3K

$6.91 BGN 11.50

-41.97%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.4M

$326 BGN 542

-8.82%

International Primary School, 1 Child (Yearly)

$6,602 Rp 119.2M

$5,358 BGN 8,914

23.21%

Jeans (Levis 501 Or Similar)

$53.4 Rp 964.5K

$29.85 BGN 49.66

78.99%

Summer Dress (H&M, Zara, etc)

$38.11 Rp 688.1K

$22.31 BGN 37.11

70.82%

Sport Shoes (Adidas, Nike)

$88.7 Rp 1.6M

$61.7 BGN 103

43.70%

Men's Leather Business Shoes

$76.6 Rp 1.4M

$64.0 BGN 107

19.64%

1-bedroom Apartment, City Center (Monthly)

$1,020 Rp 18.4M

$208 BGN 346

389.86%

1-bedroom Apartment, Outside City Center (Monthly)

$680 Rp 12.3M

$147 BGN 244

364.02%

3-bedroom Apartment, City Center (Monthly)

$3,469 Rp 62.6M

$293 BGN 488

1082.69%

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 Rp 37.7M

$255 BGN 423

721.01%

Buy Apartment in City Center (m2)

$2,729 Rp 49.3M

$1,362 BGN 2,266

100.35%

Buy Apartment Outside City Center (m2)

$2,295 Rp 41.4M

$1,095 BGN 1,822

109.63%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$693 BGN 1,152

-76.37%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

4.5

195.11%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 28, 2026

Last update for Smolyan: July 27, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,020 in Ubud, Bali and $208 in Smolyan. Housing cost is often the main lever when comparing two cities.

Smolyan pays 323% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Ubud, Bali vs $39.00 in Smolyan. Groceries flip the comparison at $298 vs $205, with Smolyan cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Smolyan: Cost of Living - Frequently Asked Questions

Smolyan is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Sport & Entertainment, Monthly Utilities & Internet. The 84% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 323% lower in Smolyan. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,020 in Ubud, Bali versus $208 in Smolyan. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $297 in Ubud, Bali versus $326 in Smolyan. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 45% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $758 in Smolyan versus $1,392 in Ubud, Bali, a $1,500 budget is realistic in Smolyan but tight or insufficient in Ubud, Bali. The gap between the two cities makes Smolyan the clear choice for anyone on this budget.

For families, Smolyan is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Smolyan are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Smolyan gentler on the wallet – expenses run 84% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.