Last update: Nov 2026

Cost of Living Comparison Between Smolyan and Ubud, Bali

For one person, living is cheaper in Smolyan: $723 a month against $1,331 in Ubud, Bali, rent and utilities included – about $7,300 less a year. Rent and utilities account for most of the difference.

35

Cost of Living Index in Smolyan
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Smolyan Living Index
64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Smolyan

🇧🇬 Bulgaria

$723

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Smolyan and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Smolyan and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $723 in Smolyan versus $1,331 in Ubud, Bali.

Smolyan $723
Ubud, Bali $1,331

Estimated couple costs with rent: $1,156 in Smolyan versus $2,255 in Ubud, Bali.

Smolyan $1,156
Ubud, Bali $2,255

Monthly costs for a family of three with rent: $1,589 in Smolyan versus $3,180 in Ubud, Bali.

Smolyan $1,589
Ubud, Bali $3,180

Living in Smolyan costs roughly 46% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Smolyan 47% lower, Ubud, Bali 2% lower.

Meal at Budget Restaurant

$6.38 BGN 11.17

$3.38 Rp 61.2K

88.76%

Three-Course Dinner for Two, Mid-Range

$37.37 BGN 65.4

$34.65 Rp 628.6K

7.85%

Fast Food Meal (McDonalds, etc)

$5.79 BGN 10.14

$5.57 Rp 101.1K

3.95%

Cappuccino

$1.32 BGN 2.32

$2.62 Rp 47.5K

-49.62%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.07 BGN 1.87

$1.54 Rp 27.9K

-30.52%

Water (0.33 liter bottle)

$0.78 BGN 1.36

$0.64 Rp 11.6K

21.88%

Local Beer (0.5 liter draught)

$1.72 BGN 3.02

$2.67 Rp 48.4K

-35.58%

Imported Beer (0.33 liter bottle)

$2.18 BGN 3.81

$4.26 Rp 77.3K

-48.83%

Milk (1 liter)

$1.75 BGN 3.06

$1.46 Rp 26.5K

19.86%

White Bread (500g)

$0.93 BGN 1.63

$2.29 Rp 41.6K

-59.39%

Rice (white) (1kg)

$1.73 BGN 3.03

$1.11 Rp 20.1K

55.86%

Eggs

$3.37 BGN 5.89

$2.10 Rp 38.1K

60.48%

Local Cheese (1kg)

$10.22 BGN 17.89

$15.94 Rp 289.2K

-35.88%

Chicken Fillets (1kg)

$5.73 BGN 10.03

$3.88 Rp 70.4K

47.68%

Beef Round Steak (1kg)

$8.63 BGN 15.11

$11.40 Rp 206.8K

-24.30%

Apples (1kg)

$1.13 BGN 1.98

$3.55 Rp 64.4K

-68.17%

Banana (1kg)

$1.73 BGN 3.02

$1.54 Rp 27.9K

12.34%

Oranges (1kg)

$1.15 BGN 2.01

$2.23 Rp 40.5K

-48.43%

Tomato (1kg)

$2.31 BGN 4.05

$1.97 Rp 35.8K

17.26%

Potato (1kg)

$1.17 BGN 2.05

$1.86 Rp 33.7K

-37.10%

Onion (1kg)

$1.49 BGN 2.60

$2.42 Rp 43.9K

-38.43%

Lettuce (1 head)

$0.93 BGN 1.63

$1.02 Rp 18.6K

-8.82%

Water (1.5 liter bottle)

$0.60 BGN 1.05

$0.52 Rp 9,475

15.38%

Cigarettes 20 Pack (Marlboro, Camel)

$3.40 BGN 5.94

$2.20 Rp 39.9K

54.55%

Wine (Bottle)

$5.55 BGN 9.72

$21.79 Rp 395.2K

-74.53%

Local Beer (0.5 liter bottle)

$0.60 BGN 1.04

$2.33 Rp 42.2K

-74.25%

Imported Beer (0.33 liter bottle)

$1.67 BGN 2.92

$2.97 Rp 53.9K

-43.77%

One-way Ticket (Public Transport)

$0.88 BGN 1.54

$0.25 Rp 4,542

252.00%

Public Transport Monthly Pass (Regular Price)

$32.36 BGN 56.6

$8.17 Rp 148.3K

296.08%

Taxi Start (Normal Tariff)

$1.30 BGN 2.28

$0.44 Rp 7,941

195.45%

Taxi (Normal Tariff) (1km)

$0.59 BGN 1.04

$0.47 Rp 8,489

25.53%

Taxi 1hour Waiting (Normal Tariff)

$12.19 BGN 21.33

$5.60 Rp 101.6K

117.68%

Gasoline (1 liter)

$1.54 BGN 2.69

$0.83 Rp 15.0K

85.54%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.1K BGN 40.4K

$24.4K Rp 443.5M

-5.55%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.4K BGN 40.9K

$31.7K Rp 575.0M

-26.20%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$100 BGN 175

$77.5 Rp 1.4M

29.13%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.39 BGN 25.18

$6.14 Rp 111.5K

134.36%

Internet (50+ Mbps, Unlimited Data)

$9.26 BGN 16.21

$18.92 Rp 343.1K

-51.06%

Gym Membership (Monthly)

$21.86 BGN 38.26

$51.0 Rp 925.0K

-57.13%

Tennis Court (1 Hour on Weekend)

$16.71 BGN 29.25

$18.25 Rp 331.0K

-8.44%

Cinema Ticket

$7.64 BGN 13.38

$4.38 Rp 79.5K

74.43%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$230 BGN 402

$492 Rp 8.9M

-53.38%

International Primary School, 1 Child (Yearly)

$5,915 BGN 10.4K

$12.2K Rp 221.7M

-51.60%

Jeans (Levis 501 Or Similar)

$28.19 BGN 49.33

$45.16 Rp 819.2K

-37.58%

Summer Dress (H&M, Zara, etc)

$21.01 BGN 36.77

$34.89 Rp 632.9K

-39.78%

Sport Shoes (Adidas, Nike)

$58.9 BGN 103

$78.3 Rp 1.4M

-24.77%

Men's Leather Business Shoes

$62.8 BGN 110

$77.9 Rp 1.4M

-19.39%

1-bedroom Apartment, City Center (Monthly)

$202 BGN 353

$1,078 Rp 19.5M

-81.28%

1-bedroom Apartment, Outside City Center (Monthly)

$141 BGN 247

$665 Rp 12.1M

-78.75%

3-bedroom Apartment, City Center (Monthly)

$290 BGN 507

$3,510 Rp 63.7M

-91.75%

3-bedroom Apartment, Outside City Center (Monthly)

$238 BGN 417

$1,671 Rp 30.3M

-85.75%

Buy Apartment in City Center (m2)

$1,302 BGN 2,279

$2,340 Rp 42.4M

-44.35%

Buy Apartment Outside City Center (m2)

$1,091 BGN 1,910

$2,236 Rp 40.6M

-51.20%

Average Monthly Net Salary (After Tax)

$694 BGN 1,215

$166 Rp 3.0M

317.34%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.25

13.78

-76.42%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Smolyan: November 1, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Smolyan

$199 27.6%

Ubud, Bali

$279 21% 40.1% $80

Accommodation & Living

Smolyan

$141 19.5%

Ubud, Bali

$665 50% 371% $524

Monthly Utilities & Internet

Smolyan

$124 17.1%

Ubud, Bali

$103 7.7% 17.1% $21

Eating Out

Smolyan

$105 14.5%

Ubud, Bali

$106 8% 1% $1.1

Clothing & Footwear

Smolyan

$77 10.6%

Ubud, Bali

$106 8% 38.2% $29

Getting Around

Smolyan

$40 5.6%

Ubud, Bali

$12 0.9% 70.2% $28

Sport & Entertainment

Smolyan

$37 5.1%

Ubud, Bali

$60 4.5% 60.9% $23

Cost Breakdown

A one-bedroom apartment in the center runs $202 in Smolyan and $1,078 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Smolyan pays about 4.2 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $37 in Smolyan vs $35 in Ubud, Bali. Groceries flip the comparison at $199 vs $279, with Smolyan cheaper for home cooking.

Good to know

🇧🇬 Smolyan

🇮🇩 Ubud, Bali

🕒 Local time

11:42 11:42 AM

17:42 5:42 PM

6 h ahead of Smolyan

🌤 Weather

👥 Population

30,507

74,800

💱 Currency

Bulgarian Lev BGN лв.

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 BGN = 0.571 USD

1 BGN = 0.509 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.91 EUR

Exchange rates and currency converter

IDR, USD, EUR to BGN – Bulgarian Lev Converter

🇺🇸 United States Dollar ($)

🇧🇬 Bulgarian Lev (лв.)

Bulgarian Lev exchange rates as of November 5, 2026: 1 USD = 1.75 BGN (1 BGN = 0.571 USD). 1 EUR = 1.97 BGN (1 BGN = 0.509 EUR).

Indonesian Rupiah exchange rates as of November 5, 2026: 1 USD = 18,140 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,384 IDR (100,000 IDR = 4.91 EUR).

USD to BGN in detail →

On the map

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Between locations

Smolyan Ubud, Bali 10,680 km ≈ 14 h nonstop flight

From you

Smolyan
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Smolyan vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Smolyan is about 46% cheaper overall, especially in groceries, clothing, and leisure. That difference adds up to real monthly savings that compound significantly over time.

Average pay in Smolyan is about 4.2 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $202 in Smolyan versus $1,078 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $230 in Smolyan versus $492 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 40% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $723 in Smolyan versus $1,331 in Ubud, Bali, a $1,000 budget is realistic in Smolyan but tight or insufficient in Ubud, Bali. The gap between the two cities makes Smolyan the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Smolyan and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.