Cost of Living Comparison Between Smolyan and Ubud, Bali Cost of Living Comparison Between Smolyan and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $751 in Smolyan versus $1,404 in Ubud, Bali.

Estimated couple costs with rent: $1,188 in Smolyan versus $2,549 in Ubud, Bali.

Monthly costs for a family of three with rent: $1,625 in Smolyan versus $3,694 in Ubud, Bali.

Living in Smolyan costs roughly 47% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Smolyan is 44% below, Ubud, Bali is 4% above.

Meal at Budget Restaurant

$6.35 BGN 10.56

$3.57 Rp 64.0K

77.87%

Three-Course Dinner for Two, Mid-Range

$38.53 BGN 64.1

$32.50 Rp 582.3K

18.55%

Fast Food Meal (McDonalds, etc)

$5.83 BGN 9.71

$4.86 Rp 87.1K

19.96%

Cappuccino

$1.31 BGN 2.18

$2.75 Rp 49.2K

-52.36%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.29 BGN 2.15

$1.32 Rp 23.7K

-2.27%

Water (0.33 liter bottle)

$1.00 BGN 1.66

$0.70 Rp 12.6K

42.86%

Local Beer (0.5 liter draught)

$1.76 BGN 2.92

$2.91 Rp 52.2K

-39.52%

Imported Beer (0.33 liter bottle)

$2.15 BGN 3.58

$3.79 Rp 68.0K

-43.27%

Milk (1 liter)

$1.73 BGN 2.88

$1.71 Rp 30.6K

1.17%

White Bread (500g)

$0.93 BGN 1.54

$2.47 Rp 44.3K

-62.35%

Rice (white) (1kg)

$1.72 BGN 2.87

$1.20 Rp 21.5K

43.33%

Eggs

$3.64 BGN 6.06

$2.44 Rp 43.8K

49.18%

Local Cheese (1kg)

$10.77 BGN 17.91

$14.38 Rp 257.7K

-25.10%

Chicken Fillets (1kg)

$6.07 BGN 10.10

$4.31 Rp 77.1K

40.84%

Beef Round Steak (1kg)

$9.11 BGN 15.15

$12.21 Rp 218.7K

-25.39%

Apples (1kg)

$1.15 BGN 1.91

$3.68 Rp 66.0K

-68.75%

Banana (1kg)

$1.82 BGN 3.02

$1.55 Rp 27.8K

17.42%

Oranges (1kg)

$1.16 BGN 1.93

$2.79 Rp 49.9K

-58.42%

Tomato (1kg)

$2.40 BGN 3.99

$2.33 Rp 41.8K

3.00%

Potato (1kg)

$1.17 BGN 1.94

$1.97 Rp 35.3K

-40.61%

Onion (1kg)

$1.38 BGN 2.30

$2.31 Rp 41.4K

-40.26%

Lettuce (1 head)

$1.20 BGN 2.00

$1.06 Rp 19.1K

13.21%

Water (1.5 liter bottle)

$0.58 BGN 0.96

$0.73 Rp 13.1K

-20.55%

Cigarettes 20 Pack (Marlboro, Camel)

$3.53 BGN 5.87

$3.28 Rp 58.8K

7.62%

Wine (Bottle)

$5.91 BGN 9.84

$22.79 Rp 408.4K

-74.07%

Local Beer (0.5 liter bottle)

$0.58 BGN 0.96

$2.81 Rp 50.3K

-79.36%

Imported Beer (0.33 liter bottle)

$1.66 BGN 2.77

$2.78 Rp 49.9K

-40.29%

One-way Ticket (Public Transport)

$0.91 BGN 1.52

$0.29 Rp 5,217

213.79%

Public Transport Monthly Pass (Regular Price)

$34.01 BGN 56.6

$8.06 Rp 144.4K

321.96%

Taxi Start (Normal Tariff)

$1.20 BGN 2.00

$0.45 Rp 8,047

166.67%

Taxi (Normal Tariff) (1km)

$0.54 BGN 0.90

$0.45 Rp 8,094

20.00%

Taxi 1hour Waiting (Normal Tariff)

$11.76 BGN 19.57

$6.24 Rp 111.7K

88.46%

Gasoline (1 liter)

$1.57 BGN 2.61

$0.85 Rp 15.2K

84.71%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.3K BGN 38.7K

$26.0K Rp 465.4M

-10.50%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.3K BGN 40.5K

$31.7K Rp 567.2M

-23.09%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$117 BGN 194

$80.8 Rp 1.4M

44.45%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.40 BGN 27.29

$4.06 Rp 72.7K

303.94%

Internet (50+ Mbps, Unlimited Data)

$9.40 BGN 15.64

$24.42 Rp 437.6K

-61.51%

Gym Membership (Monthly)

$22.99 BGN 38.25

$97.7 Rp 1.7M

-76.46%

Tennis Court (1 Hour on Weekend)

$14.72 BGN 24.49

$6.45 Rp 115.5K

128.22%

Cinema Ticket

$7.13 BGN 11.87

$4.04 Rp 72.4K

76.49%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$326 BGN 543

$304 Rp 5.4M

7.27%

International Primary School, 1 Child (Yearly)

$5,464 BGN 9,089

$6,621 Rp 118.6M

-17.48%

Jeans (Levis 501 Or Similar)

$29.11 BGN 48.44

$54.2 Rp 971.7K

-46.32%

Summer Dress (H&M, Zara, etc)

$22.40 BGN 37.27

$38.78 Rp 694.7K

-42.24%

Sport Shoes (Adidas, Nike)

$61.0 BGN 101

$86.1 Rp 1.5M

-29.19%

Men's Leather Business Shoes

$63.9 BGN 106

$76.7 Rp 1.4M

-16.68%

1-bedroom Apartment, City Center (Monthly)

$209 BGN 347

$986 Rp 17.7M

-78.83%

1-bedroom Apartment, Outside City Center (Monthly)

$145 BGN 241

$658 Rp 11.8M

-77.96%

3-bedroom Apartment, City Center (Monthly)

$290 BGN 482

$3,369 Rp 60.4M

-91.39%

3-bedroom Apartment, Outside City Center (Monthly)

$248 BGN 413

$2,066 Rp 37.0M

-88.00%

Buy Apartment in City Center (m2)

$1,327 BGN 2,208

$2,741 Rp 49.1M

-51.59%

Buy Apartment Outside City Center (m2)

$1,115 BGN 1,855

$2,228 Rp 39.9M

-49.95%

Average Monthly Net Salary (After Tax)

$717 BGN 1,192

$163 Rp 2.9M

338.58%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.5

13.28

-66.11%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Smolyan: June 6, 2026

Last update for Ubud, Bali: June 9, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $209 in Smolyan and $986 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Smolyan pays 339% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $39.00 in Smolyan vs $33.00 in Ubud, Bali. Groceries flip the comparison at $207 vs $297, with Smolyan cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Smolyan vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Smolyan is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Sport & Entertainment, Monthly Utilities & Internet. The 87% gap adds up to real monthly savings that compound significantly over time.

Smolyan pays 339% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $209 in Smolyan versus $986 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $326 in Smolyan versus $304 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 43% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $751 in Smolyan versus $1,404 in Ubud, Bali, a $1,500 budget is realistic in Smolyan but tight or insufficient in Ubud, Bali. The gap between the two cities makes Smolyan the clear choice for anyone on this budget.

For families, Smolyan is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Smolyan and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Smolyan gentler on the wallet – expenses run 87% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.