Cost of Living Comparison Between Smolyan and Ubud, Bali Cost of Living Comparison Between Smolyan and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $758 in Smolyan versus $1,392 in Ubud, Bali.

Estimated couple costs with rent: $1,217 in Smolyan versus $2,557 in Ubud, Bali.

Monthly costs for a family of three with rent: $1,676 in Smolyan versus $3,723 in Ubud, Bali.

Living in Smolyan costs roughly 46% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Smolyan is 43% below, Ubud, Bali is 5% above.

Meal at Budget Restaurant

$6.60 BGN 10.97

$3.57 Rp 64.5K

84.87%

Three-Course Dinner for Two, Mid-Range

$38.85 BGN 64.6

$32.32 Rp 583.4K

20.20%

Fast Food Meal (McDonalds, etc)

$5.76 BGN 9.58

$5.01 Rp 90.4K

14.97%

Cappuccino

$1.36 BGN 2.27

$2.82 Rp 51.0K

-51.77%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.29 BGN 2.15

$1.35 Rp 24.4K

-4.44%

Water (0.33 liter bottle)

$1.01 BGN 1.68

$0.73 Rp 13.2K

38.36%

Local Beer (0.5 liter draught)

$1.80 BGN 2.99

$2.93 Rp 53.0K

-38.57%

Imported Beer (0.33 liter bottle)

$2.27 BGN 3.78

$3.94 Rp 71.1K

-42.39%

Milk (1 liter)

$1.72 BGN 2.87

$1.78 Rp 32.1K

-3.37%

White Bread (500g)

$0.98 BGN 1.63

$2.45 Rp 44.2K

-60.00%

Rice (white) (1kg)

$1.79 BGN 2.97

$1.15 Rp 20.7K

55.65%

Eggs

$3.52 BGN 5.86

$2.41 Rp 43.6K

46.06%

Local Cheese (1kg)

$10.44 BGN 17.36

$14.33 Rp 258.7K

-27.15%

Chicken Fillets (1kg)

$5.84 BGN 9.71

$4.19 Rp 75.6K

39.38%

Beef Round Steak (1kg)

$8.93 BGN 14.86

$12.06 Rp 217.7K

-25.95%

Apples (1kg)

$1.15 BGN 1.91

$3.64 Rp 65.7K

-68.41%

Banana (1kg)

$1.80 BGN 3.00

$1.57 Rp 28.3K

14.65%

Oranges (1kg)

$1.15 BGN 1.92

$2.79 Rp 50.3K

-58.78%

Tomato (1kg)

$2.31 BGN 3.85

$2.24 Rp 40.5K

3.12%

Potato (1kg)

$1.14 BGN 1.90

$1.98 Rp 35.7K

-42.42%

Onion (1kg)

$1.36 BGN 2.26

$2.28 Rp 41.1K

-40.35%

Lettuce (1 head)

$1.21 BGN 2.00

$1.05 Rp 19.0K

15.24%

Water (1.5 liter bottle)

$0.61 BGN 1.01

$0.79 Rp 14.2K

-22.78%

Cigarettes 20 Pack (Marlboro, Camel)

$3.64 BGN 6.05

$3.19 Rp 57.6K

14.11%

Wine (Bottle)

$5.89 BGN 9.80

$23.49 Rp 424.1K

-74.93%

Local Beer (0.5 liter bottle)

$0.61 BGN 1.02

$2.90 Rp 52.3K

-78.97%

Imported Beer (0.33 liter bottle)

$1.69 BGN 2.81

$2.76 Rp 49.7K

-38.77%

One-way Ticket (Public Transport)

$0.96 BGN 1.60

$0.27 Rp 4,813

255.56%

Public Transport Monthly Pass (Regular Price)

$34.05 BGN 56.7

$8.37 Rp 151.1K

306.81%

Taxi Start (Normal Tariff)

$1.21 BGN 2.02

$0.45 Rp 8,167

168.89%

Taxi (Normal Tariff) (1km)

$0.51 BGN 0.85

$0.46 Rp 8,298

10.87%

Taxi 1hour Waiting (Normal Tariff)

$11.94 BGN 19.86

$6.07 Rp 109.6K

96.71%

Gasoline (1 liter)

$1.52 BGN 2.52

$0.86 Rp 15.6K

76.74%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.3K BGN 38.8K

$26.6K Rp 480.0M

-12.21%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.2K BGN 41.9K

$32.5K Rp 587.6M

-22.68%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$117 BGN 195

$79.0 Rp 1.4M

47.98%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.09 BGN 26.77

$4.09 Rp 73.9K

293.40%

Internet (50+ Mbps, Unlimited Data)

$9.46 BGN 15.74

$23.85 Rp 430.5K

-60.34%

Gym Membership (Monthly)

$22.30 BGN 37.10

$98.8 Rp 1.8M

-77.42%

Tennis Court (1 Hour on Weekend)

$14.71 BGN 24.48

$6.35 Rp 114.7K

131.65%

Cinema Ticket

$6.91 BGN 11.50

$4.01 Rp 72.3K

72.32%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$326 BGN 542

$297 Rp 5.4M

9.68%

International Primary School, 1 Child (Yearly)

$5,358 BGN 8,914

$6,602 Rp 119.2M

-18.84%

Jeans (Levis 501 Or Similar)

$29.85 BGN 49.66

$53.4 Rp 964.5K

-44.13%

Summer Dress (H&M, Zara, etc)

$22.31 BGN 37.11

$38.11 Rp 688.1K

-41.46%

Sport Shoes (Adidas, Nike)

$61.7 BGN 103

$88.7 Rp 1.6M

-30.41%

Men's Leather Business Shoes

$64.0 BGN 107

$76.6 Rp 1.4M

-16.42%

1-bedroom Apartment, City Center (Monthly)

$208 BGN 346

$1,020 Rp 18.4M

-79.59%

1-bedroom Apartment, Outside City Center (Monthly)

$147 BGN 244

$680 Rp 12.3M

-78.45%

3-bedroom Apartment, City Center (Monthly)

$293 BGN 488

$3,469 Rp 62.6M

-91.54%

3-bedroom Apartment, Outside City Center (Monthly)

$255 BGN 423

$2,090 Rp 37.7M

-87.82%

Buy Apartment in City Center (m2)

$1,362 BGN 2,266

$2,729 Rp 49.3M

-50.09%

Buy Apartment Outside City Center (m2)

$1,095 BGN 1,822

$2,295 Rp 41.4M

-52.30%

Average Monthly Net Salary (After Tax)

$693 BGN 1,152

$164 Rp 3.0M

323.11%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.5

13.28

-66.11%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Smolyan: July 27, 2026

Last update for Ubud, Bali: July 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $208 in Smolyan and $1,020 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Smolyan pays 323% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $39.00 in Smolyan vs $32.00 in Ubud, Bali. Groceries flip the comparison at $205 vs $298, with Smolyan cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Smolyan vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Smolyan is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Sport & Entertainment, Monthly Utilities & Internet. The 84% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 323% higher in Smolyan, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $208 in Smolyan versus $1,020 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $326 in Smolyan versus $297 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 45% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $758 in Smolyan versus $1,392 in Ubud, Bali, a $1,500 budget is realistic in Smolyan but tight or insufficient in Ubud, Bali. The gap between the two cities makes Smolyan the clear choice for anyone on this budget.

For families, Smolyan is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Smolyan and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Smolyan gentler on the wallet – expenses run 84% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.