Cost of Living Comparison Between Smolyan and Ubud, Bali Cost of Living Comparison Between Smolyan and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $777 in Smolyan versus $1,438 in Ubud, Bali.

Estimated couple costs with rent: $1,231 in Smolyan versus $2,585 in Ubud, Bali.

Monthly costs for a family of three with rent: $1,685 in Smolyan versus $3,732 in Ubud, Bali.

Living in Smolyan costs roughly 46% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Smolyan is 42% below, Ubud, Bali is 7% above.

Meal at Budget Restaurant

$6.62 BGN 11.06

$3.57 Rp 61.9K

85.43%

Three-Course Dinner for Two, Mid-Range

$37.99 BGN 63.5

$32.58 Rp 564.7K

16.61%

Fast Food Meal (McDonalds, etc)

$5.78 BGN 9.65

$5.07 Rp 87.8K

14.00%

Cappuccino

$1.37 BGN 2.28

$2.83 Rp 49.0K

-51.59%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.30 BGN 2.17

$1.34 Rp 23.2K

-2.99%

Water (0.33 liter bottle)

$1.05 BGN 1.76

$0.69 Rp 12.0K

52.17%

Local Beer (0.5 liter draught)

$1.74 BGN 2.90

$2.99 Rp 51.8K

-41.81%

Imported Beer (0.33 liter bottle)

$2.16 BGN 3.61

$3.85 Rp 66.7K

-43.90%

Milk (1 liter)

$1.81 BGN 3.02

$1.74 Rp 30.2K

4.02%

White Bread (500g)

$0.96 BGN 1.60

$2.54 Rp 44.0K

-62.20%

Rice (white) (1kg)

$1.73 BGN 2.89

$1.19 Rp 20.6K

45.38%

Eggs

$3.64 BGN 6.08

$2.43 Rp 42.0K

49.79%

Local Cheese (1kg)

$10.52 BGN 17.56

$14.66 Rp 254.1K

-28.24%

Chicken Fillets (1kg)

$5.98 BGN 9.99

$4.18 Rp 72.4K

43.06%

Beef Round Steak (1kg)

$9.10 BGN 15.20

$11.94 Rp 206.9K

-23.79%

Apples (1kg)

$1.22 BGN 2.03

$3.69 Rp 63.9K

-66.94%

Banana (1kg)

$1.80 BGN 3.01

$1.61 Rp 27.8K

11.80%

Oranges (1kg)

$1.15 BGN 1.92

$2.69 Rp 46.5K

-57.25%

Tomato (1kg)

$2.43 BGN 4.05

$2.33 Rp 40.4K

4.29%

Potato (1kg)

$1.16 BGN 1.93

$1.91 Rp 33.0K

-39.27%

Onion (1kg)

$1.43 BGN 2.39

$2.19 Rp 37.9K

-34.70%

Lettuce (1 head)

$1.19 BGN 1.99

$1.06 Rp 18.3K

12.26%

Water (1.5 liter bottle)

$0.58 BGN 0.97

$0.72 Rp 12.5K

-19.44%

Cigarettes 20 Pack (Marlboro, Camel)

$3.59 BGN 6.00

$3.13 Rp 54.3K

14.70%

Wine (Bottle)

$5.89 BGN 9.84

$23.49 Rp 407.1K

-74.93%

Local Beer (0.5 liter bottle)

$0.57 BGN 0.95

$2.74 Rp 47.5K

-79.20%

Imported Beer (0.33 liter bottle)

$1.67 BGN 2.78

$2.88 Rp 49.9K

-42.01%

One-way Ticket (Public Transport)

$0.97 BGN 1.63

$0.29 Rp 5,029

234.48%

Public Transport Monthly Pass (Regular Price)

$34.28 BGN 57.2

$8.17 Rp 141.6K

319.58%

Taxi Start (Normal Tariff)

$1.17 BGN 1.95

$0.45 Rp 7,863

160.00%

Taxi (Normal Tariff) (1km)

$0.51 BGN 0.85

$0.42 Rp 7,305

21.43%

Taxi 1hour Waiting (Normal Tariff)

$12.01 BGN 20.05

$6.16 Rp 106.7K

94.97%

Gasoline (1 liter)

$1.50 BGN 2.51

$0.84 Rp 14.6K

78.57%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.7K BGN 39.6K

$26.2K Rp 454.9M

-9.54%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.4K BGN 40.8K

$32.5K Rp 562.9M

-24.74%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 BGN 201

$78.4 Rp 1.4M

53.47%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.25 BGN 27.14

$3.95 Rp 68.5K

311.39%

Internet (50+ Mbps, Unlimited Data)

$9.26 BGN 15.47

$24.40 Rp 423.0K

-62.05%

Gym Membership (Monthly)

$22.30 BGN 37.24

$96.5 Rp 1.7M

-76.90%

Tennis Court (1 Hour on Weekend)

$15.00 BGN 25.05

$6.35 Rp 110.0K

136.22%

Cinema Ticket

$7.01 BGN 11.70

$4.04 Rp 70.0K

73.51%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$318 BGN 532

$303 Rp 5.2M

5.20%

International Primary School, 1 Child (Yearly)

$5,509 BGN 9,200

$6,523 Rp 113.1M

-15.54%

Jeans (Levis 501 Or Similar)

$30.08 BGN 50.2

$53.8 Rp 933.1K

-44.13%

Summer Dress (H&M, Zara, etc)

$22.09 BGN 36.89

$37.98 Rp 658.3K

-41.84%

Sport Shoes (Adidas, Nike)

$62.8 BGN 105

$86.8 Rp 1.5M

-27.58%

Men's Leather Business Shoes

$65.5 BGN 109

$78.9 Rp 1.4M

-16.89%

1-bedroom Apartment, City Center (Monthly)

$203 BGN 339

$1,012 Rp 17.5M

-79.92%

1-bedroom Apartment, Outside City Center (Monthly)

$145 BGN 243

$674 Rp 11.7M

-78.44%

3-bedroom Apartment, City Center (Monthly)

$297 BGN 495

$3,390 Rp 58.8M

-91.25%

3-bedroom Apartment, Outside City Center (Monthly)

$252 BGN 420

$2,098 Rp 36.4M

-88.00%

Buy Apartment in City Center (m2)

$1,398 BGN 2,334

$2,985 Rp 51.7M

-53.18%

Buy Apartment Outside City Center (m2)

$1,109 BGN 1,852

$2,339 Rp 40.5M

-52.60%

Average Monthly Net Salary (After Tax)

$706 BGN 1,180

$173 Rp 3.0M

307.99%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.5

13.28

-66.11%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Smolyan: April 26, 2026

Last update for Ubud, Bali: April 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $203 in Smolyan and $1,012 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Smolyan pays 308% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $38.00 in Smolyan vs $33.00 in Ubud, Bali. Groceries flip the comparison at $208 vs $298, with Smolyan cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Smolyan vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Smolyan is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Sport & Entertainment, Monthly Utilities & Internet. The 85% gap adds up to real monthly savings that compound significantly over time.

Smolyan pays 308% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $203 in Smolyan versus $1,012 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $318 in Smolyan versus $303 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 43% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $777 in Smolyan versus $1,438 in Ubud, Bali, a $1,500 budget is realistic in Smolyan but tight or insufficient in Ubud, Bali. The gap between the two cities makes Smolyan the clear choice for anyone on this budget.

For families, Smolyan is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Smolyan and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Smolyan gentler on the wallet – expenses run 85% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.