😐Monthly costs for one person with rent: $1,419 in Ubud, Bali versus $1,215 in San Pedro Sula.
😐Estimated couple costs with rent: $2,540 in Ubud, Bali versus $1,842 in San Pedro Sula.
😐Monthly costs for a family of three with rent: $3,660 in Ubud, Bali versus $2,469 in San Pedro Sula.
😐Living in Ubud, Bali is roughly 17% more expensive than San Pedro Sula, driven mainly by Sport & Entertainment.
📊The two cities straddle the global median: Ubud, Bali is 6% above, San Pedro Sula is 9% below.
Currency
🍽 Eating Out
Ubud, Bali
San Pedro Sula
Difference
Meal at Budget Restaurant
$3.56Rp 63.9K
$7.66HNL 204
-53.52%
Three-Course Dinner for Two, Mid-Range
$32.73Rp 586.8K
$31.10HNL 828
5.24%
Fast Food Meal(McDonalds, etc)
$4.95Rp 88.7K
$8.68HNL 231
-42.97%
Cappuccino
$2.71Rp 48.6K
$2.17HNL 57.8
24.88%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.34Rp 24.1K
$1.37HNL 36.62
-2.19%
Water(0.33 liter bottle)
$0.70Rp 12.5K
$1.11HNL 29.53
-36.94%
Local Beer(0.5 liter draught)
$2.92Rp 52.3K
$1.94HNL 51.6
50.52%
Imported Beer(0.33 liter bottle)
$3.96Rp 70.9K
$3.22HNL 85.7
22.98%
🛒 Groceries & Markets
Ubud, Bali
San Pedro Sula
Difference
Milk(1 liter)
$1.81Rp 32.4K
$1.47HNL 39.15
23.13%
White Bread(500g)
$2.52Rp 45.1K
$1.96HNL 52.2
28.57%
Rice(white)(1kg)
$1.16Rp 20.8K
$1.55HNL 41.32
-25.16%
Eggs
$2.46Rp 44.1K
$2.51HNL 66.8
-1.99%
Local Cheese(1kg)
$14.71Rp 263.7K
$8.92HNL 238
64.91%
Chicken Fillets(1kg)
$4.32Rp 77.4K
$5.95HNL 159
-27.39%
Beef Round Steak(1kg)
$12.14Rp 217.5K
$10.98HNL 293
10.56%
Apples(1kg)
$3.84Rp 68.8K
$4.27HNL 114
-10.07%
Banana(1kg)
$1.56Rp 27.9K
$1.58HNL 42.03
-1.27%
Oranges(1kg)
$2.83Rp 50.8K
$3.94HNL 105
-28.17%
Tomato(1kg)
$2.33Rp 41.7K
$2.02HNL 53.7
15.35%
Potato(1kg)
$1.91Rp 34.3K
$2.27HNL 60.5
-15.86%
Onion(1kg)
$2.20Rp 39.5K
$2.51HNL 66.8
-12.35%
Lettuce(1 head)
$1.01Rp 18.2K
$0.82HNL 21.92
23.17%
Water(1.5 liter bottle)
$0.78Rp 13.9K
$1.62HNL 43.22
-51.85%
Cigarettes 20 Pack(Marlboro, Camel)
$3.32Rp 59.4K
$3.14HNL 83.7
5.73%
Wine(Bottle)
$23.74Rp 425.5K
$12.99HNL 346
82.76%
Local Beer(0.5 liter bottle)
$2.79Rp 50.0K
$1.11HNL 29.47
151.35%
Imported Beer(0.33 liter bottle)
$2.86Rp 51.3K
$1.62HNL 43.04
76.54%
🚌 Getting Around
Ubud, Bali
San Pedro Sula
Difference
One-way Ticket(Public Transport)
$0.27Rp 4,819
$0.58HNL 15.51
-53.45%
Public Transport Monthly Pass(Regular Price)
$8.03Rp 143.9K
$37.20HNL 991
-78.41%
Taxi Start(Normal Tariff)
$0.46Rp 8,181
$3.75HNL 99.8
-87.73%
Taxi(Normal Tariff)(1km)
$0.45Rp 8,068
$1.43HNL 37.99
-68.53%
Taxi 1hour Waiting(Normal Tariff)
$6.10Rp 109.3K
$7.19HNL 192
-15.16%
Gasoline(1 liter)
$0.79Rp 14.2K
$1.05HNL 27.96
-24.76%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.1KRp 468.8M
$21.5KHNL 573.8K
21.38%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.1KRp 575.8M
$16.4KHNL 435.6K
96.43%
🧾 Monthly Utilities & Internet
Ubud, Bali
San Pedro Sula
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$79.9Rp 1.4M
$135HNL 3,589
-40.68%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$4.06Rp 72.9K
$10.17HNL 271
-60.08%
Internet(50+ Mbps, Unlimited Data)
$23.52Rp 421.6K
$49.79HNL 1,326
-52.76%
🎉 Sport & Entertainment
Ubud, Bali
San Pedro Sula
Difference
Gym Membership(Monthly)
$98.7Rp 1.8M
$39.17HNL 1,043
151.98%
Tennis Court(1 Hour on Weekend)
$6.63Rp 118.8K
$20.81HNL 554
-68.14%
Cinema Ticket
$4.15Rp 74.3K
$5.41HNL 144
-23.29%
🧸 Childcare & Education
Ubud, Bali
San Pedro Sula
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$304Rp 5.4M
$144HNL 3,844
110.62%
International Primary School, 1 Child(Yearly)
$6,613Rp 118.5M
$3,288HNL 87.6K
101.11%
👕👟 Clothing & Footwear
Ubud, Bali
San Pedro Sula
Difference
Jeans(Levis 501 Or Similar)
$55.5Rp 995.6K
$50.5HNL 1,344
10.09%
Summer Dress(H&M, Zara, etc)
$38.31Rp 686.7K
$37.13HNL 989
3.18%
Sport Shoes(Adidas, Nike)
$88.6Rp 1.6M
$83.6HNL 2,226
6.02%
Men's Leather Business Shoes
$77.9Rp 1.4M
$93.6HNL 2,492
-16.78%
🏠 Accommodation & Living
Ubud, Bali
San Pedro Sula
Difference
1-bedroom Apartment, City Center(Monthly)
$1,006Rp 18.0M
$556HNL 14.8K
81.02%
1-bedroom Apartment, Outside City Center(Monthly)
$675Rp 12.1M
$416HNL 11.1K
62.22%
3-bedroom Apartment, City Center(Monthly)
$3,442Rp 61.7M
$925HNL 24.6K
272.02%
3-bedroom Apartment, Outside City Center(Monthly)
$2,039Rp 36.6M
$739HNL 19.7K
176.07%
Buy Apartment in City Center(m2)
$2,841Rp 50.9M
$1,031HNL 27.5K
175.50%
Buy Apartment Outside City Center(m2)
$2,264Rp 40.6M
$430HNL 11.4K
427.09%
💵 Salaries & Financials
Ubud, Bali
San Pedro Sula
Difference
Average Monthly Net Salary(After Tax)
$165Rp 3.0M
$597HNL 15.9K
-72.33%
20-Year Fixed Mortgage Interest Rate(Annual %)
13.28
11.24
18.15%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Ubud, Bali: June 1, 2026
Last update for San Pedro Sula: June 1, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $1,006 in Ubud, Bali and $556 in San Pedro Sula. Housing cost is often the main lever when comparing two cities.
💰San Pedro Sula pays 261% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $33.00 in Ubud, Bali vs $31.00 in San Pedro Sula for a mid-range dinner for two. Groceries echo the gap at $302 vs $266 per month, with San Pedro Sula cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs San Pedro Sula: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Ubud, Bali and San Pedro Sula?
Ubud, Bali and San Pedro Sula differ by about 17% in total monthly costs ($1,419 vs $1,215 including rent). San Pedro Sula is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city has better-paying jobs?
On paper, San Pedro Sula earns 261% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How do apartment prices compare in Ubud, Bali and San Pedro Sula?
Rent for a central apartment: $1,006 in Ubud, Bali versus $556 in San Pedro Sula. Housing is usually the single largest factor when comparing overall living costs between the two.
How do commuting costs compare in Ubud, Bali and San Pedro Sula?
A monthly transit pass in San Pedro Sula runs roughly 363% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.
What is the difference in childcare costs between Ubud, Bali and San Pedro Sula?
Childcare runs $304 in Ubud, Bali versus $144 in San Pedro Sula. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Which city is more doable on $2,000 per month?
At $1,215 in San Pedro Sula versus $1,419 in Ubud, Bali, a $2,000 budget is realistic in San Pedro Sula but tight or insufficient in Ubud, Bali. The gap between the two cities makes San Pedro Sula the clear choice for anyone on this budget.
How does quality of life compare between Ubud, Bali and San Pedro Sula?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Ubud, Bali or San Pedro Sula safer for residents?
Safety-wise, Ubud, Bali and San Pedro Sula are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Ubud, Bali or San Pedro Sula?
Expats usually find San Pedro Sula gentler on the wallet – expenses run 17% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Ubud, Bali vs other spots: cost of living compared