Cost of Living Comparison Between Ubud, Bali and San Pedro Sula Cost of Living Comparison Between Ubud, Bali and San Pedro Sula

Monthly Cost of Living

Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $1,239 in San Pedro Sula.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $1,872 in San Pedro Sula.

Monthly costs for a family of three with rent: $3,763 in Ubud, Bali versus $2,506 in San Pedro Sula.

Living in Ubud, Bali is roughly 14% more expensive than in San Pedro Sula, driven mainly by Sport & Entertainment.

The two cities straddle the global median: Ubud, Bali is 5% above, San Pedro Sula is 7% below.

Meal at Budget Restaurant

$3.45 Rp 62.1K

$7.73 HNL 207

-55.37%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 581.1K

$30.80 HNL 824

5.00%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 87.1K

$8.59 HNL 230

-43.66%

Cappuccino

$2.75 Rp 49.4K

$2.15 HNL 57.4

27.91%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.9K

$1.34 HNL 35.70

2.99%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$1.06 HNL 28.33

-29.25%

Local Beer (0.5 liter draught)

$2.99 Rp 53.8K

$1.96 HNL 52.4

52.55%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.2K

$3.33 HNL 88.9

15.62%

Milk (1 liter)

$1.74 Rp 31.2K

$1.49 HNL 39.73

16.78%

White Bread (500g)

$2.46 Rp 44.2K

$1.98 HNL 52.9

24.24%

Rice (white) (1kg)

$1.17 Rp 21.0K

$1.51 HNL 40.27

-22.52%

Eggs

$2.43 Rp 43.7K

$2.53 HNL 67.7

-3.95%

Local Cheese (1kg)

$14.50 Rp 260.6K

$9.12 HNL 244

58.99%

Chicken Fillets (1kg)

$4.35 Rp 78.2K

$6.04 HNL 162

-27.98%

Beef Round Steak (1kg)

$11.98 Rp 215.3K

$11.25 HNL 301

6.49%

Apples (1kg)

$3.72 Rp 66.8K

$4.27 HNL 114

-12.88%

Banana (1kg)

$1.63 Rp 29.2K

$1.57 HNL 41.90

3.82%

Oranges (1kg)

$2.74 Rp 49.3K

$3.72 HNL 99.4

-26.34%

Tomato (1kg)

$2.24 Rp 40.3K

$2.01 HNL 53.8

11.44%

Potato (1kg)

$1.92 Rp 34.5K

$2.25 HNL 60.3

-14.67%

Onion (1kg)

$2.28 Rp 40.9K

$2.61 HNL 69.9

-12.64%

Lettuce (1 head)

$1.06 Rp 19.1K

$0.85 HNL 22.70

24.71%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$1.62 HNL 43.43

-55.56%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 59.0K

$3.00 HNL 80.2

9.67%

Wine (Bottle)

$23.19 Rp 416.8K

$13.11 HNL 351

76.89%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.9K

$1.15 HNL 30.73

141.74%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.1K

$1.55 HNL 41.48

76.13%

One-way Ticket (Public Transport)

$0.27 Rp 4,786

$0.63 HNL 16.91

-57.14%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.7K

$36.58 HNL 978

-77.83%

Taxi Start (Normal Tariff)

$0.48 Rp 8,675

$3.66 HNL 97.7

-86.89%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,545

$1.42 HNL 37.97

-70.42%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.8K

$6.93 HNL 185

-10.25%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.06 HNL 28.32

-23.58%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 478.2M

$21.4K HNL 573.4K

24.07%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 578.5M

$16.6K HNL 443.9K

93.88%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$133 HNL 3,557

-41.10%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.1K

$10.04 HNL 268

-59.46%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 437.1K

$49.96 HNL 1,336

-51.30%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$38.74 HNL 1,036

154.54%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.9K

$20.93 HNL 560

-69.71%

Cinema Ticket

$3.99 Rp 71.6K

$5.59 HNL 149

-28.62%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$145 HNL 3,864

111.06%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.4M

$3,188 HNL 85.2K

108.38%

Jeans (Levis 501 Or Similar)

$54.1 Rp 972.9K

$52.1 HNL 1,394

3.86%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 679.4K

$37.66 HNL 1,007

0.40%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$84.5 HNL 2,258

2.81%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$94.0 HNL 2,513

-18.76%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$552 HNL 14.8K

79.63%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$417 HNL 11.2K

61.24%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.7M

$890 HNL 23.8K

279.36%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$720 HNL 19.2K

184.84%

Buy Apartment in City Center (m2)

$2,805 Rp 50.4M

$999 HNL 26.7K

180.86%

Buy Apartment Outside City Center (m2)

$2,227 Rp 40.0M

$431 HNL 11.5K

416.21%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$594 HNL 15.9K

-71.88%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

11.24

18.15%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for San Pedro Sula: July 11, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $992 in Ubud, Bali and $552 in San Pedro Sula. Housing cost is often the main lever when comparing two cities.

San Pedro Sula pays 256% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Ubud, Bali vs $31.00 in San Pedro Sula for a mid-range dinner for two. Groceries echo the gap at $297 vs $268 per month, with San Pedro Sula cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs San Pedro Sula: Cost of Living - Frequently Asked Questions

Ubud, Bali and San Pedro Sula differ by about 14% in total monthly costs ($1,408 vs $1,239 including rent). San Pedro Sula is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 256% lower in San Pedro Sula. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $992 in Ubud, Bali versus $552 in San Pedro Sula. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in San Pedro Sula runs roughly 351% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $305 in Ubud, Bali versus $145 in San Pedro Sula. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,239 in San Pedro Sula versus $1,408 in Ubud, Bali, a $2,000 budget is realistic in San Pedro Sula but tight or insufficient in Ubud, Bali. The gap between the two cities makes San Pedro Sula the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and San Pedro Sula are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find San Pedro Sula gentler on the wallet – expenses run 14% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.