🙂Monthly costs for one person with rent: $1,239 in San Pedro Sula versus $1,408 in Ubud, Bali.
🙂Estimated couple costs with rent: $1,872 in San Pedro Sula versus $2,585 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $2,506 in San Pedro Sula versus $3,763 in Ubud, Bali.
🌍Living in San Pedro Sula costs roughly 12% less than in Ubud, Bali, driven mainly by Sport & Entertainment.
📊The two cities straddle the global median: San Pedro Sula is 7% below, Ubud, Bali is 5% above.
Currency
🍽 Eating Out
San Pedro Sula
Ubud, Bali
Difference
Meal at Budget Restaurant
$7.73HNL 207
$3.45Rp 62.0K
124.06%
Three-Course Dinner for Two, Mid-Range
$30.80HNL 823
$32.34Rp 580.1K
-4.76%
Fast Food Meal(McDonalds, etc)
$8.59HNL 230
$4.84Rp 86.9K
77.48%
Cappuccino
$2.15HNL 57.4
$2.75Rp 49.3K
-21.82%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.34HNL 35.70
$1.38Rp 24.8K
-2.90%
Water(0.33 liter bottle)
$1.06HNL 28.33
$0.75Rp 13.5K
41.33%
Local Beer(0.5 liter draught)
$1.96HNL 52.4
$2.99Rp 53.7K
-34.45%
Imported Beer(0.33 liter bottle)
$3.33HNL 88.9
$3.85Rp 69.1K
-13.51%
🛒 Groceries & Markets
San Pedro Sula
Ubud, Bali
Difference
Milk(1 liter)
$1.49HNL 39.73
$1.74Rp 31.1K
-14.37%
White Bread(500g)
$1.98HNL 52.9
$2.46Rp 44.1K
-19.51%
Rice(white)(1kg)
$1.51HNL 40.27
$1.17Rp 21.0K
29.06%
Eggs
$2.53HNL 67.7
$2.43Rp 43.6K
4.12%
Local Cheese(1kg)
$9.12HNL 244
$14.50Rp 260.2K
-37.10%
Chicken Fillets(1kg)
$6.04HNL 162
$4.35Rp 78.0K
38.85%
Beef Round Steak(1kg)
$11.25HNL 301
$11.98Rp 214.9K
-6.09%
Apples(1kg)
$4.27HNL 114
$3.72Rp 66.7K
14.78%
Banana(1kg)
$1.57HNL 41.90
$1.63Rp 29.2K
-3.68%
Oranges(1kg)
$3.72HNL 99.4
$2.74Rp 49.2K
35.77%
Tomato(1kg)
$2.01HNL 53.8
$2.24Rp 40.2K
-10.27%
Potato(1kg)
$2.25HNL 60.3
$1.92Rp 34.4K
17.19%
Onion(1kg)
$2.61HNL 69.9
$2.28Rp 40.8K
14.47%
Lettuce(1 head)
$0.85HNL 22.70
$1.06Rp 19.1K
-19.81%
Water(1.5 liter bottle)
$1.62HNL 43.43
$0.72Rp 12.9K
125.00%
Cigarettes 20 Pack(Marlboro, Camel)
$3.00HNL 80.2
$3.29Rp 58.9K
-8.81%
Wine(Bottle)
$13.11HNL 351
$23.19Rp 416.1K
-43.47%
Local Beer(0.5 liter bottle)
$1.15HNL 30.72
$2.78Rp 49.8K
-58.63%
Imported Beer(0.33 liter bottle)
$1.55HNL 41.48
$2.73Rp 49.0K
-43.22%
🚌 Getting Around
San Pedro Sula
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$0.63HNL 16.91
$0.27Rp 4,778
133.33%
Public Transport Monthly Pass(Regular Price)
$36.58HNL 978
$8.11Rp 145.4K
351.05%
Taxi Start(Normal Tariff)
$3.66HNL 97.7
$0.48Rp 8,659
662.50%
Taxi(Normal Tariff)(1km)
$1.42HNL 37.97
$0.42Rp 7,532
238.10%
Taxi 1hour Waiting(Normal Tariff)
$6.93HNL 185
$6.22Rp 111.6K
11.41%
Gasoline(1 liter)
$1.06HNL 28.32
$0.81Rp 14.6K
30.86%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.4KHNL 573.4K
$26.6KRp 477.4M
-19.40%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$16.6KHNL 443.9K
$32.2KRp 577.4M
-48.42%
🧾 Monthly Utilities & Internet
San Pedro Sula
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$133HNL 3,557
$78.4Rp 1.4M
69.79%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$10.04HNL 268
$4.07Rp 73.0K
146.68%
Internet(50+ Mbps, Unlimited Data)
$49.96HNL 1,336
$24.33Rp 436.4K
105.34%
🎉 Sport & Entertainment
San Pedro Sula
Ubud, Bali
Difference
Gym Membership(Monthly)
$38.74HNL 1,036
$98.6Rp 1.8M
-60.71%
Tennis Court(1 Hour on Weekend)
$20.93HNL 560
$6.34Rp 113.7K
230.13%
Cinema Ticket
$5.59HNL 149
$3.99Rp 71.5K
40.10%
🧸 Childcare & Education
San Pedro Sula
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$145HNL 3,864
$305Rp 5.5M
-52.62%
International Primary School, 1 Child(Yearly)
$3,188HNL 85.2K
$6,642Rp 119.2M
-52.01%
👕👟 Clothing & Footwear
San Pedro Sula
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$52.1HNL 1,394
$54.1Rp 971.2K
-3.71%
Summer Dress(H&M, Zara, etc)
$37.66HNL 1,007
$37.81Rp 678.2K
-0.40%
Sport Shoes(Adidas, Nike)
$84.5HNL 2,258
$86.8Rp 1.6M
-2.73%
Men's Leather Business Shoes
$94.0HNL 2,513
$76.4Rp 1.4M
23.09%
🏠 Accommodation & Living
San Pedro Sula
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$552HNL 14.8K
$992Rp 17.8M
-44.33%
1-bedroom Apartment, Outside City Center(Monthly)
$417HNL 11.2K
$673Rp 12.1M
-37.98%
3-bedroom Apartment, City Center(Monthly)
$890HNL 23.8K
$3,375Rp 60.5M
-73.64%
3-bedroom Apartment, Outside City Center(Monthly)
$720HNL 19.2K
$2,050Rp 36.8M
-64.89%
Buy Apartment in City Center(m2)
$999HNL 26.7K
$2,805Rp 50.3M
-64.39%
Buy Apartment Outside City Center(m2)
$431HNL 11.5K
$2,227Rp 39.9M
-80.63%
💵 Salaries & Financials
San Pedro Sula
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$594HNL 15.9K
$167Rp 3.0M
255.65%
20-Year Fixed Mortgage Interest Rate(Annual %)
11.24
13.28
-15.36%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for San Pedro Sula: July 11, 2026
Last update for Ubud, Bali: July 11, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $552 in San Pedro Sula and $992 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰San Pedro Sula pays 256% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $31.00 in San Pedro Sula vs $32.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $268 vs $297 per month, with San Pedro Sula cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
San Pedro Sula vs Ubud, Bali: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in San Pedro Sula and in Ubud, Bali?
San Pedro Sula and Ubud, Bali differ by about 14% in total monthly costs ($1,239 vs $1,408 including rent). San Pedro Sula is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city pays better: San Pedro Sula or Ubud, Bali?
Average pay runs 256% higher in San Pedro Sula, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How do apartment prices compare in San Pedro Sula and in Ubud, Bali?
Rent for a central apartment: $552 in San Pedro Sula versus $992 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How do commuting costs compare in San Pedro Sula and in Ubud, Bali?
A monthly transit pass in San Pedro Sula runs roughly 351% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.
What is the difference in childcare costs between San Pedro Sula and Ubud, Bali?
Childcare runs $145 in San Pedro Sula versus $305 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Which city is more doable on $2,000 per month?
At $1,239 in San Pedro Sula versus $1,408 in Ubud, Bali, a $2,000 budget is realistic in San Pedro Sula but tight or insufficient in Ubud, Bali. The gap between the two cities makes San Pedro Sula the clear choice for anyone on this budget.
How does quality of life compare between San Pedro Sula and Ubud, Bali?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is San Pedro Sula or Ubud, Bali safer for residents?
Safety-wise, San Pedro Sula and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: San Pedro Sula or Ubud, Bali?
Expats usually find San Pedro Sula gentler on the wallet – expenses run 14% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.
San Pedro Sula vs other spots: cost of living compared