Cost of Living Comparison Between San Pedro Sula and Ubud, Bali Cost of Living Comparison Between San Pedro Sula and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,239 in San Pedro Sula versus $1,408 in Ubud, Bali.

Estimated couple costs with rent: $1,872 in San Pedro Sula versus $2,585 in Ubud, Bali.

Monthly costs for a family of three with rent: $2,506 in San Pedro Sula versus $3,763 in Ubud, Bali.

Living in San Pedro Sula costs roughly 12% less than in Ubud, Bali, driven mainly by Sport & Entertainment.

The two cities straddle the global median: San Pedro Sula is 7% below, Ubud, Bali is 5% above.

Currency
🍽 Eating Out
San Pedro Sula
Ubud, Bali
Difference
Meal at Budget Restaurant
$7.73 HNL 207
$3.45 Rp 62.0K
124.06%
Three-Course Dinner for Two, Mid-Range
$30.80 HNL 823
$32.34 Rp 580.1K
-4.76%
Fast Food Meal (McDonalds, etc)
$8.59 HNL 230
$4.84 Rp 86.9K
77.48%
Cappuccino
$2.15 HNL 57.4
$2.75 Rp 49.3K
-21.82%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.34 HNL 35.70
$1.38 Rp 24.8K
-2.90%
Water (0.33 liter bottle)
$1.06 HNL 28.33
$0.75 Rp 13.5K
41.33%
Local Beer (0.5 liter draught)
$1.96 HNL 52.4
$2.99 Rp 53.7K
-34.45%
Imported Beer (0.33 liter bottle)
$3.33 HNL 88.9
$3.85 Rp 69.1K
-13.51%
🛒 Groceries & Markets
San Pedro Sula
Ubud, Bali
Difference
Milk (1 liter)
$1.49 HNL 39.73
$1.74 Rp 31.1K
-14.37%
White Bread (500g)
$1.98 HNL 52.9
$2.46 Rp 44.1K
-19.51%
Rice (white) (1kg)
$1.51 HNL 40.27
$1.17 Rp 21.0K
29.06%
Eggs
$2.53 HNL 67.7
$2.43 Rp 43.6K
4.12%
Local Cheese (1kg)
$9.12 HNL 244
$14.50 Rp 260.2K
-37.10%
Chicken Fillets (1kg)
$6.04 HNL 162
$4.35 Rp 78.0K
38.85%
Beef Round Steak (1kg)
$11.25 HNL 301
$11.98 Rp 214.9K
-6.09%
Apples (1kg)
$4.27 HNL 114
$3.72 Rp 66.7K
14.78%
Banana (1kg)
$1.57 HNL 41.90
$1.63 Rp 29.2K
-3.68%
Oranges (1kg)
$3.72 HNL 99.4
$2.74 Rp 49.2K
35.77%
Tomato (1kg)
$2.01 HNL 53.8
$2.24 Rp 40.2K
-10.27%
Potato (1kg)
$2.25 HNL 60.3
$1.92 Rp 34.4K
17.19%
Onion (1kg)
$2.61 HNL 69.9
$2.28 Rp 40.8K
14.47%
Lettuce (1 head)
$0.85 HNL 22.70
$1.06 Rp 19.1K
-19.81%
Water (1.5 liter bottle)
$1.62 HNL 43.43
$0.72 Rp 12.9K
125.00%
Cigarettes 20 Pack (Marlboro, Camel)
$3.00 HNL 80.2
$3.29 Rp 58.9K
-8.81%
Wine (Bottle)
$13.11 HNL 351
$23.19 Rp 416.1K
-43.47%
Local Beer (0.5 liter bottle)
$1.15 HNL 30.72
$2.78 Rp 49.8K
-58.63%
Imported Beer (0.33 liter bottle)
$1.55 HNL 41.48
$2.73 Rp 49.0K
-43.22%
🚌 Getting Around
San Pedro Sula
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.63 HNL 16.91
$0.27 Rp 4,778
133.33%
Public Transport Monthly Pass (Regular Price)
$36.58 HNL 978
$8.11 Rp 145.4K
351.05%
Taxi Start (Normal Tariff)
$3.66 HNL 97.7
$0.48 Rp 8,659
662.50%
Taxi (Normal Tariff) (1km)
$1.42 HNL 37.97
$0.42 Rp 7,532
238.10%
Taxi 1hour Waiting (Normal Tariff)
$6.93 HNL 185
$6.22 Rp 111.6K
11.41%
Gasoline (1 liter)
$1.06 HNL 28.32
$0.81 Rp 14.6K
30.86%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.4K HNL 573.4K
$26.6K Rp 477.4M
-19.40%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$16.6K HNL 443.9K
$32.2K Rp 577.4M
-48.42%
🧾 Monthly Utilities & Internet
San Pedro Sula
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$133 HNL 3,557
$78.4 Rp 1.4M
69.79%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$10.04 HNL 268
$4.07 Rp 73.0K
146.68%
Internet (50+ Mbps, Unlimited Data)
$49.96 HNL 1,336
$24.33 Rp 436.4K
105.34%
🎉 Sport & Entertainment
San Pedro Sula
Ubud, Bali
Difference
Gym Membership (Monthly)
$38.74 HNL 1,036
$98.6 Rp 1.8M
-60.71%
Tennis Court (1 Hour on Weekend)
$20.93 HNL 560
$6.34 Rp 113.7K
230.13%
Cinema Ticket
$5.59 HNL 149
$3.99 Rp 71.5K
40.10%
🧸 Childcare & Education
San Pedro Sula
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$145 HNL 3,864
$305 Rp 5.5M
-52.62%
International Primary School, 1 Child (Yearly)
$3,188 HNL 85.2K
$6,642 Rp 119.2M
-52.01%
👕👟 Clothing & Footwear
San Pedro Sula
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$52.1 HNL 1,394
$54.1 Rp 971.2K
-3.71%
Summer Dress (H&M, Zara, etc)
$37.66 HNL 1,007
$37.81 Rp 678.2K
-0.40%
Sport Shoes (Adidas, Nike)
$84.5 HNL 2,258
$86.8 Rp 1.6M
-2.73%
Men's Leather Business Shoes
$94.0 HNL 2,513
$76.4 Rp 1.4M
23.09%
🏠 Accommodation & Living
San Pedro Sula
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$552 HNL 14.8K
$992 Rp 17.8M
-44.33%
1-bedroom Apartment, Outside City Center (Monthly)
$417 HNL 11.2K
$673 Rp 12.1M
-37.98%
3-bedroom Apartment, City Center (Monthly)
$890 HNL 23.8K
$3,375 Rp 60.5M
-73.64%
3-bedroom Apartment, Outside City Center (Monthly)
$720 HNL 19.2K
$2,050 Rp 36.8M
-64.89%
Buy Apartment in City Center (m2)
$999 HNL 26.7K
$2,805 Rp 50.3M
-64.39%
Buy Apartment Outside City Center (m2)
$431 HNL 11.5K
$2,227 Rp 39.9M
-80.63%
💵 Salaries & Financials
San Pedro Sula
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$594 HNL 15.9K
$167 Rp 3.0M
255.65%
20-Year Fixed Mortgage Interest Rate (Annual %)
11.24
13.28
-15.36%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for San Pedro Sula: July 11, 2026

Last update for Ubud, Bali: July 11, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $552 in San Pedro Sula and $992 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

San Pedro Sula pays 256% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $31.00 in San Pedro Sula vs $32.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $268 vs $297 per month, with San Pedro Sula cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
San Pedro Sula vs Ubud, Bali: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in San Pedro Sula and in Ubud, Bali?
San Pedro Sula and Ubud, Bali differ by about 14% in total monthly costs ($1,239 vs $1,408 including rent). San Pedro Sula is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city pays better: San Pedro Sula or Ubud, Bali?
Average pay runs 256% higher in San Pedro Sula, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How do apartment prices compare in San Pedro Sula and in Ubud, Bali?
Rent for a central apartment: $552 in San Pedro Sula versus $992 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How do commuting costs compare in San Pedro Sula and in Ubud, Bali?
A monthly transit pass in San Pedro Sula runs roughly 351% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.
What is the difference in childcare costs between San Pedro Sula and Ubud, Bali?
Childcare runs $145 in San Pedro Sula versus $305 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Which city is more doable on $2,000 per month?
At $1,239 in San Pedro Sula versus $1,408 in Ubud, Bali, a $2,000 budget is realistic in San Pedro Sula but tight or insufficient in Ubud, Bali. The gap between the two cities makes San Pedro Sula the clear choice for anyone on this budget.
How does quality of life compare between San Pedro Sula and Ubud, Bali?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is San Pedro Sula or Ubud, Bali safer for residents?
Safety-wise, San Pedro Sula and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: San Pedro Sula or Ubud, Bali?
Expats usually find San Pedro Sula gentler on the wallet – expenses run 14% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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