🙂Monthly costs for one person with rent: $1,215 in San Pedro Sula versus $1,419 in Ubud, Bali.
🙂Estimated couple costs with rent: $1,842 in San Pedro Sula versus $2,540 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $2,469 in San Pedro Sula versus $3,660 in Ubud, Bali.
🙂Living in San Pedro Sula costs roughly 14% less than in Ubud, Bali, driven mainly by Sport & Entertainment.
📊The two cities straddle the global median: San Pedro Sula is 9% below, Ubud, Bali is 6% above.
Currency
🍽 Eating Out
San Pedro Sula
Ubud, Bali
Difference
Meal at Budget Restaurant
$7.66HNL 204
$3.56Rp 63.9K
115.17%
Three-Course Dinner for Two, Mid-Range
$31.10HNL 828
$32.73Rp 586.8K
-4.98%
Fast Food Meal(McDonalds, etc)
$8.68HNL 231
$4.95Rp 88.7K
75.35%
Cappuccino
$2.17HNL 57.8
$2.71Rp 48.6K
-19.93%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.37HNL 36.62
$1.34Rp 24.1K
2.24%
Water(0.33 liter bottle)
$1.11HNL 29.53
$0.70Rp 12.5K
58.57%
Local Beer(0.5 liter draught)
$1.94HNL 51.6
$2.92Rp 52.3K
-33.56%
Imported Beer(0.33 liter bottle)
$3.22HNL 85.7
$3.96Rp 70.9K
-18.69%
🛒 Groceries & Markets
San Pedro Sula
Ubud, Bali
Difference
Milk(1 liter)
$1.47HNL 39.15
$1.81Rp 32.4K
-18.78%
White Bread(500g)
$1.96HNL 52.2
$2.52Rp 45.1K
-22.22%
Rice(white)(1kg)
$1.55HNL 41.32
$1.16Rp 20.8K
33.62%
Eggs
$2.51HNL 66.8
$2.46Rp 44.1K
2.03%
Local Cheese(1kg)
$8.92HNL 238
$14.71Rp 263.7K
-39.36%
Chicken Fillets(1kg)
$5.95HNL 159
$4.32Rp 77.4K
37.73%
Beef Round Steak(1kg)
$10.98HNL 293
$12.14Rp 217.5K
-9.56%
Apples(1kg)
$4.27HNL 114
$3.84Rp 68.8K
11.20%
Banana(1kg)
$1.58HNL 42.03
$1.56Rp 27.9K
1.28%
Oranges(1kg)
$3.94HNL 105
$2.83Rp 50.8K
39.22%
Tomato(1kg)
$2.02HNL 53.7
$2.33Rp 41.7K
-13.30%
Potato(1kg)
$2.27HNL 60.5
$1.91Rp 34.3K
18.85%
Onion(1kg)
$2.51HNL 66.8
$2.20Rp 39.5K
14.09%
Lettuce(1 head)
$0.82HNL 21.92
$1.01Rp 18.2K
-18.81%
Water(1.5 liter bottle)
$1.62HNL 43.22
$0.78Rp 13.9K
107.69%
Cigarettes 20 Pack(Marlboro, Camel)
$3.14HNL 83.7
$3.32Rp 59.4K
-5.42%
Wine(Bottle)
$12.99HNL 346
$23.74Rp 425.5K
-45.28%
Local Beer(0.5 liter bottle)
$1.11HNL 29.47
$2.79Rp 50.0K
-60.22%
Imported Beer(0.33 liter bottle)
$1.62HNL 43.04
$2.86Rp 51.3K
-43.36%
🚌 Getting Around
San Pedro Sula
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$0.58HNL 15.51
$0.27Rp 4,819
114.81%
Public Transport Monthly Pass(Regular Price)
$37.20HNL 991
$8.03Rp 143.9K
363.26%
Taxi Start(Normal Tariff)
$3.75HNL 99.8
$0.46Rp 8,181
715.22%
Taxi(Normal Tariff)(1km)
$1.43HNL 37.99
$0.45Rp 8,068
217.78%
Taxi 1hour Waiting(Normal Tariff)
$7.19HNL 192
$6.10Rp 109.3K
17.87%
Gasoline(1 liter)
$1.05HNL 27.96
$0.79Rp 14.2K
32.91%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.5KHNL 573.8K
$26.1KRp 468.8M
-17.61%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$16.4KHNL 435.6K
$32.1KRp 575.8M
-49.09%
🧾 Monthly Utilities & Internet
San Pedro Sula
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$135HNL 3,589
$79.9Rp 1.4M
68.56%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$10.17HNL 271
$4.06Rp 72.9K
150.49%
Internet(50+ Mbps, Unlimited Data)
$49.79HNL 1,326
$23.52Rp 421.6K
111.69%
🎉 Sport & Entertainment
San Pedro Sula
Ubud, Bali
Difference
Gym Membership(Monthly)
$39.17HNL 1,043
$98.7Rp 1.8M
-60.31%
Tennis Court(1 Hour on Weekend)
$20.81HNL 554
$6.63Rp 118.8K
213.88%
Cinema Ticket
$5.41HNL 144
$4.15Rp 74.3K
30.36%
🧸 Childcare & Education
San Pedro Sula
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$144HNL 3,844
$304Rp 5.4M
-52.52%
International Primary School, 1 Child(Yearly)
$3,288HNL 87.6K
$6,613Rp 118.5M
-50.28%
👕👟 Clothing & Footwear
San Pedro Sula
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$50.5HNL 1,344
$55.5Rp 995.6K
-9.16%
Summer Dress(H&M, Zara, etc)
$37.13HNL 989
$38.31Rp 686.7K
-3.08%
Sport Shoes(Adidas, Nike)
$83.6HNL 2,226
$88.6Rp 1.6M
-5.68%
Men's Leather Business Shoes
$93.6HNL 2,492
$77.9Rp 1.4M
20.16%
🏠 Accommodation & Living
San Pedro Sula
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$556HNL 14.8K
$1,006Rp 18.0M
-44.76%
1-bedroom Apartment, Outside City Center(Monthly)
$416HNL 11.1K
$675Rp 12.1M
-38.36%
3-bedroom Apartment, City Center(Monthly)
$925HNL 24.6K
$3,442Rp 61.7M
-73.12%
3-bedroom Apartment, Outside City Center(Monthly)
$739HNL 19.7K
$2,039Rp 36.6M
-63.78%
Buy Apartment in City Center(m2)
$1,031HNL 27.5K
$2,841Rp 50.9M
-63.70%
Buy Apartment Outside City Center(m2)
$430HNL 11.4K
$2,264Rp 40.6M
-81.03%
💵 Salaries & Financials
San Pedro Sula
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$597HNL 15.9K
$165Rp 3.0M
261.35%
20-Year Fixed Mortgage Interest Rate(Annual %)
11.24
13.28
-15.36%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for San Pedro Sula: June 1, 2026
Last update for Ubud, Bali: June 1, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $556 in San Pedro Sula and $1,006 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰San Pedro Sula pays 261% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $31.00 in San Pedro Sula vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $266 vs $302 per month, with San Pedro Sula cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
San Pedro Sula vs Ubud, Bali: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in San Pedro Sula and Ubud, Bali?
San Pedro Sula and Ubud, Bali differ by about 17% in total monthly costs ($1,215 vs $1,419 including rent). San Pedro Sula is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city pays better: San Pedro Sula or Ubud, Bali?
San Pedro Sula pays 261% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How do apartment prices compare in San Pedro Sula and Ubud, Bali?
Rent for a central apartment: $556 in San Pedro Sula versus $1,006 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How do commuting costs compare in San Pedro Sula and Ubud, Bali?
A monthly transit pass in San Pedro Sula runs roughly 363% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.
What is the difference in childcare costs between San Pedro Sula and Ubud, Bali?
Childcare runs $144 in San Pedro Sula versus $304 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Which city is more doable on $2,000 per month?
At $1,215 in San Pedro Sula versus $1,419 in Ubud, Bali, a $2,000 budget is realistic in San Pedro Sula but tight or insufficient in Ubud, Bali. The gap between the two cities makes San Pedro Sula the clear choice for anyone on this budget.
How does quality of life compare between San Pedro Sula and Ubud, Bali?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is San Pedro Sula or Ubud, Bali safer for residents?
Safety-wise, San Pedro Sula and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: San Pedro Sula or Ubud, Bali?
Expats usually find San Pedro Sula gentler on the wallet – expenses run 17% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.
San Pedro Sula vs other spots: cost of living compared