Cost of Living Comparison Between San Pedro Sula and Ubud, Bali Cost of Living Comparison Between San Pedro Sula and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,223 in San Pedro Sula versus $1,396 in Ubud, Bali.

Estimated couple costs with rent: $1,845 in San Pedro Sula versus $2,334 in Ubud, Bali.

Monthly costs for a family of three with rent: $2,467 in San Pedro Sula versus $3,273 in Ubud, Bali.

Living in San Pedro Sula costs roughly 12% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: San Pedro Sula is 11% below, Ubud, Bali is 2% above.

Currency
🍽 Eating Out
San Pedro Sula
Ubud, Bali
Difference
Meal at Budget Restaurant
$7.65 HNL 205
$3.37 Rp 59.9K
127.00%
Three-Course Dinner for Two, Mid-Range
$33.69 HNL 904
$38.59 Rp 685.5K
-12.70%
Fast Food Meal (McDonalds, etc)
$9.34 HNL 251
$5.52 Rp 98.1K
69.20%
Cappuccino
$2.42 HNL 65.0
$2.64 Rp 47.0K
-8.33%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.08 HNL 28.93
$1.67 Rp 29.7K
-35.33%
Water (0.33 liter bottle)
$0.78 HNL 20.87
$0.77 Rp 13.7K
1.30%
Local Beer (0.5 liter draught)
$1.88 HNL 50.5
$2.63 Rp 46.8K
-28.52%
Imported Beer (0.33 liter bottle)
$3.50 HNL 93.8
$4.28 Rp 76.1K
-18.22%
🛒 Groceries & Markets
San Pedro Sula
Ubud, Bali
Difference
Milk (1 liter)
$1.47 HNL 39.31
$1.55 Rp 27.5K
-5.16%
White Bread (500g)
$1.97 HNL 52.8
$2.22 Rp 39.5K
-11.26%
Rice (white) (1kg)
$1.62 HNL 43.42
$1.13 Rp 20.0K
43.36%
Eggs
$2.30 HNL 61.8
$2.09 Rp 37.1K
10.05%
Local Cheese (1kg)
$8.76 HNL 235
$17.39 Rp 309.0K
-49.63%
Chicken Fillets (1kg)
$6.80 HNL 182
$3.87 Rp 68.7K
75.71%
Beef Round Steak (1kg)
$9.26 HNL 248
$12.55 Rp 222.9K
-26.22%
Apples (1kg)
$3.62 HNL 97.2
$3.62 Rp 64.2K
-
Banana (1kg)
$1.22 HNL 32.76
$1.56 Rp 27.7K
-21.79%
Oranges (1kg)
$3.30 HNL 88.4
$2.35 Rp 41.8K
40.43%
Tomato (1kg)
$1.64 HNL 43.94
$2.06 Rp 36.5K
-20.39%
Potato (1kg)
$2.43 HNL 65.2
$1.90 Rp 33.7K
27.89%
Onion (1kg)
$2.29 HNL 61.4
$2.34 Rp 41.5K
-2.14%
Lettuce (1 head)
$1.46 HNL 39.24
$1.03 Rp 18.3K
41.75%
Water (1.5 liter bottle)
$1.68 HNL 45.02
$0.55 Rp 9,854
205.45%
Cigarettes 20 Pack (Marlboro, Camel)
$2.91 HNL 78.1
$2.25 Rp 40.0K
29.33%
Wine (Bottle)
$12.95 HNL 348
$23.81 Rp 422.9K
-45.61%
Local Beer (0.5 liter bottle)
$0.80 HNL 21.38
$2.31 Rp 41.1K
-65.37%
Imported Beer (0.33 liter bottle)
$1.35 HNL 36.17
$2.80 Rp 49.8K
-51.79%
🚌 Getting Around
San Pedro Sula
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.63 HNL 16.91
$0.27 Rp 4,839
133.33%
Public Transport Monthly Pass (Regular Price)
$35.42 HNL 950
$8.66 Rp 153.9K
309.01%
Taxi Start (Normal Tariff)
$2.83 HNL 76.0
$0.48 Rp 8,554
489.58%
Taxi (Normal Tariff) (1km)
$1.82 HNL 48.83
$0.45 Rp 7,924
304.44%
Taxi 1hour Waiting (Normal Tariff)
$11.20 HNL 301
$5.72 Rp 101.6K
95.80%
Gasoline (1 liter)
$0.99 HNL 26.55
$0.76 Rp 13.5K
30.26%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$23.3K HNL 625.1K
$24.5K Rp 434.9M
-4.84%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.4K HNL 654.3K
$32.1K Rp 570.6M
-24.08%
🧾 Monthly Utilities & Internet
San Pedro Sula
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$128 HNL 3,439
$83.6 Rp 1.5M
53.39%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$11.18 HNL 300
$6.46 Rp 114.7K
73.07%
Internet (50+ Mbps, Unlimited Data)
$42.78 HNL 1,148
$18.99 Rp 337.4K
125.28%
🎉 Sport & Entertainment
San Pedro Sula
Ubud, Bali
Difference
Gym Membership (Monthly)
$37.57 HNL 1,008
$56.0 Rp 994.4K
-32.87%
Tennis Court (1 Hour on Weekend)
$13.89 HNL 373
$18.62 Rp 330.7K
-25.40%
Cinema Ticket
$5.77 HNL 155
$4.28 Rp 76.1K
34.81%
🧸 Childcare & Education
San Pedro Sula
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$149 HNL 4,009
$487 Rp 8.6M
-69.29%
International Primary School, 1 Child (Yearly)
$3,150 HNL 84.5K
$5,856 Rp 104.0M
-46.20%
👕👟 Clothing & Footwear
San Pedro Sula
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$73.9 HNL 1,984
$45.56 Rp 809.3K
62.29%
Summer Dress (H&M, Zara, etc)
$39.87 HNL 1,070
$36.38 Rp 646.3K
9.59%
Sport Shoes (Adidas, Nike)
$77.9 HNL 2,090
$82.0 Rp 1.5M
-4.97%
Men's Leather Business Shoes
$75.8 HNL 2,034
$80.4 Rp 1.4M
-5.73%
🏠 Accommodation & Living
San Pedro Sula
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$552 HNL 14.8K
$1,117 Rp 19.8M
-50.57%
1-bedroom Apartment, Outside City Center (Monthly)
$415 HNL 11.1K
$701 Rp 12.5M
-40.74%
3-bedroom Apartment, City Center (Monthly)
$795 HNL 21.3K
$3,537 Rp 62.8M
-77.53%
3-bedroom Apartment, Outside City Center (Monthly)
$713 HNL 19.1K
$1,762 Rp 31.3M
-59.52%
Buy Apartment in City Center (m2)
$995 HNL 26.7K
$2,826 Rp 50.2M
-64.79%
Buy Apartment Outside City Center (m2)
$430 HNL 11.5K
$2,292 Rp 40.7M
-81.22%
💵 Salaries & Financials
San Pedro Sula
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$602 HNL 16.1K
$170 Rp 3.0M
254.34%
20-Year Fixed Mortgage Interest Rate (Annual %)
12.33
13.78
-10.52%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for San Pedro Sula: August 30, 2026

Last update for Ubud, Bali: August 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $552 in San Pedro Sula and $1,117 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

San Pedro Sula pays 254% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $34.00 in San Pedro Sula vs $39.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $255 vs $293 per month, with San Pedro Sula cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
San Pedro Sula vs Ubud, Bali: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in San Pedro Sula and in Ubud, Bali?
San Pedro Sula and Ubud, Bali differ by about 14% in total monthly costs ($1,223 vs $1,396 including rent). San Pedro Sula is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city pays better: San Pedro Sula or Ubud, Bali?
Average pay runs 254% higher in San Pedro Sula, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How do apartment prices compare in San Pedro Sula and in Ubud, Bali?
Rent for a central apartment: $552 in San Pedro Sula versus $1,117 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How do commuting costs compare in San Pedro Sula and in Ubud, Bali?
A monthly transit pass in San Pedro Sula runs roughly 309% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.
What is the difference in childcare costs between San Pedro Sula and Ubud, Bali?
Childcare runs $149 in San Pedro Sula versus $487 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Which city is more doable on $2,000 per month?
At $1,223 in San Pedro Sula versus $1,396 in Ubud, Bali, a $2,000 budget is realistic in San Pedro Sula but tight or insufficient in Ubud, Bali. The gap between the two cities makes San Pedro Sula the clear choice for anyone on this budget.
How does quality of life compare between San Pedro Sula and Ubud, Bali?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is San Pedro Sula or Ubud, Bali safer for residents?
Safety-wise, San Pedro Sula and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: San Pedro Sula or Ubud, Bali?
Expats usually find San Pedro Sula gentler on the wallet – expenses run 14% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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