🙂Monthly costs for one person with rent: $1,223 in San Pedro Sula versus $1,396 in Ubud, Bali.
🙂Estimated couple costs with rent: $1,845 in San Pedro Sula versus $2,334 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $2,467 in San Pedro Sula versus $3,273 in Ubud, Bali.
🌍Living in San Pedro Sula costs roughly 12% less than in Ubud, Bali, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: San Pedro Sula is 11% below, Ubud, Bali is 2% above.
Currency
🍽 Eating Out
San Pedro Sula
Ubud, Bali
Difference
Meal at Budget Restaurant
$7.65HNL 205
$3.37Rp 59.9K
127.00%
Three-Course Dinner for Two, Mid-Range
$33.69HNL 904
$38.59Rp 685.5K
-12.70%
Fast Food Meal(McDonalds, etc)
$9.34HNL 251
$5.52Rp 98.1K
69.20%
Cappuccino
$2.42HNL 65.0
$2.64Rp 47.0K
-8.33%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.08HNL 28.93
$1.67Rp 29.7K
-35.33%
Water(0.33 liter bottle)
$0.78HNL 20.87
$0.77Rp 13.7K
1.30%
Local Beer(0.5 liter draught)
$1.88HNL 50.5
$2.63Rp 46.8K
-28.52%
Imported Beer(0.33 liter bottle)
$3.50HNL 93.8
$4.28Rp 76.1K
-18.22%
🛒 Groceries & Markets
San Pedro Sula
Ubud, Bali
Difference
Milk(1 liter)
$1.47HNL 39.31
$1.55Rp 27.5K
-5.16%
White Bread(500g)
$1.97HNL 52.8
$2.22Rp 39.5K
-11.26%
Rice(white)(1kg)
$1.62HNL 43.42
$1.13Rp 20.0K
43.36%
Eggs
$2.30HNL 61.8
$2.09Rp 37.1K
10.05%
Local Cheese(1kg)
$8.76HNL 235
$17.39Rp 309.0K
-49.63%
Chicken Fillets(1kg)
$6.80HNL 182
$3.87Rp 68.7K
75.71%
Beef Round Steak(1kg)
$9.26HNL 248
$12.55Rp 222.9K
-26.22%
Apples(1kg)
$3.62HNL 97.2
$3.62Rp 64.2K
-
Banana(1kg)
$1.22HNL 32.76
$1.56Rp 27.7K
-21.79%
Oranges(1kg)
$3.30HNL 88.4
$2.35Rp 41.8K
40.43%
Tomato(1kg)
$1.64HNL 43.94
$2.06Rp 36.5K
-20.39%
Potato(1kg)
$2.43HNL 65.2
$1.90Rp 33.7K
27.89%
Onion(1kg)
$2.29HNL 61.4
$2.34Rp 41.5K
-2.14%
Lettuce(1 head)
$1.46HNL 39.24
$1.03Rp 18.3K
41.75%
Water(1.5 liter bottle)
$1.68HNL 45.02
$0.55Rp 9,854
205.45%
Cigarettes 20 Pack(Marlboro, Camel)
$2.91HNL 78.1
$2.25Rp 40.0K
29.33%
Wine(Bottle)
$12.95HNL 348
$23.81Rp 422.9K
-45.61%
Local Beer(0.5 liter bottle)
$0.80HNL 21.38
$2.31Rp 41.1K
-65.37%
Imported Beer(0.33 liter bottle)
$1.35HNL 36.17
$2.80Rp 49.8K
-51.79%
🚌 Getting Around
San Pedro Sula
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$0.63HNL 16.91
$0.27Rp 4,839
133.33%
Public Transport Monthly Pass(Regular Price)
$35.42HNL 950
$8.66Rp 153.9K
309.01%
Taxi Start(Normal Tariff)
$2.83HNL 76.0
$0.48Rp 8,554
489.58%
Taxi(Normal Tariff)(1km)
$1.82HNL 48.83
$0.45Rp 7,924
304.44%
Taxi 1hour Waiting(Normal Tariff)
$11.20HNL 301
$5.72Rp 101.6K
95.80%
Gasoline(1 liter)
$0.99HNL 26.55
$0.76Rp 13.5K
30.26%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$23.3KHNL 625.1K
$24.5KRp 434.9M
-4.84%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.4KHNL 654.3K
$32.1KRp 570.6M
-24.08%
🧾 Monthly Utilities & Internet
San Pedro Sula
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$128HNL 3,439
$83.6Rp 1.5M
53.39%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$11.18HNL 300
$6.46Rp 114.7K
73.07%
Internet(50+ Mbps, Unlimited Data)
$42.78HNL 1,148
$18.99Rp 337.4K
125.28%
🎉 Sport & Entertainment
San Pedro Sula
Ubud, Bali
Difference
Gym Membership(Monthly)
$37.57HNL 1,008
$56.0Rp 994.4K
-32.87%
Tennis Court(1 Hour on Weekend)
$13.89HNL 373
$18.62Rp 330.7K
-25.40%
Cinema Ticket
$5.77HNL 155
$4.28Rp 76.1K
34.81%
🧸 Childcare & Education
San Pedro Sula
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$149HNL 4,009
$487Rp 8.6M
-69.29%
International Primary School, 1 Child(Yearly)
$3,150HNL 84.5K
$5,856Rp 104.0M
-46.20%
👕👟 Clothing & Footwear
San Pedro Sula
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$73.9HNL 1,984
$45.56Rp 809.3K
62.29%
Summer Dress(H&M, Zara, etc)
$39.87HNL 1,070
$36.38Rp 646.3K
9.59%
Sport Shoes(Adidas, Nike)
$77.9HNL 2,090
$82.0Rp 1.5M
-4.97%
Men's Leather Business Shoes
$75.8HNL 2,034
$80.4Rp 1.4M
-5.73%
🏠 Accommodation & Living
San Pedro Sula
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$552HNL 14.8K
$1,117Rp 19.8M
-50.57%
1-bedroom Apartment, Outside City Center(Monthly)
$415HNL 11.1K
$701Rp 12.5M
-40.74%
3-bedroom Apartment, City Center(Monthly)
$795HNL 21.3K
$3,537Rp 62.8M
-77.53%
3-bedroom Apartment, Outside City Center(Monthly)
$713HNL 19.1K
$1,762Rp 31.3M
-59.52%
Buy Apartment in City Center(m2)
$995HNL 26.7K
$2,826Rp 50.2M
-64.79%
Buy Apartment Outside City Center(m2)
$430HNL 11.5K
$2,292Rp 40.7M
-81.22%
💵 Salaries & Financials
San Pedro Sula
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$602HNL 16.1K
$170Rp 3.0M
254.34%
20-Year Fixed Mortgage Interest Rate(Annual %)
12.33
13.78
-10.52%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for San Pedro Sula: August 30, 2026
Last update for Ubud, Bali: August 31, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $552 in San Pedro Sula and $1,117 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰San Pedro Sula pays 254% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $34.00 in San Pedro Sula vs $39.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $255 vs $293 per month, with San Pedro Sula cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
San Pedro Sula vs Ubud, Bali: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in San Pedro Sula and in Ubud, Bali?
San Pedro Sula and Ubud, Bali differ by about 14% in total monthly costs ($1,223 vs $1,396 including rent). San Pedro Sula is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city pays better: San Pedro Sula or Ubud, Bali?
Average pay runs 254% higher in San Pedro Sula, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How do apartment prices compare in San Pedro Sula and in Ubud, Bali?
Rent for a central apartment: $552 in San Pedro Sula versus $1,117 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How do commuting costs compare in San Pedro Sula and in Ubud, Bali?
A monthly transit pass in San Pedro Sula runs roughly 309% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.
What is the difference in childcare costs between San Pedro Sula and Ubud, Bali?
Childcare runs $149 in San Pedro Sula versus $487 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Which city is more doable on $2,000 per month?
At $1,223 in San Pedro Sula versus $1,396 in Ubud, Bali, a $2,000 budget is realistic in San Pedro Sula but tight or insufficient in Ubud, Bali. The gap between the two cities makes San Pedro Sula the clear choice for anyone on this budget.
How does quality of life compare between San Pedro Sula and Ubud, Bali?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is San Pedro Sula or Ubud, Bali safer for residents?
Safety-wise, San Pedro Sula and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: San Pedro Sula or Ubud, Bali?
Expats usually find San Pedro Sula gentler on the wallet – expenses run 14% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.
San Pedro Sula vs other spots: cost of living compared