Last update: Oct 2026

Cost of Living Comparison Between San Pedro Sula and Ubud, Bali

For one person, living is cheaper in San Pedro Sula: $1,221 a month against $1,368 in Ubud, Bali, rent and utilities included – about $1,800 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

San Pedro Sula
🇭🇳 Honduras
$1,221
/mo nomad
Ubud, Bali
🇮🇩 Indonesia
$1,368
/mo nomad
Monthly Cost of Living

How much you'll spend in San Pedro Sula and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in San Pedro Sula and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,221 in San Pedro Sula versus $1,368 in Ubud, Bali.

  • San Pedro Sula $1,221
  • Ubud, Bali $1,368

Estimated couple costs with rent: $1,818 in San Pedro Sula versus $2,314 in Ubud, Bali.

  • San Pedro Sula $1,818
  • Ubud, Bali $2,314

Monthly costs for a family of three with rent: $2,414 in San Pedro Sula versus $3,260 in Ubud, Bali.

  • San Pedro Sula $2,414
  • Ubud, Bali $3,260

Living in San Pedro Sula costs roughly 11% less than in Ubud, Bali, and outside of rent the biggest gap is in transport.

The two cities straddle the global median: San Pedro Sula is 10% below, Ubud, Bali is 1% above.

Currency
🍽 Eating Out
San Pedro Sula
Ubud, Bali
Difference
Meal at Budget Restaurant
$7.43 HNL 200
$3.33 Rp 59.9K
123.12%
Three-Course Dinner for Two, Mid-Range
$33.86 HNL 910
$35.18 Rp 633.2K
-3.75%
Fast Food Meal (McDonalds, etc)
$9.36 HNL 252
$5.80 Rp 104.5K
61.38%
Cappuccino
$2.34 HNL 62.9
$2.73 Rp 49.1K
-14.29%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.06 HNL 28.52
$1.64 Rp 29.5K
-35.37%
Water (0.33 liter bottle)
$0.78 HNL 20.90
$0.83 Rp 15.0K
-6.02%
Local Beer (0.5 liter draught)
$1.85 HNL 49.68
$2.70 Rp 48.6K
-31.48%
Imported Beer (0.33 liter bottle)
$3.62 HNL 97.3
$4.30 Rp 77.4K
-15.81%
🛒 Groceries & Markets
San Pedro Sula
Ubud, Bali
Difference
Milk (1 liter)
$1.53 HNL 41.10
$1.50 Rp 27.1K
2.00%
White Bread (500g)
$2.03 HNL 54.6
$2.30 Rp 41.4K
-11.74%
Rice (white) (1kg)
$1.62 HNL 43.56
$1.18 Rp 21.2K
37.29%
Eggs
$2.35 HNL 63.0
$2.14 Rp 38.6K
9.81%
Local Cheese (1kg)
$8.85 HNL 238
$17.48 Rp 314.6K
-49.37%
Chicken Fillets (1kg)
$6.66 HNL 179
$4.03 Rp 72.5K
65.26%
Beef Round Steak (1kg)
$9.23 HNL 248
$12.23 Rp 220.1K
-24.53%
Apples (1kg)
$3.49 HNL 93.7
$3.55 Rp 63.9K
-1.69%
Banana (1kg)
$1.27 HNL 34.12
$1.57 Rp 28.3K
-19.11%
Oranges (1kg)
$3.20 HNL 86.0
$2.24 Rp 40.2K
42.86%
Tomato (1kg)
$1.72 HNL 46.31
$1.93 Rp 34.7K
-10.88%
Potato (1kg)
$2.43 HNL 65.4
$1.88 Rp 33.9K
29.26%
Onion (1kg)
$2.35 HNL 63.0
$2.29 Rp 41.3K
2.62%
Lettuce (1 head)
$1.43 HNL 38.37
$0.99 Rp 17.9K
44.44%
Water (1.5 liter bottle)
$1.65 HNL 44.45
$0.53 Rp 9,475
211.32%
Cigarettes 20 Pack (Marlboro, Camel)
$3.04 HNL 81.8
$2.28 Rp 41.1K
33.33%
Wine (Bottle)
$12.93 HNL 347
$23.01 Rp 414.2K
-43.81%
Local Beer (0.5 liter bottle)
$0.86 HNL 22.99
$2.34 Rp 42.2K
-63.25%
Imported Beer (0.33 liter bottle)
$1.39 HNL 37.44
$2.91 Rp 52.4K
-52.23%
🚌 Getting Around
San Pedro Sula
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.64 HNL 17.07
$0.24 Rp 4,315
166.67%
Public Transport Monthly Pass (Regular Price)
$35.87 HNL 963
$8.82 Rp 158.7K
306.69%
Taxi Start (Normal Tariff)
$2.73 HNL 73.3
$0.48 Rp 8,684
468.75%
Taxi (Normal Tariff) (1km)
$1.85 HNL 49.63
$0.46 Rp 8,233
302.17%
Taxi 1hour Waiting (Normal Tariff)
$11.07 HNL 297
$5.45 Rp 98.2K
103.12%
Gasoline (1 liter)
$0.93 HNL 25.03
$0.88 Rp 15.9K
5.68%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$23.0K HNL 617.0K
$24.6K Rp 442.2M
-6.50%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.4K HNL 655.8K
$31.2K Rp 561.4M
-21.72%
🧾 Monthly Utilities & Internet
San Pedro Sula
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$129 HNL 3,478
$83.0 Rp 1.5M
55.99%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$11.29 HNL 303
$6.45 Rp 116.0K
75.04%
Internet (50+ Mbps, Unlimited Data)
$43.72 HNL 1,174
$18.57 Rp 334.2K
135.43%
🎉 Sport & Entertainment
San Pedro Sula
Ubud, Bali
Difference
Gym Membership (Monthly)
$37.53 HNL 1,008
$55.8 Rp 1.0M
-32.77%
Tennis Court (1 Hour on Weekend)
$14.08 HNL 378
$18.11 Rp 326.0K
-22.25%
Cinema Ticket
$5.76 HNL 155
$4.38 Rp 78.9K
31.51%
🧸 Childcare & Education
San Pedro Sula
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$148 HNL 3,971
$493 Rp 8.9M
-70.01%
International Primary School, 1 Child (Yearly)
$3,203 HNL 86.0K
$5,754 Rp 103.6M
-44.32%
👕👟 Clothing & Footwear
San Pedro Sula
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$73.2 HNL 1,965
$46.19 Rp 831.4K
58.39%
Summer Dress (H&M, Zara, etc)
$39.91 HNL 1,072
$35.33 Rp 636.0K
12.96%
Sport Shoes (Adidas, Nike)
$78.4 HNL 2,107
$79.1 Rp 1.4M
-0.82%
Men's Leather Business Shoes
$74.9 HNL 2,013
$78.4 Rp 1.4M
-4.41%
🏠 Accommodation & Living
San Pedro Sula
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$568 HNL 15.3K
$1,142 Rp 20.6M
-50.26%
1-bedroom Apartment, Outside City Center (Monthly)
$421 HNL 11.3K
$676 Rp 12.2M
-37.63%
3-bedroom Apartment, City Center (Monthly)
$819 HNL 22.0K
$3,503 Rp 63.1M
-76.61%
3-bedroom Apartment, Outside City Center (Monthly)
$706 HNL 19.0K
$1,700 Rp 30.6M
-58.49%
Buy Apartment in City Center (m2)
$992 HNL 26.6K
$2,784 Rp 50.1M
-64.38%
Buy Apartment Outside City Center (m2)
$426 HNL 11.4K
$2,241 Rp 40.3M
-80.98%
💵 Salaries & Financials
San Pedro Sula
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$608 HNL 16.3K
$165 Rp 3.0M
269.68%
20-Year Fixed Mortgage Interest Rate (Annual %)
12.33
13.78
-10.52%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for San Pedro Sula: October 12, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
San Pedro Sula
$421
Ubud, Bali
$676 60.3% $254
Groceries & Markets
San Pedro Sula
$256
Ubud, Bali
$290 13.4% $34
Monthly Utilities & Internet
San Pedro Sula
$185
Ubud, Bali
$108 41.4% $76
Eating Out
San Pedro Sula
$139
Ubud, Bali
$109 22% $31
Clothing & Footwear
San Pedro Sula
$120
Ubud, Bali
$108 10.3% $12
Getting Around
San Pedro Sula
$50
Ubud, Bali
$13 75.1% $38
Sport & Entertainment
San Pedro Sula
$49
Ubud, Bali
$65 31.7% $16

Cost Breakdown

A one-bedroom apartment in the center runs $568 in San Pedro Sula and $1,142 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

San Pedro Sula pays 270% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $34.00 in San Pedro Sula vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $256 vs $290 per month, with San Pedro Sula cheaper across the board.

Good to know
🇭🇳 San Pedro Sula
🇮🇩 Ubud, Bali
🕒 Local time
04:26 4:26 AM
18:26 6:26 PM
14 h ahead of San Pedro Sula
🌤 Weather
👥 Population
719,064
74,800
💱 Currency
Exchange rates and currency converter

IDR, USD, EUR to HNL – Honduran Lempira Converter

Honduran Lempira exchange rates as of October 19, 2026: 1 USD = 26.86 HNL (100 HNL = 3.72 USD). 1 EUR = 30.2 HNL (100 HNL = 3.31 EUR).

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

On the map
Between locations
  • San Pedro Sula Ubud, Bali 17,370 km ≈ 22 h nonstop flight
From you
  • San Pedro Sula
  • Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
San Pedro Sula vs Ubud, Bali: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in San Pedro Sula and in Ubud, Bali?
San Pedro Sula and Ubud, Bali differ by about 12% in total monthly costs ($1,221 vs $1,368 including rent). San Pedro Sula is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city pays better: San Pedro Sula or Ubud, Bali?
Average pay runs 270% higher in San Pedro Sula, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How do apartment prices compare in San Pedro Sula and in Ubud, Bali?
Rent for a central apartment: $568 in San Pedro Sula versus $1,142 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How do commuting costs compare in San Pedro Sula and in Ubud, Bali?
A monthly transit pass in San Pedro Sula runs roughly 307% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.
What is the difference in childcare costs between San Pedro Sula and Ubud, Bali?
Childcare runs $148 in San Pedro Sula versus $493 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Which city is more doable on $2,000 per month?
At $1,221 in San Pedro Sula versus $1,368 in Ubud, Bali, a $2,000 budget is realistic in San Pedro Sula but tight or insufficient in Ubud, Bali. The gap between the two cities makes San Pedro Sula the clear choice for anyone on this budget.
How does quality of life compare between San Pedro Sula and Ubud, Bali?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is San Pedro Sula or Ubud, Bali safer for residents?
Safety-wise, San Pedro Sula and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: San Pedro Sula or Ubud, Bali?
Expats usually find San Pedro Sula gentler on the wallet – expenses run 12% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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