Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Rayagada

For one person, living is cheaper in Rayagada: $329 a month against $1,331 in Ubud, Bali, rent and utilities included – about $12,000 less a year. Rent and utilities account for most of the difference.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
16

Cost of Living Index in Rayagada
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Rayagada Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Rayagada

🇮🇳 India

$329

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Rayagada

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Rayagada actually costs, broken down by who's living it.

A single person spends $1,331 per month in Ubud, Bali vs $329 in Rayagada, rent included.

Ubud, Bali $1,331
Rayagada $329

A couple spends around $2,255 per month in Ubud, Bali vs $529 in Rayagada, rent included.

Ubud, Bali $2,255
Rayagada $529

A family of three spends $3,180 per month in Ubud, Bali vs $729 in Rayagada, rent included.

Ubud, Bali $3,180
Rayagada $729

Ubud, Bali costs about 304% more than Rayagada, and outside of rent the biggest gap is in groceries.

Both Ubud, Bali and Rayagada are more affordable than the global median – Ubud, Bali 2% lower, Rayagada 76% lower.

Meal at Budget Restaurant

$3.38 Rp 61.1K

$1.56 ₹147

116.67%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 627.3K

$8.21 ₹771

322.05%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 100.9K

$3.19 ₹299

74.61%

Cappuccino

$2.62 Rp 47.4K

$1.04 ₹97.5

151.92%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$0.30 ₹28.55

413.33%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$0.11 ₹9.97

481.82%

Local Beer (0.5 liter draught)

$2.67 Rp 48.3K

$2.05 ₹192

30.24%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.2K

$3.01 ₹282

41.53%

Milk (1 liter)

$1.46 Rp 26.5K

$0.50 ₹47.27

192.00%

White Bread (500g)

$2.29 Rp 41.5K

$0.55 ₹51.8

316.36%

Rice (white) (1kg)

$1.11 Rp 20.0K

$0.59 ₹55.7

88.14%

Eggs

$2.10 Rp 38.0K

$0.81 ₹76.4

159.26%

Local Cheese (1kg)

$15.94 Rp 288.6K

$2.96 ₹278

438.51%

Chicken Fillets (1kg)

$3.88 Rp 70.3K

$2.68 ₹252

44.78%

Beef Round Steak (1kg)

$11.40 Rp 206.4K

Apples (1kg)

$3.55 Rp 64.3K

$1.56 ₹146

127.56%

Banana (1kg)

$1.54 Rp 27.8K

$0.61 ₹57.0

152.46%

Oranges (1kg)

$2.23 Rp 40.4K

$0.71 ₹66.7

214.08%

Tomato (1kg)

$1.97 Rp 35.7K

$0.38 ₹35.57

418.42%

Potato (1kg)

$1.86 Rp 33.6K

$0.36 ₹33.36

416.67%

Onion (1kg)

$2.42 Rp 43.8K

$0.37 ₹34.70

554.05%

Lettuce (1 head)

$1.02 Rp 18.6K

$0.60 ₹56.8

70.00%

Water (1.5 liter bottle)

$0.52 Rp 9,456

$0.33 ₹30.56

57.58%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.8K

$3.74 ₹351

-41.18%

Wine (Bottle)

$21.79 Rp 394.4K

$8.88 ₹834

145.38%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.1K

$1.64 ₹154

42.07%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.8K

$3.12 ₹293

-4.81%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.31 ₹404

One-way Ticket (Public Transport)

$0.25 Rp 4,533

$0.23 ₹21.64

8.70%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.0K

$7.22 ₹678

13.16%

Taxi Start (Normal Tariff)

$0.44 Rp 7,925

$0.55 ₹51.5

-20.00%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,472

$0.17 ₹15.70

176.47%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.4K

$2.06 ₹193

171.84%

Gasoline (1 liter)

$0.83 Rp 15.0K

$1.09 ₹103

-23.85%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 442.6M

$11.2K ₹1.1M

117.86%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 573.8M

$21.8K ₹2.0M

45.48%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$21.06 ₹1,977

267.90%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.2K

$3.48 ₹327

76.44%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 342.4K

$5.03 ₹472

276.14%

Gym Membership (Monthly)

$51.0 Rp 923.1K

$14.29 ₹1,342

256.82%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 330.4K

$6.42 ₹603

184.27%

Cinema Ticket

$4.38 Rp 79.3K

$2.58 ₹243

69.77%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$48.63 ₹4,566

912.58%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.2M

$1,555 ₹146.0K

686.05%

Jeans (Levis 501 Or Similar)

$45.16 Rp 817.6K

$23.28 ₹2,186

93.99%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 631.6K

$20.59 ₹1,934

69.45%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$30.86 ₹2,898

153.79%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$31.20 ₹2,930

149.58%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.5M

$122 ₹11.5K

783.23%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.0M

$75.7 ₹7,108

778.32%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.5M

$265 ₹24.9K

1224.71%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.2M

$185 ₹17.4K

802.27%

Buy Apartment in City Center (m2)

$2,340 Rp 42.4M

$931 ₹87.4K

151.47%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.5M

$537 ₹50.4K

316.48%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$670 ₹62.9K

-75.16%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

8.58

60.61%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Rayagada: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Rayagada

$76 23% 88.6% $589

Groceries & Markets

Ubud, Bali

$279 21%

Rayagada

$95 28.8% 66% $185

Clothing & Footwear

Ubud, Bali

$106 8%

Rayagada

$48 14.5% 55.2% $59

Eating Out

Ubud, Bali

$106 8%

Rayagada

$52 15.9% 50.4% $53

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Rayagada

$30 9% 71.2% $73

Sport & Entertainment

Ubud, Bali

$60 4.5%

Rayagada

$19 5.9% 67.4% $40

Getting Around

Ubud, Bali

$12 0.9%

Rayagada

$9.5 2.9% 20.3% $2.4

Cost Breakdown

A central one-bedroom costs $1,078 in Ubud, Bali versus $122 in Rayagada. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Rayagada are about 4 times higher, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $35 in Ubud, Bali versus $8 in Rayagada. Monthly groceries follow the same trend: $279 vs $95 – making Rayagada the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇮🇳 Rayagada

🕒 Local time

22:57 10:57 PM

20:27 8:27 PM

2 h 30 min behind Ubud, Bali

🌤 Weather

👥 Population

74,800

71,208

💱 Currency

Indonesian Rupiah IDR Rp

Indian Rupee INR ₹

📈 Exchange rate

100,000 IDR = 5.52 USD

100,000 IDR = 4.92 EUR

1,000 INR = 10.65 USD

1,000 INR = 9.48 EUR

Exchange rates and currency converter

INR, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 6, 2026: 1 USD = 18,103 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,331 IDR (100,000 IDR = 4.92 EUR).

Indian Rupee exchange rates as of November 6, 2026: 1 USD = 93.9 INR (100 INR = 1.06 USD). 1 EUR = 105 INR (1,000 INR = 9.48 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Rayagada 4,650 km ≈ 6 h nonstop flight

From you

Ubud, Bali
Rayagada

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Rayagada: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 304% more than Rayagada, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,996 per month in Ubud, Bali and $494 in Rayagada. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Rayagada, especially for central apartments: a one-bedroom in the center costs $122 there versus $1,078 in Ubud, Bali.

Monthly expenses with rent come to $1,331 in Ubud, Bali and $329 in Rayagada. That makes Rayagada about 75% cheaper.

Public transport costs about 12% less in Rayagada. For daily commuters, that gap adds up to noticeable savings over a year.

A $800 monthly budget goes further in Rayagada, where all-in costs run around $329, than in Ubud, Bali at $1,331. In Rayagada it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Rayagada – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

For expats, Rayagada is the easier option financially – housing and daily costs are lower, and overall it costs about 75% less, which matters a lot on a fixed budget or early-career salary.