Cost of Living Comparison Between Ubud, Bali and Rayagada Cost of Living Comparison Between Ubud, Bali and Rayagada

Monthly Cost of Living

A single person spends $1,392 per month in Ubud, Bali vs $359 in Rayagada, rent included.

A couple spends around $2,557 per month in Ubud, Bali vs $575 in Rayagada, rent included.

A family of three spends $3,723 per month in Ubud, Bali vs $792 in Rayagada, rent included.

Ubud, Bali costs about 288% more than Rayagada, driven mainly by Groceries & Markets.

Ubud, Bali sits 5% above the global median, while Rayagada is 73% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.57 Rp 64.5K

$1.76 ₹168

102.84%

Three-Course Dinner for Two, Mid-Range

$32.32 Rp 583.4K

$9.06 ₹864

256.73%

Fast Food Meal (McDonalds, etc)

$5.01 Rp 90.4K

$3.41 ₹325

46.92%

Cappuccino

$2.82 Rp 51.0K

$1.14 ₹109

147.37%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.35 Rp 24.4K

$0.38 ₹36.51

255.26%

Water (0.33 liter bottle)

$0.73 Rp 13.2K

$0.12 ₹11.79

508.33%

Local Beer (0.5 liter draught)

$2.93 Rp 53.0K

$2.15 ₹205

36.28%

Imported Beer (0.33 liter bottle)

$3.94 Rp 71.1K

$3.47 ₹331

13.54%

Milk (1 liter)

$1.78 Rp 32.1K

$0.52 ₹49.38

242.31%

White Bread (500g)

$2.45 Rp 44.2K

$0.55 ₹52.7

345.45%

Rice (white) (1kg)

$1.15 Rp 20.7K

$0.67 ₹63.8

71.64%

Eggs

$2.41 Rp 43.6K

$0.98 ₹93.1

145.92%

Local Cheese (1kg)

$14.33 Rp 258.7K

$3.25 ₹310

340.92%

Chicken Fillets (1kg)

$4.19 Rp 75.6K

$2.97 ₹284

41.08%

Beef Round Steak (1kg)

$12.06 Rp 217.7K

Apples (1kg)

$3.64 Rp 65.7K

$1.76 ₹168

106.82%

Banana (1kg)

$1.57 Rp 28.3K

$0.68 ₹64.9

130.88%

Oranges (1kg)

$2.79 Rp 50.3K

$0.82 ₹78.7

240.24%

Tomato (1kg)

$2.24 Rp 40.5K

$0.55 ₹52.5

307.27%

Potato (1kg)

$1.98 Rp 35.7K

$0.39 ₹37.34

407.69%

Onion (1kg)

$2.28 Rp 41.1K

$0.59 ₹55.8

286.44%

Lettuce (1 head)

$1.05 Rp 19.0K

$0.49 ₹46.73

114.29%

Water (1.5 liter bottle)

$0.79 Rp 14.2K

$0.35 ₹33.53

125.71%

Cigarettes 20 Pack (Marlboro, Camel)

$3.19 Rp 57.6K

$4.17 ₹398

-23.50%

Wine (Bottle)

$23.49 Rp 424.1K

$8.79 ₹839

167.24%

Local Beer (0.5 liter bottle)

$2.90 Rp 52.3K

$1.90 ₹181

52.63%

Imported Beer (0.33 liter bottle)

$2.76 Rp 49.7K

$3.76 ₹358

-26.60%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.75 ₹453

One-way Ticket (Public Transport)

$0.27 Rp 4,813

$0.30 ₹28.83

-10.00%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 151.1K

$8.55 ₹815

-2.11%

Taxi Start (Normal Tariff)

$0.45 Rp 8,167

$0.61 ₹58.0

-26.23%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,298

Taxi 1hour Waiting (Normal Tariff)

$6.07 Rp 109.6K

$2.29 ₹219

165.07%

Gasoline (1 liter)

$0.86 Rp 15.6K

$1.17 ₹112

-26.50%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 480.0M

$15.3K ₹1.5M

73.48%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 587.6M

$24.0K ₹2.3M

35.35%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.0 Rp 1.4M

$22.83 ₹2,178

246.12%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 73.9K

$3.69 ₹352

10.84%

Internet (50+ Mbps, Unlimited Data)

$23.85 Rp 430.5K

$5.86 ₹559

307.00%

Gym Membership (Monthly)

$98.8 Rp 1.8M

$16.12 ₹1,538

512.78%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 114.7K

$6.99 ₹667

-9.16%

Cinema Ticket

$4.01 Rp 72.3K

$3.14 ₹300

27.71%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.4M

$67.1 ₹6,396

343.18%

International Primary School, 1 Child (Yearly)

$6,602 Rp 119.2M

$1,757 ₹167.6K

275.73%

Jeans (Levis 501 Or Similar)

$53.4 Rp 964.5K

$29.88 ₹2,849

78.82%

Summer Dress (H&M, Zara, etc)

$38.11 Rp 688.1K

$27.83 ₹2,655

36.94%

Sport Shoes (Adidas, Nike)

$88.7 Rp 1.6M

$38.19 ₹3,643

132.13%

Men's Leather Business Shoes

$76.6 Rp 1.4M

$36.73 ₹3,503

108.60%

1-bedroom Apartment, City Center (Monthly)

$1,020 Rp 18.4M

$125 ₹11.9K

716.98%

1-bedroom Apartment, Outside City Center (Monthly)

$680 Rp 12.3M

$76.8 ₹7,327

785.41%

3-bedroom Apartment, City Center (Monthly)

$3,469 Rp 62.6M

$269 ₹25.7K

1189.14%

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 Rp 37.7M

$182 ₹17.4K

1047.39%

Buy Apartment in City Center (m2)

$2,729 Rp 49.3M

$1,046 ₹99.8K

160.86%

Buy Apartment Outside City Center (m2)

$2,295 Rp 41.4M

$505 ₹48.2K

354.28%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$596 ₹56.8K

-72.54%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

8.3

60.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 28, 2026

Last update for Rayagada: July 26, 2026

Cost Breakdown

A central one-bedroom costs $1,020 in Ubud, Bali versus $125 in Rayagada. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 264% higher in Rayagada, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $9.00 in Rayagada. Monthly groceries follow the same trend: $298 vs $104 – making Rayagada the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Rayagada: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 288% more than Rayagada, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,088 per month in Ubud, Bali and $538 in Rayagada. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Rayagada, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,392 in Ubud, Bali and $359 in Rayagada. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 2% less in Rayagada. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Rayagada, where all-in costs run around $359, than in Ubud, Bali at $1,392. In Rayagada it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Rayagada costs $359 versus $1,392 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Rayagada. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.