Cost of Living Comparison Between Ubud, Bali and Rayagada Cost of Living Comparison Between Ubud, Bali and Rayagada

Monthly Cost of Living

A single person spends $1,368 per month in Ubud, Bali vs $332 in Rayagada, rent included.

A couple spends around $2,348 per month in Ubud, Bali vs $527 in Rayagada, rent included.

A family of three spends $3,327 per month in Ubud, Bali vs $722 in Rayagada, rent included.

Ubud, Bali costs about 312% more than Rayagada, driven mainly by Groceries & Markets.

Ubud, Bali sits 0% above the global median, while Rayagada is 76% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.44 Rp 61.0K

$1.56 ₹149

120.51%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 644.5K

$8.21 ₹788

342.27%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.3K

$3.12 ₹299

83.01%

Cappuccino

$2.67 Rp 47.4K

$1.06 ₹101

151.89%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.1K

$0.32 ₹30.83

446.88%

Water (0.33 liter bottle)

$0.87 Rp 15.5K

$0.10 ₹9.11

770.00%

Local Beer (0.5 liter draught)

$2.95 Rp 52.4K

$2.05 ₹197

43.90%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.2K

$3.13 ₹301

44.41%

Milk (1 liter)

$1.62 Rp 28.7K

$0.50 ₹47.78

224.00%

White Bread (500g)

$2.33 Rp 41.4K

$0.54 ₹51.5

331.48%

Rice (white) (1kg)

$1.11 Rp 19.7K

$0.58 ₹56.0

91.38%

Eggs

$2.20 Rp 39.1K

$0.84 ₹80.8

161.90%

Local Cheese (1kg)

$17.69 Rp 314.0K

$2.99 ₹287

491.64%

Chicken Fillets (1kg)

$4.10 Rp 72.7K

$2.76 ₹264

48.55%

Beef Round Steak (1kg)

$12.18 Rp 216.1K

Apples (1kg)

$3.71 Rp 65.8K

$1.54 ₹148

140.91%

Banana (1kg)

$1.59 Rp 28.2K

$0.61 ₹58.9

160.66%

Oranges (1kg)

$2.28 Rp 40.5K

$0.76 ₹72.6

200.00%

Tomato (1kg)

$1.95 Rp 34.7K

$0.36 ₹34.68

441.67%

Potato (1kg)

$1.91 Rp 33.8K

$0.39 ₹37.14

389.74%

Onion (1kg)

$2.33 Rp 41.4K

$0.36 ₹34.44

547.22%

Lettuce (1 head)

$1.01 Rp 17.9K

$0.58 ₹55.7

74.14%

Water (1.5 liter bottle)

$0.55 Rp 9,795

$0.30 ₹28.65

83.33%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.6K

$3.57 ₹342

-37.54%

Wine (Bottle)

$23.07 Rp 409.5K

$8.90 ₹853

159.21%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.9K

$1.72 ₹165

40.70%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.2K

$3.14 ₹301

-4.46%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.26 ₹409

One-way Ticket (Public Transport)

$0.27 Rp 4,825

$0.27 ₹25.61

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.4K

$7.30 ₹700

23.01%

Taxi Start (Normal Tariff)

$0.48 Rp 8,586

$0.53 ₹51.0

-9.43%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,697

$0.15 ₹14.04

186.67%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 100.1K

$2.03 ₹195

177.83%

Gasoline (1 liter)

$0.80 Rp 14.3K

$1.05 ₹101

-23.81%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 442.7M

$13.8K ₹1.3M

80.83%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 562.8M

$21.5K ₹2.1M

47.20%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$20.74 ₹1,989

292.77%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.2K

$3.65 ₹350

77.81%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 333.1K

$5.02 ₹481

273.90%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$13.89 ₹1,333

309.43%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 332.4K

$6.56 ₹630

185.52%

Cinema Ticket

$4.54 Rp 80.5K

$2.65 ₹254

71.32%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$48.76 ₹4,677

885.79%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.4M

$1,570 ₹150.6K

263.71%

Jeans (Levis 501 Or Similar)

$45.52 Rp 807.9K

$22.34 ₹2,143

103.76%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 636.9K

$21.04 ₹2,018

70.53%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$30.43 ₹2,919

164.18%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$31.81 ₹3,051

147.31%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.8M

$123 ₹11.8K

802.75%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$74.2 ₹7,117

840.23%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.5M

$268 ₹25.7K

1258.22%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$170 ₹16.3K

922.98%

Buy Apartment in City Center (m2)

$2,784 Rp 49.4M

$876 ₹84.0K

217.88%

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.6M

$494 ₹47.4K

363.60%

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

$676 ₹64.8K

-75.13%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

8.58

60.61%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Rayagada: September 15, 2026

Cost Breakdown

A central one-bedroom costs $1,115 in Ubud, Bali versus $123 in Rayagada. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 302% higher in Rayagada, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36.00 in Ubud, Bali versus $8.00 in Rayagada. Monthly groceries follow the same trend: $295 vs $95.0 – making Rayagada the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Rayagada: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 312% more than Rayagada, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,052 per month in Ubud, Bali and $498 in Rayagada. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Rayagada, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,368 in Ubud, Bali and $332 in Rayagada. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 23% less in Rayagada. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Rayagada, where all-in costs run around $332, than in Ubud, Bali at $1,368. In Rayagada it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Rayagada costs $332 versus $1,368 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Rayagada. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.