Cost of Living Comparison Between Ubud, Bali and Rayagada Cost of Living Comparison Between Ubud, Bali and Rayagada

Monthly Cost of Living

A single person spends $1,394 per month in Ubud, Bali vs $367 in Rayagada, rent included.

A couple spends around $2,551 per month in Ubud, Bali vs $582 in Rayagada, rent included.

A family of three spends $3,708 per month in Ubud, Bali vs $798 in Rayagada, rent included.

Ubud, Bali costs about 280% more than Rayagada, driven mainly by Groceries & Markets.

Ubud, Bali sits 5% above the global median, while Rayagada is 73% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.40 Rp 60.2K

$1.70 ₹161

100.00%

Three-Course Dinner for Two, Mid-Range

$32.38 Rp 573.6K

$9.10 ₹861

255.82%

Fast Food Meal (McDonalds, etc)

$5.00 Rp 88.6K

$3.51 ₹332

42.45%

Cappuccino

$2.82 Rp 50.0K

$1.19 ₹112

136.97%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.4K

$0.36 ₹33.92

283.33%

Water (0.33 liter bottle)

$0.73 Rp 13.0K

$0.12 ₹10.90

508.33%

Local Beer (0.5 liter draught)

$2.98 Rp 52.8K

$2.06 ₹195

44.66%

Imported Beer (0.33 liter bottle)

$3.97 Rp 70.3K

$3.47 ₹328

14.41%

Milk (1 liter)

$1.79 Rp 31.8K

$0.55 ₹52.4

225.45%

White Bread (500g)

$2.46 Rp 43.7K

$0.56 ₹52.6

339.29%

Rice (white) (1kg)

$1.20 Rp 21.2K

$0.62 ₹58.4

93.55%

Eggs

$2.39 Rp 42.3K

$1.00 ₹94.2

139.00%

Local Cheese (1kg)

$14.40 Rp 255.1K

$3.29 ₹311

337.69%

Chicken Fillets (1kg)

$4.28 Rp 75.9K

$3.05 ₹289

40.33%

Beef Round Steak (1kg)

$11.82 Rp 209.4K

Apples (1kg)

$3.78 Rp 67.0K

$1.75 ₹166

116.00%

Banana (1kg)

$1.63 Rp 28.9K

$0.68 ₹64.1

139.71%

Oranges (1kg)

$2.80 Rp 49.6K

$0.78 ₹73.9

258.97%

Tomato (1kg)

$2.26 Rp 40.0K

$0.55 ₹52.1

310.91%

Potato (1kg)

$2.00 Rp 35.3K

$0.39 ₹37.16

412.82%

Onion (1kg)

$2.21 Rp 39.2K

$0.58 ₹54.9

281.03%

Lettuce (1 head)

$1.07 Rp 18.9K

$0.49 ₹45.94

118.37%

Water (1.5 liter bottle)

$0.76 Rp 13.5K

$0.36 ₹33.72

111.11%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 55.4K

$3.98 ₹377

-21.36%

Wine (Bottle)

$23.81 Rp 421.9K

$9.02 ₹853

163.97%

Local Beer (0.5 liter bottle)

$2.84 Rp 50.3K

$1.97 ₹187

44.16%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.2K

$3.63 ₹344

-23.42%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.96 ₹469

One-way Ticket (Public Transport)

$0.27 Rp 4,726

$0.28 ₹26.38

-3.57%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 148.2K

$8.87 ₹839

-5.64%

Taxi Start (Normal Tariff)

$0.45 Rp 8,034

$0.60 ₹57.1

-25.00%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,578

Taxi 1hour Waiting (Normal Tariff)

$5.98 Rp 105.9K

$2.29 ₹217

161.14%

Gasoline (1 liter)

$0.80 Rp 14.2K

$1.21 ₹115

-33.88%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.8K Rp 457.2M

$15.0K ₹1.4M

71.86%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.8K Rp 563.4M

$24.9K ₹2.4M

27.70%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.7 Rp 1.4M

$23.13 ₹2,189

249.07%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.14 Rp 73.3K

$3.81 ₹360

8.66%

Internet (50+ Mbps, Unlimited Data)

$24.12 Rp 427.2K

$5.79 ₹548

316.58%

Gym Membership (Monthly)

$97.8 Rp 1.7M

$15.62 ₹1,478

525.80%

Tennis Court (1 Hour on Weekend)

$6.64 Rp 117.7K

$7.15 ₹677

-7.13%

Cinema Ticket

$4.04 Rp 71.5K

$3.24 ₹307

24.69%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.3M

$65.7 ₹6,215

352.10%

International Primary School, 1 Child (Yearly)

$6,590 Rp 116.7M

$1,712 ₹161.9K

285.03%

Jeans (Levis 501 Or Similar)

$55.1 Rp 976.8K

$30.10 ₹2,847

83.19%

Summer Dress (H&M, Zara, etc)

$38.51 Rp 682.1K

$27.83 ₹2,633

38.38%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$38.39 ₹3,632

124.36%

Men's Leather Business Shoes

$78.0 Rp 1.4M

$36.71 ₹3,473

112.34%

1-bedroom Apartment, City Center (Monthly)

$985 Rp 17.5M

$125 ₹11.8K

690.90%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 11.8M

$77.7 ₹7,349

755.79%

3-bedroom Apartment, City Center (Monthly)

$3,446 Rp 61.0M

$272 ₹25.7K

1167.33%

3-bedroom Apartment, Outside City Center (Monthly)

$2,042 Rp 36.2M

$182 ₹17.2K

1022.68%

Buy Apartment in City Center (m2)

$2,829 Rp 50.1M

$1,037 ₹98.1K

172.87%

Buy Apartment Outside City Center (m2)

$2,282 Rp 40.4M

$570 ₹53.9K

300.59%

Average Monthly Net Salary (After Tax)

$169 Rp 3.0M

$601 ₹56.9K

-71.85%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

8.3

60.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 14, 2026

Last update for Rayagada: June 15, 2026

Cost Breakdown

A central one-bedroom costs $985 in Ubud, Bali versus $125 in Rayagada. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 255% higher in Rayagada, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $9.00 in Rayagada. Monthly groceries follow the same trend: $299 vs $105 – making Rayagada the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Rayagada: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 280% more than Rayagada, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,091 per month in Ubud, Bali and $550 in Rayagada. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Rayagada, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,394 in Ubud, Bali and $367 in Rayagada. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 6% less in Rayagada. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Rayagada, where all-in costs run around $367, than in Ubud, Bali at $1,394. In Rayagada it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Rayagada costs $367 versus $1,394 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Rayagada. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.