Cost of Living Comparison Between Ubud, Bali and Rayagada Cost of Living Comparison Between Ubud, Bali and Rayagada

Monthly Cost of Living

A single person spends $1,408 per month in Ubud, Bali vs $354 in Rayagada, rent included.

A couple spends around $2,582 per month in Ubud, Bali vs $570 in Rayagada, rent included.

A family of three spends $3,757 per month in Ubud, Bali vs $785 in Rayagada, rent included.

Ubud, Bali costs about 297% more than Rayagada, driven mainly by Groceries & Markets.

Ubud, Bali sits 5% above the global median, while Rayagada is 74% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.42 Rp 58.7K

$1.77 ₹166

93.22%

Three-Course Dinner for Two, Mid-Range

$32.96 Rp 566.5K

$9.46 ₹888

248.41%

Fast Food Meal (McDonalds, etc)

$5.08 Rp 87.3K

$3.39 ₹318

49.85%

Cappuccino

$2.82 Rp 48.5K

$1.13 ₹106

149.56%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.37 Rp 23.5K

$0.39 ₹36.18

251.28%

Water (0.33 liter bottle)

$0.71 Rp 12.2K

$0.12 ₹11.36

491.67%

Local Beer (0.5 liter draught)

$2.97 Rp 51.0K

$2.15 ₹202

38.14%

Imported Beer (0.33 liter bottle)

$3.91 Rp 67.2K

$3.41 ₹320

14.66%

Milk (1 liter)

$1.75 Rp 30.0K

$0.52 ₹48.77

236.54%

White Bread (500g)

$2.52 Rp 43.2K

$0.56 ₹52.7

350.00%

Rice (white) (1kg)

$1.21 Rp 20.8K

$0.62 ₹57.8

95.16%

Eggs

$2.33 Rp 40.1K

$0.91 ₹85.0

156.04%

Local Cheese (1kg)

$14.50 Rp 249.2K

$3.28 ₹308

342.07%

Chicken Fillets (1kg)

$4.36 Rp 74.9K

$3.04 ₹285

43.42%

Beef Round Steak (1kg)

$12.05 Rp 207.0K

Apples (1kg)

$3.82 Rp 65.6K

$1.70 ₹160

124.71%

Banana (1kg)

$1.61 Rp 27.7K

$0.73 ₹68.2

120.55%

Oranges (1kg)

$2.70 Rp 46.5K

$0.83 ₹77.8

225.30%

Tomato (1kg)

$2.23 Rp 38.3K

$0.59 ₹55.2

277.97%

Potato (1kg)

$1.90 Rp 32.6K

$0.43 ₹40.00

341.86%

Onion (1kg)

$2.18 Rp 37.5K

$0.54 ₹50.9

303.70%

Lettuce (1 head)

$1.03 Rp 17.7K

$0.46 ₹42.71

123.91%

Water (1.5 liter bottle)

$0.77 Rp 13.3K

$0.32 ₹30.48

140.63%

Cigarettes 20 Pack (Marlboro, Camel)

$3.18 Rp 54.7K

$4.13 ₹387

-23.00%

Wine (Bottle)

$23.23 Rp 399.2K

$7.45 ₹699

211.81%

Local Beer (0.5 liter bottle)

$2.85 Rp 48.9K

$1.94 ₹182

46.91%

Imported Beer (0.33 liter bottle)

$2.72 Rp 46.7K

$3.79 ₹356

-28.23%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.79 ₹450

One-way Ticket (Public Transport)

$0.29 Rp 5,022

$0.30 ₹28.40

-3.33%

Public Transport Monthly Pass (Regular Price)

$8.43 Rp 144.8K

$8.66 ₹813

-2.66%

Taxi Start (Normal Tariff)

$0.49 Rp 8,344

$0.60 ₹56.6

-18.33%

Taxi (Normal Tariff) (1km)

$0.45 Rp 7,812

Taxi 1hour Waiting (Normal Tariff)

$6.28 Rp 107.8K

$2.36 ₹221

166.10%

Gasoline (1 liter)

$0.85 Rp 14.6K

$1.21 ₹114

-29.75%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 447.8M

$14.9K ₹1.4M

74.46%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.5K Rp 541.8M

$24.9K ₹2.3M

26.79%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.8 Rp 1.4M

$23.33 ₹2,190

241.92%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 70.3K

$3.83 ₹360

6.79%

Internet (50+ Mbps, Unlimited Data)

$24.06 Rp 413.6K

$5.82 ₹546

313.40%

Gym Membership (Monthly)

$96.2 Rp 1.7M

$15.83 ₹1,485

507.64%

Tennis Court (1 Hour on Weekend)

$6.53 Rp 112.2K

$6.87 ₹645

-4.95%

Cinema Ticket

$4.13 Rp 71.1K

$3.27 ₹307

26.30%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.1M

$66.4 ₹6,235

346.73%

International Primary School, 1 Child (Yearly)

$6,661 Rp 114.5M

$1,726 ₹162.0K

285.89%

Jeans (Levis 501 Or Similar)

$55.0 Rp 944.5K

$29.42 ₹2,761

86.81%

Summer Dress (H&M, Zara, etc)

$38.75 Rp 666.0K

$27.59 ₹2,590

40.45%

Sport Shoes (Adidas, Nike)

$89.6 Rp 1.5M

$38.41 ₹3,605

133.30%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$36.66 ₹3,441

115.22%

1-bedroom Apartment, City Center (Monthly)

$1,018 Rp 17.5M

$125 ₹11.7K

715.24%

1-bedroom Apartment, Outside City Center (Monthly)

$660 Rp 11.3M

$77.6 ₹7,280

750.85%

3-bedroom Apartment, City Center (Monthly)

$3,435 Rp 59.0M

$272 ₹25.5K

1163.99%

3-bedroom Apartment, Outside City Center (Monthly)

$2,053 Rp 35.3M

$183 ₹17.2K

1023.64%

Buy Apartment in City Center (m2)

$2,981 Rp 51.2M

$822 ₹77.1K

262.78%

Buy Apartment Outside City Center (m2)

$2,368 Rp 40.7M

$499 ₹46.8K

374.52%

Average Monthly Net Salary (After Tax)

$172 Rp 3.0M

$607 ₹56.9K

-71.63%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

8.3

60.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 21, 2026

Last update for Rayagada: April 20, 2026

Cost Breakdown

A central one-bedroom costs $1,018 in Ubud, Bali versus $125 in Rayagada. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 253% higher in Rayagada, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $33 in Ubud, Bali versus $9 in Rayagada. Monthly groceries follow the same trend: $299 vs $101 – making Rayagada the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Rayagada: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 297% more than Rayagada, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,112 per month in Ubud, Bali and $532 in Rayagada. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Rayagada, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,408 in Ubud, Bali and $354 in Rayagada. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 3% less in Rayagada. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Rayagada, where all-in costs run around $354, than in Ubud, Bali at $1,408. In Rayagada it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Rayagada costs $354 versus $1,408 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Rayagada. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.