Last update: Oct 2026

Cost of Living Comparison Between Rayagada and Ubud, Bali

For one person, living is cheaper in Rayagada: $329 a month against $1,349 in Ubud, Bali, rent and utilities included – about $12,200 less a year. Rent and utilities account for most of the difference.

16

Cost of Living Index in Rayagada
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Rayagada Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Rayagada

🇮🇳 India

$329

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Rayagada and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Rayagada and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $329 per month in Rayagada vs $1,349 in Ubud, Bali, rent included.

Rayagada $329
Ubud, Bali $1,349

A couple spends around $529 per month in Rayagada vs $2,305 in Ubud, Bali, rent included.

Rayagada $529
Ubud, Bali $2,305

A family of three spends $730 per month in Rayagada vs $3,261 in Ubud, Bali, rent included.

Rayagada $730
Ubud, Bali $3,261

Rayagada is about 76% cheaper than Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$1.63 ₹155

$3.32 Rp 60.4K

-50.90%

Three-Course Dinner for Two, Mid-Range

$8.42 ₹802

$35.64 Rp 648.1K

-76.37%

Fast Food Meal (McDonalds, etc)

$3.13 ₹298

$5.53 Rp 100.6K

-43.40%

Cappuccino

$1.07 ₹102

$2.72 Rp 49.4K

-60.66%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.33 ₹31.87

$1.70 Rp 30.9K

-80.59%

Water (0.33 liter bottle)

$0.11 ₹10.70

$0.76 Rp 13.8K

-85.53%

Local Beer (0.5 liter draught)

$2.06 ₹196

$2.65 Rp 48.3K

-22.26%

Imported Beer (0.33 liter bottle)

$3.16 ₹301

$4.38 Rp 79.7K

-27.85%

Milk (1 liter)

$0.46 ₹44.22

$1.49 Rp 27.1K

-69.13%

White Bread (500g)

$0.51 ₹48.62

$2.28 Rp 41.4K

-77.63%

Rice (white) (1kg)

$0.59 ₹56.4

$1.19 Rp 21.6K

-50.42%

Eggs

$0.86 ₹81.4

$2.04 Rp 37.0K

-57.84%

Local Cheese (1kg)

$2.98 ₹284

$17.70 Rp 321.9K

-83.16%

Chicken Fillets (1kg)

$2.69 ₹256

$3.96 Rp 72.1K

-32.07%

Beef Round Steak (1kg)

$12.19 Rp 221.7K

Apples (1kg)

$1.62 ₹155

$3.66 Rp 66.5K

-55.74%

Banana (1kg)

$0.62 ₹58.8

$1.52 Rp 27.6K

-59.21%

Oranges (1kg)

$0.78 ₹74.0

$2.23 Rp 40.5K

-65.02%

Tomato (1kg)

$0.40 ₹38.14

$1.97 Rp 35.9K

-79.70%

Potato (1kg)

$0.36 ₹34.02

$1.85 Rp 33.6K

-80.54%

Onion (1kg)

$0.39 ₹37.45

$2.42 Rp 44.1K

-83.88%

Lettuce (1 head)

$0.55 ₹52.8

$0.99 Rp 18.0K

-44.44%

Water (1.5 liter bottle)

$0.30 ₹28.55

$0.51 Rp 9,336

-41.18%

Cigarettes 20 Pack (Marlboro, Camel)

$3.59 ₹342

$2.22 Rp 40.4K

61.71%

Wine (Bottle)

$8.86 ₹843

$22.24 Rp 404.4K

-60.16%

Local Beer (0.5 liter bottle)

$1.71 ₹163

$2.26 Rp 41.1K

-24.34%

Imported Beer (0.33 liter bottle)

$3.07 ₹292

$2.97 Rp 54.0K

3.37%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.34 ₹413

One-way Ticket (Public Transport)

$0.21 ₹20.00

$0.25 Rp 4,564

-16.00%

Public Transport Monthly Pass (Regular Price)

$6.13 ₹584

$7.82 Rp 142.3K

-21.61%

Taxi Start (Normal Tariff)

$0.55 ₹52.8

$0.44 Rp 7,992

25.00%

Taxi (Normal Tariff) (1km)

$0.15 ₹14.41

$0.43 Rp 7,821

-65.12%

Taxi 1hour Waiting (Normal Tariff)

$2.06 ₹196

$5.41 Rp 98.4K

-61.92%

Gasoline (1 liter)

$1.06 ₹101

$0.82 Rp 15.0K

29.27%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$11.3K ₹1.1M

$23.8K Rp 433.5M

-52.51%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.4K ₹2.1M

$31.7K Rp 577.3M

-29.31%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$21.40 ₹2,037

$79.1 Rp 1.4M

-72.93%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.52 ₹335

$6.45 Rp 117.2K

-45.43%

Internet (50+ Mbps, Unlimited Data)

$5.28 ₹503

$18.58 Rp 337.8K

-71.58%

Gym Membership (Monthly)

$13.94 ₹1,327

$49.48 Rp 899.8K

-71.83%

Tennis Court (1 Hour on Weekend)

$7.03 ₹669

$17.65 Rp 320.9K

-60.17%

Cinema Ticket

$2.66 ₹254

$4.27 Rp 77.7K

-37.70%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$50.5 ₹4,810

$491 Rp 8.9M

-89.70%

International Primary School, 1 Child (Yearly)

$1,567 ₹149.2K

$5,674 Rp 103.2M

-72.39%

Jeans (Levis 501 Or Similar)

$22.63 ₹2,155

$44.64 Rp 811.7K

-49.31%

Summer Dress (H&M, Zara, etc)

$20.74 ₹1,975

$34.95 Rp 635.6K

-40.66%

Sport Shoes (Adidas, Nike)

$30.33 ₹2,888

$79.9 Rp 1.5M

-62.04%

Men's Leather Business Shoes

$31.40 ₹2,990

$79.4 Rp 1.4M

-60.46%

1-bedroom Apartment, City Center (Monthly)

$120 ₹11.4K

$1,125 Rp 20.5M

-89.37%

1-bedroom Apartment, Outside City Center (Monthly)

$75.6 ₹7,196

$671 Rp 12.2M

-88.74%

3-bedroom Apartment, City Center (Monthly)

$264 ₹25.1K

$3,565 Rp 64.8M

-92.60%

3-bedroom Apartment, Outside City Center (Monthly)

$185 ₹17.6K

$1,723 Rp 31.3M

-89.27%

Buy Apartment in City Center (m2)

$975 ₹92.8K

$2,732 Rp 49.7M

-64.30%

Buy Apartment Outside City Center (m2)

$528 ₹50.3K

$2,284 Rp 41.5M

-76.88%

Average Monthly Net Salary (After Tax)

$684 ₹65.1K

$164 Rp 3.0M

317.65%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.58

13.78

-37.74%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Rayagada: October 27, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Rayagada

$95 28.8%

Ubud, Bali

$288 21.4% 204% $194

Accommodation & Living

Rayagada

$76 23%

Ubud, Bali

$672 49.8% 789% $596

Eating Out

Rayagada

$54 16.3%

Ubud, Bali

$108 8% 101% $54

Clothing & Footwear

Rayagada

$47 14.4%

Ubud, Bali

$108 8% 127% $60

Monthly Utilities & Internet

Rayagada

$30 9.2%

Ubud, Bali

$104 7.7% 245% $74

Sport & Entertainment

Rayagada

$19 5.9%

Ubud, Bali

$58 4.3% 201% $39

Getting Around

Rayagada

$8.3 2.5%

Ubud, Bali

$11 0.9% 37.8% $3.1

Cost Breakdown

A central one-bedroom costs $120 in Rayagada versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Rayagada are about 4.2 times higher, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $8 in Rayagada versus $36 in Ubud, Bali. Monthly groceries follow the same trend: $95 vs $288 – making Rayagada the more affordable choice for daily food spending.

Good to know

🇮🇳 Rayagada

🇮🇩 Ubud, Bali

🕒 Local time

09:56 9:56 AM

12:26 12:26 PM

2 h 30 min ahead of Rayagada

🌤 Weather

👥 Population

71,208

74,800

💱 Currency

Indian Rupee INR ₹

Indonesian Rupiah IDR Rp

📈 Exchange rate

1,000 INR = 10.5 USD

1,000 INR = 9.43 EUR

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to INR – Indian Rupee Converter

🇺🇸 United States Dollar ($)

🇮🇳 Indian Rupee (₹)

Indian Rupee exchange rates as of October 29, 2026: 1 USD = 95.21 INR (100 INR = 1.05 USD). 1 EUR = 106 INR (1,000 INR = 9.43 EUR).

Indonesian Rupiah exchange rates as of October 29, 2026: 1 USD = 18,183 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,242 IDR (100,000 IDR = 4.94 EUR).

USD to INR in detail →

On the map

Lowest

Highest

Between locations

Rayagada Ubud, Bali 4,650 km ≈ 6 h nonstop flight

From you

Rayagada
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Rayagada vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 310% more than Rayagada, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $494 per month in Rayagada and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Rayagada, especially for central apartments: a one-bedroom in the center costs $120 there versus $1,125 in Ubud, Bali.

Monthly expenses with rent come to $329 in Rayagada and $1,349 in Ubud, Bali. That makes Rayagada about 76% cheaper.

Public transport costs about 22% less in Rayagada. For daily commuters, that gap adds up to noticeable savings over a year.

A $800 monthly budget goes further in Rayagada, where all-in costs run around $329, than in Ubud, Bali at $1,349. In Rayagada it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Rayagada – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

For expats, Rayagada is the easier option financially – housing and daily costs are lower, and overall it costs about 76% less, which matters a lot on a fixed budget or early-career salary.