Cost of Living Comparison Between Ubud, Bali and Ponca City, OK Cost of Living Comparison Between Ubud, Bali and Ponca City, OK

Monthly Cost of Living

A single person spends $1,404 per month in Ubud, Bali vs $2,430 in Ponca City, OK, rent included.

A couple spends around $2,549 per month in Ubud, Bali vs $3,435 in Ponca City, OK, rent included.

A family of three spends $3,694 per month in Ubud, Bali vs $4,439 in Ponca City, OK, rent included.

Ubud, Bali is about 42% cheaper than Ponca City, OK, driven mainly by Monthly Utilities & Internet.

Both Ubud, Bali and Ponca City, OK sit above the global median – Ubud, Bali by 4%, Ponca City, OK by 81%.

Meal at Budget Restaurant

$3.57 Rp 64.0K

$9.20 $9.20

-61.20%

Three-Course Dinner for Two, Mid-Range

$32.50 Rp 582.3K

$54.7 $54.7

-40.61%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 87.1K

$10.92 $10.92

-55.49%

Cappuccino

$2.75 Rp 49.2K

$2.03 $2.03

35.47%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 Rp 23.7K

$1.86 $1.86

-29.03%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$1.85 $1.85

-62.16%

Local Beer (0.5 liter draught)

$2.91 Rp 52.2K

$4.10 $4.10

-29.02%

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.0K

$6.17 $6.17

-38.57%

Milk (1 liter)

$1.71 Rp 30.6K

$0.98 $0.98

74.49%

White Bread (500g)

$2.47 Rp 44.3K

$2.26 $2.26

9.29%

Rice (white) (1kg)

$1.20 Rp 21.5K

$3.93 $3.93

-69.47%

Eggs

$2.44 Rp 43.8K

$4.94 $4.94

-50.61%

Local Cheese (1kg)

$14.38 Rp 257.7K

$10.11 $10.11

42.24%

Chicken Fillets (1kg)

$4.31 Rp 77.1K

$11.10 $11.10

-61.17%

Beef Round Steak (1kg)

$12.21 Rp 218.7K

$10.34 $10.34

18.09%

Apples (1kg)

$3.68 Rp 66.0K

$4.57 $4.57

-19.47%

Banana (1kg)

$1.55 Rp 27.8K

$1.64 $1.64

-5.49%

Oranges (1kg)

$2.79 Rp 49.9K

$4.17 $4.17

-33.09%

Tomato (1kg)

$2.33 Rp 41.8K

$4.44 $4.44

-47.52%

Potato (1kg)

$1.97 Rp 35.3K

$4.15 $4.15

-52.53%

Onion (1kg)

$2.31 Rp 41.4K

$2.15 $2.15

7.44%

Lettuce (1 head)

$1.06 Rp 19.1K

$2.10 $2.10

-49.52%

Water (1.5 liter bottle)

$0.73 Rp 13.1K

$1.02 $1.02

-28.43%

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 Rp 58.8K

$7.59 $7.59

-56.79%

Wine (Bottle)

$22.79 Rp 408.4K

$8.16 $8.16

179.29%

Local Beer (0.5 liter bottle)

$2.81 Rp 50.3K

$1.94 $1.94

44.85%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.9K

$1.94 $1.94

43.30%

One-way Ticket (Public Transport)

$0.29 Rp 5,217

$2.03 $2.03

-85.71%

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 144.4K

Taxi Start (Normal Tariff)

$0.45 Rp 8,047

$2.74 $2.74

-83.58%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,094

$1.27 $1.27

-64.57%

Taxi 1hour Waiting (Normal Tariff)

$6.24 Rp 111.7K

$30.30 $30.30

-79.41%

Gasoline (1 liter)

$0.85 Rp 15.2K

$0.82 $0.82

3.66%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 465.4M

$12.8K $12.8K

102.83%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 567.2M

$15.0K $15.0K

110.49%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$233 $233

-65.28%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.7K

$73.1 $73.1

-94.44%

Internet (50+ Mbps, Unlimited Data)

$24.42 Rp 437.6K

$61.1 $61.1

-60.01%

Gym Membership (Monthly)

$97.7 Rp 1.7M

$43.43 $43.43

124.89%

Tennis Court (1 Hour on Weekend)

$6.45 Rp 115.5K

Cinema Ticket

$4.04 Rp 72.4K

$15.19 $15.19

-73.40%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$1,565 $1,565

-80.58%

International Primary School, 1 Child (Yearly)

$6,621 Rp 118.6M

$23.7K $23.7K

-72.10%

Jeans (Levis 501 Or Similar)

$54.2 Rp 971.7K

$40.13 $40.13

35.14%

Summer Dress (H&M, Zara, etc)

$38.78 Rp 694.7K

$38.04 $38.04

1.95%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$80.9 $80.9

6.46%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$99.3 $99.3

-22.75%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.7M

$581 $581

69.68%

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 11.8M

$1,350 $1,350

-51.27%

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 60.4M

$809 $809

316.36%

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.0M

$2,263 $2,263

-8.72%

Buy Apartment in City Center (m2)

$2,741 Rp 49.1M

$2,348 $2,348

16.74%

Buy Apartment Outside City Center (m2)

$2,228 Rp 39.9M

$2,444 $2,444

-8.85%

Average Monthly Net Salary (After Tax)

$163 Rp 2.9M

$2,547 $2,547

-93.58%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

6.52

103.68%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Ponca City, OK: June 7, 2026

Cost Breakdown

A central one-bedroom costs $986 in Ubud, Bali versus $581 in Ponca City, OK. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1459% higher in Ponca City, OK, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $55.0 in Ponca City, OK. Monthly groceries follow the same trend: $297 vs $324 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Ponca City, OK: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,404 in Ubud, Bali, $2,430 in Ponca City, OK – roughly 73% apart. Ponca City, OK costs more across the board, with Monthly Utilities & Internet showing the biggest gap.

For a comfortable life, plan on about $2,106 per month in Ubud, Bali and $3,645 in Ponca City, OK. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $33.00 in Ubud, Bali and $55.0 in Ponca City, OK. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 9% more in Ponca City, OK, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,404, than in Ponca City, OK at $2,430. In Ubud, Bali it covers expenses comfortably, while in Ponca City, OK it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,404 in Ubud, Bali to $2,430 in Ponca City, OK. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ponca City, OK makes more sense. Both are solid long-term options with distinct trade-offs.