Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Ponca City, OK

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $2,526 in Ponca City, OK, rent and utilities included – about $14,300 less a year. Rent and utilities account for most of the difference.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
120

Cost of Living Index in Ponca City, OK
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Ponca City, OK Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Ponca City, OK

🇺🇸 United States

$2,526

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Ponca City, OK

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Ponca City, OK actually costs, broken down by who's living it.

A single person spends $1,331 per month in Ubud, Bali vs $2,526 in Ponca City, OK, rent included.

Ubud, Bali $1,331
Ponca City, OK $2,526

A couple spends around $2,255 per month in Ubud, Bali vs $3,671 in Ponca City, OK, rent included.

Ubud, Bali $2,255
Ponca City, OK $3,671

A family of three spends $3,180 per month in Ubud, Bali vs $4,816 in Ponca City, OK, rent included.

Ubud, Bali $3,180
Ponca City, OK $4,816

Ubud, Bali is about 47% cheaper than Ponca City, OK, and outside of rent the biggest gap is in eating out.

Ubud, Bali sits 2% below the global median, while Ponca City, OK is 87% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.38 Rp 61.2K

$16.70 $16.70

-79.76%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 628.6K

$55.9 $55.9

-37.96%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 101.1K

$9.52 $9.52

-41.49%

Cappuccino

$2.62 Rp 47.5K

$5.72 $5.72

-54.20%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$2.24 $2.24

-31.25%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$1.69 $1.69

-62.13%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

$6.09 $6.09

-56.16%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.3K

$7.15 $7.15

-40.42%

Milk (1 liter)

$1.46 Rp 26.5K

$0.89 $0.89

64.04%

White Bread (500g)

$2.29 Rp 41.6K

$3.85 $3.85

-40.52%

Rice (white) (1kg)

$1.11 Rp 20.1K

$5.79 $5.79

-80.83%

Eggs

$2.10 Rp 38.1K

$5.37 $5.37

-60.89%

Local Cheese (1kg)

$15.94 Rp 289.2K

$7.98 $7.98

99.75%

Chicken Fillets (1kg)

$3.88 Rp 70.4K

$8.67 $8.67

-55.25%

Beef Round Steak (1kg)

$11.40 Rp 206.8K

$13.40 $13.40

-14.93%

Apples (1kg)

$3.55 Rp 64.4K

$4.41 $4.41

-19.50%

Banana (1kg)

$1.54 Rp 27.9K

$1.53 $1.53

0.65%

Oranges (1kg)

$2.23 Rp 40.5K

$2.69 $2.69

-17.10%

Tomato (1kg)

$1.97 Rp 35.8K

$4.72 $4.72

-58.26%

Potato (1kg)

$1.86 Rp 33.7K

$1.88 $1.88

-1.06%

Onion (1kg)

$2.42 Rp 43.9K

$2.58 $2.58

-6.20%

Lettuce (1 head)

$1.02 Rp 18.6K

$1.51 $1.51

-32.45%

Water (1.5 liter bottle)

$0.52 Rp 9,475

$2.02 $2.02

-74.26%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

$9.39 $9.39

-76.57%

Wine (Bottle)

$21.79 Rp 395.2K

$19.31 $19.31

12.84%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

$2.54 $2.54

-8.27%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$4.54 $4.54

-34.58%

One-way Ticket (Public Transport)

$0.25 Rp 4,542

$1.94 $1.94

-87.11%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.3K

$62.7 $62.7

-86.98%

Taxi Start (Normal Tariff)

$0.44 Rp 7,941

$5.08 $5.08

-91.34%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,489

$1.63 $1.63

-71.17%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.6K

$34.09 $34.09

-83.57%

Gasoline (1 liter)

$0.83 Rp 15.0K

$0.86 $0.86

-3.49%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 443.5M

$27.0K $27.0K

-9.45%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.0M

$25.8K $25.8K

22.82%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$177 $177

-56.14%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.5K

$55.2 $55.2

-88.87%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 343.1K

$60.3 $60.3

-68.63%

Gym Membership (Monthly)

$51.0 Rp 925.0K

$42.95 $42.95

18.72%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.0K

Cinema Ticket

$4.38 Rp 79.5K

$9.82 $9.82

-55.40%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$1,372 $1,372

-64.12%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.7M

$10.2K $10.2K

19.99%

Jeans (Levis 501 Or Similar)

$45.16 Rp 819.2K

$60.8 $60.8

-25.70%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 632.9K

$50.9 $50.9

-31.48%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$114 $114

-31.24%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$130 $130

-40.12%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.5M

$521 $521

106.86%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

$1,269 $1,269

-47.62%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

$845 $845

315.62%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

$2,129 $2,129

-21.50%

Buy Apartment in City Center (m2)

$2,340 Rp 42.4M

$2,408 $2,408

-2.80%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

$2,477 $2,477

-9.71%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$2,418 $2,418

-93.12%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.6

108.79%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Ponca City, OK: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Ponca City, OK

$1.3K 50.3% 90.9% $605

Groceries & Markets

Ubud, Bali

$279 21%

Ponca City, OK

$367 14.5% 31.2% $87

Clothing & Footwear

Ubud, Bali

$106 8%

Ponca City, OK

$160 6.3% 50.5% $54

Eating Out

Ubud, Bali

$106 8%

Ponca City, OK

$291 11.5% 176% $186

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Ponca City, OK

$292 11.6% 185% $190

Sport & Entertainment

Ubud, Bali

$60 4.5%

Ponca City, OK

$63 2.5% 4.7% $2.8

Getting Around

Ubud, Bali

$12 0.9%

Ponca City, OK

$84 3.3% 601% $72

Cost Breakdown

A central one-bedroom costs $1,078 in Ubud, Bali versus $521 in Ponca City, OK. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Ponca City, OK are about 15 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $35 in Ubud, Bali versus $56 in Ponca City, OK. Monthly groceries follow the same trend: $279 vs $367 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇺🇸 Ponca City, OK

🕒 Local time

18:01 6:01 PM

04:01 4:01 AM

14 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

25,387

💱 Currency

Indonesian Rupiah IDR Rp

United States Dollar USD $

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.91 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 5, 2026: 1 USD = 18,140 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,384 IDR (100,000 IDR = 4.91 EUR).

United States Dollar exchange rates as of November 5, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to IDR in detail →

On the map

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Between locations

Ubud, Bali Ponca City, OK 15,490 km ≈ 20 h nonstop flight

From you

Ubud, Bali
Ponca City, OK

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Ponca City, OK: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,331 in Ubud, Bali, $2,526 in Ponca City, OK – Ubud, Bali comes out roughly 47% cheaper. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $1,996 per month in Ubud, Bali and $3,789 in Ponca City, OK. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ponca City, OK, especially for central apartments: a one-bedroom in the center costs $521 there versus $1,078 in Ubud, Bali.

Groceries cost about 31% more in Ponca City, OK, though the gap depends on what you buy.

A mid-range dinner for two costs $35 in Ubud, Bali and $56 in Ponca City, OK. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

$1,000 is a stretch for both – monthly costs hit $1,331 in Ubud, Bali and $2,526 in Ponca City, OK. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,331 in Ubud, Bali to $2,526 in Ponca City, OK. Climate, culture, job market, and personal taste all factor in.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Ponca City, OK makes more sense. Both are solid long-term options with distinct trade-offs.