Last update: Nov 2026

Cost of Living Comparison Between Ponca City, OK and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $2,526 in Ponca City, OK, rent and utilities included – about $14,300 less a year. Rent and utilities account for most of the difference.

120

Cost of Living Index in Ponca City, OK
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Ponca City, OK Living Index
64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Ponca City, OK

🇺🇸 United States

$2,526

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Ponca City, OK and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ponca City, OK and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $2,526 per month in Ponca City, OK vs $1,331 in Ubud, Bali, rent included.

Ponca City, OK $2,526
Ubud, Bali $1,331

A couple spends around $3,671 per month in Ponca City, OK vs $2,255 in Ubud, Bali, rent included.

Ponca City, OK $3,671
Ubud, Bali $2,255

A family of three spends $4,816 per month in Ponca City, OK vs $3,180 in Ubud, Bali, rent included.

Ponca City, OK $4,816
Ubud, Bali $3,180

Ponca City, OK costs about 90% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Ponca City, OK sits 87% above the global median, while Ubud, Bali is 2% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$16.70 $16.70

$3.38 Rp 61.2K

394.08%

Three-Course Dinner for Two, Mid-Range

$55.9 $55.9

$34.65 Rp 628.6K

61.18%

Fast Food Meal (McDonalds, etc)

$9.52 $9.52

$5.57 Rp 101.1K

70.92%

Cappuccino

$5.72 $5.72

$2.62 Rp 47.5K

118.32%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.24 $2.24

$1.54 Rp 27.9K

45.45%

Water (0.33 liter bottle)

$1.69 $1.69

$0.64 Rp 11.6K

164.06%

Local Beer (0.5 liter draught)

$6.09 $6.09

$2.67 Rp 48.4K

128.09%

Imported Beer (0.33 liter bottle)

$7.15 $7.15

$4.26 Rp 77.3K

67.84%

Milk (1 liter)

$0.89 $0.89

$1.46 Rp 26.5K

-39.04%

White Bread (500g)

$3.85 $3.85

$2.29 Rp 41.6K

68.12%

Rice (white) (1kg)

$5.79 $5.79

$1.11 Rp 20.1K

421.62%

Eggs

$5.37 $5.37

$2.10 Rp 38.1K

155.71%

Local Cheese (1kg)

$7.98 $7.98

$15.94 Rp 289.2K

-49.94%

Chicken Fillets (1kg)

$8.67 $8.67

$3.88 Rp 70.4K

123.45%

Beef Round Steak (1kg)

$13.40 $13.40

$11.40 Rp 206.8K

17.54%

Apples (1kg)

$4.41 $4.41

$3.55 Rp 64.4K

24.23%

Banana (1kg)

$1.53 $1.53

$1.54 Rp 27.9K

-0.65%

Oranges (1kg)

$2.69 $2.69

$2.23 Rp 40.5K

20.63%

Tomato (1kg)

$4.72 $4.72

$1.97 Rp 35.8K

139.59%

Potato (1kg)

$1.88 $1.88

$1.86 Rp 33.7K

1.08%

Onion (1kg)

$2.58 $2.58

$2.42 Rp 43.9K

6.61%

Lettuce (1 head)

$1.51 $1.51

$1.02 Rp 18.6K

48.04%

Water (1.5 liter bottle)

$2.02 $2.02

$0.52 Rp 9,475

288.46%

Cigarettes 20 Pack (Marlboro, Camel)

$9.39 $9.39

$2.20 Rp 39.9K

326.82%

Wine (Bottle)

$19.31 $19.31

$21.79 Rp 395.2K

-11.38%

Local Beer (0.5 liter bottle)

$2.54 $2.54

$2.33 Rp 42.2K

9.01%

Imported Beer (0.33 liter bottle)

$4.54 $4.54

$2.97 Rp 53.9K

52.86%

One-way Ticket (Public Transport)

$1.94 $1.94

$0.25 Rp 4,542

676.00%

Public Transport Monthly Pass (Regular Price)

$62.7 $62.7

$8.17 Rp 148.3K

667.93%

Taxi Start (Normal Tariff)

$5.08 $5.08

$0.44 Rp 7,941

1054.55%

Taxi (Normal Tariff) (1km)

$1.63 $1.63

$0.47 Rp 8,489

246.81%

Taxi 1hour Waiting (Normal Tariff)

$34.09 $34.09

$5.60 Rp 101.6K

508.75%

Gasoline (1 liter)

$0.86 $0.86

$0.83 Rp 15.0K

3.61%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.0K $27.0K

$24.4K Rp 443.5M

10.43%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.8K $25.8K

$31.7K Rp 575.0M

-18.58%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$177 $177

$77.5 Rp 1.4M

128.02%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$55.2 $55.2

$6.14 Rp 111.5K

798.70%

Internet (50+ Mbps, Unlimited Data)

$60.3 $60.3

$18.92 Rp 343.1K

218.82%

Gym Membership (Monthly)

$42.95 $42.95

$51.0 Rp 925.0K

-15.77%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.0K

Cinema Ticket

$9.82 $9.82

$4.38 Rp 79.5K

124.20%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,372 $1,372

$492 Rp 8.9M

178.71%

International Primary School, 1 Child (Yearly)

$10.2K $10.2K

$12.2K Rp 221.7M

-16.66%

Jeans (Levis 501 Or Similar)

$60.8 $60.8

$45.16 Rp 819.2K

34.59%

Summer Dress (H&M, Zara, etc)

$50.9 $50.9

$34.89 Rp 632.9K

45.94%

Sport Shoes (Adidas, Nike)

$114 $114

$78.3 Rp 1.4M

45.43%

Men's Leather Business Shoes

$130 $130

$77.9 Rp 1.4M

67.01%

1-bedroom Apartment, City Center (Monthly)

$521 $521

$1,078 Rp 19.5M

-51.66%

1-bedroom Apartment, Outside City Center (Monthly)

$1,269 $1,269

$665 Rp 12.1M

90.92%

3-bedroom Apartment, City Center (Monthly)

$845 $845

$3,510 Rp 63.7M

-75.94%

3-bedroom Apartment, Outside City Center (Monthly)

$2,129 $2,129

$1,671 Rp 30.3M

27.40%

Buy Apartment in City Center (m2)

$2,408 $2,408

$2,340 Rp 42.4M

2.88%

Buy Apartment Outside City Center (m2)

$2,477 $2,477

$2,236 Rp 40.6M

10.75%

Average Monthly Net Salary (After Tax)

$2,418 $2,418

$166 Rp 3.0M

1353.84%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.6

13.78

-52.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ponca City, OK: November 1, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ponca City, OK

$1.3K 50.3%

Ubud, Bali

$665 50% 47.6% $605

Groceries & Markets

Ponca City, OK

$367 14.5%

Ubud, Bali

$279 21% 23.8% $87

Monthly Utilities & Internet

Ponca City, OK

$292 11.6%

Ubud, Bali

$103 7.7% 64.9% $190

Eating Out

Ponca City, OK

$291 11.5%

Ubud, Bali

$106 8% 63.7% $186

Clothing & Footwear

Ponca City, OK

$160 6.3%

Ubud, Bali

$106 8% 33.6% $54

Getting Around

Ponca City, OK

$84 3.3%

Ubud, Bali

$12 0.9% 85.7% $72

Sport & Entertainment

Ponca City, OK

$63 2.5%

Ubud, Bali

$60 4.5% 4.5% $2.8

Cost Breakdown

A central one-bedroom costs $521 in Ponca City, OK versus $1,078 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Ponca City, OK are about 15 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $56 in Ponca City, OK versus $35 in Ubud, Bali. Monthly groceries follow the same trend: $367 vs $279 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇺🇸 Ponca City, OK

🇮🇩 Ubud, Bali

🕒 Local time

03:50 3:50 AM

17:50 5:50 PM

14 h ahead of Ponca City, OK

🌤 Weather

👥 Population

25,387

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.89 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.91 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 5, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Indonesian Rupiah exchange rates as of November 5, 2026: 1 USD = 18,140 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,384 IDR (100,000 IDR = 4.91 EUR).

IDR to USD in detail →

On the map

Lowest

Highest

Between locations

Ponca City, OK Ubud, Bali 15,490 km ≈ 20 h nonstop flight

From you

Ponca City, OK
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ponca City, OK vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,526 in Ponca City, OK, $1,331 in Ubud, Bali – Ubud, Bali comes out roughly 47% cheaper. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $3,789 per month in Ponca City, OK and $1,996 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ponca City, OK, especially for central apartments: a one-bedroom in the center costs $521 there versus $1,078 in Ubud, Bali.

Groceries cost about 31% more in Ponca City, OK, though the gap depends on what you buy.

A mid-range dinner for two costs $56 in Ponca City, OK and $35 in Ubud, Bali. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

$1,000 is a stretch for both – monthly costs hit $2,526 in Ponca City, OK and $1,331 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,331 in Ubud, Bali to $2,526 in Ponca City, OK. Climate, culture, job market, and personal taste all factor in.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Ponca City, OK makes more sense. Both are solid long-term options with distinct trade-offs.