Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Oshawa

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $2,370 in Oshawa, rent and utilities included – about $12,500 less a year. Rent and utilities account for most of the difference.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
113

Cost of Living Index in Oshawa
Learn more

Oshawa Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Oshawa

🇨🇦 Canada

$2,370

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Oshawa

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Oshawa actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,331 in Ubud, Bali versus $2,370 in Oshawa.

Ubud, Bali $1,331
Oshawa $2,370

Estimated couple costs with rent: $2,255 in Ubud, Bali versus $3,414 in Oshawa.

Ubud, Bali $2,255
Oshawa $3,414

Monthly costs for a family of three with rent: $3,180 in Ubud, Bali versus $4,457 in Oshawa.

Ubud, Bali $3,180
Oshawa $4,457

Living in Ubud, Bali costs roughly 44% less than in Oshawa, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Ubud, Bali is 2% below, Oshawa is 75% above.

Meal at Budget Restaurant

$3.38 Rp 61.0K

$14.25 CA$19.90

-76.28%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 626.3K

$63.6 CA$88.7

-45.48%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 100.7K

$8.33 CA$11.63

-33.13%

Cappuccino

$2.62 Rp 47.3K

$3.54 CA$4.95

-25.99%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.8K

$1.77 CA$2.47

-12.99%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$1.36 CA$1.90

-52.94%

Local Beer (0.5 liter draught)

$2.67 Rp 48.2K

$4.86 CA$6.79

-45.06%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.1K

$6.04 CA$8.43

-29.47%

Milk (1 liter)

$1.46 Rp 26.4K

$2.91 CA$4.06

-49.83%

White Bread (500g)

$2.29 Rp 41.4K

$2.91 CA$4.06

-21.31%

Rice (white) (1kg)

$1.11 Rp 20.0K

$4.12 CA$5.75

-73.06%

Eggs

$2.10 Rp 38.0K

$2.97 CA$4.14

-29.29%

Local Cheese (1kg)

$15.94 Rp 288.1K

$10.14 CA$14.15

57.20%

Chicken Fillets (1kg)

$3.88 Rp 70.2K

$13.74 CA$19.19

-71.76%

Beef Round Steak (1kg)

$11.40 Rp 206.1K

$16.60 CA$23.17

-31.33%

Apples (1kg)

$3.55 Rp 64.2K

$4.20 CA$5.87

-15.48%

Banana (1kg)

$1.54 Rp 27.8K

$1.22 CA$1.70

26.23%

Oranges (1kg)

$2.23 Rp 40.3K

$2.94 CA$4.10

-24.15%

Tomato (1kg)

$1.97 Rp 35.6K

$3.84 CA$5.36

-48.70%

Potato (1kg)

$1.86 Rp 33.6K

$3.36 CA$4.69

-44.64%

Onion (1kg)

$2.42 Rp 43.7K

$2.57 CA$3.59

-5.84%

Lettuce (1 head)

$1.02 Rp 18.5K

$2.35 CA$3.28

-56.60%

Water (1.5 liter bottle)

$0.52 Rp 9,441

$1.73 CA$2.41

-69.94%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.7K

$14.29 CA$19.95

-84.60%

Wine (Bottle)

$21.79 Rp 393.8K

$12.63 CA$17.63

72.53%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.0K

$3.53 CA$4.92

-33.99%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.7K

$3.49 CA$4.87

-14.90%

One-way Ticket (Public Transport)

$0.25 Rp 4,526

$2.82 CA$3.94

-91.13%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 147.8K

$87.1 CA$122

-90.62%

Taxi Start (Normal Tariff)

$0.44 Rp 7,912

$2.74 CA$3.82

-83.94%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,458

$1.44 CA$2.00

-67.36%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.2K

$19.58 CA$27.33

-71.40%

Gasoline (1 liter)

$0.83 Rp 15.0K

$1.24 CA$1.74

-33.06%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 441.9M

$28.8K CA$40.2K

-15.05%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 572.9M

$22.9K CA$32.0K

38.31%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$139 CA$194

-44.23%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.1K

$37.94 CA$53.0

-83.82%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 341.9K

$54.3 CA$75.9

-65.18%

Gym Membership (Monthly)

$51.0 Rp 921.7K

$22.91 CA$31.98

122.57%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 329.8K

$29.28 CA$40.87

-37.67%

Cinema Ticket

$4.38 Rp 79.2K

$10.86 CA$15.17

-59.67%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$922 CA$1,287

-46.58%

International Primary School, 1 Child (Yearly)

$12.2K Rp 220.9M

$8,083 CA$11.3K

51.20%

Jeans (Levis 501 Or Similar)

$45.16 Rp 816.3K

$58.3 CA$81.4

-22.55%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 630.6K

$57.7 CA$80.5

-39.50%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$107 CA$150

-26.88%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$129 CA$180

-39.58%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.5M

$1,400 CA$1,954

-23.04%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.0M

$1,207 CA$1,685

-44.92%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.4M

$2,003 CA$2,795

75.28%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.2M

$1,824 CA$2,546

-8.37%

Buy Apartment in City Center (m2)

$2,340 Rp 42.3M

$5,158 CA$7,200

-54.63%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.4M

$10.3K CA$14.4K

-78.36%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$3,049 CA$4,256

-94.54%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.53

204.19%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Oshawa: October 31, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Oshawa

$1.2K 50.9% 81.6% $542

Groceries & Markets

Ubud, Bali

$279 21%

Oshawa

$390 16.5% 39.5% $110

Clothing & Footwear

Ubud, Bali

$106 8%

Oshawa

$158 6.7% 49% $52

Eating Out

Ubud, Bali

$106 8%

Oshawa

$230 9.7% 118% $125

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Oshawa

$231 9.8% 126% $129

Sport & Entertainment

Ubud, Bali

$60 4.5%

Oshawa

$45 1.9% 25.3% $15

Getting Around

Ubud, Bali

$12 0.9%

Oshawa

$108 4.6% 806% $96

Cost Breakdown

A one-bedroom apartment in the center runs $1,078 in Ubud, Bali and $1,400 in Oshawa. Housing cost is often the main lever when comparing two cities.

Oshawa pays about 18 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $35 in Ubud, Bali vs $64 in Oshawa for a mid-range dinner for two. Groceries echo the gap at $279 vs $390 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇨🇦 Oshawa

🕒 Local time

06:23 6:23 AM

17:23 5:23 PM

13 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

159,458

💱 Currency

Indonesian Rupiah IDR Rp

Canadian Dollar CAD $

📈 Exchange rate

100,000 IDR = 5.53 USD

100,000 IDR = 4.93 EUR

1 CAD = 0.716 USD

1 CAD = 0.638 EUR

Exchange rates and currency converter

CAD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 5, 2026: 1 USD = 18,075 IDR (100,000 IDR = 5.53 USD). 1 EUR = 20,291 IDR (100,000 IDR = 4.93 EUR).

Canadian Dollar exchange rates as of November 5, 2026: 1 USD = 1.4 CAD (1 CAD = 0.716 USD). 1 EUR = 1.57 CAD (1 CAD = 0.638 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Oshawa 15,850 km ≈ 20 h nonstop flight

From you

Ubud, Bali
Oshawa

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Oshawa: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 44% lower than in Oshawa. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

On paper, salaries run 95% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,078 in Ubud, Bali versus $1,400 in Oshawa. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Ubud, Bali – a meal for two runs $35 versus $64 in Oshawa. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $1,331 per month in Ubud, Bali versus $2,370 in Oshawa – Ubud, Bali is about 44% cheaper, which adds up to real savings over time.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 44% less than in Oshawa. Beyond cost, consider language, visa policies, and how big the international community is in each city.