Last update: Oct 2026

Cost of Living Comparison Between Oshawa and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $2,370 in Oshawa, rent and utilities included – about $12,500 less a year. Rent and utilities account for most of the difference.

113

Cost of Living Index in Oshawa
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Oshawa Living Index
64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Oshawa

🇨🇦 Canada

$2,370

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Oshawa and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Oshawa and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,370 in Oshawa versus $1,331 in Ubud, Bali.

Oshawa $2,370
Ubud, Bali $1,331

Estimated couple costs with rent: $3,414 in Oshawa versus $2,255 in Ubud, Bali.

Oshawa $3,414
Ubud, Bali $2,255

Monthly costs for a family of three with rent: $4,457 in Oshawa versus $3,180 in Ubud, Bali.

Oshawa $4,457
Ubud, Bali $3,180

Living in Oshawa is roughly 78% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Oshawa is 75% above, Ubud, Bali is 2% below.

Meal at Budget Restaurant

$14.25 CA$19.90

$3.38 Rp 61.0K

321.60%

Three-Course Dinner for Two, Mid-Range

$63.6 CA$88.7

$34.65 Rp 626.3K

83.43%

Fast Food Meal (McDonalds, etc)

$8.33 CA$11.63

$5.57 Rp 100.7K

49.55%

Cappuccino

$3.54 CA$4.95

$2.62 Rp 47.3K

35.11%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.77 CA$2.47

$1.54 Rp 27.8K

14.94%

Water (0.33 liter bottle)

$1.36 CA$1.90

$0.64 Rp 11.6K

112.50%

Local Beer (0.5 liter draught)

$4.86 CA$6.79

$2.67 Rp 48.2K

82.02%

Imported Beer (0.33 liter bottle)

$6.04 CA$8.43

$4.26 Rp 77.1K

41.78%

Milk (1 liter)

$2.91 CA$4.06

$1.46 Rp 26.4K

99.32%

White Bread (500g)

$2.91 CA$4.06

$2.29 Rp 41.4K

27.07%

Rice (white) (1kg)

$4.12 CA$5.75

$1.11 Rp 20.0K

271.17%

Eggs

$2.97 CA$4.14

$2.10 Rp 38.0K

41.43%

Local Cheese (1kg)

$10.14 CA$14.15

$15.94 Rp 288.1K

-36.39%

Chicken Fillets (1kg)

$13.74 CA$19.19

$3.88 Rp 70.2K

254.12%

Beef Round Steak (1kg)

$16.60 CA$23.17

$11.40 Rp 206.1K

45.61%

Apples (1kg)

$4.20 CA$5.87

$3.55 Rp 64.2K

18.31%

Banana (1kg)

$1.22 CA$1.70

$1.54 Rp 27.8K

-20.78%

Oranges (1kg)

$2.94 CA$4.10

$2.23 Rp 40.3K

31.84%

Tomato (1kg)

$3.84 CA$5.36

$1.97 Rp 35.6K

94.92%

Potato (1kg)

$3.36 CA$4.69

$1.86 Rp 33.6K

80.65%

Onion (1kg)

$2.57 CA$3.59

$2.42 Rp 43.7K

6.20%

Lettuce (1 head)

$2.35 CA$3.28

$1.02 Rp 18.5K

130.39%

Water (1.5 liter bottle)

$1.73 CA$2.41

$0.52 Rp 9,441

232.69%

Cigarettes 20 Pack (Marlboro, Camel)

$14.29 CA$19.95

$2.20 Rp 39.7K

549.55%

Wine (Bottle)

$12.63 CA$17.63

$21.79 Rp 393.8K

-42.04%

Local Beer (0.5 liter bottle)

$3.53 CA$4.92

$2.33 Rp 42.0K

51.50%

Imported Beer (0.33 liter bottle)

$3.49 CA$4.87

$2.97 Rp 53.7K

17.51%

One-way Ticket (Public Transport)

$2.82 CA$3.94

$0.25 Rp 4,526

1028.00%

Public Transport Monthly Pass (Regular Price)

$87.1 CA$122

$8.17 Rp 147.8K

966.46%

Taxi Start (Normal Tariff)

$2.74 CA$3.82

$0.44 Rp 7,912

522.73%

Taxi (Normal Tariff) (1km)

$1.44 CA$2.00

$0.47 Rp 8,458

206.38%

Taxi 1hour Waiting (Normal Tariff)

$19.58 CA$27.33

$5.60 Rp 101.2K

249.64%

Gasoline (1 liter)

$1.24 CA$1.74

$0.83 Rp 15.0K

49.40%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.8K CA$40.2K

$24.4K Rp 441.9M

17.72%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.9K CA$32.0K

$31.7K Rp 572.9M

-27.70%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$139 CA$194

$77.5 Rp 1.4M

79.32%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$37.94 CA$53.0

$6.14 Rp 111.1K

517.92%

Internet (50+ Mbps, Unlimited Data)

$54.3 CA$75.9

$18.92 Rp 341.9K

187.21%

Gym Membership (Monthly)

$22.91 CA$31.98

$51.0 Rp 921.7K

-55.07%

Tennis Court (1 Hour on Weekend)

$29.28 CA$40.87

$18.25 Rp 329.8K

60.44%

Cinema Ticket

$10.86 CA$15.17

$4.38 Rp 79.2K

147.95%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$922 CA$1,287

$492 Rp 8.9M

87.20%

International Primary School, 1 Child (Yearly)

$8,083 CA$11.3K

$12.2K Rp 220.9M

-33.86%

Jeans (Levis 501 Or Similar)

$58.3 CA$81.4

$45.16 Rp 816.3K

29.12%

Summer Dress (H&M, Zara, etc)

$57.7 CA$80.5

$34.89 Rp 630.6K

65.29%

Sport Shoes (Adidas, Nike)

$107 CA$150

$78.3 Rp 1.4M

36.76%

Men's Leather Business Shoes

$129 CA$180

$77.9 Rp 1.4M

65.52%

1-bedroom Apartment, City Center (Monthly)

$1,400 CA$1,954

$1,078 Rp 19.5M

29.94%

1-bedroom Apartment, Outside City Center (Monthly)

$1,207 CA$1,685

$665 Rp 12.0M

81.56%

3-bedroom Apartment, City Center (Monthly)

$2,003 CA$2,795

$3,510 Rp 63.4M

-42.95%

3-bedroom Apartment, Outside City Center (Monthly)

$1,824 CA$2,546

$1,671 Rp 30.2M

9.14%

Buy Apartment in City Center (m2)

$5,158 CA$7,200

$2,340 Rp 42.3M

120.41%

Buy Apartment Outside City Center (m2)

$10.3K CA$14.4K

$2,236 Rp 40.4M

362.00%

Average Monthly Net Salary (After Tax)

$3,049 CA$4,256

$166 Rp 3.0M

1732.82%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.53

13.78

-67.13%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Oshawa: October 31, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Oshawa

$1.2K 50.9%

Ubud, Bali

$665 50% 44.9% $542

Groceries & Markets

Oshawa

$390 16.5%

Ubud, Bali

$279 21% 28.3% $110

Monthly Utilities & Internet

Oshawa

$231 9.8%

Ubud, Bali

$103 7.7% 55.7% $129

Eating Out

Oshawa

$230 9.7%

Ubud, Bali

$106 8% 54.1% $125

Clothing & Footwear

Oshawa

$158 6.7%

Ubud, Bali

$106 8% 32.9% $52

Getting Around

Oshawa

$108 4.6%

Ubud, Bali

$12 0.9% 89% $96

Sport & Entertainment

Oshawa

$45 1.9%

Ubud, Bali

$60 4.5% 33.9% $15

Cost Breakdown

A one-bedroom apartment in the center runs $1,400 in Oshawa and $1,078 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Oshawa pays about 18 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $64 in Oshawa vs $35 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $390 vs $279 per month, with Ubud, Bali cheaper across the board.

Good to know

🇨🇦 Oshawa

🇮🇩 Ubud, Bali

🕒 Local time

16:15 4:15 PM

05:15 5:15 AM

13 h ahead of Oshawa

🌤 Weather

👥 Population

159,458

74,800

💱 Currency

Canadian Dollar CAD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 CAD = 0.716 USD

1 CAD = 0.638 EUR

100,000 IDR = 5.53 USD

100,000 IDR = 4.93 EUR

Exchange rates and currency converter

IDR, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of November 5, 2026: 1 USD = 1.4 CAD (1 CAD = 0.716 USD). 1 EUR = 1.57 CAD (1 CAD = 0.638 EUR).

Indonesian Rupiah exchange rates as of November 5, 2026: 1 USD = 18,075 IDR (100,000 IDR = 5.53 USD). 1 EUR = 20,291 IDR (100,000 IDR = 4.93 EUR).

USD to CAD in detail →

On the map

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Between locations

Oshawa Ubud, Bali 15,850 km ≈ 20 h nonstop flight

From you

Oshawa
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Oshawa vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 44% lower than in Oshawa. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

Average pay in Oshawa is about 18 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,400 in Oshawa versus $1,078 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Ubud, Bali – a meal for two runs $35 versus $64 in Oshawa. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $2,370 per month in Oshawa versus $1,331 in Ubud, Bali – Ubud, Bali is about 44% cheaper, which adds up to real savings over time.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 44% less than in Oshawa. Beyond cost, consider language, visa policies, and how big the international community is in each city.