Last update: Oct 2026 Canada 159.5K

Cost of Living in Oshawa

For one person, living costs in Oshawa are estimated at $2,309 a month, including rent and utilities, which take more than half of the total. Other living expenses average about $32 a day.

Monthly Cost of Living

How much you'll spend in Oshawa

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Oshawa actually costs, broken down by who's living it.

Living costs for one person come to about $2,309 monthly including rent, or $983 excluding housing.

$2,309 /mo

Estimated monthly costs for a couple: $3,318 with rent, or $1,692 without housing.

$3,318 /mo

Monthly costs for a family of three come to about $4,327 including rent, or $2,400 for daily expenses alone.

$4,327 /mo
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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$14.27 CA$20.18
$10.70 CA$15.13
$21.41 CA$30.27
Three-Course Dinner for Two, Mid-Range
$61.9 CA$87.5
$56.6 CA$80.0
$70.7 CA$100.0
Fast Food Meal (McDonalds, etc)
$8.32 CA$11.77
$6.94 CA$9.81
$10.41 CA$14.71
Cappuccino
$3.38 CA$4.78
$2.60 CA$3.68
$4.13 CA$5.83
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.75 CA$2.47
$1.42 CA$2.01
$2.13 CA$3.02
Water (0.33 liter bottle)
$1.35 CA$1.91
$1.04 CA$1.46
$2.76 CA$3.90
Local Beer (0.5 liter draught)
$4.97 CA$7.02
$3.55 CA$5.02
$6.39 CA$9.03
Imported Beer (0.33 liter bottle)
$5.99 CA$8.47
$5.64 CA$7.97
$7.04 CA$9.96
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$2.73 CA$3.86
$1.83 CA$2.59
$3.42 CA$4.84
White Bread (500g)
$2.77 CA$3.92
$2.27 CA$3.20
$2.78 CA$3.93
Rice (white) (1kg)
$4.15 CA$5.86
$2.05 CA$2.90
$6.05 CA$8.55
Eggs
$2.92 CA$4.12
$2.16 CA$3.05
$4.09 CA$5.78
Local Cheese (1kg)
$9.46 CA$13.37
$5.44 CA$7.70
$17.01 CA$24.05
Chicken Fillets (1kg)
$13.71 CA$19.38
$9.09 CA$12.85
$16.08 CA$22.73
Beef Round Steak (1kg)
$15.96 CA$22.56
$12.56 CA$17.75
$18.45 CA$26.08
Apples (1kg)
$4.14 CA$5.86
$1.70 CA$2.41
$6.35 CA$8.97
Banana (1kg)
$1.21 CA$1.70
$0.92 CA$1.30
$1.42 CA$2.00
Oranges (1kg)
$2.74 CA$3.88
$1.97 CA$2.79
$2.99 CA$4.22
Tomato (1kg)
$3.57 CA$5.05
$0.99 CA$1.40
$4.15 CA$5.87
Potato (1kg)
$3.39 CA$4.80
$0.93 CA$1.32
$4.22 CA$5.96
Onion (1kg)
$2.50 CA$3.54
$1.24 CA$1.75
$2.73 CA$3.85
Lettuce (1 head)
$2.23 CA$3.15
$1.69 CA$2.39
$4.12 CA$5.82
Water (1.5 liter bottle)
$1.70 CA$2.41
$0.54 CA$0.76
$2.14 CA$3.03
Cigarettes 20 Pack (Marlboro, Camel)
$14.25 CA$20.15
$14.25 CA$20.15
$15.68 CA$22.16
Wine (Bottle)
$12.07 CA$17.06
$9.66 CA$13.65
$13.79 CA$19.50
Local Beer (0.5 liter bottle)
$3.54 CA$5.00
$2.12 CA$3.00
$4.96 CA$7.01
Imported Beer (0.33 liter bottle)
$3.57 CA$5.05
$2.21 CA$3.13
$4.28 CA$6.06
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$2.55 CA$3.61
$2.13 CA$3.01
$3.26 CA$4.61
Public Transport Monthly Pass (Regular Price)
$69.2 CA$97.8
$36.67 CA$51.8
$85.3 CA$121
Taxi Start (Normal Tariff)
$3.44 CA$4.86
$1.38 CA$1.94
$4.33 CA$6.12
Taxi (Normal Tariff) (1km)
$0.72 CA$1.01
-
Taxi 1hour Waiting (Normal Tariff)
$17.79 CA$25.15
$14.23 CA$20.12
$21.35 CA$30.19
Gasoline (1 liter)
$1.10 CA$1.56
$0.90 CA$1.27
$1.19 CA$1.68
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.3K CA$38.6K
$27.3K CA$38.6K
$27.3K CA$38.6K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.1K CA$27.0K
$17.4K CA$24.6K
$22.1K CA$31.2K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$135 CA$191
$87.0 CA$123
$209 CA$295
SIM Card Monthly Plan (Calls and 10GB+ Data)
$36.69 CA$51.9
$13.76 CA$19.45
$48.16 CA$68.1
Internet (50+ Mbps, Unlimited Data)
$51.6 CA$72.9
$41.24 CA$58.3
$68.7 CA$97.2
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$28.49 CA$40.28
$13.78 CA$19.48
$41.36 CA$58.5
Tennis Court (1 Hour on Weekend)
$28.03 CA$39.63
$21.99 CA$31.08
$34.51 CA$48.78
Cinema Ticket
$10.40 CA$14.70
$10.40 CA$14.70
$10.40 CA$14.70
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,200 CA$1,697
$1,129 CA$1,597
$1,271 CA$1,796
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$55.9 CA$79.0
$34.91 CA$49.35
$105 CA$148
Summer Dress (H&M, Zara, etc)
$54.6 CA$77.2
$34.40 CA$48.63
$77.7 CA$110
Sport Shoes (Adidas, Nike)
$102 CA$144
$71.8 CA$101
$138 CA$195
Men's Leather Business Shoes
$126 CA$178
$68.7 CA$97.1
$137 CA$194
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$1,330 CA$1,880
$1,238 CA$1,751
$1,500 CA$2,120
1-bedroom Apartment, Outside City Center (Monthly)
$1,190 CA$1,683
$1,056 CA$1,492
$1,407 CA$1,990
3-bedroom Apartment, City Center (Monthly)
$1,904 CA$2,692
$1,721 CA$2,433
$2,065 CA$2,919
3-bedroom Apartment, Outside City Center (Monthly)
$1,792 CA$2,533
$1,663 CA$2,351
$1,973 CA$2,789
Buy Apartment in City Center (m2)
$5,172 CA$7,312
$4,062 CA$5,742
$6,873 CA$9,716
Buy Apartment Outside City Center (m2)
$10.0K CA$14.2K
$3,698 CA$5,228
$20.3K CA$28.8K
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$2,962 CA$4,187
-
20-Year Fixed Mortgage Interest Rate (Annual %)
4.53
4.04
5

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: October 11, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Oshawa $2,309
Accommodation & Living
$1.2K
Groceries & Markets
$378
Eating Out
$229
Monthly Utilities & Internet
$223
Clothing & Footwear
$152
Getting Around
$86
Sport & Entertainment
$49

Cost Breakdown

Expect to pay about $1,330 for a central one-bedroom, or $1,190 outside the center. At 45% of the average salary ($2,962), housing is the biggest financial pressure.

Average take-home pay sits at $2,962, while typical expenses reach $2,309. This leaves some room for savings, though a comfortable buffer starts closer to $3,463.

Expect to spend about $378 monthly on groceries. Dining out at a mid-range restaurant costs roughly $62.0 for two.

Public transport is priced at around $69.2 per month.

Cost Highlights

Taxi is cheaper than 98% of cities in North America

Local beer is more expensive than 97% of cities in North America

Milk is more expensive than 95% of cities in North America

Good to know
🕒 Local time
01:00 1:00 AM
🌤 Weather
👥 Population
159,458
💱 Currency
Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

Canadian Dollar exchange rates as of October 19, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

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Oshawa Median Internet Speeds (Updated April 2026)

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Cost of Living in Oshawa - Frequently Asked Questions
How affordable is Oshawa overall for travelers, expats, and digital nomads?
Oshawa generally offers a good balance for travelers, expats, and digital nomads who want city amenities without Toronto-level prices. You will find diverse neighborhoods, workable transit connections, and a local scene that supports work and play. Cost of Living in Oshawa, Canada sits in the mid-range of regional options, with housing that can be more affordable than the big city core and groceries that align with the broader area. Seasonal demand can lift short-term rentals, but longer stays often yield stable options. Tip: Build a month-by-month budget around housing, transit, groceries, and leisure.
What does daily life look like in Oshawa for housing, food, transit, and coworking?
Daily life in Oshawa blends practicality with local flavor. Housing search tends to focus on Downtown Oshawa, Lakeview, and North Oshawa for reasonable access to transit and amenities, with options from older low-rises to newer units. Grocery stores range from big chains to farmers markets, depending on neighborhood. Transit connections include local buses and GO Transit links for quick trips to the Toronto region; cycling is feasible in many parts of the city. Co-working spots appear in libraries, campus spaces, and selective cafés with reliable Wi‑Fi. The Oshawa living cost varies by area, so plan your search around neighborhoods that fit your routine. Tip: Time your shopping and transit with the work week to save.
What is a practical budgeting approach and neighborhood fit for a longer stay in Oshawa, including seasonality and safety?
Quality of life in Oshawa comes from steady services, walkable neighborhoods, and accessible parks and culture. A practical budgeting framework emphasizes flexible housing options, predictable transit costs, and prioritizing groceries and utilities. Consider neighborhoods by your routine: downtown for an active scene and easy errands, Lakeview for waterfront strolls, or North Oshawa for longer commutes. Winter seasonality means budgeting for heating and snow-clearance, while summer offers more outdoor activities at minimal cost. Shopping at local markets, cooking at home, and leveraging free or low-cost community events can stretch your budget. Tip: Align your housing choice and daily routine with your preferred pace and safety priorities.
What percentage of income goes to rent in Oshawa?
With 45% of the average paycheck going to rent, Oshawa is on the expensive side for housing. Many locals cope by sharing apartments, moving to outer neighborhoods, or downsizing to keep things manageable.
What is the average cost of living in Oshawa?
A single person in Oshawa typically spends $2,309 per month once rent is factored in. Strip out housing, and everyday essentials like groceries, utilities, transport, and personal spending land around $983. The final number shifts depending on your neighborhood, eating habits, and general lifestyle.
What is a good salary in Oshawa?
Earning $3,463 monthly in Oshawa means you're living well – a one-bedroom, regular groceries, transport, and some entertainment without stress. That's the threshold where most residents feel genuinely comfortable rather than just getting by.
How much does a 1-bedroom apartment cost in Oshawa?
Rents for a 1-bedroom flat in Oshawa range from $1,190 to $1,330, depending on location and condition. Central apartments sit at the top of that range; outer neighborhoods and suburbs deliver noticeably better value per square meter.
How expensive is a gym membership in Oshawa?
A regular gym membership in Oshawa costs around $28.49 monthly. It's a reasonable expense that fits into most budgets, and you generally get decent facilities for the price.
What is a typical grocery budget in Oshawa?
Expect to spend around $378 per month on groceries in Oshawa. Neither cheap nor expensive by global standards – everyday items are fairly priced, though imported or specialty products cost more.
Can a person live on $2,000 monthly in Oshawa?
Living on $2,000 in Oshawa means careful planning, since monthly costs average $2,309. It works with a cheap apartment and disciplined spending, but expect trade-offs on where you live, how often you eat out, and entertainment.
Is Oshawa good for expats?
Expats in Oshawa enjoy fast internet, clean air, family-friendly facilities, and monthly costs average around $2,309. The international crowd is active and welcoming, and practical stuff – bank accounts, apartment hunting, healthcare – is all manageable with some basic prep.

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