Cost of Living Comparison Between Ubud, Bali and Nowra NSW Cost of Living Comparison Between Ubud, Bali and Nowra NSW

Monthly Cost of Living

A single person spends $1,419 per month in Ubud, Bali vs $2,194 in Nowra NSW, rent included.

A couple spends around $2,540 per month in Ubud, Bali vs $3,279 in Nowra NSW, rent included.

A family of three spends $3,660 per month in Ubud, Bali vs $4,363 in Nowra NSW, rent included.

Ubud, Bali is about 35% cheaper than Nowra NSW, driven mainly by Eating Out.

Both Ubud, Bali and Nowra NSW sit above the global median – Ubud, Bali by 6%, Nowra NSW by 64%.

Meal at Budget Restaurant

$3.56 Rp 63.9K

$16.14 A$22.62

-77.94%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 586.8K

$93.8 A$131

-65.11%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.7K

$8.67 A$12.15

-42.91%

Cappuccino

$2.71 Rp 48.6K

$3.38 A$4.73

-19.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.1K

$2.62 A$3.66

-48.85%

Water (0.33 liter bottle)

$0.70 Rp 12.5K

$2.11 A$2.96

-66.82%

Local Beer (0.5 liter draught)

$2.92 Rp 52.3K

$6.36 A$8.92

-54.09%

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.9K

$6.40 A$8.97

-38.13%

Milk (1 liter)

$1.81 Rp 32.4K

$1.35 A$1.89

34.07%

White Bread (500g)

$2.52 Rp 45.1K

$2.34 A$3.28

7.69%

Rice (white) (1kg)

$1.16 Rp 20.8K

$2.12 A$2.97

-45.28%

Eggs

$2.46 Rp 44.1K

$3.76 A$5.27

-34.57%

Local Cheese (1kg)

$14.71 Rp 263.7K

$9.35 A$13.10

57.33%

Chicken Fillets (1kg)

$4.32 Rp 77.4K

$7.66 A$10.74

-43.60%

Beef Round Steak (1kg)

$12.14 Rp 217.5K

$14.14 A$19.81

-14.14%

Apples (1kg)

$3.84 Rp 68.8K

$3.27 A$4.58

17.43%

Banana (1kg)

$1.56 Rp 27.9K

$2.72 A$3.81

-42.65%

Oranges (1kg)

$2.83 Rp 50.8K

$2.69 A$3.77

5.20%

Tomato (1kg)

$2.33 Rp 41.7K

$3.81 A$5.34

-38.85%

Potato (1kg)

$1.91 Rp 34.3K

$2.61 A$3.65

-26.82%

Onion (1kg)

$2.20 Rp 39.5K

$2.21 A$3.10

-0.45%

Lettuce (1 head)

$1.01 Rp 18.2K

$2.13 A$2.99

-52.58%

Water (1.5 liter bottle)

$0.78 Rp 13.9K

$1.08 A$1.51

-27.78%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.4K

$29.21 A$40.92

-88.63%

Wine (Bottle)

$23.74 Rp 425.5K

$14.75 A$20.67

60.95%

Local Beer (0.5 liter bottle)

$2.79 Rp 50.0K

$4.04 A$5.66

-30.94%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.3K

$3.18 A$4.46

-10.06%

One-way Ticket (Public Transport)

$0.27 Rp 4,819

$2.53 A$3.55

-89.33%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.9K

$65.1 A$91.2

-87.67%

Taxi Start (Normal Tariff)

$0.46 Rp 8,181

$2.26 A$3.17

-79.65%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,068

$1.73 A$2.43

-73.99%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 109.3K

$37.33 A$52.3

-83.66%

Gasoline (1 liter)

$0.79 Rp 14.2K

$1.12 A$1.57

-29.46%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 468.8M

$28.9K A$40.4K

-9.38%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 575.8M

$21.7K A$30.5K

47.70%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$188 A$264

-57.56%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.9K

$29.47 A$41.30

-86.22%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 421.6K

$57.8 A$81.0

-59.29%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$49.26 A$69.0

100.37%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.8K

$15.41 A$21.59

-56.98%

Cinema Ticket

$4.15 Rp 74.3K

$12.61 A$17.67

-67.09%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$896 A$1,255

-66.08%

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.5M

$11.9K A$16.6K

-44.31%

Jeans (Levis 501 Or Similar)

$55.5 Rp 995.6K

$77.2 A$108

-28.09%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 686.7K

$43.93 A$61.6

-12.79%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$92.7 A$130

-4.41%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$111 A$155

-29.68%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

$1,271 A$1,781

-20.82%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

$1,078 A$1,511

-37.37%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.7M

$2,018 A$2,828

70.52%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.6M

$1,698 A$2,379

20.10%

Buy Apartment in City Center (m2)

$2,841 Rp 50.9M

$5,362 A$7,514

-47.02%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.6M

$5,914 A$8,286

-61.72%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

6.75

96.74%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Nowra NSW: May 31, 2026

Cost Breakdown

A central one-bedroom costs $1,006 in Ubud, Bali versus $1,271 in Nowra NSW. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $94.0 in Nowra NSW. Monthly groceries follow the same trend: $302 vs $321 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Nowra NSW: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,419 in Ubud, Bali, $2,194 in Nowra NSW – roughly 55% apart. Nowra NSW costs more across the board, with Eating Out showing the biggest gap.

For a comfortable life, plan on about $2,129 per month in Ubud, Bali and $3,291 in Nowra NSW. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,419 in Ubud, Bali and $2,194 in Nowra NSW. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 711% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,419, than in Nowra NSW at $2,194. In Ubud, Bali it covers expenses comfortably, while in Nowra NSW it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,419 in Ubud, Bali to $2,194 in Nowra NSW. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Nowra NSW makes more sense. Both are solid long-term options with distinct trade-offs.