Last update: Nov 2026

Cost of Living Comparison Between Nowra NSW and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $2,569 in Nowra NSW, rent and utilities included – about $14,900 less a year. Rent and utilities account for about half of the difference.

124

Cost of Living Index in Nowra NSW
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Nowra NSW Living Index
64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Nowra NSW

🇦🇺 Australia

$2,569

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Nowra NSW and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Nowra NSW and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $2,569 per month in Nowra NSW vs $1,331 in Ubud, Bali, rent included.

Nowra NSW $2,569
Ubud, Bali $1,331

A couple spends around $3,901 per month in Nowra NSW vs $2,255 in Ubud, Bali, rent included.

Nowra NSW $3,901
Ubud, Bali $2,255

A family of three spends $5,233 per month in Nowra NSW vs $3,180 in Ubud, Bali, rent included.

Nowra NSW $5,233
Ubud, Bali $3,180

Nowra NSW costs about 93% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Nowra NSW sits 90% above the global median, while Ubud, Bali is 2% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$21.35 A$30.50

$3.38 Rp 61.3K

531.66%

Three-Course Dinner for Two, Mid-Range

$86.5 A$124

$34.65 Rp 629.3K

149.64%

Fast Food Meal (McDonalds, etc)

$10.58 A$15.11

$5.57 Rp 101.2K

89.95%

Cappuccino

$4.21 A$6.01

$2.62 Rp 47.6K

60.69%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.19 A$4.55

$1.54 Rp 28.0K

107.14%

Water (0.33 liter bottle)

$2.56 A$3.65

$0.64 Rp 11.6K

300.00%

Local Beer (0.5 liter draught)

$8.53 A$12.18

$2.67 Rp 48.4K

219.48%

Imported Beer (0.33 liter bottle)

$10.06 A$14.37

$4.26 Rp 77.4K

136.15%

Milk (1 liter)

$1.29 A$1.84

$1.46 Rp 26.6K

-11.64%

White Bread (500g)

$3.00 A$4.28

$2.29 Rp 41.6K

31.00%

Rice (white) (1kg)

$2.61 A$3.73

$1.11 Rp 20.1K

135.14%

Eggs

$5.21 A$7.44

$2.10 Rp 38.1K

148.10%

Local Cheese (1kg)

$12.05 A$17.21

$15.94 Rp 289.5K

-24.40%

Chicken Fillets (1kg)

$10.12 A$14.45

$3.88 Rp 70.5K

160.82%

Beef Round Steak (1kg)

$15.16 A$21.65

$11.40 Rp 207.1K

32.98%

Apples (1kg)

$3.92 A$5.59

$3.55 Rp 64.5K

10.42%

Banana (1kg)

$3.24 A$4.62

$1.54 Rp 27.9K

110.39%

Oranges (1kg)

$3.61 A$5.16

$2.23 Rp 40.5K

61.88%

Tomato (1kg)

$5.33 A$7.61

$1.97 Rp 35.8K

170.56%

Potato (1kg)

$3.06 A$4.37

$1.86 Rp 33.7K

64.52%

Onion (1kg)

$2.78 A$3.97

$2.42 Rp 43.9K

14.88%

Lettuce (1 head)

$2.39 A$3.41

$1.02 Rp 18.6K

134.31%

Water (1.5 liter bottle)

$1.34 A$1.92

$0.52 Rp 9,486

157.69%

Cigarettes 20 Pack (Marlboro, Camel)

$45.03 A$64.3

$2.20 Rp 39.9K

1946.82%

Wine (Bottle)

$14.27 A$20.37

$21.79 Rp 395.7K

-34.51%

Local Beer (0.5 liter bottle)

$4.66 A$6.66

$2.33 Rp 42.2K

100.00%

Imported Beer (0.33 liter bottle)

$5.58 A$7.97

$2.97 Rp 53.9K

87.88%

One-way Ticket (Public Transport)

$2.70 A$3.85

$0.25 Rp 4,547

980.00%

Public Transport Monthly Pass (Regular Price)

$90.9 A$130

$8.17 Rp 148.5K

1012.73%

Taxi Start (Normal Tariff)

$4.28 A$6.11

$0.44 Rp 7,950

872.73%

Taxi (Normal Tariff) (1km)

$1.83 A$2.61

$0.47 Rp 8,499

289.36%

Taxi 1hour Waiting (Normal Tariff)

$44.54 A$63.6

$5.60 Rp 101.7K

695.36%

Gasoline (1 liter)

$1.37 A$1.96

$0.83 Rp 15.0K

65.06%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.7K A$39.6K

$24.4K Rp 444.0M

13.47%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.9K A$37.0K

$31.7K Rp 575.6M

-18.21%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$186 A$266

$77.5 Rp 1.4M

140.50%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$26.65 A$38.06

$6.14 Rp 111.6K

334.04%

Internet (50+ Mbps, Unlimited Data)

$57.4 A$82.0

$18.92 Rp 343.5K

203.38%

Gym Membership (Monthly)

$60.5 A$86.4

$51.0 Rp 926.1K

18.61%

Tennis Court (1 Hour on Weekend)

$17.66 A$25.22

$18.25 Rp 331.4K

-3.23%

Cinema Ticket

$15.49 A$22.12

$4.38 Rp 79.6K

253.65%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,524 A$3,604

$492 Rp 8.9M

412.53%

International Primary School, 1 Child (Yearly)

$22.4K A$31.9K

$12.2K Rp 222.0M

83.01%

Jeans (Levis 501 Or Similar)

$76.4 A$109

$45.16 Rp 820.2K

69.18%

Summer Dress (H&M, Zara, etc)

$57.2 A$81.7

$34.89 Rp 633.6K

63.89%

Sport Shoes (Adidas, Nike)

$107 A$153

$78.3 Rp 1.4M

36.94%

Men's Leather Business Shoes

$131 A$188

$77.9 Rp 1.4M

68.70%

1-bedroom Apartment, City Center (Monthly)

$1,213 A$1,733

$1,078 Rp 19.6M

12.59%

1-bedroom Apartment, Outside City Center (Monthly)

$1,196 A$1,708

$665 Rp 12.1M

79.86%

3-bedroom Apartment, City Center (Monthly)

$2,292 A$3,273

$3,510 Rp 63.7M

-34.71%

3-bedroom Apartment, Outside City Center (Monthly)

$2,125 A$3,034

$1,671 Rp 30.3M

27.15%

Buy Apartment in City Center (m2)

$5,462 A$7,801

$2,340 Rp 42.5M

133.43%

Buy Apartment Outside City Center (m2)

$4,403 A$6,287

$2,236 Rp 40.6M

96.88%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

6.08

13.78

-55.88%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Nowra NSW: November 2, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Nowra NSW

$1.2K 46.6%

Ubud, Bali

$665 50% 44.4% $531

Groceries & Markets

Nowra NSW

$390 15.2%

Ubud, Bali

$279 21% 28.3% $110

Eating Out

Nowra NSW

$339 13.2%

Ubud, Bali

$106 8% 68.8% $233

Monthly Utilities & Internet

Nowra NSW

$270 10.5%

Ubud, Bali

$103 7.7% 62.1% $168

Clothing & Footwear

Nowra NSW

$167 6.5%

Ubud, Bali

$106 8% 36.5% $61

Getting Around

Nowra NSW

$115 4.5%

Ubud, Bali

$12 0.9% 89.6% $103

Sport & Entertainment

Nowra NSW

$91 3.6%

Ubud, Bali

$60 4.5% 34.7% $32

Cost Breakdown

A central one-bedroom costs $1,213 in Nowra NSW versus $1,078 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $87 in Nowra NSW versus $35 in Ubud, Bali. Monthly groceries follow the same trend: $390 vs $279 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇦🇺 Nowra NSW

🇮🇩 Ubud, Bali

🕒 Local time

00:22 12:22 AM

21:22 9:22 PM

3 h behind Nowra NSW

🌤 Weather

👥 Population

9,598

74,800

💱 Currency

Australian Dollar AUD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 AUD = 0.7 USD

1 AUD = 0.625 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.92 EUR

Exchange rates and currency converter

IDR, USD, EUR to AUD – Australian Dollar Converter

🇺🇸 United States Dollar ($)

🇦🇺 Australian Dollar ($)

Australian Dollar exchange rates as of November 3, 2026: 1 USD = 1.43 AUD (1 AUD = 0.7 USD). 1 EUR = 1.6 AUD (1 AUD = 0.625 EUR).

Indonesian Rupiah exchange rates as of November 3, 2026: 1 USD = 18,161 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,333 IDR (100,000 IDR = 4.92 EUR).

USD to AUD in detail →

On the map

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Between locations

Nowra NSW Ubud, Bali 4,640 km ≈ 6 h nonstop flight

From you

Nowra NSW
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Nowra NSW vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,569 in Nowra NSW, $1,331 in Ubud, Bali – Ubud, Bali comes out roughly 48% cheaper. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $3,854 per month in Nowra NSW and $1,996 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments: a one-bedroom in the center costs $1,078 there versus $1,213 in Nowra NSW.

Monthly expenses with rent come to $2,569 in Nowra NSW and $1,331 in Ubud, Bali. That makes Ubud, Bali about 48% cheaper.

Public transport costs about 91% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

$1,000 is a stretch for both – monthly costs hit $2,569 in Nowra NSW and $1,331 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

For expats, Ubud, Bali is the easier option financially – housing and daily costs are lower, and overall it costs about 48% less, which matters a lot on a fixed budget or early-career salary.