Cost of Living Comparison Between Nowra NSW and Ubud, Bali Cost of Living Comparison Between Nowra NSW and Ubud, Bali

Monthly Cost of Living

A single person spends $2,701 per month in Nowra NSW vs $1,378 in Ubud, Bali, rent included.

A couple spends around $3,890 per month in Nowra NSW vs $2,327 in Ubud, Bali, rent included.

A family of three spends $5,079 per month in Nowra NSW vs $3,275 in Ubud, Bali, rent included.

Nowra NSW costs about 96% more than Ubud, Bali, driven mainly by Eating Out.

Both Nowra NSW and Ubud, Bali sit above the global median – Nowra NSW by 96%, Ubud, Bali by 0%.

Meal at Budget Restaurant

$20.23 A$28.21

$3.33 Rp 58.7K

507.51%

Three-Course Dinner for Two, Mid-Range

$92.8 A$129

$35.82 Rp 630.7K

159.05%

Fast Food Meal (McDonalds, etc)

$10.76 A$15.00

$5.63 Rp 99.1K

91.12%

Cappuccino

$4.07 A$5.67

$2.82 Rp 49.7K

44.33%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.18 A$4.43

$1.75 Rp 30.8K

81.71%

Water (0.33 liter bottle)

$2.75 A$3.84

$0.80 Rp 14.0K

243.75%

Local Beer (0.5 liter draught)

$8.54 A$11.91

$3.04 Rp 53.6K

180.92%

Imported Beer (0.33 liter bottle)

$10.00 A$13.94

$4.30 Rp 75.7K

132.56%

Milk (1 liter)

$1.27 A$1.76

$1.61 Rp 28.3K

-21.12%

White Bread (500g)

$3.05 A$4.25

$2.27 Rp 39.9K

34.36%

Rice (white) (1kg)

$2.67 A$3.72

$1.17 Rp 20.6K

128.21%

Eggs

$5.35 A$7.46

$2.17 Rp 38.2K

146.54%

Local Cheese (1kg)

$12.46 A$17.37

$17.63 Rp 310.5K

-29.33%

Chicken Fillets (1kg)

$11.09 A$15.46

$4.05 Rp 71.4K

173.83%

Beef Round Steak (1kg)

$16.70 A$23.28

$12.18 Rp 214.5K

37.11%

Apples (1kg)

$4.04 A$5.64

$3.62 Rp 63.7K

11.60%

Banana (1kg)

$3.20 A$4.47

$1.64 Rp 28.8K

95.12%

Oranges (1kg)

$3.59 A$5.00

$2.31 Rp 40.6K

55.41%

Tomato (1kg)

$5.36 A$7.47

$1.96 Rp 34.5K

173.47%

Potato (1kg)

$3.31 A$4.61

$1.84 Rp 32.5K

79.89%

Onion (1kg)

$2.88 A$4.02

$2.37 Rp 41.7K

21.52%

Lettuce (1 head)

$2.82 A$3.93

$1.05 Rp 18.5K

168.57%

Water (1.5 liter bottle)

$1.53 A$2.14

$0.54 Rp 9,560

183.33%

Cigarettes 20 Pack (Marlboro, Camel)

$45.82 A$63.9

$2.30 Rp 40.6K

1892.17%

Wine (Bottle)

$15.29 A$21.32

$23.08 Rp 406.4K

-33.75%

Local Beer (0.5 liter bottle)

$4.77 A$6.65

$2.34 Rp 41.2K

103.85%

Imported Beer (0.33 liter bottle)

$5.70 A$7.95

$3.07 Rp 54.0K

85.67%

One-way Ticket (Public Transport)

$3.11 A$4.34

$0.25 Rp 4,365

1144.00%

Public Transport Monthly Pass (Regular Price)

$87.7 A$122

$9.42 Rp 165.9K

830.89%

Taxi Start (Normal Tariff)

$4.28 A$5.97

$0.49 Rp 8,631

773.47%

Taxi (Normal Tariff) (1km)

$1.67 A$2.33

$0.47 Rp 8,349

255.32%

Taxi 1hour Waiting (Normal Tariff)

$44.29 A$61.8

$5.60 Rp 98.6K

690.89%

Gasoline (1 liter)

$1.36 A$1.89

$0.81 Rp 14.2K

67.90%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.4K A$38.2K

$25.0K Rp 440.3M

9.45%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.8K A$43.0K

$31.1K Rp 547.0M

-0.82%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$190 A$265

$82.7 Rp 1.5M

129.51%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$28.24 A$39.37

$6.49 Rp 114.2K

335.13%

Internet (50+ Mbps, Unlimited Data)

$57.7 A$80.5

$18.79 Rp 330.8K

207.18%

Gym Membership (Monthly)

$56.3 A$78.4

$55.2 Rp 972.6K

1.83%

Tennis Court (1 Hour on Weekend)

$17.67 A$24.64

$18.21 Rp 320.6K

-2.97%

Cinema Ticket

$17.23 A$24.02

$4.30 Rp 75.7K

300.70%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,500 A$3,485

$494 Rp 8.7M

405.87%

International Primary School, 1 Child (Yearly)

$20.7K A$28.9K

$5,917 Rp 104.2M

250.43%

Jeans (Levis 501 Or Similar)

$78.0 A$109

$46.28 Rp 814.8K

68.52%

Summer Dress (H&M, Zara, etc)

$58.9 A$82.2

$36.44 Rp 641.6K

61.75%

Sport Shoes (Adidas, Nike)

$125 A$174

$80.7 Rp 1.4M

54.40%

Men's Leather Business Shoes

$135 A$188

$78.8 Rp 1.4M

71.50%

1-bedroom Apartment, City Center (Monthly)

$1,517 A$2,116

$1,114 Rp 19.6M

36.21%

1-bedroom Apartment, Outside City Center (Monthly)

$1,103 A$1,537

$693 Rp 12.2M

59.06%

3-bedroom Apartment, City Center (Monthly)

$2,491 A$3,473

$3,639 Rp 64.1M

-31.55%

3-bedroom Apartment, Outside City Center (Monthly)

$2,052 A$2,861

$1,712 Rp 30.1M

19.86%

Buy Apartment in City Center (m2)

$6,305 A$8,790

$2,761 Rp 48.6M

128.39%

Buy Apartment Outside City Center (m2)

$6,018 A$8,391

$2,293 Rp 40.4M

162.50%

Average Monthly Net Salary (After Tax)

$167 Rp 2.9M

20-Year Fixed Mortgage Interest Rate (Annual %)

5.95

13.78

-56.82%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Nowra NSW: September 7, 2026

Last update for Ubud, Bali: September 6, 2026

Cost Breakdown

A central one-bedroom costs $1,517 in Nowra NSW versus $1,114 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $93.0 in Nowra NSW versus $36.00 in Ubud, Bali. Monthly groceries follow the same trend: $410 vs $294 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Nowra NSW vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,701 in Nowra NSW, $1,378 in Ubud, Bali – roughly 96% apart. Nowra NSW costs more across the board, with Eating Out showing the biggest gap.

For a comfortable life, plan on about $4,051 per month in Nowra NSW and $2,067 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,701 in Nowra NSW and $1,378 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 831% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,378, than in Nowra NSW at $2,701. In Ubud, Bali it covers expenses comfortably, while in Nowra NSW it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,378 in Ubud, Bali to $2,701 in Nowra NSW. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Nowra NSW makes more sense. Both are solid long-term options with distinct trade-offs.