Cost of Living Comparison Between Ubud, Bali and Muzaffarnagar Cost of Living Comparison Between Ubud, Bali and Muzaffarnagar

Monthly Cost of Living

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $336 in Muzaffarnagar.

Estimated couple costs with rent: $2,348 in Ubud, Bali versus $558 in Muzaffarnagar.

Monthly costs for a family of three with rent: $3,327 in Ubud, Bali versus $780 in Muzaffarnagar.

Living in Ubud, Bali is roughly 307% more expensive than in Muzaffarnagar, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 0% above, Muzaffarnagar is 75% below.

Meal at Budget Restaurant

$3.44 Rp 60.9K

$3.10 ₹297

10.97%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 643.0K

$13.02 ₹1,249

178.88%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.0K

$3.57 ₹343

59.94%

Cappuccino

$2.67 Rp 47.3K

$1.27 ₹122

110.24%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

$0.33 ₹32.13

430.30%

Water (0.33 liter bottle)

$0.87 Rp 15.4K

$0.10 ₹10.01

770.00%

Local Beer (0.5 liter draught)

$2.95 Rp 52.3K

$1.24 ₹119

137.90%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.0K

$1.59 ₹153

184.28%

Milk (1 liter)

$1.62 Rp 28.7K

$0.59 ₹56.6

174.58%

White Bread (500g)

$2.33 Rp 41.3K

$0.40 ₹38.43

482.50%

Rice (white) (1kg)

$1.11 Rp 19.6K

$0.79 ₹75.4

40.51%

Eggs

$2.20 Rp 39.0K

$1.03 ₹98.4

113.59%

Local Cheese (1kg)

$17.69 Rp 313.3K

$2.84 ₹272

522.89%

Chicken Fillets (1kg)

$4.10 Rp 72.5K

$3.62 ₹347

13.26%

Beef Round Steak (1kg)

$12.18 Rp 215.6K

Apples (1kg)

$3.71 Rp 65.6K

$1.52 ₹146

144.08%

Banana (1kg)

$1.59 Rp 28.1K

$0.67 ₹64.4

137.31%

Oranges (1kg)

$2.28 Rp 40.4K

$0.74 ₹71.2

208.11%

Tomato (1kg)

$1.95 Rp 34.6K

$0.52 ₹50.1

275.00%

Potato (1kg)

$1.91 Rp 33.7K

$0.26 ₹25.17

634.62%

Onion (1kg)

$2.33 Rp 41.3K

$0.30 ₹28.43

676.67%

Lettuce (1 head)

$1.01 Rp 17.8K

$0.51 ₹48.85

98.04%

Water (1.5 liter bottle)

$0.55 Rp 9,773

$0.30 ₹28.85

83.33%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.5K

$4.90 ₹471

-54.49%

Wine (Bottle)

$23.07 Rp 408.6K

$4.12 ₹396

459.95%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.8K

$1.14 ₹109

112.28%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.1K

$1.86 ₹178

61.29%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.39 ₹421

One-way Ticket (Public Transport)

$0.27 Rp 4,814

$0.28 ₹27.25

-3.57%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.1K

$7.47 ₹717

20.21%

Taxi Start (Normal Tariff)

$0.48 Rp 8,566

$0.76 ₹72.6

-36.84%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,679

$0.22 ₹21.07

95.45%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 99.9K

$1.60 ₹153

252.50%

Gasoline (1 liter)

$0.80 Rp 14.2K

$0.99 ₹94.6

-19.19%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 441.7M

$12.7K ₹1.2M

96.03%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 561.5M

$16.4K ₹1.6M

93.30%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$36.18 ₹3,471

125.15%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.0K

$4.04 ₹387

60.64%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 332.4K

$5.14 ₹493

265.18%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$13.82 ₹1,326

311.51%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 331.7K

$6.32 ₹607

196.36%

Cinema Ticket

$4.54 Rp 80.4K

$4.11 ₹394

10.46%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$60.3 ₹5,787

696.87%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.1M

$1,416 ₹135.9K

303.22%

Jeans (Levis 501 Or Similar)

$45.52 Rp 806.0K

$20.98 ₹2,013

116.97%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 635.4K

$15.80 ₹1,515

127.09%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$35.77 ₹3,432

124.74%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$20.95 ₹2,009

275.51%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.7M

$126 ₹12.1K

781.26%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$67.4 ₹6,461

935.86%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.4M

$280 ₹26.9K

1199.26%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$188 ₹18.0K

824.26%

Buy Apartment in City Center (m2)

$2,784 Rp 49.3M

$1,030 ₹98.9K

170.21%

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.5M

$520 ₹49.9K

340.64%

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

9.86

39.76%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Muzaffarnagar: September 15, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,115 in Ubud, Bali and $126 in Muzaffarnagar. Housing cost is often the main lever when comparing two cities.

Dining out: $36.00 in Ubud, Bali vs $13.00 in Muzaffarnagar for a mid-range dinner for two. Groceries echo the gap at $295 vs $86.0 per month, with Muzaffarnagar cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Muzaffarnagar: Cost of Living - Frequently Asked Questions

Muzaffarnagar is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Sport & Entertainment, Monthly Utilities & Internet. The 307% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,052 in Ubud, Bali and $504 in Muzaffarnagar to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,115 in Ubud, Bali versus $126 in Muzaffarnagar. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Muzaffarnagar runs roughly 20% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $481 in Ubud, Bali versus $60.3 in Muzaffarnagar. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $336 in Muzaffarnagar versus $1,368 in Ubud, Bali, a $1,500 budget is realistic in Muzaffarnagar but tight or insufficient in Ubud, Bali. The gap between the two cities makes Muzaffarnagar the clear choice for anyone on this budget.

For families, Muzaffarnagar is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Muzaffarnagar are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Muzaffarnagar gentler on the wallet – expenses run 307% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.