Cost of Living Comparison Between Ubud, Bali and Muzaffarnagar Cost of Living Comparison Between Ubud, Bali and Muzaffarnagar

Monthly Cost of Living

Monthly costs for one person with rent: $1,392 in Ubud, Bali versus $411 in Muzaffarnagar.

Estimated couple costs with rent: $2,557 in Ubud, Bali versus $666 in Muzaffarnagar.

Monthly costs for a family of three with rent: $3,723 in Ubud, Bali versus $921 in Muzaffarnagar.

Living in Ubud, Bali is roughly 238% more expensive than in Muzaffarnagar, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Muzaffarnagar is 69% below.

Meal at Budget Restaurant

$3.57 Rp 64.5K

$4.53 ₹432

-21.19%

Three-Course Dinner for Two, Mid-Range

$32.32 Rp 583.4K

$19.63 ₹1,873

64.65%

Fast Food Meal (McDonalds, etc)

$5.01 Rp 90.4K

$4.03 ₹384

24.32%

Cappuccino

$2.82 Rp 51.0K

$1.77 ₹169

59.32%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.35 Rp 24.4K

$0.42 ₹40.46

221.43%

Water (0.33 liter bottle)

$0.73 Rp 13.2K

$0.18 ₹16.85

305.56%

Local Beer (0.5 liter draught)

$2.93 Rp 53.0K

$1.49 ₹142

96.64%

Imported Beer (0.33 liter bottle)

$3.94 Rp 71.1K

$3.45 ₹329

14.20%

Milk (1 liter)

$1.78 Rp 32.1K

$0.67 ₹63.4

165.67%

White Bread (500g)

$2.45 Rp 44.2K

$0.49 ₹46.72

400.00%

Rice (white) (1kg)

$1.15 Rp 20.7K

$0.86 ₹82.1

33.72%

Eggs

$2.41 Rp 43.6K

$1.17 ₹111

105.98%

Local Cheese (1kg)

$14.33 Rp 258.7K

$3.16 ₹302

353.48%

Chicken Fillets (1kg)

$4.19 Rp 75.6K

$3.55 ₹339

18.03%

Beef Round Steak (1kg)

$12.06 Rp 217.7K

Apples (1kg)

$3.64 Rp 65.7K

$2.01 ₹192

81.09%

Banana (1kg)

$1.57 Rp 28.3K

$0.85 ₹80.8

84.71%

Oranges (1kg)

$2.79 Rp 50.3K

$1.00 ₹95.0

179.00%

Tomato (1kg)

$2.24 Rp 40.5K

$0.64 ₹61.4

250.00%

Potato (1kg)

$1.98 Rp 35.7K

$0.37 ₹34.95

435.14%

Onion (1kg)

$2.28 Rp 41.1K

$0.34 ₹32.25

570.59%

Lettuce (1 head)

$1.05 Rp 19.0K

$0.61 ₹57.7

72.13%

Water (1.5 liter bottle)

$0.79 Rp 14.2K

$0.36 ₹34.60

119.44%

Cigarettes 20 Pack (Marlboro, Camel)

$3.19 Rp 57.6K

$3.95 ₹377

-19.24%

Wine (Bottle)

$23.49 Rp 424.1K

$4.28 ₹408

448.83%

Local Beer (0.5 liter bottle)

$2.90 Rp 52.3K

$1.81 ₹172

60.22%

Imported Beer (0.33 liter bottle)

$2.76 Rp 49.7K

$2.78 ₹265

-0.72%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.57 ₹531

One-way Ticket (Public Transport)

$0.27 Rp 4,813

$0.30 ₹28.80

-10.00%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 151.1K

$8.96 ₹854

-6.58%

Taxi Start (Normal Tariff)

$0.45 Rp 8,167

$0.57 ₹54.0

-21.05%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,298

Taxi 1hour Waiting (Normal Tariff)

$6.07 Rp 109.6K

$1.29 ₹123

370.54%

Gasoline (1 liter)

$0.86 Rp 15.6K

$1.15 ₹110

-25.22%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 480.0M

$17.2K ₹1.6M

54.31%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 587.6M

$24.3K ₹2.3M

34.05%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.0 Rp 1.4M

$40.83 ₹3,894

93.53%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 73.9K

$4.14 ₹394

-1.21%

Internet (50+ Mbps, Unlimited Data)

$23.85 Rp 430.5K

$5.73 ₹546

316.23%

Gym Membership (Monthly)

$98.8 Rp 1.8M

$15.85 ₹1,512

523.22%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 114.7K

$7.21 ₹688

-11.93%

Cinema Ticket

$4.01 Rp 72.3K

$4.77 ₹455

-15.93%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.4M

$78.1 ₹7,447

280.64%

International Primary School, 1 Child (Yearly)

$6,602 Rp 119.2M

$2,019 ₹192.6K

226.97%

Jeans (Levis 501 Or Similar)

$53.4 Rp 964.5K

$23.34 ₹2,226

128.92%

Summer Dress (H&M, Zara, etc)

$38.11 Rp 688.1K

$17.74 ₹1,692

114.83%

Sport Shoes (Adidas, Nike)

$88.7 Rp 1.6M

$48.42 ₹4,618

83.09%

Men's Leather Business Shoes

$76.6 Rp 1.4M

$35.75 ₹3,410

114.32%

1-bedroom Apartment, City Center (Monthly)

$1,020 Rp 18.4M

$124 ₹11.8K

721.32%

1-bedroom Apartment, Outside City Center (Monthly)

$680 Rp 12.3M

$75.6 ₹7,205

800.41%

3-bedroom Apartment, City Center (Monthly)

$3,469 Rp 62.6M

$271 ₹25.8K

1182.14%

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 Rp 37.7M

$181 ₹17.2K

1057.49%

Buy Apartment in City Center (m2)

$2,729 Rp 49.3M

$943 ₹89.9K

189.47%

Buy Apartment Outside City Center (m2)

$2,295 Rp 41.4M

$538 ₹51.3K

326.76%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

47.56%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 28, 2026

Last update for Muzaffarnagar: July 26, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,020 in Ubud, Bali and $124 in Muzaffarnagar. Housing cost is often the main lever when comparing two cities.

Dining out: $32.00 in Ubud, Bali vs $20.00 in Muzaffarnagar for a mid-range dinner for two. Groceries echo the gap at $298 vs $101 per month, with Muzaffarnagar cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Muzaffarnagar: Cost of Living - Frequently Asked Questions

Muzaffarnagar is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Sport & Entertainment, Monthly Utilities & Internet. The 238% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,088 in Ubud, Bali and $617 in Muzaffarnagar to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,020 in Ubud, Bali versus $124 in Muzaffarnagar. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Muzaffarnagar runs roughly 7% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $297 in Ubud, Bali versus $78.1 in Muzaffarnagar. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $411 in Muzaffarnagar versus $1,392 in Ubud, Bali, a $1,500 budget is realistic in Muzaffarnagar but tight or insufficient in Ubud, Bali. The gap between the two cities makes Muzaffarnagar the clear choice for anyone on this budget.

For families, Muzaffarnagar is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Muzaffarnagar are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Muzaffarnagar gentler on the wallet – expenses run 238% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.