Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Muzaffarnagar

For one person, living is cheaper in Muzaffarnagar: $371 a month against $1,331 in Ubud, Bali, rent and utilities included – about $11,500 less a year. Rent and utilities account for most of the difference.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
18

Cost of Living Index in Muzaffarnagar
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Muzaffarnagar Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Muzaffarnagar

🇮🇳 India

$371

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Muzaffarnagar

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Muzaffarnagar actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,331 in Ubud, Bali versus $371 in Muzaffarnagar.

Ubud, Bali $1,331
Muzaffarnagar $371

Estimated couple costs with rent: $2,255 in Ubud, Bali versus $602 in Muzaffarnagar.

Ubud, Bali $2,255
Muzaffarnagar $602

Monthly costs for a family of three with rent: $3,180 in Ubud, Bali versus $832 in Muzaffarnagar.

Ubud, Bali $3,180
Muzaffarnagar $832

Living in Ubud, Bali is roughly 258% more expensive than in Muzaffarnagar, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Ubud, Bali 2% lower, Muzaffarnagar 73% lower.

Meal at Budget Restaurant

$3.38 Rp 61.3K

$3.06 ₹290

10.46%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 628.8K

$13.38 ₹1,268

158.97%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 101.2K

$3.65 ₹346

52.60%

Cappuccino

$2.62 Rp 47.5K

$1.45 ₹137

80.69%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$0.38 ₹36.24

305.26%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$0.12 ₹11.76

433.33%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

$1.35 ₹128

97.78%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.4K

$2.08 ₹197

104.81%

Milk (1 liter)

$1.46 Rp 26.5K

$0.55 ₹51.8

165.45%

White Bread (500g)

$2.29 Rp 41.6K

$0.58 ₹55.1

294.83%

Rice (white) (1kg)

$1.11 Rp 20.1K

$0.77 ₹72.8

44.16%

Eggs

$2.10 Rp 38.1K

$1.08 ₹102

94.44%

Local Cheese (1kg)

$15.94 Rp 289.3K

$5.00 ₹474

218.80%

Chicken Fillets (1kg)

$3.88 Rp 70.5K

$3.77 ₹357

2.92%

Beef Round Steak (1kg)

$11.40 Rp 206.9K

Apples (1kg)

$3.55 Rp 64.5K

$1.47 ₹139

141.50%

Banana (1kg)

$1.54 Rp 27.9K

$0.69 ₹65.8

123.19%

Oranges (1kg)

$2.23 Rp 40.5K

$0.80 ₹75.4

178.75%

Tomato (1kg)

$1.97 Rp 35.8K

$0.52 ₹49.06

278.85%

Potato (1kg)

$1.86 Rp 33.7K

$0.26 ₹24.70

615.38%

Onion (1kg)

$2.42 Rp 43.9K

$0.40 ₹38.09

505.00%

Lettuce (1 head)

$1.02 Rp 18.6K

$0.51 ₹47.98

100.00%

Water (1.5 liter bottle)

$0.52 Rp 9,479

$0.30 ₹28.59

73.33%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

$5.19 ₹492

-57.61%

Wine (Bottle)

$21.79 Rp 395.4K

$4.27 ₹405

410.30%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

$1.18 ₹112

97.46%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$1.84 ₹174

61.41%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.38 ₹415

One-way Ticket (Public Transport)

$0.25 Rp 4,544

$0.21 ₹19.87

19.05%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.4K

$6.89 ₹653

18.58%

Taxi Start (Normal Tariff)

$0.44 Rp 7,944

$0.70 ₹66.7

-37.14%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,493

$0.25 ₹23.84

88.00%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.6K

$1.61 ₹153

247.83%

Gasoline (1 liter)

$0.83 Rp 15.0K

$1.10 ₹105

-24.55%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 443.7M

$12.4K ₹1.2M

97.87%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.2M

$16.5K ₹1.6M

92.21%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$43.13 ₹4,085

79.64%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.5K

$3.90 ₹369

57.44%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 343.3K

$7.31 ₹692

158.82%

Gym Membership (Monthly)

$51.0 Rp 925.4K

$14.07 ₹1,333

262.40%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.2K

$6.55 ₹620

178.63%

Cinema Ticket

$4.38 Rp 79.5K

$4.10 ₹389

6.83%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$61.6 ₹5,835

699.51%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.8M

$1,774 ₹168.0K

589.08%

Jeans (Levis 501 Or Similar)

$45.16 Rp 819.6K

$23.94 ₹2,267

88.64%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 633.2K

$25.28 ₹2,395

38.01%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$35.63 ₹3,375

119.81%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$20.82 ₹1,972

274.02%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.6M

$120 ₹11.3K

801.10%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

$76.5 ₹7,245

769.36%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

$268 ₹25.4K

1211.15%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

$189 ₹17.9K

785.63%

Buy Apartment in City Center (m2)

$2,340 Rp 42.5M

$930 ₹88.1K

151.52%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

$530 ₹50.2K

322.00%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

9.86

39.76%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Muzaffarnagar: October 31, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Muzaffarnagar

$76 20.6% 88.5% $588

Groceries & Markets

Ubud, Bali

$279 21%

Muzaffarnagar

$95 25.6% 65.9% $184

Clothing & Footwear

Ubud, Bali

$106 8%

Muzaffarnagar

$48 12.8% 55.3% $59

Eating Out

Ubud, Bali

$106 8%

Muzaffarnagar

$66 17.7% 37.8% $40

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Muzaffarnagar

$54 14.6% 47% $48

Sport & Entertainment

Ubud, Bali

$60 4.5%

Muzaffarnagar

$22 6% 62.7% $37

Getting Around

Ubud, Bali

$12 0.9%

Muzaffarnagar

$9.7 2.6% 18.9% $2.3

Cost Breakdown

A one-bedroom apartment in the center runs $1,078 in Ubud, Bali and $120 in Muzaffarnagar. Housing cost is often the main lever when comparing two cities.

Dining out: $35 in Ubud, Bali vs $13 in Muzaffarnagar for a mid-range dinner for two. Groceries echo the gap at $279 vs $95 per month, with Muzaffarnagar cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇮🇳 Muzaffarnagar

🕒 Local time

14:29 2:29 PM

11:59 11:59 AM

2 h 30 min behind Ubud, Bali

🌤 Weather

👥 Population

74,800

495,543

💱 Currency

Indonesian Rupiah IDR Rp

Indian Rupee INR ₹

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.93 EUR

1,000 INR = 10.56 USD

1,000 INR = 9.44 EUR

Exchange rates and currency converter

INR, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 4, 2026: 1 USD = 18,148 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,295 IDR (100,000 IDR = 4.93 EUR).

Indian Rupee exchange rates as of November 4, 2026: 1 USD = 94.73 INR (100 INR = 1.06 USD). 1 EUR = 106 INR (1,000 INR = 9.44 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Muzaffarnagar 5,830 km ≈ 8 h nonstop flight

From you

Ubud, Bali
Muzaffarnagar

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Muzaffarnagar: Cost of Living - Frequently Asked Questions

Muzaffarnagar is about 72% cheaper overall, especially in groceries, clothing, and eating out. That difference adds up to real monthly savings that compound significantly over time.

You’d need roughly $1,996 in Ubud, Bali and $557 in Muzaffarnagar to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,078 in Ubud, Bali versus $120 in Muzaffarnagar. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Muzaffarnagar runs roughly 16% less than in Ubud, Bali. The price difference matters if you commute daily and watch your budget.

Childcare runs $492 in Ubud, Bali versus $62 in Muzaffarnagar. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $371 in Muzaffarnagar versus $1,331 in Ubud, Bali, a $1,000 budget is realistic in Muzaffarnagar but tight or insufficient in Ubud, Bali. The gap between the two cities makes Muzaffarnagar the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Muzaffarnagar gentler on the wallet – expenses run 72% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.