Cost of Living Comparison Between Ubud, Bali and Muzaffarnagar Cost of Living Comparison Between Ubud, Bali and Muzaffarnagar

Monthly Cost of Living

Monthly costs for one person with rent: $1,404 in Ubud, Bali versus $410 in Muzaffarnagar.

Estimated couple costs with rent: $2,549 in Ubud, Bali versus $681 in Muzaffarnagar.

Monthly costs for a family of three with rent: $3,694 in Ubud, Bali versus $952 in Muzaffarnagar.

Living in Ubud, Bali is roughly 243% more expensive than Muzaffarnagar, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 4% above, Muzaffarnagar is 70% below.

Meal at Budget Restaurant

$3.57 Rp 64.0K

$4.54 ₹432

-21.37%

Three-Course Dinner for Two, Mid-Range

$32.50 Rp 582.3K

$19.50 ₹1,854

66.67%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 87.1K

$4.08 ₹388

19.12%

Cappuccino

$2.75 Rp 49.2K

$1.71 ₹162

60.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 Rp 23.7K

$0.42 ₹40.20

214.29%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$0.18 ₹17.11

288.89%

Local Beer (0.5 liter draught)

$2.91 Rp 52.2K

$1.54 ₹147

88.96%

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.0K

$3.47 ₹330

9.22%

Milk (1 liter)

$1.71 Rp 30.6K

$0.67 ₹63.6

155.22%

White Bread (500g)

$2.47 Rp 44.3K

$0.48 ₹45.87

414.58%

Rice (white) (1kg)

$1.20 Rp 21.5K

$0.93 ₹88.5

29.03%

Eggs

$2.44 Rp 43.8K

$1.18 ₹112

106.78%

Local Cheese (1kg)

$14.38 Rp 257.7K

$3.28 ₹311

338.41%

Chicken Fillets (1kg)

$4.31 Rp 77.1K

$3.54 ₹337

21.75%

Beef Round Steak (1kg)

$12.21 Rp 218.7K

Apples (1kg)

$3.68 Rp 66.0K

$2.01 ₹191

83.08%

Banana (1kg)

$1.55 Rp 27.8K

$0.78 ₹74.1

98.72%

Oranges (1kg)

$2.79 Rp 49.9K

$0.96 ₹91.2

190.63%

Tomato (1kg)

$2.33 Rp 41.8K

$0.64 ₹60.7

264.06%

Potato (1kg)

$1.97 Rp 35.3K

$0.34 ₹32.15

479.41%

Onion (1kg)

$2.31 Rp 41.4K

$0.36 ₹34.26

541.67%

Lettuce (1 head)

$1.06 Rp 19.1K

$0.59 ₹56.1

79.66%

Water (1.5 liter bottle)

$0.73 Rp 13.1K

$0.37 ₹34.87

97.30%

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 Rp 58.8K

$4.15 ₹395

-20.96%

Wine (Bottle)

$22.79 Rp 408.4K

$4.30 ₹409

430.00%

Local Beer (0.5 liter bottle)

$2.81 Rp 50.3K

$1.87 ₹178

50.27%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.9K

$2.74 ₹260

1.46%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.64 ₹537

One-way Ticket (Public Transport)

$0.29 Rp 5,217

$0.30 ₹28.71

-3.33%

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 144.4K

$8.86 ₹842

-9.03%

Taxi Start (Normal Tariff)

$0.45 Rp 8,047

$0.56 ₹53.1

-19.64%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,094

Taxi 1hour Waiting (Normal Tariff)

$6.24 Rp 111.7K

$1.25 ₹119

399.20%

Gasoline (1 liter)

$0.85 Rp 15.2K

$1.10 ₹104

-22.73%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 465.4M

$17.7K ₹1.7M

47.14%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 567.2M

$23.6K ₹2.2M

34.12%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$41.43 ₹3,940

94.91%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.7K

$4.13 ₹393

-1.69%

Internet (50+ Mbps, Unlimited Data)

$24.42 Rp 437.6K

$5.95 ₹566

310.42%

Gym Membership (Monthly)

$97.7 Rp 1.7M

$15.87 ₹1,509

515.44%

Tennis Court (1 Hour on Weekend)

$6.45 Rp 115.5K

$6.85 ₹651

-5.84%

Cinema Ticket

$4.04 Rp 72.4K

$4.74 ₹451

-14.77%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$78.9 ₹7,505

285.24%

International Primary School, 1 Child (Yearly)

$6,621 Rp 118.6M

$2,016 ₹191.7K

228.45%

Jeans (Levis 501 Or Similar)

$54.2 Rp 971.7K

$23.63 ₹2,247

129.50%

Summer Dress (H&M, Zara, etc)

$38.78 Rp 694.7K

$17.55 ₹1,669

120.97%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$48.45 ₹4,608

77.79%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$36.80 ₹3,499

108.34%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.7M

$125 ₹11.9K

690.25%

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 11.8M

$76.1 ₹7,237

764.59%

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 60.4M

$277 ₹26.3K

1116.16%

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.0M

$181 ₹17.2K

1039.91%

Buy Apartment in City Center (m2)

$2,741 Rp 49.1M

$867 ₹82.5K

216.12%

Buy Apartment Outside City Center (m2)

$2,228 Rp 39.9M

$503 ₹47.9K

342.45%

Average Monthly Net Salary (After Tax)

$163 Rp 2.9M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

47.56%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Muzaffarnagar: June 8, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $986 in Ubud, Bali and $125 in Muzaffarnagar. Housing cost is often the main lever when comparing two cities.

Dining out: $33.00 in Ubud, Bali vs $19.00 in Muzaffarnagar for a mid-range dinner for two. Groceries echo the gap at $297 vs $101 per month, with Muzaffarnagar cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Muzaffarnagar: Cost of Living - Frequently Asked Questions

Muzaffarnagar is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Sport & Entertainment, Monthly Utilities & Internet. The 243% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,106 in Ubud, Bali and $615 in Muzaffarnagar to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $986 in Ubud, Bali versus $125 in Muzaffarnagar. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Muzaffarnagar runs roughly 10% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $304 in Ubud, Bali versus $78.9 in Muzaffarnagar. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $410 in Muzaffarnagar versus $1,404 in Ubud, Bali, a $1,500 budget is realistic in Muzaffarnagar but tight or insufficient in Ubud, Bali. The gap between the two cities makes Muzaffarnagar the clear choice for anyone on this budget.

For families, Muzaffarnagar is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Muzaffarnagar are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Muzaffarnagar gentler on the wallet – expenses run 243% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.