Cost of Living Comparison Between Ubud, Bali and Muzaffarnagar Cost of Living Comparison Between Ubud, Bali and Muzaffarnagar

Monthly Cost of Living

Monthly costs for one person with rent: $1,438 in Ubud, Bali versus $408 in Muzaffarnagar.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $681 in Muzaffarnagar.

Monthly costs for a family of three with rent: $3,732 in Ubud, Bali versus $954 in Muzaffarnagar.

Living in Ubud, Bali is roughly 252% more expensive than Muzaffarnagar, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 7% above, Muzaffarnagar is 69% below.

Meal at Budget Restaurant

$3.57 Rp 61.9K

$4.56 ₹433

-21.71%

Three-Course Dinner for Two, Mid-Range

$32.58 Rp 564.7K

$20.06 ₹1,904

62.41%

Fast Food Meal (McDonalds, etc)

$5.07 Rp 87.8K

$4.02 ₹382

26.12%

Cappuccino

$2.83 Rp 49.0K

$1.78 ₹169

58.99%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 23.2K

$0.42 ₹39.90

219.05%

Water (0.33 liter bottle)

$0.69 Rp 12.0K

$0.18 ₹17.12

283.33%

Local Beer (0.5 liter draught)

$2.99 Rp 51.8K

$1.53 ₹145

95.42%

Imported Beer (0.33 liter bottle)

$3.85 Rp 66.7K

$3.45 ₹327

11.59%

Milk (1 liter)

$1.74 Rp 30.2K

$0.67 ₹63.4

159.70%

White Bread (500g)

$2.54 Rp 44.0K

$0.48 ₹45.97

429.17%

Rice (white) (1kg)

$1.19 Rp 20.6K

$0.91 ₹86.5

30.77%

Eggs

$2.43 Rp 42.0K

$1.14 ₹108

113.16%

Local Cheese (1kg)

$14.66 Rp 254.1K

$3.21 ₹305

356.70%

Chicken Fillets (1kg)

$4.18 Rp 72.4K

$3.49 ₹331

19.77%

Beef Round Steak (1kg)

$11.94 Rp 206.9K

Apples (1kg)

$3.69 Rp 63.9K

$2.04 ₹194

80.88%

Banana (1kg)

$1.61 Rp 27.8K

$0.83 ₹78.9

93.98%

Oranges (1kg)

$2.69 Rp 46.5K

$1.00 ₹94.7

169.00%

Tomato (1kg)

$2.33 Rp 40.4K

$0.61 ₹57.7

281.97%

Potato (1kg)

$1.91 Rp 33.0K

$0.36 ₹34.62

430.56%

Onion (1kg)

$2.19 Rp 37.9K

$0.36 ₹34.19

508.33%

Lettuce (1 head)

$1.06 Rp 18.3K

$0.57 ₹54.1

85.96%

Water (1.5 liter bottle)

$0.72 Rp 12.5K

$0.33 ₹31.73

118.18%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 54.3K

$4.19 ₹398

-25.30%

Wine (Bottle)

$23.49 Rp 407.1K

$8.38 ₹796

180.31%

Local Beer (0.5 liter bottle)

$2.74 Rp 47.5K

$1.80 ₹171

52.22%

Imported Beer (0.33 liter bottle)

$2.88 Rp 49.9K

$2.82 ₹267

2.13%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.39 ₹511

One-way Ticket (Public Transport)

$0.29 Rp 5,029

$0.28 ₹26.56

3.57%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.6K

$8.94 ₹848

-8.61%

Taxi Start (Normal Tariff)

$0.45 Rp 7,863

$0.59 ₹56.0

-23.73%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,305

Taxi 1hour Waiting (Normal Tariff)

$6.16 Rp 106.7K

$1.25 ₹118

392.80%

Gasoline (1 liter)

$0.84 Rp 14.6K

$1.11 ₹105

-24.32%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 454.9M

$17.3K ₹1.6M

51.48%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 562.9M

$24.1K ₹2.3M

35.00%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$40.55 ₹3,850

93.39%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.95 Rp 68.5K

$4.21 ₹400

-6.18%

Internet (50+ Mbps, Unlimited Data)

$24.40 Rp 423.0K

$5.65 ₹536

331.86%

Gym Membership (Monthly)

$96.5 Rp 1.7M

$15.97 ₹1,516

504.51%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 110.0K

$6.96 ₹661

-8.76%

Cinema Ticket

$4.04 Rp 70.0K

$4.59 ₹436

-11.98%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.2M

$78.7 ₹7,470

284.63%

International Primary School, 1 Child (Yearly)

$6,523 Rp 113.1M

$2,071 ₹196.6K

215.01%

Jeans (Levis 501 Or Similar)

$53.8 Rp 933.1K

$23.16 ₹2,199

132.47%

Summer Dress (H&M, Zara, etc)

$37.98 Rp 658.3K

$17.22 ₹1,634

120.56%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.5M

$49.85 ₹4,733

74.04%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$36.40 ₹3,456

116.65%

1-bedroom Apartment, City Center (Monthly)

$1,012 Rp 17.5M

$122 ₹11.6K

729.21%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 11.7M

$77.7 ₹7,376

768.13%

3-bedroom Apartment, City Center (Monthly)

$3,390 Rp 58.8M

$277 ₹26.3K

1122.69%

3-bedroom Apartment, Outside City Center (Monthly)

$2,098 Rp 36.4M

$181 ₹17.1K

1061.94%

Buy Apartment in City Center (m2)

$2,985 Rp 51.7M

$1,033 ₹98.1K

188.96%

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.5M

$554 ₹52.6K

321.86%

Average Monthly Net Salary (After Tax)

$173 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

47.56%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Muzaffarnagar: April 27, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,012 in Ubud, Bali and $122 in Muzaffarnagar. Housing cost is often the main lever when comparing two cities.

Dining out: $33.00 in Ubud, Bali vs $20.00 in Muzaffarnagar for a mid-range dinner for two. Groceries echo the gap at $298 vs $109 per month, with Muzaffarnagar cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Muzaffarnagar: Cost of Living - Frequently Asked Questions

Muzaffarnagar is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Sport & Entertainment, Monthly Utilities & Internet. The 252% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,158 in Ubud, Bali and $613 in Muzaffarnagar to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,012 in Ubud, Bali versus $122 in Muzaffarnagar. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Muzaffarnagar runs roughly 9% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $303 in Ubud, Bali versus $78.7 in Muzaffarnagar. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $408 in Muzaffarnagar versus $1,438 in Ubud, Bali, a $1,500 budget is realistic in Muzaffarnagar but tight or insufficient in Ubud, Bali. The gap between the two cities makes Muzaffarnagar the clear choice for anyone on this budget.

For families, Muzaffarnagar is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Muzaffarnagar are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Muzaffarnagar gentler on the wallet – expenses run 252% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.