Last update: Oct 2026

Cost of Living Comparison Between Muzaffarnagar and Ubud, Bali

For one person, living is cheaper in Muzaffarnagar: $371 a month against $1,331 in Ubud, Bali, rent and utilities included – about $11,500 less a year. Rent and utilities account for most of the difference.

18

Cost of Living Index in Muzaffarnagar
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Muzaffarnagar Living Index
64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Muzaffarnagar

🇮🇳 India

$371

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Muzaffarnagar and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Muzaffarnagar and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $371 in Muzaffarnagar versus $1,331 in Ubud, Bali.

Muzaffarnagar $371
Ubud, Bali $1,331

Estimated couple costs with rent: $602 in Muzaffarnagar versus $2,255 in Ubud, Bali.

Muzaffarnagar $602
Ubud, Bali $2,255

Monthly costs for a family of three with rent: $832 in Muzaffarnagar versus $3,180 in Ubud, Bali.

Muzaffarnagar $832
Ubud, Bali $3,180

Living in Muzaffarnagar costs roughly 72% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Muzaffarnagar 73% lower, Ubud, Bali 2% lower.

Meal at Budget Restaurant

$3.06 ₹290

$3.38 Rp 61.3K

-9.47%

Three-Course Dinner for Two, Mid-Range

$13.38 ₹1,268

$34.65 Rp 628.8K

-61.39%

Fast Food Meal (McDonalds, etc)

$3.65 ₹346

$5.57 Rp 101.2K

-34.47%

Cappuccino

$1.45 ₹137

$2.62 Rp 47.5K

-44.66%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.38 ₹36.24

$1.54 Rp 27.9K

-75.32%

Water (0.33 liter bottle)

$0.12 ₹11.76

$0.64 Rp 11.6K

-81.25%

Local Beer (0.5 liter draught)

$1.35 ₹128

$2.67 Rp 48.4K

-49.44%

Imported Beer (0.33 liter bottle)

$2.08 ₹197

$4.26 Rp 77.4K

-51.17%

Milk (1 liter)

$0.55 ₹51.8

$1.46 Rp 26.5K

-62.33%

White Bread (500g)

$0.58 ₹55.1

$2.29 Rp 41.6K

-74.67%

Rice (white) (1kg)

$0.77 ₹72.8

$1.11 Rp 20.1K

-30.63%

Eggs

$1.08 ₹102

$2.10 Rp 38.1K

-48.57%

Local Cheese (1kg)

$5.00 ₹474

$15.94 Rp 289.3K

-68.63%

Chicken Fillets (1kg)

$3.77 ₹357

$3.88 Rp 70.5K

-2.84%

Beef Round Steak (1kg)

$11.40 Rp 206.9K

Apples (1kg)

$1.47 ₹139

$3.55 Rp 64.5K

-58.59%

Banana (1kg)

$0.69 ₹65.8

$1.54 Rp 27.9K

-55.19%

Oranges (1kg)

$0.80 ₹75.4

$2.23 Rp 40.5K

-64.13%

Tomato (1kg)

$0.52 ₹49.06

$1.97 Rp 35.8K

-73.60%

Potato (1kg)

$0.26 ₹24.70

$1.86 Rp 33.7K

-86.02%

Onion (1kg)

$0.40 ₹38.09

$2.42 Rp 43.9K

-83.47%

Lettuce (1 head)

$0.51 ₹47.98

$1.02 Rp 18.6K

-50.00%

Water (1.5 liter bottle)

$0.30 ₹28.59

$0.52 Rp 9,479

-42.31%

Cigarettes 20 Pack (Marlboro, Camel)

$5.19 ₹492

$2.20 Rp 39.9K

135.91%

Wine (Bottle)

$4.27 ₹405

$21.79 Rp 395.4K

-80.40%

Local Beer (0.5 liter bottle)

$1.18 ₹112

$2.33 Rp 42.2K

-49.36%

Imported Beer (0.33 liter bottle)

$1.84 ₹174

$2.97 Rp 53.9K

-38.05%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.38 ₹415

One-way Ticket (Public Transport)

$0.21 ₹19.87

$0.25 Rp 4,544

-16.00%

Public Transport Monthly Pass (Regular Price)

$6.89 ₹653

$8.17 Rp 148.4K

-15.67%

Taxi Start (Normal Tariff)

$0.70 ₹66.7

$0.44 Rp 7,944

59.09%

Taxi (Normal Tariff) (1km)

$0.25 ₹23.84

$0.47 Rp 8,493

-46.81%

Taxi 1hour Waiting (Normal Tariff)

$1.61 ₹153

$5.60 Rp 101.6K

-71.25%

Gasoline (1 liter)

$1.10 ₹105

$0.83 Rp 15.0K

32.53%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$12.4K ₹1.2M

$24.4K Rp 443.7M

-49.46%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$16.5K ₹1.6M

$31.7K Rp 575.2M

-47.97%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$43.13 ₹4,085

$77.5 Rp 1.4M

-44.33%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.90 ₹369

$6.14 Rp 111.5K

-36.48%

Internet (50+ Mbps, Unlimited Data)

$7.31 ₹692

$18.92 Rp 343.3K

-61.36%

Gym Membership (Monthly)

$14.07 ₹1,333

$51.0 Rp 925.4K

-72.41%

Tennis Court (1 Hour on Weekend)

$6.55 ₹620

$18.25 Rp 331.2K

-64.11%

Cinema Ticket

$4.10 ₹389

$4.38 Rp 79.5K

-6.39%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$61.6 ₹5,835

$492 Rp 8.9M

-87.49%

International Primary School, 1 Child (Yearly)

$1,774 ₹168.0K

$12.2K Rp 221.8M

-85.49%

Jeans (Levis 501 Or Similar)

$23.94 ₹2,267

$45.16 Rp 819.6K

-46.99%

Summer Dress (H&M, Zara, etc)

$25.28 ₹2,395

$34.89 Rp 633.2K

-27.54%

Sport Shoes (Adidas, Nike)

$35.63 ₹3,375

$78.3 Rp 1.4M

-54.51%

Men's Leather Business Shoes

$20.82 ₹1,972

$77.9 Rp 1.4M

-73.26%

1-bedroom Apartment, City Center (Monthly)

$120 ₹11.3K

$1,078 Rp 19.6M

-88.90%

1-bedroom Apartment, Outside City Center (Monthly)

$76.5 ₹7,245

$665 Rp 12.1M

-88.50%

3-bedroom Apartment, City Center (Monthly)

$268 ₹25.4K

$3,510 Rp 63.7M

-92.37%

3-bedroom Apartment, Outside City Center (Monthly)

$189 ₹17.9K

$1,671 Rp 30.3M

-88.71%

Buy Apartment in City Center (m2)

$930 ₹88.1K

$2,340 Rp 42.5M

-60.24%

Buy Apartment Outside City Center (m2)

$530 ₹50.2K

$2,236 Rp 40.6M

-76.30%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

9.86

13.78

-28.45%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Muzaffarnagar: October 31, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Muzaffarnagar

$95 25.6%

Ubud, Bali

$279 21% 194% $184

Accommodation & Living

Muzaffarnagar

$76 20.6%

Ubud, Bali

$665 50% 769% $588

Eating Out

Muzaffarnagar

$66 17.7%

Ubud, Bali

$106 8% 60.8% $40

Monthly Utilities & Internet

Muzaffarnagar

$54 14.6%

Ubud, Bali

$103 7.7% 88.7% $48

Clothing & Footwear

Muzaffarnagar

$48 12.8%

Ubud, Bali

$106 8% 124% $59

Sport & Entertainment

Muzaffarnagar

$22 6%

Ubud, Bali

$60 4.5% 168% $37

Getting Around

Muzaffarnagar

$9.7 2.6%

Ubud, Bali

$12 0.9% 23.3% $2.3

Cost Breakdown

A one-bedroom apartment in the center runs $120 in Muzaffarnagar and $1,078 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $13 in Muzaffarnagar vs $35 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $95 vs $279 per month, with Muzaffarnagar cheaper across the board.

Good to know

🇮🇳 Muzaffarnagar

🇮🇩 Ubud, Bali

🕒 Local time

11:33 11:33 AM

14:03 2:03 PM

2 h 30 min ahead of Muzaffarnagar

🌤 Weather

👥 Population

495,543

74,800

💱 Currency

Indian Rupee INR ₹

Indonesian Rupiah IDR Rp

📈 Exchange rate

1,000 INR = 10.56 USD

1,000 INR = 9.44 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.93 EUR

Exchange rates and currency converter

IDR, USD, EUR to INR – Indian Rupee Converter

🇺🇸 United States Dollar ($)

🇮🇳 Indian Rupee (₹)

Indian Rupee exchange rates as of November 4, 2026: 1 USD = 94.73 INR (100 INR = 1.06 USD). 1 EUR = 106 INR (1,000 INR = 9.44 EUR).

Indonesian Rupiah exchange rates as of November 4, 2026: 1 USD = 18,148 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,295 IDR (100,000 IDR = 4.93 EUR).

USD to INR in detail →

On the map

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Highest

Between locations

Muzaffarnagar Ubud, Bali 5,830 km ≈ 8 h nonstop flight

From you

Muzaffarnagar
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Muzaffarnagar vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Muzaffarnagar is about 72% cheaper overall, especially in groceries, clothing, and eating out. That difference adds up to real monthly savings that compound significantly over time.

You’d need roughly $557 in Muzaffarnagar and $1,996 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $120 in Muzaffarnagar versus $1,078 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Muzaffarnagar runs roughly 16% less than in Ubud, Bali. The price difference matters if you commute daily and watch your budget.

Childcare runs $62 in Muzaffarnagar versus $492 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $371 in Muzaffarnagar versus $1,331 in Ubud, Bali, a $1,000 budget is realistic in Muzaffarnagar but tight or insufficient in Ubud, Bali. The gap between the two cities makes Muzaffarnagar the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Muzaffarnagar gentler on the wallet – expenses run 72% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.