Cost of Living Comparison Between Ubud, Bali and Murmansk Cost of Living Comparison Between Ubud, Bali and Murmansk

Monthly Cost of Living

A single person spends $1,368 per month in Ubud, Bali vs $1,028 in Murmansk, rent included.

A couple spends around $2,348 per month in Ubud, Bali vs $1,625 in Murmansk, rent included.

A family of three spends $3,327 per month in Ubud, Bali vs $2,222 in Murmansk, rent included.

Ubud, Bali costs about 33% more than Murmansk, driven mainly by Groceries & Markets.

Ubud, Bali sits 0% above the global median, while Murmansk is 25% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.44 Rp 60.9K

$10.77 ₽910

-68.06%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 643.0K

$35.19 ₽2,973

3.18%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.0K

$6.05 ₽511

-5.62%

Cappuccino

$2.67 Rp 47.3K

$2.72 ₽230

-1.84%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

$1.10 ₽92.7

59.09%

Water (0.33 liter bottle)

$0.87 Rp 15.4K

$0.60 ₽51.0

45.00%

Local Beer (0.5 liter draught)

$2.95 Rp 52.3K

$1.88 ₽159

56.91%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.0K

$3.12 ₽264

44.87%

Milk (1 liter)

$1.62 Rp 28.7K

$1.16 ₽97.6

39.66%

White Bread (500g)

$2.33 Rp 41.3K

$0.73 ₽61.8

219.18%

Rice (white) (1kg)

$1.11 Rp 19.6K

$1.35 ₽114

-17.78%

Eggs

$2.20 Rp 39.0K

$1.47 ₽124

49.66%

Local Cheese (1kg)

$17.69 Rp 313.3K

$10.88 ₽919

62.59%

Chicken Fillets (1kg)

$4.10 Rp 72.5K

$5.04 ₽426

-18.65%

Beef Round Steak (1kg)

$12.18 Rp 215.6K

$12.02 ₽1,015

1.33%

Apples (1kg)

$3.71 Rp 65.6K

$1.57 ₽132

136.31%

Banana (1kg)

$1.59 Rp 28.1K

$1.94 ₽164

-18.04%

Oranges (1kg)

$2.28 Rp 40.4K

$1.82 ₽154

25.27%

Tomato (1kg)

$1.95 Rp 34.6K

$2.42 ₽204

-19.42%

Potato (1kg)

$1.91 Rp 33.7K

$0.81 ₽68.4

135.80%

Onion (1kg)

$2.33 Rp 41.3K

$0.51 ₽43.06

356.86%

Lettuce (1 head)

$1.01 Rp 17.8K

$1.41 ₽119

-28.37%

Water (1.5 liter bottle)

$0.55 Rp 9,773

$0.66 ₽55.6

-16.67%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.5K

$2.70 ₽228

-17.41%

Wine (Bottle)

$23.07 Rp 408.6K

$6.68 ₽564

245.36%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.8K

$0.98 ₽82.9

146.94%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.1K

$2.24 ₽189

33.93%

One-way Ticket (Public Transport)

$0.27 Rp 4,814

$0.54 ₽45.38

-50.00%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.1K

$30.70 ₽2,593

-70.75%

Taxi Start (Normal Tariff)

$0.48 Rp 8,566

$2.29 ₽194

-79.04%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,679

$0.37 ₽31.15

16.22%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 99.9K

$6.05 ₽511

-6.78%

Gasoline (1 liter)

$0.80 Rp 14.2K

$0.81 ₽68.1

-1.23%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 441.7M

$34.7K ₽2.9M

-28.20%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 561.5M

$32.5K ₽2.7M

-2.40%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$125 ₽10.6K

-34.78%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.0K

$6.57 ₽555

-1.22%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 332.4K

$8.84 ₽747

112.33%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$30.81 ₽2,604

84.58%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 331.7K

$26.09 ₽2,204

-28.21%

Cinema Ticket

$4.54 Rp 80.4K

$6.29 ₽532

-27.82%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$289 ₽24.4K

66.39%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.1M

$6,465 ₽546.3K

-11.66%

Jeans (Levis 501 Or Similar)

$45.52 Rp 806.0K

$66.2 ₽5,593

-31.24%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 635.4K

$49.89 ₽4,215

-28.08%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$119 ₽10.1K

-32.50%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$105 ₽8,841

-24.82%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.7M

$429 ₽36.2K

159.90%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$269 ₽22.8K

158.96%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.4M

$889 ₽75.1K

309.28%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$629 ₽53.2K

176.08%

Buy Apartment in City Center (m2)

$2,784 Rp 49.3M

$2,259 ₽190.9K

23.24%

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.5M

$1,412 ₽119.3K

62.12%

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

-34.38%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Murmansk: September 15, 2026

Cost Breakdown

A central one-bedroom costs $1,115 in Ubud, Bali versus $429 in Murmansk. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $36.00 in Ubud, Bali versus $35.00 in Murmansk. Monthly groceries follow the same trend: $295 vs $203 – making Murmansk the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Murmansk: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,368 in Ubud, Bali, $1,028 in Murmansk – roughly 33% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $2,052 per month in Ubud, Bali and $1,542 in Murmansk. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Murmansk, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,368 in Ubud, Bali and $1,028 in Murmansk. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 242% less in Murmansk. For daily commuters, that gap adds up to noticeable savings over a year.

A $2,000 monthly budget goes further in Murmansk, where all-in costs run around $1,028, than in Ubud, Bali at $1,368. In Murmansk it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,028 in Murmansk to $1,368 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Murmansk. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.