Cost of Living Comparison Between Murmansk and Ubud, Bali Cost of Living Comparison Between Murmansk and Ubud, Bali

Monthly Cost of Living

A single person spends $892 per month in Murmansk vs $1,378 in Ubud, Bali, rent included.

A couple spends around $1,209 per month in Murmansk vs $2,327 in Ubud, Bali, rent included.

A family of three spends $1,527 per month in Murmansk vs $3,275 in Ubud, Bali, rent included.

Murmansk is about 35% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Murmansk sits 35% below the global median, while Ubud, Bali is 0% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.33 Rp 58.7K

Three-Course Dinner for Two, Mid-Range

$35.82 Rp 630.7K

Fast Food Meal (McDonalds, etc)

$5.94 ₽499

$5.63 Rp 99.1K

5.51%

Cappuccino

$2.88 ₽242

$2.82 Rp 49.7K

2.13%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.84 ₽70.2

$1.75 Rp 30.8K

-52.00%

Water (0.33 liter bottle)

$0.66 ₽55.2

$0.80 Rp 14.0K

-17.50%

Local Beer (0.5 liter draught)

$3.04 Rp 53.6K

Imported Beer (0.33 liter bottle)

$4.30 Rp 75.7K

Milk (1 liter)

$1.13 ₽94.9

$1.61 Rp 28.3K

-29.81%

White Bread (500g)

$1.04 ₽87.2

$2.27 Rp 39.9K

-54.19%

Rice (white) (1kg)

$1.22 ₽103

$1.17 Rp 20.6K

4.27%

Eggs

$2.27 ₽191

$2.17 Rp 38.2K

4.61%

Local Cheese (1kg)

$21.13 ₽1,776

$17.63 Rp 310.5K

19.85%

Chicken Fillets (1kg)

$3.30 ₽277

$4.05 Rp 71.4K

-18.52%

Beef Round Steak (1kg)

$12.18 Rp 214.5K

Apples (1kg)

$3.62 Rp 63.7K

Banana (1kg)

$1.64 Rp 28.8K

Oranges (1kg)

$2.31 Rp 40.6K

Tomato (1kg)

$1.96 Rp 34.5K

Potato (1kg)

$1.84 Rp 32.5K

Onion (1kg)

$2.37 Rp 41.7K

Lettuce (1 head)

$1.05 Rp 18.5K

Water (1.5 liter bottle)

$0.54 Rp 9,560

Cigarettes 20 Pack (Marlboro, Camel)

$2.30 Rp 40.6K

Wine (Bottle)

$23.08 Rp 406.4K

Local Beer (0.5 liter bottle)

$2.34 Rp 41.2K

Imported Beer (0.33 liter bottle)

$3.07 Rp 54.0K

One-way Ticket (Public Transport)

$0.57 ₽47.51

$0.25 Rp 4,365

128.00%

Public Transport Monthly Pass (Regular Price)

$30.14 ₽2,533

$9.42 Rp 165.9K

219.96%

Taxi Start (Normal Tariff)

$2.30 ₽193

$0.49 Rp 8,631

369.39%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,349

Taxi 1hour Waiting (Normal Tariff)

$4.97 ₽418

$5.60 Rp 98.6K

-11.25%

Gasoline (1 liter)

$0.86 ₽71.9

$0.81 Rp 14.2K

6.17%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.8K ₽2.6M

$25.0K Rp 440.3M

23.22%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.7K ₽1.7M

$31.1K Rp 547.0M

-33.39%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$150 ₽12.6K

$82.7 Rp 1.5M

81.15%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$7.60 ₽639

$6.49 Rp 114.2K

17.10%

Internet (50+ Mbps, Unlimited Data)

$5.94 ₽500

$18.79 Rp 330.8K

-68.39%

Gym Membership (Monthly)

$55.2 Rp 972.6K

Tennis Court (1 Hour on Weekend)

$18.21 Rp 320.6K

Cinema Ticket

$4.30 Rp 75.7K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$494 Rp 8.7M

International Primary School, 1 Child (Yearly)

$5,917 Rp 104.2M

Jeans (Levis 501 Or Similar)

$172 ₽14.5K

$46.28 Rp 814.8K

272.62%

Summer Dress (H&M, Zara, etc)

$46.08 ₽3,873

$36.44 Rp 641.6K

26.45%

Sport Shoes (Adidas, Nike)

$173 ₽14.5K

$80.7 Rp 1.4M

114.06%

Men's Leather Business Shoes

$81.2 ₽6,828

$78.8 Rp 1.4M

3.08%

1-bedroom Apartment, City Center (Monthly)

$412 ₽34.6K

$1,114 Rp 19.6M

-63.03%

1-bedroom Apartment, Outside City Center (Monthly)

$294 ₽24.7K

$693 Rp 12.2M

-57.66%

3-bedroom Apartment, City Center (Monthly)

$590 ₽49.6K

$3,639 Rp 64.1M

-83.78%

3-bedroom Apartment, Outside City Center (Monthly)

$400 ₽33.6K

$1,712 Rp 30.1M

-76.66%

Buy Apartment in City Center (m2)

$2,761 Rp 48.6M

Buy Apartment Outside City Center (m2)

$2,293 Rp 40.4M

Average Monthly Net Salary (After Tax)

$978 ₽82.2K

$167 Rp 2.9M

485.15%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

117.71%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Murmansk: September 6, 2026

Last update for Ubud, Bali: September 6, 2026

Cost Breakdown

A central one-bedroom costs $412 in Murmansk versus $1,114 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 485% higher in Murmansk, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

City Median Internet Speeds Comparison (Updated March 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Murmansk vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $892 in Murmansk, $1,378 in Ubud, Bali – roughly 54% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $1,338 per month in Murmansk and $2,067 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Murmansk, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 220% less in Murmansk. For daily commuters, that gap adds up to noticeable savings over a year.

Monthly expenses with rent come to $892 in Murmansk and $1,378 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $2,000 monthly budget goes further in Murmansk, where all-in costs run around $892, than in Ubud, Bali at $1,378. In Murmansk it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $892 in Murmansk to $1,378 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Murmansk. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.