Cost of Living Comparison Between Murmansk and Ubud, Bali Cost of Living Comparison Between Murmansk and Ubud, Bali

Monthly Cost of Living

A single person spends $1,019 per month in Murmansk vs $1,392 in Ubud, Bali, rent included.

A couple spends around $1,524 per month in Murmansk vs $2,557 in Ubud, Bali, rent included.

A family of three spends $2,030 per month in Murmansk vs $3,723 in Ubud, Bali, rent included.

Murmansk is about 27% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Murmansk sits 23% below the global median, while Ubud, Bali is 5% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$9.48 ₽756

$3.57 Rp 64.6K

165.55%

Three-Course Dinner for Two, Mid-Range

$38.60 ₽3,079

$32.32 Rp 584.4K

19.43%

Fast Food Meal (McDonalds, etc)

$5.42 ₽433

$5.01 Rp 90.5K

8.18%

Cappuccino

$1.91 ₽152

$2.82 Rp 51.1K

-32.27%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.93 ₽74.2

$1.35 Rp 24.4K

-31.11%

Water (0.33 liter bottle)

$0.70 ₽55.9

$0.73 Rp 13.2K

-4.11%

Local Beer (0.5 liter draught)

$1.43 ₽114

$2.93 Rp 53.0K

-51.19%

Imported Beer (0.33 liter bottle)

$2.47 ₽197

$3.94 Rp 71.2K

-37.31%

Milk (1 liter)

$1.24 ₽98.8

$1.78 Rp 32.2K

-30.34%

White Bread (500g)

$0.78 ₽62.3

$2.45 Rp 44.3K

-68.16%

Rice (white) (1kg)

$1.51 ₽120

$1.15 Rp 20.8K

31.30%

Eggs

$2.32 ₽185

$2.41 Rp 43.7K

-3.73%

Local Cheese (1kg)

$10.66 ₽851

$14.33 Rp 259.1K

-25.61%

Chicken Fillets (1kg)

$4.79 ₽382

$4.19 Rp 75.7K

14.32%

Beef Round Steak (1kg)

$8.95 ₽714

$12.06 Rp 218.1K

-25.79%

Apples (1kg)

$1.93 ₽154

$3.64 Rp 65.8K

-46.98%

Banana (1kg)

$1.94 ₽155

$1.57 Rp 28.3K

23.57%

Oranges (1kg)

$2.32 ₽185

$2.79 Rp 50.4K

-16.85%

Tomato (1kg)

$5.00 ₽399

$2.24 Rp 40.5K

123.21%

Potato (1kg)

$1.05 ₽83.6

$1.98 Rp 35.8K

-46.97%

Onion (1kg)

$0.72 ₽57.7

$2.28 Rp 41.2K

-68.42%

Lettuce (1 head)

$1.36 ₽109

$1.05 Rp 19.1K

29.52%

Water (1.5 liter bottle)

$1.43 ₽114

$0.79 Rp 14.2K

81.01%

Cigarettes 20 Pack (Marlboro, Camel)

$3.42 ₽272

$3.19 Rp 57.7K

7.21%

Wine (Bottle)

$23.49 Rp 424.8K

Local Beer (0.5 liter bottle)

$1.01 ₽80.4

$2.90 Rp 52.4K

-65.17%

Imported Beer (0.33 liter bottle)

$1.92 ₽153

$2.76 Rp 49.8K

-30.43%

One-way Ticket (Public Transport)

$0.61 ₽48.90

$0.27 Rp 4,821

125.93%

Public Transport Monthly Pass (Regular Price)

$17.33 ₽1,383

$8.37 Rp 151.3K

107.05%

Taxi Start (Normal Tariff)

$2.00 ₽160

$0.45 Rp 8,180

344.44%

Taxi (Normal Tariff) (1km)

$2.17 ₽173

$0.46 Rp 8,311

371.74%

Taxi 1hour Waiting (Normal Tariff)

$4.62 ₽369

$6.07 Rp 109.7K

-23.89%

Gasoline (1 liter)

$0.72 ₽57.7

$0.86 Rp 15.6K

-16.28%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.8K ₽2.8M

$26.6K Rp 480.7M

30.85%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$36.1K ₽2.9M

$32.5K Rp 588.6M

11.06%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$109 ₽8,721

$79.0 Rp 1.4M

38.34%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.64 ₽450

$4.09 Rp 74.0K

37.90%

Internet (50+ Mbps, Unlimited Data)

$11.49 ₽917

$23.85 Rp 431.2K

-51.82%

Gym Membership (Monthly)

$35.97 ₽2,870

$98.8 Rp 1.8M

-63.59%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 114.9K

Cinema Ticket

$4.18 ₽334

$4.01 Rp 72.5K

4.24%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$328 ₽26.1K

$297 Rp 5.4M

10.27%

International Primary School, 1 Child (Yearly)

$6,987 ₽557.4K

$6,602 Rp 119.4M

5.84%

Jeans (Levis 501 Or Similar)

$54.9 ₽4,380

$53.4 Rp 966.0K

2.77%

Summer Dress (H&M, Zara, etc)

$43.98 ₽3,509

$38.11 Rp 689.2K

15.40%

Sport Shoes (Adidas, Nike)

$112 ₽8,958

$88.7 Rp 1.6M

26.68%

Men's Leather Business Shoes

$107 ₽8,567

$76.6 Rp 1.4M

40.16%

1-bedroom Apartment, City Center (Monthly)

$438 ₽35.0K

$1,020 Rp 18.4M

-57.03%

1-bedroom Apartment, Outside City Center (Monthly)

$322 ₽25.7K

$680 Rp 12.3M

-52.60%

3-bedroom Apartment, City Center (Monthly)

$628 ₽50.1K

$3,469 Rp 62.7M

-81.90%

3-bedroom Apartment, Outside City Center (Monthly)

$448 ₽35.8K

$2,090 Rp 37.8M

-78.55%

Buy Apartment in City Center (m2)

$2,729 Rp 49.3M

Buy Apartment Outside City Center (m2)

$2,295 Rp 41.5M

Average Monthly Net Salary (After Tax)

$1,092 ₽87.1K

$164 Rp 3.0M

567.17%

20-Year Fixed Mortgage Interest Rate (Annual %)

17.17

13.28

29.29%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Murmansk: July 27, 2026

Last update for Ubud, Bali: July 28, 2026

Cost Breakdown

A central one-bedroom costs $438 in Murmansk versus $1,020 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 567% higher in Murmansk, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $39.00 in Murmansk versus $32.00 in Ubud, Bali. Groceries tell a different story – $210 in Murmansk vs $298 in Ubud, Bali – so Murmansk wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated March 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Murmansk vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,019 in Murmansk, $1,392 in Ubud, Bali – roughly 37% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $1,529 per month in Murmansk and $2,088 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Murmansk, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,019 in Murmansk and $1,392 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 107% less in Murmansk. For daily commuters, that gap adds up to noticeable savings over a year.

A $2,000 monthly budget goes further in Murmansk, where all-in costs run around $1,019, than in Ubud, Bali at $1,392. In Murmansk it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,019 in Murmansk to $1,392 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Murmansk. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.