Cost of Living Comparison Between Ubud, Bali and Mumbai (Bombay) Cost of Living Comparison Between Ubud, Bali and Mumbai (Bombay)

Monthly Cost of Living

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $783 in Mumbai (Bombay).

Estimated couple costs with rent: $2,348 in Ubud, Bali versus $1,280 in Mumbai (Bombay).

Monthly costs for a family of three with rent: $3,327 in Ubud, Bali versus $1,776 in Mumbai (Bombay).

Living in Ubud, Bali is roughly 75% more expensive than in Mumbai (Bombay), driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 0% above, Mumbai (Bombay) is 43% below.

Meal at Budget Restaurant

$3.44 Rp 60.9K

$5.10 ₹489

-32.55%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 643.0K

$20.90 ₹2,005

73.73%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.0K

$4.18 ₹401

36.60%

Cappuccino

$2.67 Rp 47.3K

$2.61 ₹251

2.30%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

$0.38 ₹36.00

360.53%

Water (0.33 liter bottle)

$0.87 Rp 15.4K

$0.14 ₹13.11

521.43%

Local Beer (0.5 liter draught)

$2.95 Rp 52.3K

$2.57 ₹247

14.79%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.0K

$4.27 ₹410

5.85%

Milk (1 liter)

$1.62 Rp 28.7K

$0.70 ₹67.2

131.43%

White Bread (500g)

$2.33 Rp 41.3K

$0.52 ₹50.2

348.08%

Rice (white) (1kg)

$1.11 Rp 19.6K

$0.78 ₹74.5

42.31%

Eggs

$2.20 Rp 39.0K

$0.96 ₹91.7

129.17%

Local Cheese (1kg)

$17.69 Rp 313.3K

$5.52 ₹530

220.47%

Chicken Fillets (1kg)

$4.10 Rp 72.5K

$3.57 ₹343

14.85%

Beef Round Steak (1kg)

$12.18 Rp 215.6K

Apples (1kg)

$3.71 Rp 65.6K

$2.28 ₹218

62.72%

Banana (1kg)

$1.59 Rp 28.1K

$0.74 ₹71.0

114.86%

Oranges (1kg)

$2.28 Rp 40.4K

$1.22 ₹117

86.89%

Tomato (1kg)

$1.95 Rp 34.6K

$0.47 ₹45.18

314.89%

Potato (1kg)

$1.91 Rp 33.7K

$0.33 ₹31.97

478.79%

Onion (1kg)

$2.33 Rp 41.3K

$0.37 ₹35.32

529.73%

Lettuce (1 head)

$1.01 Rp 17.8K

$0.43 ₹41.03

134.88%

Water (1.5 liter bottle)

$0.55 Rp 9,773

$0.31 ₹29.91

77.42%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.5K

$5.03 ₹483

-55.67%

Wine (Bottle)

$23.07 Rp 408.6K

$8.27 ₹794

178.96%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.8K

$2.03 ₹195

19.21%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.1K

$3.09 ₹296

-2.91%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.81 ₹557

One-way Ticket (Public Transport)

$0.27 Rp 4,814

$0.20 ₹19.16

35.00%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.1K

$5.57 ₹534

61.22%

Taxi Start (Normal Tariff)

$0.48 Rp 8,566

$0.32 ₹30.87

50.00%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,679

$0.33 ₹31.21

30.30%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 99.9K

$1.59 ₹152

254.72%

Gasoline (1 liter)

$0.80 Rp 14.2K

$1.13 ₹109

-29.20%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 441.7M

$15.9K ₹1.5M

56.82%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 561.5M

$22.2K ₹2.1M

43.07%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$60.9 ₹5,839

33.85%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.0K

$4.28 ₹410

51.64%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 332.4K

$9.27 ₹890

102.48%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$26.11 ₹2,505

117.81%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 331.7K

$12.92 ₹1,240

44.97%

Cinema Ticket

$4.54 Rp 80.4K

$4.81 ₹462

-5.61%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$118 ₹11.4K

305.77%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.1M

$4,909 ₹471.0K

16.33%

Jeans (Levis 501 Or Similar)

$45.52 Rp 806.0K

$35.15 ₹3,373

29.50%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 635.4K

$39.23 ₹3,763

-8.54%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$57.7 ₹5,540

39.23%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$48.14 ₹4,618

63.42%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.7M

$635 ₹60.9K

75.54%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$355 ₹34.1K

96.55%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.4M

$1,933 ₹185.5K

88.11%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$835 ₹80.1K

108.11%

Buy Apartment in City Center (m2)

$2,784 Rp 49.3M

$6,093 ₹584.5K

-54.30%

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.5M

$2,473 ₹237.2K

-7.40%

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

$754 ₹72.3K

-77.71%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

8.33

65.43%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Mumbai (Bombay): September 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,115 in Ubud, Bali and $635 in Mumbai (Bombay). Housing cost is often the main lever when comparing two cities.

Mumbai (Bombay) pays 349% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36.00 in Ubud, Bali vs $21.00 in Mumbai (Bombay) for a mid-range dinner for two. Groceries echo the gap at $295 vs $117 per month, with Mumbai (Bombay) cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Mumbai (Bombay): Cost of Living - Frequently Asked Questions

Ubud, Bali and Mumbai (Bombay) differ by about 75% in total monthly costs ($1,368 vs $783 including rent). Mumbai (Bombay) is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 349% lower in Mumbai (Bombay). That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,115 in Ubud, Bali versus $635 in Mumbai (Bombay). Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 153% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Mumbai (Bombay) – a meal for two runs $21.00 versus $36.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $783 in Mumbai (Bombay) versus $1,368 in Ubud, Bali, a $2,000 budget is realistic in Mumbai (Bombay) but tight or insufficient in Ubud, Bali. The gap between the two cities makes Mumbai (Bombay) the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Mumbai (Bombay) are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Mumbai (Bombay) gentler on the wallet – expenses run 75% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.