Cost of Living Comparison Between Ubud, Bali and Mumbai (Bombay) Cost of Living Comparison Between Ubud, Bali and Mumbai (Bombay)

Monthly Cost of Living

Monthly costs for one person with rent: $1,404 in Ubud, Bali versus $781 in Mumbai (Bombay).

Estimated couple costs with rent: $2,549 in Ubud, Bali versus $1,281 in Mumbai (Bombay).

Monthly costs for a family of three with rent: $3,694 in Ubud, Bali versus $1,781 in Mumbai (Bombay).

Living in Ubud, Bali is roughly 80% more expensive than Mumbai (Bombay), driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 4% above, Mumbai (Bombay) is 42% below.

Meal at Budget Restaurant

$3.57 Rp 64.0K

$5.13 ₹488

-30.41%

Three-Course Dinner for Two, Mid-Range

$32.50 Rp 582.3K

$22.35 ₹2,126

45.41%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 87.1K

$4.69 ₹446

3.62%

Cappuccino

$2.75 Rp 49.2K

$2.65 ₹252

3.77%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 Rp 23.7K

$0.47 ₹44.56

180.85%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$0.19 ₹18.19

268.42%

Local Beer (0.5 liter draught)

$2.91 Rp 52.2K

$2.28 ₹217

27.63%

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.0K

$4.12 ₹392

-8.01%

Milk (1 liter)

$1.71 Rp 30.6K

$0.74 ₹70.2

131.08%

White Bread (500g)

$2.47 Rp 44.3K

$0.52 ₹49.55

375.00%

Rice (white) (1kg)

$1.20 Rp 21.5K

$0.84 ₹79.5

42.86%

Eggs

$2.44 Rp 43.8K

$1.07 ₹102

128.04%

Local Cheese (1kg)

$14.38 Rp 257.7K

$7.05 ₹671

103.97%

Chicken Fillets (1kg)

$4.31 Rp 77.1K

$3.93 ₹374

9.67%

Beef Round Steak (1kg)

$12.21 Rp 218.7K

Apples (1kg)

$3.68 Rp 66.0K

$2.34 ₹223

57.26%

Banana (1kg)

$1.55 Rp 27.8K

$0.77 ₹73.1

101.30%

Oranges (1kg)

$2.79 Rp 49.9K

$1.31 ₹125

112.98%

Tomato (1kg)

$2.33 Rp 41.8K

$0.64 ₹60.6

264.06%

Potato (1kg)

$1.97 Rp 35.3K

$0.53 ₹50.0

271.70%

Onion (1kg)

$2.31 Rp 41.4K

$0.63 ₹59.7

266.67%

Lettuce (1 head)

$1.06 Rp 19.1K

$0.69 ₹65.7

53.62%

Water (1.5 liter bottle)

$0.73 Rp 13.1K

$0.35 ₹33.47

108.57%

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 Rp 58.8K

$4.16 ₹396

-21.15%

Wine (Bottle)

$22.79 Rp 408.4K

$8.59 ₹817

165.31%

Local Beer (0.5 liter bottle)

$2.81 Rp 50.3K

$2.14 ₹203

31.31%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.9K

$3.24 ₹309

-14.20%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$7.22 ₹686

One-way Ticket (Public Transport)

$0.29 Rp 5,217

$0.24 ₹22.96

20.83%

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 144.4K

$4.73 ₹450

70.40%

Taxi Start (Normal Tariff)

$0.45 Rp 8,047

$0.37 ₹34.92

21.62%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,094

Taxi 1hour Waiting (Normal Tariff)

$6.24 Rp 111.7K

$1.43 ₹136

336.36%

Gasoline (1 liter)

$0.85 Rp 15.2K

$1.22 ₹116

-30.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 465.4M

$17.4K ₹1.7M

49.66%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 567.2M

$25.4K ₹2.4M

24.60%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$51.2 ₹4,865

57.87%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.7K

$5.03 ₹478

-19.28%

Internet (50+ Mbps, Unlimited Data)

$24.42 Rp 437.6K

$8.65 ₹823

182.31%

Gym Membership (Monthly)

$97.7 Rp 1.7M

$22.99 ₹2,186

324.84%

Tennis Court (1 Hour on Weekend)

$6.45 Rp 115.5K

$11.83 ₹1,125

-45.48%

Cinema Ticket

$4.04 Rp 72.4K

$4.53 ₹431

-10.82%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$121 ₹11.5K

150.54%

International Primary School, 1 Child (Yearly)

$6,621 Rp 118.6M

$3,356 ₹319.1K

97.30%

Jeans (Levis 501 Or Similar)

$54.2 Rp 971.7K

$29.19 ₹2,776

85.78%

Summer Dress (H&M, Zara, etc)

$38.78 Rp 694.7K

$30.76 ₹2,925

26.07%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$56.6 ₹5,385

52.11%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$41.02 ₹3,901

86.91%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.7M

$695 ₹66.1K

41.83%

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 11.8M

$350 ₹33.3K

88.09%

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 60.4M

$1,778 ₹169.1K

89.46%

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.0M

$835 ₹79.4K

147.40%

Buy Apartment in City Center (m2)

$2,741 Rp 49.1M

$6,331 ₹602.1K

-56.70%

Buy Apartment Outside City Center (m2)

$2,228 Rp 39.9M

$2,639 ₹251.0K

-15.60%

Average Monthly Net Salary (After Tax)

$163 Rp 2.9M

$737 ₹70.1K

-77.81%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

9.22

44.03%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Mumbai (Bombay): June 7, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $986 in Ubud, Bali and $695 in Mumbai (Bombay). Housing cost is often the main lever when comparing two cities.

Mumbai (Bombay) pays 351% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $22.00 in Mumbai (Bombay) for a mid-range dinner for two. Groceries echo the gap at $297 vs $130 per month, with Mumbai (Bombay) cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Mumbai (Bombay): Cost of Living - Frequently Asked Questions

Ubud, Bali and Mumbai (Bombay) differ by about 80% in total monthly costs ($1,404 vs $781 including rent). Mumbai (Bombay) is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, Mumbai (Bombay) earns 351% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $986 in Ubud, Bali versus $695 in Mumbai (Bombay). Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 128% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Mumbai (Bombay) – a meal for two runs $22.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $781 in Mumbai (Bombay) versus $1,404 in Ubud, Bali, a $2,000 budget is realistic in Mumbai (Bombay) but tight or insufficient in Ubud, Bali. The gap between the two cities makes Mumbai (Bombay) the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Mumbai (Bombay) are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Mumbai (Bombay) gentler on the wallet – expenses run 80% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.