Cost of Living Comparison Between Ubud, Bali and Mumbai (Bombay) Cost of Living Comparison Between Ubud, Bali and Mumbai (Bombay)

Monthly Cost of Living

Monthly costs for one person with rent: $1,392 in Ubud, Bali versus $766 in Mumbai (Bombay).

Estimated couple costs with rent: $2,557 in Ubud, Bali versus $1,262 in Mumbai (Bombay).

Monthly costs for a family of three with rent: $3,723 in Ubud, Bali versus $1,757 in Mumbai (Bombay).

Living in Ubud, Bali is roughly 82% more expensive than in Mumbai (Bombay), driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Mumbai (Bombay) is 42% below.

Meal at Budget Restaurant

$3.57 Rp 64.5K

$5.16 ₹492

-30.81%

Three-Course Dinner for Two, Mid-Range

$32.32 Rp 583.4K

$21.87 ₹2,086

47.78%

Fast Food Meal (McDonalds, etc)

$5.01 Rp 90.4K

$4.70 ₹448

6.60%

Cappuccino

$2.82 Rp 51.0K

$2.63 ₹251

7.22%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.35 Rp 24.4K

$0.47 ₹45.27

187.23%

Water (0.33 liter bottle)

$0.73 Rp 13.2K

$0.19 ₹17.73

284.21%

Local Beer (0.5 liter draught)

$2.93 Rp 53.0K

$2.29 ₹218

27.95%

Imported Beer (0.33 liter bottle)

$3.94 Rp 71.1K

$4.17 ₹398

-5.52%

Milk (1 liter)

$1.78 Rp 32.1K

$0.73 ₹69.6

143.84%

White Bread (500g)

$2.45 Rp 44.2K

$0.48 ₹45.80

410.42%

Rice (white) (1kg)

$1.15 Rp 20.7K

$0.83 ₹79.6

38.55%

Eggs

$2.41 Rp 43.6K

$1.05 ₹100.0

129.52%

Local Cheese (1kg)

$14.33 Rp 258.7K

$7.06 ₹673

102.97%

Chicken Fillets (1kg)

$4.19 Rp 75.6K

$3.79 ₹361

10.55%

Beef Round Steak (1kg)

$12.06 Rp 217.7K

Apples (1kg)

$3.64 Rp 65.7K

$2.31 ₹220

57.58%

Banana (1kg)

$1.57 Rp 28.3K

$0.81 ₹77.1

93.83%

Oranges (1kg)

$2.79 Rp 50.3K

$1.26 ₹120

121.43%

Tomato (1kg)

$2.24 Rp 40.5K

$0.69 ₹65.8

224.64%

Potato (1kg)

$1.98 Rp 35.7K

$0.52 ₹49.98

280.77%

Onion (1kg)

$2.28 Rp 41.1K

$0.64 ₹61.0

256.25%

Lettuce (1 head)

$1.05 Rp 19.0K

$0.68 ₹65.3

54.41%

Water (1.5 liter bottle)

$0.79 Rp 14.2K

$0.35 ₹33.41

125.71%

Cigarettes 20 Pack (Marlboro, Camel)

$3.19 Rp 57.6K

$4.14 ₹394

-22.95%

Wine (Bottle)

$23.49 Rp 424.1K

$8.41 ₹802

179.31%

Local Beer (0.5 liter bottle)

$2.90 Rp 52.3K

$2.11 ₹201

37.44%

Imported Beer (0.33 liter bottle)

$2.76 Rp 49.7K

$3.43 ₹328

-19.53%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.96 ₹664

One-way Ticket (Public Transport)

$0.27 Rp 4,813

$0.24 ₹22.96

12.50%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 151.1K

$4.52 ₹431

85.18%

Taxi Start (Normal Tariff)

$0.45 Rp 8,167

$0.33 ₹31.79

36.36%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,298

Taxi 1hour Waiting (Normal Tariff)

$6.07 Rp 109.6K

$1.43 ₹136

324.48%

Gasoline (1 liter)

$0.86 Rp 15.6K

$1.23 ₹118

-30.08%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 480.0M

$17.2K ₹1.6M

54.88%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 587.6M

$24.7K ₹2.4M

31.82%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.0 Rp 1.4M

$50.0 ₹4,773

57.91%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 73.9K

$4.84 ₹462

-15.50%

Internet (50+ Mbps, Unlimited Data)

$23.85 Rp 430.5K

$8.88 ₹847

168.58%

Gym Membership (Monthly)

$98.8 Rp 1.8M

$23.13 ₹2,205

327.06%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 114.7K

$12.04 ₹1,148

-47.26%

Cinema Ticket

$4.01 Rp 72.3K

$4.60 ₹439

-12.83%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.4M

$119 ₹11.4K

149.17%

International Primary School, 1 Child (Yearly)

$6,602 Rp 119.2M

$3,313 ₹316.0K

99.25%

Jeans (Levis 501 Or Similar)

$53.4 Rp 964.5K

$29.89 ₹2,851

78.76%

Summer Dress (H&M, Zara, etc)

$38.11 Rp 688.1K

$30.14 ₹2,874

26.44%

Sport Shoes (Adidas, Nike)

$88.7 Rp 1.6M

$55.7 ₹5,312

59.16%

Men's Leather Business Shoes

$76.6 Rp 1.4M

$40.93 ₹3,904

87.20%

1-bedroom Apartment, City Center (Monthly)

$1,020 Rp 18.4M

$702 ₹67.0K

45.24%

1-bedroom Apartment, Outside City Center (Monthly)

$680 Rp 12.3M

$362 ₹34.5K

87.92%

3-bedroom Apartment, City Center (Monthly)

$3,469 Rp 62.6M

$1,775 ₹169.3K

95.41%

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 Rp 37.7M

$845 ₹80.6K

147.23%

Buy Apartment in City Center (m2)

$2,729 Rp 49.3M

$6,137 ₹585.3K

-55.53%

Buy Apartment Outside City Center (m2)

$2,295 Rp 41.4M

$2,570 ₹245.1K

-10.67%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$767 ₹73.2K

-78.67%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

9.22

44.03%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 28, 2026

Last update for Mumbai (Bombay): July 27, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,020 in Ubud, Bali and $702 in Mumbai (Bombay). Housing cost is often the main lever when comparing two cities.

Mumbai (Bombay) pays 369% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Ubud, Bali vs $22.00 in Mumbai (Bombay) for a mid-range dinner for two. Groceries echo the gap at $298 vs $129 per month, with Mumbai (Bombay) cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Mumbai (Bombay): Cost of Living - Frequently Asked Questions

Ubud, Bali and Mumbai (Bombay) differ by about 82% in total monthly costs ($1,392 vs $766 including rent). Mumbai (Bombay) is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 369% lower in Mumbai (Bombay). That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,020 in Ubud, Bali versus $702 in Mumbai (Bombay). Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 131% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Mumbai (Bombay) – a meal for two runs $22.00 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $766 in Mumbai (Bombay) versus $1,392 in Ubud, Bali, a $2,000 budget is realistic in Mumbai (Bombay) but tight or insufficient in Ubud, Bali. The gap between the two cities makes Mumbai (Bombay) the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Mumbai (Bombay) are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Mumbai (Bombay) gentler on the wallet – expenses run 82% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.