Cost of Living Comparison Between Ubud, Bali and Mumbai (Bombay) Cost of Living Comparison Between Ubud, Bali and Mumbai (Bombay)

Monthly Cost of Living

Monthly costs for one person with rent: $1,438 in Ubud, Bali versus $759 in Mumbai (Bombay).

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $1,262 in Mumbai (Bombay).

Monthly costs for a family of three with rent: $3,732 in Ubud, Bali versus $1,766 in Mumbai (Bombay).

Living in Ubud, Bali is roughly 89% more expensive than Mumbai (Bombay), driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 7% above, Mumbai (Bombay) is 43% below.

Meal at Budget Restaurant

$3.57 Rp 61.9K

$5.31 ₹504

-32.77%

Three-Course Dinner for Two, Mid-Range

$32.58 Rp 564.7K

$22.21 ₹2,108

46.69%

Fast Food Meal (McDonalds, etc)

$5.07 Rp 87.8K

$4.67 ₹443

8.57%

Cappuccino

$2.83 Rp 49.0K

$2.62 ₹249

8.02%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 23.2K

$0.51 ₹48.04

162.75%

Water (0.33 liter bottle)

$0.69 Rp 12.0K

$0.15 ₹14.08

360.00%

Local Beer (0.5 liter draught)

$2.99 Rp 51.8K

$2.27 ₹216

31.72%

Imported Beer (0.33 liter bottle)

$3.85 Rp 66.7K

$4.09 ₹388

-5.87%

Milk (1 liter)

$1.74 Rp 30.2K

$0.80 ₹75.7

117.50%

White Bread (500g)

$2.54 Rp 44.0K

$0.52 ₹49.64

388.46%

Rice (white) (1kg)

$1.19 Rp 20.6K

$0.82 ₹77.5

45.12%

Eggs

$2.43 Rp 42.0K

$1.09 ₹104

122.94%

Local Cheese (1kg)

$14.66 Rp 254.1K

$7.02 ₹666

108.83%

Chicken Fillets (1kg)

$4.18 Rp 72.4K

$3.89 ₹369

7.46%

Beef Round Steak (1kg)

$11.94 Rp 206.9K

Apples (1kg)

$3.69 Rp 63.9K

$2.38 ₹226

55.04%

Banana (1kg)

$1.61 Rp 27.8K

$0.80 ₹76.3

101.25%

Oranges (1kg)

$2.69 Rp 46.5K

$1.30 ₹123

106.92%

Tomato (1kg)

$2.33 Rp 40.4K

$0.65 ₹61.7

258.46%

Potato (1kg)

$1.91 Rp 33.0K

$0.57 ₹53.7

235.09%

Onion (1kg)

$2.19 Rp 37.9K

$0.63 ₹60.2

247.62%

Lettuce (1 head)

$1.06 Rp 18.3K

$0.63 ₹60.1

68.25%

Water (1.5 liter bottle)

$0.72 Rp 12.5K

$0.33 ₹31.00

118.18%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 54.3K

$4.00 ₹380

-21.75%

Wine (Bottle)

$23.49 Rp 407.1K

$8.07 ₹766

191.08%

Local Beer (0.5 liter bottle)

$2.74 Rp 47.5K

$2.16 ₹205

26.85%

Imported Beer (0.33 liter bottle)

$2.88 Rp 49.9K

$3.39 ₹322

-15.04%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$7.13 ₹677

One-way Ticket (Public Transport)

$0.29 Rp 5,029

$0.24 ₹22.82

20.83%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.6K

$4.63 ₹440

76.46%

Taxi Start (Normal Tariff)

$0.45 Rp 7,863

$0.34 ₹32.17

32.35%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,305

Taxi 1hour Waiting (Normal Tariff)

$6.16 Rp 106.7K

$1.40 ₹133

340.00%

Gasoline (1 liter)

$0.84 Rp 14.6K

$1.22 ₹116

-31.15%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 454.9M

$17.3K ₹1.6M

52.03%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 562.9M

$25.3K ₹2.4M

28.51%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$50.2 ₹4,764

56.28%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.95 Rp 68.5K

$5.00 ₹474

-21.00%

Internet (50+ Mbps, Unlimited Data)

$24.40 Rp 423.0K

$8.79 ₹835

177.59%

Gym Membership (Monthly)

$96.5 Rp 1.7M

$23.18 ₹2,201

316.48%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 110.0K

$11.81 ₹1,121

-46.23%

Cinema Ticket

$4.04 Rp 70.0K

$4.70 ₹446

-14.04%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.2M

$121 ₹11.5K

150.58%

International Primary School, 1 Child (Yearly)

$6,523 Rp 113.1M

$3,385 ₹321.4K

92.69%

Jeans (Levis 501 Or Similar)

$53.8 Rp 933.1K

$29.30 ₹2,782

83.75%

Summer Dress (H&M, Zara, etc)

$37.98 Rp 658.3K

$30.72 ₹2,917

23.63%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.5M

$55.0 ₹5,225

57.66%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$39.51 ₹3,751

99.60%

1-bedroom Apartment, City Center (Monthly)

$1,012 Rp 17.5M

$694 ₹65.9K

45.85%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 11.7M

$359 ₹34.1K

88.01%

3-bedroom Apartment, City Center (Monthly)

$3,390 Rp 58.8M

$1,797 ₹170.6K

88.67%

3-bedroom Apartment, Outside City Center (Monthly)

$2,098 Rp 36.4M

$821 ₹77.9K

155.57%

Buy Apartment in City Center (m2)

$2,985 Rp 51.7M

$6,515 ₹618.6K

-54.19%

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.5M

$2,661 ₹252.6K

-12.08%

Average Monthly Net Salary (After Tax)

$173 Rp 3.0M

$719 ₹68.3K

-75.92%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

9.22

44.03%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Mumbai (Bombay): April 26, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,012 in Ubud, Bali and $694 in Mumbai (Bombay). Housing cost is often the main lever when comparing two cities.

Mumbai (Bombay) pays 315% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $22.00 in Mumbai (Bombay) for a mid-range dinner for two. Groceries echo the gap at $298 vs $130 per month, with Mumbai (Bombay) cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Mumbai (Bombay): Cost of Living - Frequently Asked Questions

Ubud, Bali and Mumbai (Bombay) differ by about 89% in total monthly costs ($1,438 vs $759 including rent). Mumbai (Bombay) is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, Mumbai (Bombay) earns 315% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,012 in Ubud, Bali versus $694 in Mumbai (Bombay). Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 130% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Mumbai (Bombay) – a meal for two runs $22.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $759 in Mumbai (Bombay) versus $1,438 in Ubud, Bali, a $2,000 budget is realistic in Mumbai (Bombay) but tight or insufficient in Ubud, Bali. The gap between the two cities makes Mumbai (Bombay) the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Mumbai (Bombay) are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Mumbai (Bombay) gentler on the wallet – expenses run 89% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.