Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Mumbai (Bombay)

For one person, living is cheaper in Mumbai (Bombay): $813 a month against $1,349 in Ubud, Bali, rent and utilities included – about $6,400 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
39

Cost of Living Index in Mumbai (Bombay)
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Mumbai (Bombay) Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Mumbai (Bombay)

🇮🇳 India

$813

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Mumbai (Bombay)

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Mumbai (Bombay) actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $813 in Mumbai (Bombay).

Ubud, Bali $1,349
Mumbai (Bombay) $813

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $1,352 in Mumbai (Bombay).

Ubud, Bali $2,305
Mumbai (Bombay) $1,352

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $1,891 in Mumbai (Bombay).

Ubud, Bali $3,261
Mumbai (Bombay) $1,891

Living in Ubud, Bali is roughly 66% more expensive than in Mumbai (Bombay), and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.2K

$5.35 ₹508

-37.94%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 645.8K

$20.87 ₹1,982

70.77%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.3K

$4.08 ₹387

35.54%

Cappuccino

$2.72 Rp 49.3K

$2.78 ₹264

-2.16%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.8K

$0.40 ₹38.24

325.00%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.15 ₹14.42

406.67%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$2.64 ₹251

0.38%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.4K

$4.25 ₹404

3.06%

Milk (1 liter)

$1.49 Rp 27.0K

$0.74 ₹70.5

101.35%

White Bread (500g)

$2.28 Rp 41.2K

$0.54 ₹51.3

322.22%

Rice (white) (1kg)

$1.19 Rp 21.6K

$0.78 ₹74.1

52.56%

Eggs

$2.04 Rp 36.9K

$1.00 ₹95.1

104.00%

Local Cheese (1kg)

$17.70 Rp 320.8K

$5.61 ₹533

215.51%

Chicken Fillets (1kg)

$3.96 Rp 71.8K

$3.58 ₹340

10.61%

Beef Round Steak (1kg)

$12.19 Rp 220.9K

Apples (1kg)

$3.66 Rp 66.2K

$2.17 ₹206

68.66%

Banana (1kg)

$1.52 Rp 27.5K

$0.69 ₹65.8

120.29%

Oranges (1kg)

$2.23 Rp 40.4K

$1.21 ₹114

84.30%

Tomato (1kg)

$1.97 Rp 35.7K

$0.49 ₹46.33

302.04%

Potato (1kg)

$1.85 Rp 33.5K

$0.33 ₹31.71

460.61%

Onion (1kg)

$2.42 Rp 43.9K

$0.37 ₹35.53

554.05%

Lettuce (1 head)

$0.99 Rp 17.9K

$0.44 ₹41.79

125.00%

Water (1.5 liter bottle)

$0.51 Rp 9,303

$0.31 ₹29.64

64.52%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$5.00 ₹475

-55.60%

Wine (Bottle)

$22.24 Rp 403.0K

$8.34 ₹792

166.67%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$1.99 ₹189

13.57%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.8K

$3.12 ₹296

-4.81%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.01 ₹570

One-way Ticket (Public Transport)

$0.25 Rp 4,548

$0.20 ₹18.95

25.00%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.8K

$6.90 ₹655

13.33%

Taxi Start (Normal Tariff)

$0.44 Rp 7,964

$0.31 ₹29.84

41.94%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,793

$0.31 ₹29.41

38.71%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.0K

$1.61 ₹153

236.02%

Gasoline (1 liter)

$0.82 Rp 14.9K

$1.10 ₹105

-25.45%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.0M

$15.6K ₹1.5M

52.89%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.3M

$22.4K ₹2.1M

41.74%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$61.9 ₹5,873

27.83%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.8K

$4.52 ₹429

42.70%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 336.7K

$8.97 ₹852

107.13%

Gym Membership (Monthly)

$49.48 Rp 896.7K

$37.11 ₹3,524

33.33%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 319.8K

$14.11 ₹1,340

25.09%

Cinema Ticket

$4.27 Rp 77.4K

$5.01 ₹476

-14.77%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$119 ₹11.3K

312.18%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.8M

$4,948 ₹469.8K

14.67%

Jeans (Levis 501 Or Similar)

$44.64 Rp 808.9K

$36.37 ₹3,453

22.74%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 633.4K

$38.71 ₹3,675

-9.71%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$54.7 ₹5,196

45.99%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$48.03 ₹4,561

65.35%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$640 ₹60.7K

75.84%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$372 ₹35.3K

80.67%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.6M

$2,093 ₹198.7K

70.34%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.2M

$925 ₹87.8K

86.36%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

$5,706 ₹541.8K

-52.12%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$2,560 ₹243.1K

-10.78%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$757 ₹71.9K

-78.35%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

8.29

66.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Mumbai (Bombay): October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Mumbai (Bombay)

$372 45.7% 44.7% $300

Groceries & Markets

Ubud, Bali

$288 21.4%

Mumbai (Bombay)

$117 14.4% 59.4% $171

Eating Out

Ubud, Bali

$108 8%

Mumbai (Bombay)

$112 13.8% 4.3% $4.6

Clothing & Footwear

Ubud, Bali

$108 8%

Mumbai (Bombay)

$80 9.8% 25.6% $27

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Mumbai (Bombay)

$75 9.3% 27.6% $29

Sport & Entertainment

Ubud, Bali

$58 4.3%

Mumbai (Bombay)

$47 5.8% 18.8% $11

Getting Around

Ubud, Bali

$11 0.9%

Mumbai (Bombay)

$9.6 1.2% 16.3% $1.9

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $640 in Mumbai (Bombay). Housing cost is often the main lever when comparing two cities.

Mumbai (Bombay) pays about 4.6 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36 in Ubud, Bali vs $21 in Mumbai (Bombay) for a mid-range dinner for two. Groceries echo the gap at $288 vs $117 per month, with Mumbai (Bombay) cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇮🇳 Mumbai (Bombay)

🕒 Local time

19:55 7:55 PM

17:25 5:25 PM

2 h 30 min behind Ubud, Bali

🌤 Weather

👥 Population

74,800

12,442,373

💱 Currency

Indonesian Rupiah IDR Rp

Indian Rupee INR ₹

📈 Exchange rate

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.43 EUR

Exchange rates and currency converter

INR, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 1, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

Indian Rupee exchange rates as of November 1, 2026: 1 USD = 94.95 INR (100 INR = 1.05 USD). 1 EUR = 106 INR (1,000 INR = 9.43 EUR).

USD to IDR in detail →

On the map

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Between locations

Ubud, Bali Mumbai (Bombay) 5,570 km ≈ 7 h nonstop flight

From you

Ubud, Bali
Mumbai (Bombay)

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Mumbai (Bombay): Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,349 in Ubud, Bali and $813 in Mumbai (Bombay), so Mumbai (Bombay) is about 40% cheaper – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 78% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $640 in Mumbai (Bombay). Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 146% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Mumbai (Bombay) – a meal for two runs $21 versus $36 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $813 in Mumbai (Bombay) versus $1,349 in Ubud, Bali, a $1,200 budget is realistic in Mumbai (Bombay) but tight or insufficient in Ubud, Bali. The gap between the two cities makes Mumbai (Bombay) the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Mumbai (Bombay) gentler on the wallet – expenses run 40% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.