Last update: Oct 2026

Cost of Living Comparison Between Mumbai (Bombay) and Ubud, Bali

For one person, living is cheaper in Mumbai (Bombay): $813 a month against $1,349 in Ubud, Bali, rent and utilities included – about $6,400 less a year. Rent and utilities account for most of the difference.

39

Cost of Living Index in Mumbai (Bombay)
Learn more

Mumbai (Bombay) Living Index
65

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index

Jump to prices

Mumbai (Bombay)

🇮🇳 India

$813

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Mumbai (Bombay) and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Mumbai (Bombay) and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $813 in Mumbai (Bombay) versus $1,349 in Ubud, Bali.

Mumbai (Bombay) $813
Ubud, Bali $1,349

Estimated couple costs with rent: $1,352 in Mumbai (Bombay) versus $2,305 in Ubud, Bali.

Mumbai (Bombay) $1,352
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $1,891 in Mumbai (Bombay) versus $3,261 in Ubud, Bali.

Mumbai (Bombay) $1,891
Ubud, Bali $3,261

Living in Mumbai (Bombay) costs roughly 40% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$5.35 ₹508

$3.32 Rp 60.2K

61.14%

Three-Course Dinner for Two, Mid-Range

$20.87 ₹1,982

$35.64 Rp 645.8K

-41.44%

Fast Food Meal (McDonalds, etc)

$4.08 ₹387

$5.53 Rp 100.3K

-26.22%

Cappuccino

$2.78 ₹264

$2.72 Rp 49.3K

2.21%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.40 ₹38.24

$1.70 Rp 30.8K

-76.47%

Water (0.33 liter bottle)

$0.15 ₹14.42

$0.76 Rp 13.8K

-80.26%

Local Beer (0.5 liter draught)

$2.64 ₹251

$2.65 Rp 48.1K

-0.38%

Imported Beer (0.33 liter bottle)

$4.25 ₹404

$4.38 Rp 79.4K

-2.97%

Milk (1 liter)

$0.74 ₹70.5

$1.49 Rp 27.0K

-50.34%

White Bread (500g)

$0.54 ₹51.3

$2.28 Rp 41.2K

-76.32%

Rice (white) (1kg)

$0.78 ₹74.1

$1.19 Rp 21.6K

-34.45%

Eggs

$1.00 ₹95.1

$2.04 Rp 36.9K

-50.98%

Local Cheese (1kg)

$5.61 ₹533

$17.70 Rp 320.8K

-68.31%

Chicken Fillets (1kg)

$3.58 ₹340

$3.96 Rp 71.8K

-9.60%

Beef Round Steak (1kg)

$12.19 Rp 220.9K

Apples (1kg)

$2.17 ₹206

$3.66 Rp 66.2K

-40.71%

Banana (1kg)

$0.69 ₹65.8

$1.52 Rp 27.5K

-54.61%

Oranges (1kg)

$1.21 ₹114

$2.23 Rp 40.4K

-45.74%

Tomato (1kg)

$0.49 ₹46.33

$1.97 Rp 35.7K

-75.13%

Potato (1kg)

$0.33 ₹31.71

$1.85 Rp 33.5K

-82.16%

Onion (1kg)

$0.37 ₹35.53

$2.42 Rp 43.9K

-84.71%

Lettuce (1 head)

$0.44 ₹41.79

$0.99 Rp 17.9K

-55.56%

Water (1.5 liter bottle)

$0.31 ₹29.64

$0.51 Rp 9,303

-39.22%

Cigarettes 20 Pack (Marlboro, Camel)

$5.00 ₹475

$2.22 Rp 40.3K

125.23%

Wine (Bottle)

$8.34 ₹792

$22.24 Rp 403.0K

-62.50%

Local Beer (0.5 liter bottle)

$1.99 ₹189

$2.26 Rp 41.0K

-11.95%

Imported Beer (0.33 liter bottle)

$3.12 ₹296

$2.97 Rp 53.8K

5.05%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.01 ₹570

One-way Ticket (Public Transport)

$0.20 ₹18.95

$0.25 Rp 4,548

-20.00%

Public Transport Monthly Pass (Regular Price)

$6.90 ₹655

$7.82 Rp 141.8K

-11.76%

Taxi Start (Normal Tariff)

$0.31 ₹29.84

$0.44 Rp 7,964

-29.55%

Taxi (Normal Tariff) (1km)

$0.31 ₹29.41

$0.43 Rp 7,793

-27.91%

Taxi 1hour Waiting (Normal Tariff)

$1.61 ₹153

$5.41 Rp 98.0K

-70.24%

Gasoline (1 liter)

$1.10 ₹105

$0.82 Rp 14.9K

34.15%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$15.6K ₹1.5M

$23.8K Rp 432.0M

-34.60%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.4K ₹2.1M

$31.7K Rp 575.3M

-29.45%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$61.9 ₹5,873

$79.1 Rp 1.4M

-21.77%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.52 ₹429

$6.45 Rp 116.8K

-29.92%

Internet (50+ Mbps, Unlimited Data)

$8.97 ₹852

$18.58 Rp 336.7K

-51.72%

Gym Membership (Monthly)

$37.11 ₹3,524

$49.48 Rp 896.7K

-25.00%

Tennis Court (1 Hour on Weekend)

$14.11 ₹1,340

$17.65 Rp 319.8K

-20.06%

Cinema Ticket

$5.01 ₹476

$4.27 Rp 77.4K

17.33%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$119 ₹11.3K

$491 Rp 8.9M

-75.74%

International Primary School, 1 Child (Yearly)

$4,948 ₹469.8K

$5,674 Rp 102.8M

-12.79%

Jeans (Levis 501 Or Similar)

$36.37 ₹3,453

$44.64 Rp 808.9K

-18.53%

Summer Dress (H&M, Zara, etc)

$38.71 ₹3,675

$34.95 Rp 633.4K

10.76%

Sport Shoes (Adidas, Nike)

$54.7 ₹5,196

$79.9 Rp 1.4M

-31.50%

Men's Leather Business Shoes

$48.03 ₹4,561

$79.4 Rp 1.4M

-39.52%

1-bedroom Apartment, City Center (Monthly)

$640 ₹60.7K

$1,125 Rp 20.4M

-43.13%

1-bedroom Apartment, Outside City Center (Monthly)

$372 ₹35.3K

$671 Rp 12.2M

-44.65%

3-bedroom Apartment, City Center (Monthly)

$2,093 ₹198.7K

$3,565 Rp 64.6M

-41.29%

3-bedroom Apartment, Outside City Center (Monthly)

$925 ₹87.8K

$1,723 Rp 31.2M

-46.34%

Buy Apartment in City Center (m2)

$5,706 ₹541.8K

$2,732 Rp 49.5M

108.87%

Buy Apartment Outside City Center (m2)

$2,560 ₹243.1K

$2,284 Rp 41.4M

12.08%

Average Monthly Net Salary (After Tax)

$757 ₹71.9K

$164 Rp 3.0M

361.99%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.29

13.78

-39.84%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mumbai (Bombay): October 26, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Mumbai (Bombay)

$372 45.7%

Ubud, Bali

$672 49.8% 80.7% $300

Groceries & Markets

Mumbai (Bombay)

$117 14.4%

Ubud, Bali

$288 21.4% 146% $171

Eating Out

Mumbai (Bombay)

$112 13.8%

Ubud, Bali

$108 8% 4.1% $4.6

Clothing & Footwear

Mumbai (Bombay)

$80 9.8%

Ubud, Bali

$108 8% 34.3% $27

Monthly Utilities & Internet

Mumbai (Bombay)

$75 9.3%

Ubud, Bali

$104 7.7% 38.1% $29

Sport & Entertainment

Mumbai (Bombay)

$47 5.8%

Ubud, Bali

$58 4.3% 23.1% $11

Getting Around

Mumbai (Bombay)

$9.6 1.2%

Ubud, Bali

$11 0.9% 19.5% $1.9

Cost Breakdown

A one-bedroom apartment in the center runs $640 in Mumbai (Bombay) and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Mumbai (Bombay) pays about 4.6 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $21 in Mumbai (Bombay) vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $117 vs $288 per month, with Mumbai (Bombay) cheaper across the board.

Good to know

🇮🇳 Mumbai (Bombay)

🇮🇩 Ubud, Bali

🕒 Local time

23:22 11:22 PM

01:52 1:52 AM

2 h 30 min ahead of Mumbai (Bombay)

🌤 Weather

👥 Population

12,442,373

74,800

💱 Currency

Indian Rupee INR ₹

Indonesian Rupiah IDR Rp

📈 Exchange rate

1,000 INR = 10.53 USD

1,000 INR = 9.43 EUR

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to INR – Indian Rupee Converter

🇺🇸 United States Dollar ($)

🇮🇳 Indian Rupee (₹)

Indian Rupee exchange rates as of October 31, 2026: 1 USD = 94.95 INR (100 INR = 1.05 USD). 1 EUR = 106 INR (1,000 INR = 9.43 EUR).

Indonesian Rupiah exchange rates as of October 31, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

USD to INR in detail →

On the map

Lowest

Highest

Between locations

Mumbai (Bombay) Ubud, Bali 5,570 km ≈ 7 h nonstop flight

From you

Mumbai (Bombay)
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mumbai (Bombay) vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $813 in Mumbai (Bombay) and $1,349 in Ubud, Bali, so Mumbai (Bombay) is about 40% cheaper – a gap that matters a lot on a fixed or modest income.

Average pay in Mumbai (Bombay) is about 4.6 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $640 in Mumbai (Bombay) versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 146% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Mumbai (Bombay) – a meal for two runs $21 versus $36 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $813 in Mumbai (Bombay) versus $1,349 in Ubud, Bali, a $1,200 budget is realistic in Mumbai (Bombay) but tight or insufficient in Ubud, Bali. The gap between the two cities makes Mumbai (Bombay) the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Mumbai (Bombay) gentler on the wallet – expenses run 40% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.