Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Mount Gambier

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $2,242 in Mount Gambier, rent and utilities included – about $10,900 less a year. Other living expenses account for most of the difference.

64

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index
108

Cost of Living Index in Mount Gambier
Learn more

Mount Gambier Living Index

Jump to prices

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Mount Gambier

🇦🇺 Australia

$2,242

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Mount Gambier

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Mount Gambier actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,331 in Ubud, Bali versus $2,242 in Mount Gambier.

Ubud, Bali $1,331
Mount Gambier $2,242

Estimated couple costs with rent: $2,255 in Ubud, Bali versus $3,730 in Mount Gambier.

Ubud, Bali $2,255
Mount Gambier $3,730

Monthly costs for a family of three with rent: $3,180 in Ubud, Bali versus $5,218 in Mount Gambier.

Ubud, Bali $3,180
Mount Gambier $5,218

Living in Ubud, Bali costs roughly 41% less than in Mount Gambier, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Ubud, Bali is 2% below, Mount Gambier is 66% above.

Meal at Budget Restaurant

$3.38 Rp 61.2K

$30.98 A$44.35

-89.09%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 628.6K

$121 A$173

-71.35%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 101.1K

$10.98 A$15.72

-49.27%

Cappuccino

$2.62 Rp 47.5K

$4.72 A$6.76

-44.49%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$2.99 A$4.28

-48.49%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$2.53 A$3.62

-74.70%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

$4.95 A$7.09

-46.06%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.3K

$6.27 A$8.97

-32.06%

Milk (1 liter)

$1.46 Rp 26.5K

$2.26 A$3.24

-35.40%

White Bread (500g)

$2.29 Rp 41.6K

$3.45 A$4.94

-33.62%

Rice (white) (1kg)

$1.11 Rp 20.1K

$2.29 A$3.28

-51.53%

Eggs

$2.10 Rp 38.1K

$5.94 A$8.51

-64.65%

Local Cheese (1kg)

$15.94 Rp 289.2K

$9.18 A$13.14

73.64%

Chicken Fillets (1kg)

$3.88 Rp 70.4K

$9.11 A$13.04

-57.41%

Beef Round Steak (1kg)

$11.40 Rp 206.8K

$10.10 A$14.46

12.87%

Apples (1kg)

$3.55 Rp 64.4K

$3.18 A$4.55

11.64%

Banana (1kg)

$1.54 Rp 27.9K

$2.58 A$3.69

-40.31%

Oranges (1kg)

$2.23 Rp 40.5K

$3.21 A$4.60

-30.53%

Tomato (1kg)

$1.97 Rp 35.8K

$5.26 A$7.53

-62.55%

Potato (1kg)

$1.86 Rp 33.7K

$3.30 A$4.72

-43.64%

Onion (1kg)

$2.42 Rp 43.9K

$3.90 A$5.59

-37.95%

Lettuce (1 head)

$1.02 Rp 18.6K

$2.64 A$3.78

-61.36%

Water (1.5 liter bottle)

$0.52 Rp 9,475

$1.61 A$2.31

-67.70%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

$31.37 A$44.90

-92.99%

Wine (Bottle)

$21.79 Rp 395.2K

$24.11 A$34.51

-9.62%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

$4.76 A$6.81

-51.05%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$5.13 A$7.34

-42.11%

One-way Ticket (Public Transport)

$0.25 Rp 4,542

$2.72 A$3.89

-90.81%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.3K

$83.6 A$120

-90.22%

Taxi Start (Normal Tariff)

$0.44 Rp 7,941

$3.42 A$4.89

-87.13%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,489

$1.58 A$2.26

-70.25%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.6K

$40.49 A$58.0

-86.17%

Gasoline (1 liter)

$0.83 Rp 15.0K

$1.47 A$2.11

-43.54%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 443.5M

$29.6K A$42.3K

-17.34%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.0M

$26.9K A$38.5K

18.00%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$303 A$434

-74.44%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.5K

$44.54 A$63.8

-86.21%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 343.1K

$64.1 A$91.7

-70.47%

Gym Membership (Monthly)

$51.0 Rp 925.0K

$56.4 A$80.8

-9.62%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.0K

$17.89 A$25.61

2.01%

Cinema Ticket

$4.38 Rp 79.5K

$11.43 A$16.36

-61.68%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$2,153 A$3,082

-77.13%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.7M

$20.3K A$29.1K

-39.79%

Jeans (Levis 501 Or Similar)

$45.16 Rp 819.2K

$90.5 A$130

-50.09%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 632.9K

$48.90 A$70.0

-28.65%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$123 A$176

-36.39%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$111 A$158

-29.64%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.5M

$778 A$1,114

38.48%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

$686 A$982

-3.10%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

$1,249 A$1,788

180.98%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

$1,689 A$2,418

-1.08%

Buy Apartment in City Center (m2)

$2,340 Rp 42.4M

$5,857 A$8,385

-60.05%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

$4,984 A$7,134

-55.13%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$2,533 A$3,626

-93.43%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.63

107.84%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Mount Gambier: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Mount Gambier

$686 30.6% 3.2% $21

Groceries & Markets

Ubud, Bali

$279 21%

Mount Gambier

$394 17.6% 40.9% $114

Clothing & Footwear

Ubud, Bali

$106 8%

Mount Gambier

$168 7.5% 58% $62

Eating Out

Ubud, Bali

$106 8%

Mount Gambier

$397 17.7% 275% $291

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Mount Gambier

$412 18.4% 302% $309

Sport & Entertainment

Ubud, Bali

$60 4.5%

Mount Gambier

$79 3.5% 32.7% $20

Getting Around

Ubud, Bali

$12 0.9%

Mount Gambier

$106 4.7% 785% $94

Cost Breakdown

A one-bedroom apartment in the center runs $1,078 in Ubud, Bali and $778 in Mount Gambier. Housing cost is often the main lever when comparing two cities.

Mount Gambier pays about 15 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $35 in Ubud, Bali vs $121 in Mount Gambier for a mid-range dinner for two. Groceries echo the gap at $279 vs $394 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇦🇺 Mount Gambier

🕒 Local time

06:16 6:16 AM

08:46 8:46 AM

2 h 30 min ahead of Ubud, Bali

🌤 Weather

👥 Population

74,800

26,734

💱 Currency

Indonesian Rupiah IDR Rp

Australian Dollar AUD $

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.93 EUR

1 AUD = 0.699 USD

1 AUD = 0.625 EUR

Exchange rates and currency converter

AUD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 3, 2026: 1 USD = 18,140 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,286 IDR (100,000 IDR = 4.93 EUR).

Australian Dollar exchange rates as of November 3, 2026: 1 USD = 1.43 AUD (1 AUD = 0.699 USD). 1 EUR = 1.6 AUD (1 AUD = 0.625 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Mount Gambier 4,150 km ≈ 6 h nonstop flight

From you

Ubud, Bali
Mount Gambier

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Mount Gambier: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 41% lower than in Mount Gambier. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

On paper, salaries run 93% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,078 in Ubud, Bali versus $778 in Mount Gambier. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $492 in Ubud, Bali versus $2,153 in Mount Gambier. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 41% higher in Mount Gambier. For households that cook at home regularly, that difference adds up over a month.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Mount Gambier are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Ubud, Bali wins on affordability, Mount Gambier on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.