Last update: Nov 2026

Cost of Living Comparison Between Mount Gambier and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $2,242 in Mount Gambier, rent and utilities included – about $10,900 less a year. Other living expenses account for most of the difference.

108

Cost of Living Index in Mount Gambier
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Mount Gambier Living Index
64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Mount Gambier

🇦🇺 Australia

$2,242

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Mount Gambier and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Mount Gambier and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,242 in Mount Gambier versus $1,331 in Ubud, Bali.

Mount Gambier $2,242
Ubud, Bali $1,331

Estimated couple costs with rent: $3,730 in Mount Gambier versus $2,255 in Ubud, Bali.

Mount Gambier $3,730
Ubud, Bali $2,255

Monthly costs for a family of three with rent: $5,218 in Mount Gambier versus $3,180 in Ubud, Bali.

Mount Gambier $5,218
Ubud, Bali $3,180

Living in Mount Gambier is roughly 68% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Mount Gambier is 66% above, Ubud, Bali is 2% below.

Meal at Budget Restaurant

$30.98 A$44.35

$3.38 Rp 61.2K

816.57%

Three-Course Dinner for Two, Mid-Range

$121 A$173

$34.65 Rp 628.6K

249.09%

Fast Food Meal (McDonalds, etc)

$10.98 A$15.72

$5.57 Rp 101.1K

97.13%

Cappuccino

$4.72 A$6.76

$2.62 Rp 47.5K

80.15%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.99 A$4.28

$1.54 Rp 27.9K

94.16%

Water (0.33 liter bottle)

$2.53 A$3.62

$0.64 Rp 11.6K

295.31%

Local Beer (0.5 liter draught)

$4.95 A$7.09

$2.67 Rp 48.4K

85.39%

Imported Beer (0.33 liter bottle)

$6.27 A$8.97

$4.26 Rp 77.3K

47.18%

Milk (1 liter)

$2.26 A$3.24

$1.46 Rp 26.5K

54.79%

White Bread (500g)

$3.45 A$4.94

$2.29 Rp 41.6K

50.66%

Rice (white) (1kg)

$2.29 A$3.28

$1.11 Rp 20.1K

106.31%

Eggs

$5.94 A$8.51

$2.10 Rp 38.1K

182.86%

Local Cheese (1kg)

$9.18 A$13.14

$15.94 Rp 289.2K

-42.41%

Chicken Fillets (1kg)

$9.11 A$13.04

$3.88 Rp 70.4K

134.79%

Beef Round Steak (1kg)

$10.10 A$14.46

$11.40 Rp 206.8K

-11.40%

Apples (1kg)

$3.18 A$4.55

$3.55 Rp 64.4K

-10.42%

Banana (1kg)

$2.58 A$3.69

$1.54 Rp 27.9K

67.53%

Oranges (1kg)

$3.21 A$4.60

$2.23 Rp 40.5K

43.95%

Tomato (1kg)

$5.26 A$7.53

$1.97 Rp 35.8K

167.01%

Potato (1kg)

$3.30 A$4.72

$1.86 Rp 33.7K

77.42%

Onion (1kg)

$3.90 A$5.59

$2.42 Rp 43.9K

61.16%

Lettuce (1 head)

$2.64 A$3.78

$1.02 Rp 18.6K

158.82%

Water (1.5 liter bottle)

$1.61 A$2.31

$0.52 Rp 9,475

209.62%

Cigarettes 20 Pack (Marlboro, Camel)

$31.37 A$44.90

$2.20 Rp 39.9K

1325.91%

Wine (Bottle)

$24.11 A$34.51

$21.79 Rp 395.2K

10.65%

Local Beer (0.5 liter bottle)

$4.76 A$6.81

$2.33 Rp 42.2K

104.29%

Imported Beer (0.33 liter bottle)

$5.13 A$7.34

$2.97 Rp 53.9K

72.73%

One-way Ticket (Public Transport)

$2.72 A$3.89

$0.25 Rp 4,542

988.00%

Public Transport Monthly Pass (Regular Price)

$83.6 A$120

$8.17 Rp 148.3K

923.01%

Taxi Start (Normal Tariff)

$3.42 A$4.89

$0.44 Rp 7,941

677.27%

Taxi (Normal Tariff) (1km)

$1.58 A$2.26

$0.47 Rp 8,489

236.17%

Taxi 1hour Waiting (Normal Tariff)

$40.49 A$58.0

$5.60 Rp 101.6K

623.04%

Gasoline (1 liter)

$1.47 A$2.11

$0.83 Rp 15.0K

77.11%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.6K A$42.3K

$24.4K Rp 443.5M

20.97%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.9K A$38.5K

$31.7K Rp 575.0M

-15.26%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$303 A$434

$77.5 Rp 1.4M

291.26%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$44.54 A$63.8

$6.14 Rp 111.5K

625.41%

Internet (50+ Mbps, Unlimited Data)

$64.1 A$91.7

$18.92 Rp 343.1K

238.64%

Gym Membership (Monthly)

$56.4 A$80.8

$51.0 Rp 925.0K

10.65%

Tennis Court (1 Hour on Weekend)

$17.89 A$25.61

$18.25 Rp 331.0K

-1.97%

Cinema Ticket

$11.43 A$16.36

$4.38 Rp 79.5K

160.96%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,153 A$3,082

$492 Rp 8.9M

337.27%

International Primary School, 1 Child (Yearly)

$20.3K A$29.1K

$12.2K Rp 221.7M

66.10%

Jeans (Levis 501 Or Similar)

$90.5 A$130

$45.16 Rp 819.2K

100.35%

Summer Dress (H&M, Zara, etc)

$48.90 A$70.0

$34.89 Rp 632.9K

40.15%

Sport Shoes (Adidas, Nike)

$123 A$176

$78.3 Rp 1.4M

57.21%

Men's Leather Business Shoes

$111 A$158

$77.9 Rp 1.4M

42.12%

1-bedroom Apartment, City Center (Monthly)

$778 A$1,114

$1,078 Rp 19.5M

-27.79%

1-bedroom Apartment, Outside City Center (Monthly)

$686 A$982

$665 Rp 12.1M

3.20%

3-bedroom Apartment, City Center (Monthly)

$1,249 A$1,788

$3,510 Rp 63.7M

-64.41%

3-bedroom Apartment, Outside City Center (Monthly)

$1,689 A$2,418

$1,671 Rp 30.3M

1.09%

Buy Apartment in City Center (m2)

$5,857 A$8,385

$2,340 Rp 42.4M

150.31%

Buy Apartment Outside City Center (m2)

$4,984 A$7,134

$2,236 Rp 40.6M

122.86%

Average Monthly Net Salary (After Tax)

$2,533 A$3,626

$166 Rp 3.0M

1422.78%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.63

13.78

-51.89%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mount Gambier: November 2, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Mount Gambier

$686 30.6%

Ubud, Bali

$665 50% 3.1% $21

Monthly Utilities & Internet

Mount Gambier

$412 18.4%

Ubud, Bali

$103 7.7% 75.1% $309

Eating Out

Mount Gambier

$397 17.7%

Ubud, Bali

$106 8% 73.4% $291

Groceries & Markets

Mount Gambier

$394 17.6%

Ubud, Bali

$279 21% 29% $114

Clothing & Footwear

Mount Gambier

$168 7.5%

Ubud, Bali

$106 8% 36.7% $62

Getting Around

Mount Gambier

$106 4.7%

Ubud, Bali

$12 0.9% 88.7% $94

Sport & Entertainment

Mount Gambier

$79 3.5%

Ubud, Bali

$60 4.5% 24.6% $20

Cost Breakdown

A one-bedroom apartment in the center runs $778 in Mount Gambier and $1,078 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Mount Gambier pays about 15 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $121 in Mount Gambier vs $35 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $394 vs $279 per month, with Ubud, Bali cheaper across the board.

Good to know

🇦🇺 Mount Gambier

🇮🇩 Ubud, Bali

🕒 Local time

08:59 8:59 AM

06:29 6:29 AM

2 h 30 min behind Mount Gambier

🌤 Weather

👥 Population

26,734

74,800

💱 Currency

Australian Dollar AUD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 AUD = 0.699 USD

1 AUD = 0.625 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.93 EUR

Exchange rates and currency converter

IDR, USD, EUR to AUD – Australian Dollar Converter

🇺🇸 United States Dollar ($)

🇦🇺 Australian Dollar ($)

Australian Dollar exchange rates as of November 3, 2026: 1 USD = 1.43 AUD (1 AUD = 0.699 USD). 1 EUR = 1.6 AUD (1 AUD = 0.625 EUR).

Indonesian Rupiah exchange rates as of November 3, 2026: 1 USD = 18,140 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,286 IDR (100,000 IDR = 4.93 EUR).

USD to AUD in detail →

On the map

Lowest

Highest

Between locations

Mount Gambier Ubud, Bali 4,150 km ≈ 6 h nonstop flight

From you

Mount Gambier
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mount Gambier vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 41% lower than in Mount Gambier. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

Average pay in Mount Gambier is about 15 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $778 in Mount Gambier versus $1,078 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $2,153 in Mount Gambier versus $492 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 41% higher in Mount Gambier. For households that cook at home regularly, that difference adds up over a month.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Mount Gambier and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Ubud, Bali wins on affordability, Mount Gambier on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.