Cost of Living Comparison Between Mount Gambier and Ubud, Bali Cost of Living Comparison Between Mount Gambier and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $2,094 in Mount Gambier versus $1,392 in Ubud, Bali.

Estimated couple costs with rent: $3,462 in Mount Gambier versus $2,557 in Ubud, Bali.

Monthly costs for a family of three with rent: $4,831 in Mount Gambier versus $3,723 in Ubud, Bali.

Living in Mount Gambier is roughly 50% more expensive than in Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Mount Gambier 57% above, Ubud, Bali 5% above.

Currency
🍽 Eating Out
Mount Gambier
Ubud, Bali
Difference
Meal at Budget Restaurant
$29.11 A$41.82
$3.57 Rp 64.6K
715.41%
Three-Course Dinner for Two, Mid-Range
$110 A$158
$32.32 Rp 584.4K
241.12%
Fast Food Meal (McDonalds, etc)
$9.92 A$14.25
$5.01 Rp 90.5K
98.00%
Cappuccino
$4.43 A$6.37
$2.82 Rp 51.1K
57.09%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.85 A$4.09
$1.35 Rp 24.4K
111.11%
Water (0.33 liter bottle)
$2.33 A$3.35
$0.73 Rp 13.2K
219.18%
Local Beer (0.5 liter draught)
$4.57 A$6.57
$2.93 Rp 53.0K
55.97%
Imported Beer (0.33 liter bottle)
$5.81 A$8.35
$3.94 Rp 71.2K
47.46%
🛒 Groceries & Markets
Mount Gambier
Ubud, Bali
Difference
Milk (1 liter)
$2.11 A$3.03
$1.78 Rp 32.2K
18.54%
White Bread (500g)
$3.18 A$4.56
$2.45 Rp 44.3K
29.80%
Rice (white) (1kg)
$2.01 A$2.88
$1.15 Rp 20.8K
74.78%
Eggs
$5.52 A$7.92
$2.41 Rp 43.7K
129.05%
Local Cheese (1kg)
$8.57 A$12.31
$14.33 Rp 259.1K
-40.20%
Chicken Fillets (1kg)
$8.21 A$11.79
$4.19 Rp 75.7K
95.94%
Beef Round Steak (1kg)
$9.21 A$13.23
$12.06 Rp 218.1K
-23.63%
Apples (1kg)
$2.94 A$4.23
$3.64 Rp 65.8K
-19.23%
Banana (1kg)
$2.39 A$3.43
$1.57 Rp 28.3K
52.23%
Oranges (1kg)
$2.97 A$4.27
$2.79 Rp 50.4K
6.45%
Tomato (1kg)
$5.04 A$7.24
$2.24 Rp 40.5K
125.00%
Potato (1kg)
$2.97 A$4.27
$1.98 Rp 35.8K
50.00%
Onion (1kg)
$3.66 A$5.25
$2.28 Rp 41.2K
60.53%
Lettuce (1 head)
$2.52 A$3.62
$1.05 Rp 19.1K
140.00%
Water (1.5 liter bottle)
$1.58 A$2.27
$0.79 Rp 14.2K
100.00%
Cigarettes 20 Pack (Marlboro, Camel)
$29.82 A$42.83
$3.19 Rp 57.7K
834.80%
Wine (Bottle)
$24.04 A$34.53
$23.49 Rp 424.8K
2.34%
Local Beer (0.5 liter bottle)
$4.42 A$6.35
$2.90 Rp 52.4K
52.41%
Imported Beer (0.33 liter bottle)
$7.08 A$10.18
$2.76 Rp 49.8K
156.52%
🚌 Getting Around
Mount Gambier
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$2.63 A$3.77
$0.27 Rp 4,821
874.07%
Public Transport Monthly Pass (Regular Price)
$65.5 A$94.1
$8.37 Rp 151.3K
683.03%
Taxi Start (Normal Tariff)
$3.68 A$5.29
$0.45 Rp 8,180
717.78%
Taxi (Normal Tariff) (1km)
$1.62 A$2.32
$0.46 Rp 8,311
252.17%
Taxi 1hour Waiting (Normal Tariff)
$33.82 A$48.58
$6.07 Rp 109.7K
457.17%
Gasoline (1 liter)
$1.38 A$1.98
$0.86 Rp 15.6K
60.47%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$29.4K A$42.2K
$26.6K Rp 480.7M
10.43%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.5K A$32.3K
$32.5K Rp 588.6M
-30.87%
🧾 Monthly Utilities & Internet
Mount Gambier
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$285 A$409
$79.0 Rp 1.4M
260.34%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$42.18 A$60.6
$4.09 Rp 74.0K
931.30%
Internet (50+ Mbps, Unlimited Data)
$59.5 A$85.4
$23.85 Rp 431.2K
149.35%
🎉 Sport & Entertainment
Mount Gambier
Ubud, Bali
Difference
Gym Membership (Monthly)
$47.15 A$67.7
$98.8 Rp 1.8M
-52.27%
Tennis Court (1 Hour on Weekend)
$15.85 A$22.76
$6.35 Rp 114.9K
149.61%
Cinema Ticket
$10.40 A$14.94
$4.01 Rp 72.5K
159.35%
🧸 Childcare & Education
Mount Gambier
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,596 A$2,293
$297 Rp 5.4M
437.09%
International Primary School, 1 Child (Yearly)
$11.9K A$17.2K
$6,602 Rp 119.4M
81.00%
👕👟 Clothing & Footwear
Mount Gambier
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$82.8 A$119
$53.4 Rp 966.0K
54.93%
Summer Dress (H&M, Zara, etc)
$44.82 A$64.4
$38.11 Rp 689.2K
17.61%
Sport Shoes (Adidas, Nike)
$112 A$160
$88.7 Rp 1.6M
25.91%
Men's Leather Business Shoes
$102 A$147
$76.6 Rp 1.4M
33.40%
🏠 Accommodation & Living
Mount Gambier
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$739 A$1,061
$1,020 Rp 18.4M
-27.57%
1-bedroom Apartment, Outside City Center (Monthly)
$649 A$932
$680 Rp 12.3M
-4.62%
3-bedroom Apartment, City Center (Monthly)
$1,155 A$1,659
$3,469 Rp 62.7M
-66.72%
3-bedroom Apartment, Outside City Center (Monthly)
$1,546 A$2,220
$2,090 Rp 37.8M
-26.05%
Buy Apartment in City Center (m2)
$6,226 A$8,943
$2,729 Rp 49.3M
128.15%
Buy Apartment Outside City Center (m2)
$5,083 A$7,302
$2,295 Rp 41.5M
121.46%
💵 Salaries & Financials
Mount Gambier
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$2,500 A$3,591
$164 Rp 3.0M
1427.38%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.63
13.28
-50.08%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mount Gambier: July 27, 2026

Last update for Ubud, Bali: July 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $739 in Mount Gambier and $1,020 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Mount Gambier pays 1427% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $110 in Mount Gambier vs $32.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $373 vs $298 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Mount Gambier vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Mount Gambier or Ubud, Bali?
Ubud, Bali wins on cost – living expenses run 50% lower than in Mount Gambier. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.
Are salaries higher in Mount Gambier or in Ubud, Bali?
Average pay runs 1427% higher in Mount Gambier, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Mount Gambier compared to Ubud, Bali?
Rent for a central apartment: $739 in Mount Gambier versus $1,020 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Mount Gambier and in Ubud, Bali?
Childcare runs $1,596 in Mount Gambier versus $297 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Are groceries more expensive in Mount Gambier or in Ubud, Bali?
Supermarket bills run roughly 25% higher in Mount Gambier. For households that cook at home regularly, that difference adds up over a month.
Can you live on $1,000/month in Mount Gambier or in Ubud, Bali?
At $1,392 in Ubud, Bali versus $2,094 in Mount Gambier, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Mount Gambier. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Which city is better for digital nomads, Mount Gambier or Ubud, Bali?
Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,392 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.
How safe is Mount Gambier compared to Ubud, Bali?
Safety-wise, Mount Gambier and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 50% less than in Mount Gambier. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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