Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Montana

For one person, living is cheaper in Montana: $838 a month against $1,331 in Ubud, Bali, rent and utilities included – about $5,900 less a year. Rent and utilities account for most of the difference.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
40

Cost of Living Index in Montana
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Montana Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Montana

🇧🇬 Bulgaria

$838

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Montana

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Montana actually costs, broken down by who's living it.

A single person spends $1,331 per month in Ubud, Bali vs $838 in Montana, rent included.

Ubud, Bali $1,331
Montana $838

A couple spends around $2,255 per month in Ubud, Bali vs $1,348 in Montana, rent included.

Ubud, Bali $2,255
Montana $1,348

A family of three spends $3,180 per month in Ubud, Bali vs $1,857 in Montana, rent included.

Ubud, Bali $3,180
Montana $1,857

Ubud, Bali costs about 59% more than Montana, and outside of rent the biggest gap is in groceries.

Both Ubud, Bali and Montana are more affordable than the global median – Ubud, Bali 2% lower, Montana 38% lower.

Meal at Budget Restaurant

$3.38 Rp 61.1K

$9.11 BGN 15.85

-62.90%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 627.3K

$36.30 BGN 63.2

-4.55%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 100.9K

$9.33 BGN 16.24

-40.30%

Cappuccino

$2.62 Rp 47.4K

$1.44 BGN 2.50

81.94%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$1.35 BGN 2.35

14.07%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$1.12 BGN 1.95

-42.86%

Local Beer (0.5 liter draught)

$2.67 Rp 48.3K

$1.29 BGN 2.25

106.98%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.2K

$1.05 BGN 1.83

305.71%

Milk (1 liter)

$1.46 Rp 26.5K

$1.69 BGN 2.93

-13.61%

White Bread (500g)

$2.29 Rp 41.5K

$1.04 BGN 1.81

120.19%

Rice (white) (1kg)

$1.11 Rp 20.0K

$2.09 BGN 3.63

-46.89%

Eggs

$2.10 Rp 38.0K

$2.69 BGN 4.67

-21.93%

Local Cheese (1kg)

$15.94 Rp 288.6K

$9.84 BGN 17.12

61.99%

Chicken Fillets (1kg)

$3.88 Rp 70.3K

$3.25 BGN 5.66

19.38%

Beef Round Steak (1kg)

$11.40 Rp 206.4K

$12.75 BGN 22.18

-10.59%

Apples (1kg)

$3.55 Rp 64.3K

$1.27 BGN 2.20

179.53%

Banana (1kg)

$1.54 Rp 27.8K

$1.79 BGN 3.12

-13.97%

Oranges (1kg)

$2.23 Rp 40.4K

$1.75 BGN 3.05

27.43%

Tomato (1kg)

$1.97 Rp 35.7K

$2.61 BGN 4.54

-24.52%

Potato (1kg)

$1.86 Rp 33.6K

$0.72 BGN 1.26

158.33%

Onion (1kg)

$2.42 Rp 43.8K

$0.90 BGN 1.56

168.89%

Lettuce (1 head)

$1.02 Rp 18.6K

$0.93 BGN 1.62

9.68%

Water (1.5 liter bottle)

$0.52 Rp 9,456

$0.52 BGN 0.91

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.8K

$3.67 BGN 6.39

-40.05%

Wine (Bottle)

$21.79 Rp 394.4K

$6.11 BGN 10.64

256.63%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.1K

$0.88 BGN 1.53

164.77%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.8K

$1.12 BGN 1.94

165.18%

One-way Ticket (Public Transport)

$0.25 Rp 4,533

$0.88 BGN 1.52

-71.59%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.0K

$25.77 BGN 44.83

-68.30%

Taxi Start (Normal Tariff)

$0.44 Rp 7,925

$0.61 BGN 1.06

-27.87%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,472

$0.44 BGN 0.77

6.82%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.4K

$10.25 BGN 17.83

-45.37%

Gasoline (1 liter)

$0.83 Rp 15.0K

$1.51 BGN 2.63

-45.03%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 442.6M

$19.7K BGN 34.3K

23.84%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 573.8M

$24.1K BGN 42.0K

31.34%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$100 BGN 174

-22.71%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.2K

$18.66 BGN 32.47

-67.10%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 342.4K

$8.63 BGN 15.02

119.24%

Gym Membership (Monthly)

$51.0 Rp 923.1K

$32.49 BGN 56.5

56.94%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 330.4K

$17.19 BGN 29.92

6.17%

Cinema Ticket

$4.38 Rp 79.3K

$5.52 BGN 9.61

-20.65%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$497 BGN 865

-0.95%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.2M

$5,427 BGN 9,443

125.20%

Jeans (Levis 501 Or Similar)

$45.16 Rp 817.6K

$69.0 BGN 120

-34.53%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 631.6K

$41.57 BGN 72.3

-16.07%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$94.8 BGN 165

-17.38%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$105 BGN 182

-25.68%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.5M

$215 BGN 375

400.58%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.0M

$159 BGN 276

318.67%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.5M

$397 BGN 690

785.13%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.2M

$301 BGN 525

454.24%

Buy Apartment in City Center (m2)

$2,340 Rp 42.4M

$1,320 BGN 2,297

77.24%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.5M

$1,092 BGN 1,901

104.71%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$992 BGN 1,726

-83.24%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.1

344.52%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Montana: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Montana

$159 18.9% 76.1% $506

Groceries & Markets

Ubud, Bali

$279 21%

Montana

$200 23.9% 28.3% $79

Clothing & Footwear

Ubud, Bali

$106 8%

Montana

$140 16.6% 31.3% $33

Eating Out

Ubud, Bali

$106 8%

Montana

$137 16.3% 29.2% $31

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Montana

$128 15.2% 24.4% $25

Sport & Entertainment

Ubud, Bali

$60 4.5%

Montana

$44 5.2% 27.2% $16

Getting Around

Ubud, Bali

$12 0.9%

Montana

$32 3.8% 169% $20

Cost Breakdown

A central one-bedroom costs $1,078 in Ubud, Bali versus $215 in Montana. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Montana are about 6 times higher, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $35 in Ubud, Bali versus $36 in Montana. Groceries tell a different story – $279 in Ubud, Bali vs $200 in Montana – so Montana wins on supermarket bills even if dining out costs more.

Good to know

🇮🇩 Ubud, Bali

🇧🇬 Montana

🕒 Local time

04:13 4:13 AM

22:13 10:13 PM

6 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

44,502

💱 Currency

Indonesian Rupiah IDR Rp

Bulgarian Lev BGN лв.

📈 Exchange rate

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

1 BGN = 0.575 USD

1 BGN = 0.514 EUR

Exchange rates and currency converter

BGN, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 6, 2026: 1 USD = 18,103 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,231 IDR (100,000 IDR = 4.94 EUR).

Bulgarian Lev exchange rates as of November 6, 2026: 1 USD = 1.74 BGN (1 BGN = 0.575 USD). 1 EUR = 1.94 BGN (1 BGN = 0.514 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Montana 10,820 km ≈ 14 h nonstop flight

From you

Ubud, Bali
Montana

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Montana: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 59%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $1,996 per month in Ubud, Bali and $1,258 in Montana. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Montana, especially for central apartments: a one-bedroom in the center costs $215 there versus $1,078 in Ubud, Bali.

Public transport costs about 68% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $492 per month in Ubud, Bali and $497 in Montana. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Montana, where all-in costs run around $838, than in Ubud, Bali at $1,331. In Montana it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $838 in Montana to $1,331 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.