Cost of Living Comparison Between Ubud, Bali and Montana Cost of Living Comparison Between Ubud, Bali and Montana

Monthly Cost of Living

A single person spends $1,378 per month in Ubud, Bali vs $862 in Montana, rent included.

A couple spends around $2,327 per month in Ubud, Bali vs $1,399 in Montana, rent included.

A family of three spends $3,275 per month in Ubud, Bali vs $1,937 in Montana, rent included.

Ubud, Bali costs about 60% more than Montana, driven mainly by Groceries & Markets.

Ubud, Bali sits 0% above the global median, while Montana is 37% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.33 Rp 58.7K

$9.45 BGN 15.73

-64.76%

Three-Course Dinner for Two, Mid-Range

$35.82 Rp 630.7K

$36.89 BGN 61.4

-2.90%

Fast Food Meal (McDonalds, etc)

$5.63 Rp 99.1K

$9.86 BGN 16.40

-42.90%

Cappuccino

$2.82 Rp 49.7K

$1.44 BGN 2.40

95.83%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 30.8K

$1.46 BGN 2.43

19.86%

Water (0.33 liter bottle)

$0.80 Rp 14.0K

$1.10 BGN 1.84

-27.27%

Local Beer (0.5 liter draught)

$3.04 Rp 53.6K

$1.40 BGN 2.32

117.14%

Imported Beer (0.33 liter bottle)

$4.30 Rp 75.7K

$1.08 BGN 1.80

298.15%

Milk (1 liter)

$1.61 Rp 28.3K

$1.70 BGN 2.82

-5.29%

White Bread (500g)

$2.27 Rp 39.9K

$1.08 BGN 1.80

110.19%

Rice (white) (1kg)

$1.17 Rp 20.6K

$2.16 BGN 3.59

-45.83%

Eggs

$2.17 Rp 38.2K

$2.77 BGN 4.60

-21.66%

Local Cheese (1kg)

$17.63 Rp 310.5K

$9.91 BGN 16.49

77.90%

Chicken Fillets (1kg)

$4.05 Rp 71.4K

$3.34 BGN 5.56

21.26%

Beef Round Steak (1kg)

$12.18 Rp 214.5K

$12.87 BGN 21.41

-5.36%

Apples (1kg)

$3.62 Rp 63.7K

$1.30 BGN 2.17

178.46%

Banana (1kg)

$1.64 Rp 28.8K

$1.93 BGN 3.21

-15.03%

Oranges (1kg)

$2.31 Rp 40.6K

$1.84 BGN 3.05

25.54%

Tomato (1kg)

$1.96 Rp 34.5K

$2.65 BGN 4.40

-26.04%

Potato (1kg)

$1.84 Rp 32.5K

$0.72 BGN 1.20

155.56%

Onion (1kg)

$2.37 Rp 41.7K

$0.97 BGN 1.61

144.33%

Lettuce (1 head)

$1.05 Rp 18.5K

$0.95 BGN 1.58

10.53%

Water (1.5 liter bottle)

$0.54 Rp 9,560

$0.52 BGN 0.86

3.85%

Cigarettes 20 Pack (Marlboro, Camel)

$2.30 Rp 40.6K

$3.83 BGN 6.38

-39.95%

Wine (Bottle)

$23.08 Rp 406.4K

$6.47 BGN 10.77

256.72%

Local Beer (0.5 liter bottle)

$2.34 Rp 41.2K

$0.91 BGN 1.51

157.14%

Imported Beer (0.33 liter bottle)

$3.07 Rp 54.0K

$1.22 BGN 2.04

151.64%

One-way Ticket (Public Transport)

$0.25 Rp 4,365

$0.85 BGN 1.41

-70.59%

Public Transport Monthly Pass (Regular Price)

$9.42 Rp 165.9K

$24.69 BGN 41.08

-61.85%

Taxi Start (Normal Tariff)

$0.49 Rp 8,631

$0.62 BGN 1.04

-20.97%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,349

$0.46 BGN 0.77

2.17%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 98.6K

$10.89 BGN 18.12

-48.58%

Gasoline (1 liter)

$0.81 Rp 14.2K

$1.57 BGN 2.61

-48.41%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K Rp 440.3M

$19.9K BGN 33.0K

25.98%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.1K Rp 547.0M

$24.7K BGN 41.1K

25.60%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.7 Rp 1.5M

$105 BGN 174

-20.98%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 114.2K

$19.18 BGN 31.91

-66.16%

Internet (50+ Mbps, Unlimited Data)

$18.79 Rp 330.8K

$8.86 BGN 14.74

112.08%

Gym Membership (Monthly)

$55.2 Rp 972.6K

$31.81 BGN 52.9

73.66%

Tennis Court (1 Hour on Weekend)

$18.21 Rp 320.6K

$17.58 BGN 29.25

3.58%

Cinema Ticket

$4.30 Rp 75.7K

$5.61 BGN 9.33

-23.35%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$494 Rp 8.7M

$537 BGN 893

-7.99%

International Primary School, 1 Child (Yearly)

$5,917 Rp 104.2M

$5,681 BGN 9,452

4.15%

Jeans (Levis 501 Or Similar)

$46.28 Rp 814.8K

$71.8 BGN 119

-35.55%

Summer Dress (H&M, Zara, etc)

$36.44 Rp 641.6K

$44.05 BGN 73.3

-17.28%

Sport Shoes (Adidas, Nike)

$80.7 Rp 1.4M

$98.8 BGN 164

-18.34%

Men's Leather Business Shoes

$78.8 Rp 1.4M

$108 BGN 180

-27.16%

1-bedroom Apartment, City Center (Monthly)

$1,114 Rp 19.6M

$225 BGN 375

394.50%

1-bedroom Apartment, Outside City Center (Monthly)

$693 Rp 12.2M

$166 BGN 277

316.77%

3-bedroom Apartment, City Center (Monthly)

$3,639 Rp 64.1M

$409 BGN 681

789.28%

3-bedroom Apartment, Outside City Center (Monthly)

$1,712 Rp 30.1M

$307 BGN 511

457.51%

Buy Apartment in City Center (m2)

$2,761 Rp 48.6M

$1,368 BGN 2,276

101.74%

Buy Apartment Outside City Center (m2)

$2,293 Rp 40.4M

$1,112 BGN 1,849

106.23%

Average Monthly Net Salary (After Tax)

$167 Rp 2.9M

$1,026 BGN 1,706

-83.71%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.1

344.52%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 6, 2026

Last update for Montana: September 7, 2026

Cost Breakdown

A central one-bedroom costs $1,114 in Ubud, Bali versus $225 in Montana. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 514% higher in Montana, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36.00 in Ubud, Bali versus $37.00 in Montana. Groceries tell a different story – $294 in Ubud, Bali vs $205 in Montana – so Montana wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Montana: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 60%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,067 per month in Ubud, Bali and $1,293 in Montana. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Montana, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 162% less in Montana. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $494 per month in Ubud, Bali and $537 in Montana. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in Montana, where all-in costs run around $862, than in Ubud, Bali at $1,378. In Montana it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Montana – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Montana. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.