Cost of Living Comparison Between Ubud, Bali and Montana Cost of Living Comparison Between Ubud, Bali and Montana

Monthly Cost of Living

A single person spends $1,419 per month in Ubud, Bali vs $842 in Montana, rent included.

A couple spends around $2,540 per month in Ubud, Bali vs $1,323 in Montana, rent included.

A family of three spends $3,660 per month in Ubud, Bali vs $1,805 in Montana, rent included.

Ubud, Bali costs about 69% more than Montana, driven mainly by Groceries & Markets.

Ubud, Bali sits 6% above the global median, while Montana is 37% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.56 Rp 63.9K

$10.45 BGN 17.38

-65.93%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 586.8K

$34.87 BGN 58.0

-6.14%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.7K

$7.92 BGN 13.18

-37.50%

Cappuccino

$2.71 Rp 48.6K

$1.46 BGN 2.44

85.62%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.1K

$1.38 BGN 2.29

-2.90%

Water (0.33 liter bottle)

$0.70 Rp 12.5K

$0.87 BGN 1.45

-19.54%

Local Beer (0.5 liter draught)

$2.92 Rp 52.3K

$1.32 BGN 2.20

121.21%

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.9K

$1.04 BGN 1.73

280.77%

Milk (1 liter)

$1.81 Rp 32.4K

$1.70 BGN 2.83

6.47%

White Bread (500g)

$2.52 Rp 45.1K

$1.00 BGN 1.66

152.00%

Rice (white) (1kg)

$1.16 Rp 20.8K

$1.81 BGN 3.02

-35.91%

Eggs

$2.46 Rp 44.1K

$2.65 BGN 4.40

-7.17%

Local Cheese (1kg)

$14.71 Rp 263.7K

$9.49 BGN 15.79

55.01%

Chicken Fillets (1kg)

$4.32 Rp 77.4K

$3.25 BGN 5.41

32.92%

Beef Round Steak (1kg)

$12.14 Rp 217.5K

$12.84 BGN 21.36

-5.45%

Apples (1kg)

$3.84 Rp 68.8K

$1.26 BGN 2.10

204.76%

Banana (1kg)

$1.56 Rp 27.9K

$2.62 BGN 4.36

-40.46%

Oranges (1kg)

$2.83 Rp 50.8K

$1.99 BGN 3.31

42.21%

Tomato (1kg)

$2.33 Rp 41.7K

$2.10 BGN 3.50

10.95%

Potato (1kg)

$1.91 Rp 34.3K

$0.84 BGN 1.39

127.38%

Onion (1kg)

$2.20 Rp 39.5K

$0.74 BGN 1.23

197.30%

Lettuce (1 head)

$1.01 Rp 18.2K

$1.36 BGN 2.26

-25.74%

Water (1.5 liter bottle)

$0.78 Rp 13.9K

$0.51 BGN 0.85

52.94%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.4K

$3.55 BGN 5.91

-6.48%

Wine (Bottle)

$23.74 Rp 425.5K

$5.90 BGN 9.81

302.37%

Local Beer (0.5 liter bottle)

$2.79 Rp 50.0K

$0.91 BGN 1.51

206.59%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.3K

$1.71 BGN 2.85

67.25%

One-way Ticket (Public Transport)

$0.27 Rp 4,819

$0.92 BGN 1.53

-70.65%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.9K

$35.97 BGN 59.9

-77.68%

Taxi Start (Normal Tariff)

$0.46 Rp 8,181

$0.67 BGN 1.11

-31.34%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,068

$0.43 BGN 0.72

4.65%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 109.3K

$10.60 BGN 17.63

-42.45%

Gasoline (1 liter)

$0.79 Rp 14.2K

$1.51 BGN 2.51

-47.68%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 468.8M

$20.1K BGN 33.5K

29.97%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 575.8M

$24.4K BGN 40.6K

31.74%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$99.0 BGN 165

-19.28%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.9K

$17.04 BGN 28.35

-76.17%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 421.6K

$8.88 BGN 14.78

164.86%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$20.79 BGN 34.58

374.75%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.8K

$9.07 BGN 15.09

-26.90%

Cinema Ticket

$4.15 Rp 74.3K

$5.68 BGN 9.45

-26.94%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$324 BGN 539

-6.24%

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.5M

$5,558 BGN 9,246

18.99%

Jeans (Levis 501 Or Similar)

$55.5 Rp 995.6K

$52.9 BGN 87.9

5.07%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 686.7K

$29.33 BGN 48.79

30.62%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$72.5 BGN 121

22.14%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$106 BGN 177

-26.73%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

$223 BGN 371

351.27%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

$164 BGN 273

311.99%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.7M

$414 BGN 688

731.64%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.6M

$305 BGN 507

569.42%

Buy Apartment in City Center (m2)

$2,841 Rp 50.9M

$1,352 BGN 2,249

110.17%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.6M

$1,090 BGN 1,813

107.73%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$1,036 BGN 1,723

-84.04%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

3.2

315.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Montana: June 2, 2026

Cost Breakdown

A central one-bedroom costs $1,006 in Ubud, Bali versus $223 in Montana. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 527% higher in Montana, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $35.00 in Montana. Groceries tell a different story – $302 in Ubud, Bali vs $204 in Montana – so Montana wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Montana: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 69%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,129 per month in Ubud, Bali and $1,263 in Montana. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Montana, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 348% less in Montana. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $304 per month in Ubud, Bali and $324 in Montana. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in Montana, where all-in costs run around $842, than in Ubud, Bali at $1,419. In Montana it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Montana – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Montana. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.