Cost of Living Comparison Between Montana and Ubud, Bali Cost of Living Comparison Between Montana and Ubud, Bali

Monthly Cost of Living

A single person spends $862 per month in Montana vs $1,378 in Ubud, Bali, rent included.

A couple spends around $1,399 per month in Montana vs $2,327 in Ubud, Bali, rent included.

A family of three spends $1,937 per month in Montana vs $3,275 in Ubud, Bali, rent included.

Montana is about 37% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Montana sits 37% below the global median, while Ubud, Bali is 0% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$9.45 BGN 15.73

$3.33 Rp 58.7K

183.78%

Three-Course Dinner for Two, Mid-Range

$36.89 BGN 61.4

$35.82 Rp 630.7K

2.99%

Fast Food Meal (McDonalds, etc)

$9.86 BGN 16.40

$5.63 Rp 99.1K

75.13%

Cappuccino

$1.44 BGN 2.40

$2.82 Rp 49.7K

-48.94%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.46 BGN 2.43

$1.75 Rp 30.8K

-16.57%

Water (0.33 liter bottle)

$1.10 BGN 1.84

$0.80 Rp 14.0K

37.50%

Local Beer (0.5 liter draught)

$1.40 BGN 2.32

$3.04 Rp 53.6K

-53.95%

Imported Beer (0.33 liter bottle)

$1.08 BGN 1.80

$4.30 Rp 75.7K

-74.88%

Milk (1 liter)

$1.70 BGN 2.82

$1.61 Rp 28.3K

5.59%

White Bread (500g)

$1.08 BGN 1.80

$2.27 Rp 39.9K

-52.42%

Rice (white) (1kg)

$2.16 BGN 3.59

$1.17 Rp 20.6K

84.62%

Eggs

$2.77 BGN 4.60

$2.17 Rp 38.2K

27.65%

Local Cheese (1kg)

$9.91 BGN 16.49

$17.63 Rp 310.5K

-43.79%

Chicken Fillets (1kg)

$3.34 BGN 5.56

$4.05 Rp 71.4K

-17.53%

Beef Round Steak (1kg)

$12.87 BGN 21.41

$12.18 Rp 214.5K

5.67%

Apples (1kg)

$1.30 BGN 2.17

$3.62 Rp 63.7K

-64.09%

Banana (1kg)

$1.93 BGN 3.21

$1.64 Rp 28.8K

17.68%

Oranges (1kg)

$1.84 BGN 3.05

$2.31 Rp 40.6K

-20.35%

Tomato (1kg)

$2.65 BGN 4.40

$1.96 Rp 34.5K

35.20%

Potato (1kg)

$0.72 BGN 1.20

$1.84 Rp 32.5K

-60.87%

Onion (1kg)

$0.97 BGN 1.61

$2.37 Rp 41.7K

-59.07%

Lettuce (1 head)

$0.95 BGN 1.58

$1.05 Rp 18.5K

-9.52%

Water (1.5 liter bottle)

$0.52 BGN 0.86

$0.54 Rp 9,560

-3.70%

Cigarettes 20 Pack (Marlboro, Camel)

$3.83 BGN 6.38

$2.30 Rp 40.6K

66.52%

Wine (Bottle)

$6.47 BGN 10.77

$23.08 Rp 406.4K

-71.97%

Local Beer (0.5 liter bottle)

$0.91 BGN 1.51

$2.34 Rp 41.2K

-61.11%

Imported Beer (0.33 liter bottle)

$1.22 BGN 2.04

$3.07 Rp 54.0K

-60.26%

One-way Ticket (Public Transport)

$0.85 BGN 1.41

$0.25 Rp 4,365

240.00%

Public Transport Monthly Pass (Regular Price)

$24.69 BGN 41.08

$9.42 Rp 165.9K

162.10%

Taxi Start (Normal Tariff)

$0.62 BGN 1.04

$0.49 Rp 8,631

26.53%

Taxi (Normal Tariff) (1km)

$0.46 BGN 0.77

$0.47 Rp 8,349

-2.13%

Taxi 1hour Waiting (Normal Tariff)

$10.89 BGN 18.12

$5.60 Rp 98.6K

94.46%

Gasoline (1 liter)

$1.57 BGN 2.61

$0.81 Rp 14.2K

93.83%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$19.9K BGN 33.0K

$25.0K Rp 440.3M

-20.63%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.7K BGN 41.1K

$31.1K Rp 547.0M

-20.38%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$105 BGN 174

$82.7 Rp 1.5M

26.55%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.18 BGN 31.91

$6.49 Rp 114.2K

195.53%

Internet (50+ Mbps, Unlimited Data)

$8.86 BGN 14.74

$18.79 Rp 330.8K

-52.85%

Gym Membership (Monthly)

$31.81 BGN 52.9

$55.2 Rp 972.6K

-42.41%

Tennis Court (1 Hour on Weekend)

$17.58 BGN 29.25

$18.21 Rp 320.6K

-3.46%

Cinema Ticket

$5.61 BGN 9.33

$4.30 Rp 75.7K

30.47%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$537 BGN 893

$494 Rp 8.7M

8.68%

International Primary School, 1 Child (Yearly)

$5,681 BGN 9,452

$5,917 Rp 104.2M

-3.98%

Jeans (Levis 501 Or Similar)

$71.8 BGN 119

$46.28 Rp 814.8K

55.16%

Summer Dress (H&M, Zara, etc)

$44.05 BGN 73.3

$36.44 Rp 641.6K

20.88%

Sport Shoes (Adidas, Nike)

$98.8 BGN 164

$80.7 Rp 1.4M

22.45%

Men's Leather Business Shoes

$108 BGN 180

$78.8 Rp 1.4M

37.28%

1-bedroom Apartment, City Center (Monthly)

$225 BGN 375

$1,114 Rp 19.6M

-79.78%

1-bedroom Apartment, Outside City Center (Monthly)

$166 BGN 277

$693 Rp 12.2M

-76.01%

3-bedroom Apartment, City Center (Monthly)

$409 BGN 681

$3,639 Rp 64.1M

-88.75%

3-bedroom Apartment, Outside City Center (Monthly)

$307 BGN 511

$1,712 Rp 30.1M

-82.06%

Buy Apartment in City Center (m2)

$1,368 BGN 2,276

$2,761 Rp 48.6M

-50.43%

Buy Apartment Outside City Center (m2)

$1,112 BGN 1,849

$2,293 Rp 40.4M

-51.51%

Average Monthly Net Salary (After Tax)

$1,026 BGN 1,706

$167 Rp 2.9M

513.79%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.1

13.78

-77.50%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montana: September 7, 2026

Last update for Ubud, Bali: September 6, 2026

Cost Breakdown

A central one-bedroom costs $225 in Montana versus $1,114 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 514% higher in Montana, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $37.00 in Montana versus $36.00 in Ubud, Bali. Groceries tell a different story – $205 in Montana vs $294 in Ubud, Bali – so Montana wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montana vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 60%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $1,293 per month in Montana and $2,067 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Montana, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 162% less in Montana. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $537 per month in Montana and $494 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in Montana, where all-in costs run around $862, than in Ubud, Bali at $1,378. In Montana it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Montana – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Montana. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.