Last update: Nov 2026

Cost of Living Comparison Between Montana and Ubud, Bali

For one person, living is cheaper in Montana: $838 a month against $1,331 in Ubud, Bali, rent and utilities included – about $5,900 less a year. Rent and utilities account for most of the difference.

40

Cost of Living Index in Montana
Learn more

Montana Living Index
64

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index

Jump to prices

Montana

🇧🇬 Bulgaria

$838

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Montana and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Montana and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $838 per month in Montana vs $1,331 in Ubud, Bali, rent included.

Montana $838
Ubud, Bali $1,331

A couple spends around $1,348 per month in Montana vs $2,255 in Ubud, Bali, rent included.

Montana $1,348
Ubud, Bali $2,255

A family of three spends $1,857 per month in Montana vs $3,180 in Ubud, Bali, rent included.

Montana $1,857
Ubud, Bali $3,180

Montana is about 37% cheaper than Ubud, Bali, and outside of rent the biggest gap is in groceries.

Both Montana and Ubud, Bali are more affordable than the global median – Montana 38% lower, Ubud, Bali 2% lower.

Meal at Budget Restaurant

$9.11 BGN 15.85

$3.38 Rp 61.1K

169.53%

Three-Course Dinner for Two, Mid-Range

$36.30 BGN 63.2

$34.65 Rp 627.3K

4.76%

Fast Food Meal (McDonalds, etc)

$9.33 BGN 16.24

$5.57 Rp 100.9K

67.50%

Cappuccino

$1.44 BGN 2.50

$2.62 Rp 47.4K

-45.04%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.35 BGN 2.35

$1.54 Rp 27.9K

-12.34%

Water (0.33 liter bottle)

$1.12 BGN 1.95

$0.64 Rp 11.6K

75.00%

Local Beer (0.5 liter draught)

$1.29 BGN 2.25

$2.67 Rp 48.3K

-51.69%

Imported Beer (0.33 liter bottle)

$1.05 BGN 1.83

$4.26 Rp 77.2K

-75.35%

Milk (1 liter)

$1.69 BGN 2.93

$1.46 Rp 26.5K

15.75%

White Bread (500g)

$1.04 BGN 1.81

$2.29 Rp 41.5K

-54.59%

Rice (white) (1kg)

$2.09 BGN 3.63

$1.11 Rp 20.0K

88.29%

Eggs

$2.69 BGN 4.67

$2.10 Rp 38.0K

28.10%

Local Cheese (1kg)

$9.84 BGN 17.12

$15.94 Rp 288.6K

-38.27%

Chicken Fillets (1kg)

$3.25 BGN 5.66

$3.88 Rp 70.3K

-16.24%

Beef Round Steak (1kg)

$12.75 BGN 22.18

$11.40 Rp 206.4K

11.84%

Apples (1kg)

$1.27 BGN 2.20

$3.55 Rp 64.3K

-64.23%

Banana (1kg)

$1.79 BGN 3.12

$1.54 Rp 27.8K

16.23%

Oranges (1kg)

$1.75 BGN 3.05

$2.23 Rp 40.4K

-21.52%

Tomato (1kg)

$2.61 BGN 4.54

$1.97 Rp 35.7K

32.49%

Potato (1kg)

$0.72 BGN 1.26

$1.86 Rp 33.6K

-61.29%

Onion (1kg)

$0.90 BGN 1.56

$2.42 Rp 43.8K

-62.81%

Lettuce (1 head)

$0.93 BGN 1.62

$1.02 Rp 18.6K

-8.82%

Water (1.5 liter bottle)

$0.52 BGN 0.91

$0.52 Rp 9,456

Cigarettes 20 Pack (Marlboro, Camel)

$3.67 BGN 6.39

$2.20 Rp 39.8K

66.82%

Wine (Bottle)

$6.11 BGN 10.64

$21.79 Rp 394.4K

-71.96%

Local Beer (0.5 liter bottle)

$0.88 BGN 1.53

$2.33 Rp 42.1K

-62.23%

Imported Beer (0.33 liter bottle)

$1.12 BGN 1.94

$2.97 Rp 53.8K

-62.29%

One-way Ticket (Public Transport)

$0.88 BGN 1.52

$0.25 Rp 4,533

252.00%

Public Transport Monthly Pass (Regular Price)

$25.77 BGN 44.83

$8.17 Rp 148.0K

215.42%

Taxi Start (Normal Tariff)

$0.61 BGN 1.06

$0.44 Rp 7,925

38.64%

Taxi (Normal Tariff) (1km)

$0.44 BGN 0.77

$0.47 Rp 8,472

-6.38%

Taxi 1hour Waiting (Normal Tariff)

$10.25 BGN 17.83

$5.60 Rp 101.4K

83.04%

Gasoline (1 liter)

$1.51 BGN 2.63

$0.83 Rp 15.0K

81.93%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$19.7K BGN 34.3K

$24.4K Rp 442.6M

-19.25%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.1K BGN 42.0K

$31.7K Rp 573.8M

-23.86%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$100 BGN 174

$77.5 Rp 1.4M

29.39%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.66 BGN 32.47

$6.14 Rp 111.2K

203.91%

Internet (50+ Mbps, Unlimited Data)

$8.63 BGN 15.02

$18.92 Rp 342.4K

-54.39%

Gym Membership (Monthly)

$32.49 BGN 56.5

$51.0 Rp 923.1K

-36.28%

Tennis Court (1 Hour on Weekend)

$17.19 BGN 29.92

$18.25 Rp 330.4K

-5.81%

Cinema Ticket

$5.52 BGN 9.61

$4.38 Rp 79.3K

26.03%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$497 BGN 865

$492 Rp 8.9M

0.96%

International Primary School, 1 Child (Yearly)

$5,427 BGN 9,443

$12.2K Rp 221.2M

-55.60%

Jeans (Levis 501 Or Similar)

$69.0 BGN 120

$45.16 Rp 817.6K

52.75%

Summer Dress (H&M, Zara, etc)

$41.57 BGN 72.3

$34.89 Rp 631.6K

19.15%

Sport Shoes (Adidas, Nike)

$94.8 BGN 165

$78.3 Rp 1.4M

21.04%

Men's Leather Business Shoes

$105 BGN 182

$77.9 Rp 1.4M

34.54%

1-bedroom Apartment, City Center (Monthly)

$215 BGN 375

$1,078 Rp 19.5M

-80.02%

1-bedroom Apartment, Outside City Center (Monthly)

$159 BGN 276

$665 Rp 12.0M

-76.11%

3-bedroom Apartment, City Center (Monthly)

$397 BGN 690

$3,510 Rp 63.5M

-88.70%

3-bedroom Apartment, Outside City Center (Monthly)

$301 BGN 525

$1,671 Rp 30.2M

-81.96%

Buy Apartment in City Center (m2)

$1,320 BGN 2,297

$2,340 Rp 42.4M

-43.58%

Buy Apartment Outside City Center (m2)

$1,092 BGN 1,901

$2,236 Rp 40.5M

-51.15%

Average Monthly Net Salary (After Tax)

$992 BGN 1,726

$166 Rp 3.0M

496.49%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.1

13.78

-77.50%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montana: November 2, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Montana

$200 23.9%

Ubud, Bali

$279 21% 39.5% $79

Accommodation & Living

Montana

$159 18.9%

Ubud, Bali

$665 50% 319% $506

Clothing & Footwear

Montana

$140 16.6%

Ubud, Bali

$106 8% 23.8% $33

Eating Out

Montana

$137 16.3%

Ubud, Bali

$106 8% 22.6% $31

Monthly Utilities & Internet

Montana

$128 15.2%

Ubud, Bali

$103 7.7% 19.6% $25

Sport & Entertainment

Montana

$44 5.2%

Ubud, Bali

$60 4.5% 37.3% $16

Getting Around

Montana

$32 3.8%

Ubud, Bali

$12 0.9% 62.8% $20

Cost Breakdown

A central one-bedroom costs $215 in Montana versus $1,078 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Montana are about 6 times higher, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36 in Montana versus $35 in Ubud, Bali. Groceries tell a different story – $200 in Montana vs $279 in Ubud, Bali – so Montana wins on supermarket bills even if dining out costs more.

Good to know

🇧🇬 Montana

🇮🇩 Ubud, Bali

🕒 Local time

22:37 10:37 PM

04:37 4:37 AM

6 h ahead of Montana

🌤 Weather

👥 Population

44,502

74,800

💱 Currency

Bulgarian Lev BGN лв.

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 BGN = 0.575 USD

1 BGN = 0.514 EUR

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to BGN – Bulgarian Lev Converter

🇺🇸 United States Dollar ($)

🇧🇬 Bulgarian Lev (лв.)

Bulgarian Lev exchange rates as of November 6, 2026: 1 USD = 1.74 BGN (1 BGN = 0.575 USD). 1 EUR = 1.94 BGN (1 BGN = 0.514 EUR).

Indonesian Rupiah exchange rates as of November 6, 2026: 1 USD = 18,103 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,231 IDR (100,000 IDR = 4.94 EUR).

USD to BGN in detail →

On the map

Lowest

Highest

Between locations

Montana Ubud, Bali 10,820 km ≈ 14 h nonstop flight

From you

Montana
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montana vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 59%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $1,258 per month in Montana and $1,996 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Montana, especially for central apartments: a one-bedroom in the center costs $215 there versus $1,078 in Ubud, Bali.

Public transport costs about 68% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $497 per month in Montana and $492 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Montana, where all-in costs run around $838, than in Ubud, Bali at $1,331. In Montana it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $838 in Montana to $1,331 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.