Cost of Living Comparison Between Montana and Ubud, Bali Cost of Living Comparison Between Montana and Ubud, Bali

Monthly Cost of Living

A single person spends $830 per month in Montana vs $1,408 in Ubud, Bali, rent included.

A couple spends around $1,325 per month in Montana vs $2,585 in Ubud, Bali, rent included.

A family of three spends $1,820 per month in Montana vs $3,763 in Ubud, Bali, rent included.

Montana is about 41% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Montana sits 38% below the global median, while Ubud, Bali is 5% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$10.82 BGN 18.00

$3.45 Rp 62.0K

213.62%

Three-Course Dinner for Two, Mid-Range

$34.78 BGN 57.9

$32.34 Rp 580.1K

7.54%

Fast Food Meal (McDonalds, etc)

$7.81 BGN 12.99

$4.84 Rp 86.9K

61.36%

Cappuccino

$1.48 BGN 2.46

$2.75 Rp 49.3K

-46.18%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.40 BGN 2.33

$1.38 Rp 24.8K

1.45%

Water (0.33 liter bottle)

$0.90 BGN 1.49

$0.75 Rp 13.5K

20.00%

Local Beer (0.5 liter draught)

$1.39 BGN 2.31

$2.99 Rp 53.7K

-53.51%

Imported Beer (0.33 liter bottle)

$1.07 BGN 1.78

$3.85 Rp 69.1K

-72.21%

Milk (1 liter)

$1.74 BGN 2.89

$1.74 Rp 31.1K

White Bread (500g)

$0.94 BGN 1.56

$2.46 Rp 44.1K

-61.79%

Rice (white) (1kg)

$1.82 BGN 3.03

$1.17 Rp 21.0K

55.56%

Eggs

$2.71 BGN 4.51

$2.43 Rp 43.6K

11.52%

Local Cheese (1kg)

$9.40 BGN 15.64

$14.50 Rp 260.2K

-35.17%

Chicken Fillets (1kg)

$3.29 BGN 5.47

$4.35 Rp 78.0K

-24.37%

Beef Round Steak (1kg)

$12.91 BGN 21.48

$11.98 Rp 214.9K

7.76%

Apples (1kg)

$1.26 BGN 2.09

$3.72 Rp 66.7K

-66.13%

Banana (1kg)

$2.51 BGN 4.18

$1.63 Rp 29.2K

53.99%

Oranges (1kg)

$1.92 BGN 3.19

$2.74 Rp 49.2K

-29.93%

Tomato (1kg)

$2.00 BGN 3.33

$2.24 Rp 40.2K

-10.71%

Potato (1kg)

$0.84 BGN 1.40

$1.92 Rp 34.4K

-56.25%

Onion (1kg)

$0.79 BGN 1.31

$2.28 Rp 40.8K

-65.35%

Lettuce (1 head)

$1.36 BGN 2.26

$1.06 Rp 19.1K

28.30%

Water (1.5 liter bottle)

$0.56 BGN 0.92

$0.72 Rp 12.9K

-22.22%

Cigarettes 20 Pack (Marlboro, Camel)

$3.60 BGN 5.99

$3.29 Rp 58.9K

9.42%

Wine (Bottle)

$5.77 BGN 9.60

$23.19 Rp 416.1K

-75.12%

Local Beer (0.5 liter bottle)

$0.92 BGN 1.52

$2.78 Rp 49.8K

-66.91%

Imported Beer (0.33 liter bottle)

$1.70 BGN 2.83

$2.73 Rp 49.0K

-37.73%

One-way Ticket (Public Transport)

$0.92 BGN 1.53

$0.27 Rp 4,778

240.74%

Public Transport Monthly Pass (Regular Price)

$35.46 BGN 59.0

$8.11 Rp 145.4K

337.24%

Taxi Start (Normal Tariff)

$0.67 BGN 1.12

$0.48 Rp 8,659

39.58%

Taxi (Normal Tariff) (1km)

$0.44 BGN 0.73

$0.42 Rp 7,532

4.76%

Taxi 1hour Waiting (Normal Tariff)

$10.35 BGN 17.22

$6.22 Rp 111.6K

66.40%

Gasoline (1 liter)

$1.51 BGN 2.51

$0.81 Rp 14.6K

86.42%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$19.7K BGN 32.8K

$26.6K Rp 477.4M

-25.83%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.4K BGN 40.6K

$32.2K Rp 577.4M

-24.22%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$99.2 BGN 165

$78.4 Rp 1.4M

26.61%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.07 BGN 28.40

$4.07 Rp 73.0K

319.41%

Internet (50+ Mbps, Unlimited Data)

$8.91 BGN 14.82

$24.33 Rp 436.4K

-63.38%

Gym Membership (Monthly)

$20.57 BGN 34.22

$98.6 Rp 1.8M

-79.14%

Tennis Court (1 Hour on Weekend)

$8.65 BGN 14.40

$6.34 Rp 113.7K

36.44%

Cinema Ticket

$5.56 BGN 9.25

$3.99 Rp 71.5K

39.35%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$322 BGN 536

$305 Rp 5.5M

5.72%

International Primary School, 1 Child (Yearly)

$5,484 BGN 9,123

$6,642 Rp 119.2M

-17.44%

Jeans (Levis 501 Or Similar)

$54.0 BGN 89.8

$54.1 Rp 971.2K

-0.35%

Summer Dress (H&M, Zara, etc)

$29.94 BGN 49.81

$37.81 Rp 678.2K

-20.81%

Sport Shoes (Adidas, Nike)

$75.0 BGN 125

$86.8 Rp 1.6M

-13.61%

Men's Leather Business Shoes

$105 BGN 174

$76.4 Rp 1.4M

36.91%

1-bedroom Apartment, City Center (Monthly)

$218 BGN 363

$992 Rp 17.8M

-78.02%

1-bedroom Apartment, Outside City Center (Monthly)

$159 BGN 265

$673 Rp 12.1M

-76.36%

3-bedroom Apartment, City Center (Monthly)

$409 BGN 681

$3,375 Rp 60.5M

-87.88%

3-bedroom Apartment, Outside City Center (Monthly)

$304 BGN 506

$2,050 Rp 36.8M

-85.16%

Buy Apartment in City Center (m2)

$1,331 BGN 2,214

$2,805 Rp 50.3M

-52.54%

Buy Apartment Outside City Center (m2)

$1,109 BGN 1,845

$2,227 Rp 39.9M

-50.21%

Average Monthly Net Salary (After Tax)

$1,018 BGN 1,693

$167 Rp 3.0M

509.53%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.2

13.28

-75.90%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montana: July 14, 2026

Last update for Ubud, Bali: July 11, 2026

Cost Breakdown

A central one-bedroom costs $218 in Montana versus $992 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 510% higher in Montana, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $35.00 in Montana versus $32.00 in Ubud, Bali. Groceries tell a different story – $203 in Montana vs $297 in Ubud, Bali – so Montana wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montana vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 70%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $1,245 per month in Montana and $2,112 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Montana, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 337% less in Montana. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $322 per month in Montana and $305 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in Montana, where all-in costs run around $830, than in Ubud, Bali at $1,408. In Montana it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Montana – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Montana. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.