Cost of Living Comparison Between Montana and Ubud, Bali Cost of Living Comparison Between Montana and Ubud, Bali

Monthly Cost of Living

A single person spends $842 per month in Montana vs $1,419 in Ubud, Bali, rent included.

A couple spends around $1,323 per month in Montana vs $2,540 in Ubud, Bali, rent included.

A family of three spends $1,805 per month in Montana vs $3,660 in Ubud, Bali, rent included.

Montana is about 41% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Montana sits 37% below the global median, while Ubud, Bali is 6% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$10.45 BGN 17.38

$3.56 Rp 63.9K

193.54%

Three-Course Dinner for Two, Mid-Range

$34.87 BGN 58.0

$32.73 Rp 586.8K

6.54%

Fast Food Meal (McDonalds, etc)

$7.92 BGN 13.18

$4.95 Rp 88.7K

60.00%

Cappuccino

$1.46 BGN 2.44

$2.71 Rp 48.6K

-46.13%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 BGN 2.29

$1.34 Rp 24.1K

2.99%

Water (0.33 liter bottle)

$0.87 BGN 1.45

$0.70 Rp 12.5K

24.29%

Local Beer (0.5 liter draught)

$1.32 BGN 2.20

$2.92 Rp 52.3K

-54.79%

Imported Beer (0.33 liter bottle)

$1.04 BGN 1.73

$3.96 Rp 70.9K

-73.74%

Milk (1 liter)

$1.70 BGN 2.83

$1.81 Rp 32.4K

-6.08%

White Bread (500g)

$1.00 BGN 1.66

$2.52 Rp 45.1K

-60.32%

Rice (white) (1kg)

$1.81 BGN 3.02

$1.16 Rp 20.8K

56.03%

Eggs

$2.65 BGN 4.40

$2.46 Rp 44.1K

7.72%

Local Cheese (1kg)

$9.49 BGN 15.79

$14.71 Rp 263.7K

-35.49%

Chicken Fillets (1kg)

$3.25 BGN 5.41

$4.32 Rp 77.4K

-24.77%

Beef Round Steak (1kg)

$12.84 BGN 21.36

$12.14 Rp 217.5K

5.77%

Apples (1kg)

$1.26 BGN 2.10

$3.84 Rp 68.8K

-67.19%

Banana (1kg)

$2.62 BGN 4.36

$1.56 Rp 27.9K

67.95%

Oranges (1kg)

$1.99 BGN 3.31

$2.83 Rp 50.8K

-29.68%

Tomato (1kg)

$2.10 BGN 3.50

$2.33 Rp 41.7K

-9.87%

Potato (1kg)

$0.84 BGN 1.39

$1.91 Rp 34.3K

-56.02%

Onion (1kg)

$0.74 BGN 1.23

$2.20 Rp 39.5K

-66.36%

Lettuce (1 head)

$1.36 BGN 2.26

$1.01 Rp 18.2K

34.65%

Water (1.5 liter bottle)

$0.51 BGN 0.85

$0.78 Rp 13.9K

-34.62%

Cigarettes 20 Pack (Marlboro, Camel)

$3.55 BGN 5.91

$3.32 Rp 59.4K

6.93%

Wine (Bottle)

$5.90 BGN 9.81

$23.74 Rp 425.5K

-75.15%

Local Beer (0.5 liter bottle)

$0.91 BGN 1.51

$2.79 Rp 50.0K

-67.38%

Imported Beer (0.33 liter bottle)

$1.71 BGN 2.85

$2.86 Rp 51.3K

-40.21%

One-way Ticket (Public Transport)

$0.92 BGN 1.53

$0.27 Rp 4,819

240.74%

Public Transport Monthly Pass (Regular Price)

$35.97 BGN 59.9

$8.03 Rp 143.9K

347.95%

Taxi Start (Normal Tariff)

$0.67 BGN 1.11

$0.46 Rp 8,181

45.65%

Taxi (Normal Tariff) (1km)

$0.43 BGN 0.72

$0.45 Rp 8,068

-4.44%

Taxi 1hour Waiting (Normal Tariff)

$10.60 BGN 17.63

$6.10 Rp 109.3K

73.77%

Gasoline (1 liter)

$1.51 BGN 2.51

$0.79 Rp 14.2K

91.14%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.1K BGN 33.5K

$26.1K Rp 468.8M

-23.06%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.4K BGN 40.6K

$32.1K Rp 575.8M

-24.10%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$99.0 BGN 165

$79.9 Rp 1.4M

23.88%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.04 BGN 28.35

$4.06 Rp 72.9K

319.70%

Internet (50+ Mbps, Unlimited Data)

$8.88 BGN 14.78

$23.52 Rp 421.6K

-62.24%

Gym Membership (Monthly)

$20.79 BGN 34.58

$98.7 Rp 1.8M

-78.94%

Tennis Court (1 Hour on Weekend)

$9.07 BGN 15.09

$6.63 Rp 118.8K

36.80%

Cinema Ticket

$5.68 BGN 9.45

$4.15 Rp 74.3K

36.87%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$324 BGN 539

$304 Rp 5.4M

6.66%

International Primary School, 1 Child (Yearly)

$5,558 BGN 9,246

$6,613 Rp 118.5M

-15.96%

Jeans (Levis 501 Or Similar)

$52.9 BGN 87.9

$55.5 Rp 995.6K

-4.83%

Summer Dress (H&M, Zara, etc)

$29.33 BGN 48.79

$38.31 Rp 686.7K

-23.44%

Sport Shoes (Adidas, Nike)

$72.5 BGN 121

$88.6 Rp 1.6M

-18.13%

Men's Leather Business Shoes

$106 BGN 177

$77.9 Rp 1.4M

36.48%

1-bedroom Apartment, City Center (Monthly)

$223 BGN 371

$1,006 Rp 18.0M

-77.84%

1-bedroom Apartment, Outside City Center (Monthly)

$164 BGN 273

$675 Rp 12.1M

-75.73%

3-bedroom Apartment, City Center (Monthly)

$414 BGN 688

$3,442 Rp 61.7M

-87.98%

3-bedroom Apartment, Outside City Center (Monthly)

$305 BGN 507

$2,039 Rp 36.6M

-85.06%

Buy Apartment in City Center (m2)

$1,352 BGN 2,249

$2,841 Rp 50.9M

-52.42%

Buy Apartment Outside City Center (m2)

$1,090 BGN 1,813

$2,264 Rp 40.6M

-51.86%

Average Monthly Net Salary (After Tax)

$1,036 BGN 1,723

$165 Rp 3.0M

526.75%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.2

13.28

-75.90%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montana: June 2, 2026

Last update for Ubud, Bali: June 1, 2026

Cost Breakdown

A central one-bedroom costs $223 in Montana versus $1,006 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 527% higher in Montana, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $35.00 in Montana versus $33.00 in Ubud, Bali. Groceries tell a different story – $204 in Montana vs $302 in Ubud, Bali – so Montana wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montana vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 69%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $1,263 per month in Montana and $2,129 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Montana, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 348% less in Montana. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $324 per month in Montana and $304 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in Montana, where all-in costs run around $842, than in Ubud, Bali at $1,419. In Montana it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Montana – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Montana. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.