Last update: Oct 2026 Bulgaria 44.5K

Cost of Living in Montana

For one person, living costs in Montana are estimated at $833 a month, including rent and utilities – 28% below the national average. Rent and utilities take about a third of the total.

Monthly Cost of Living

How much you'll spend in Montana

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Montana actually costs, broken down by who's living it.

A single person spends around $833 per month with rent, or $574 for everyday expenses alone.

$833 /mo

A couple spends around $1,339 per month with rent, or $1,008 for everyday expenses alone.

$1,339 /mo

A family of three spends around $1,846 per month with rent, or $1,442 without housing.

$1,846 /mo

Overall, Montana is 35–38% below the global median across household types. Within Europe, costs are well below average (52% lower) – one of the most affordable options in the region.

Currency
Do you live in Montana? Add cost details
🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$9.04 BGN 15.73
$6.78 BGN 11.81
$16.95 BGN 29.49
Three-Course Dinner for Two, Mid-Range
$36.16 BGN 62.9
$28.93 BGN 50.3
$69.5 BGN 121
Fast Food Meal (McDonalds, etc)
$9.85 BGN 17.14
$8.01 BGN 13.94
$12.03 BGN 20.92
Cappuccino
$1.39 BGN 2.41
$0.79 BGN 1.38
$3.88 BGN 6.74
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.38 BGN 2.41
$1.04 BGN 1.81
$3.39 BGN 5.89
Water (0.33 liter bottle)
$1.11 BGN 1.93
$0.87 BGN 1.52
$2.28 BGN 3.98
Local Beer (0.5 liter draught)
$1.28 BGN 2.22
$0.89 BGN 1.54
$3.81 BGN 6.64
Imported Beer (0.33 liter bottle)
$1.01 BGN 1.76
$1.01 BGN 1.76
$5.00 BGN 8.69
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$1.69 BGN 2.95
$1.17 BGN 2.04
$2.29 BGN 3.98
White Bread (500g)
$1.00 BGN 1.75
$0.72 BGN 1.26
$1.52 BGN 2.65
Rice (white) (1kg)
$2.10 BGN 3.66
$1.17 BGN 2.03
$4.57 BGN 7.96
Eggs
$2.72 BGN 4.74
$2.59 BGN 4.50
$5.45 BGN 9.48
Local Cheese (1kg)
$9.73 BGN 16.93
$7.44 BGN 12.95
$16.79 BGN 29.22
Chicken Fillets (1kg)
$3.25 BGN 5.65
$3.25 BGN 5.65
$10.45 BGN 18.19
Beef Round Steak (1kg)
$12.63 BGN 21.97
$11.48 BGN 19.97
$17.96 BGN 31.25
Apples (1kg)
$1.21 BGN 2.10
$0.94 BGN 1.64
$2.80 BGN 4.88
Banana (1kg)
$1.78 BGN 3.11
$1.21 BGN 2.10
$2.24 BGN 3.89
Oranges (1kg)
$1.76 BGN 3.05
$1.01 BGN 1.76
$2.87 BGN 5.00
Tomato (1kg)
$2.56 BGN 4.46
$0.85 BGN 1.49
$3.33 BGN 5.79
Potato (1kg)
$0.70 BGN 1.22
$0.35 BGN 0.61
$1.48 BGN 2.57
Onion (1kg)
$0.93 BGN 1.61
$0.58 BGN 1.01
$1.74 BGN 3.03
Lettuce (1 head)
$0.90 BGN 1.57
$0.65 BGN 1.12
$2.28 BGN 3.97
Water (1.5 liter bottle)
$0.49 BGN 0.85
$0.44 BGN 0.77
$0.82 BGN 1.43
Cigarettes 20 Pack (Marlboro, Camel)
$3.68 BGN 6.40
$3.47 BGN 6.05
$5.10 BGN 8.87
Wine (Bottle)
$6.31 BGN 10.98
$3.48 BGN 6.06
$14.51 BGN 25.26
Local Beer (0.5 liter bottle)
$0.89 BGN 1.54
$0.61 BGN 1.07
$1.63 BGN 2.83
Imported Beer (0.33 liter bottle)
$1.12 BGN 1.95
$1.12 BGN 1.95
$3.30 BGN 5.74
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$0.89 BGN 1.55
$0.71 BGN 1.24
$0.94 BGN 1.64
Public Transport Monthly Pass (Regular Price)
$24.29 BGN 42.26
$14.52 BGN 25.27
$28.95 BGN 50.4
Taxi Start (Normal Tariff)
$0.66 BGN 1.14
$0.66 BGN 1.14
$1.67 BGN 2.90
Taxi (Normal Tariff) (1km)
$0.47 BGN 0.82
$0.35 BGN 0.61
$0.86 BGN 1.50
Taxi 1hour Waiting (Normal Tariff)
$10.36 BGN 18.02
$10.36 BGN 18.02
$11.25 BGN 19.58
Gasoline (1 liter)
$1.58 BGN 2.75
$1.38 BGN 2.41
$1.87 BGN 3.26
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$19.6K BGN 34.1K
$19.6K BGN 34.1K
$30.3K BGN 52.7K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.7K BGN 41.2K
$22.0K BGN 38.3K
$28.2K BGN 49.1K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$99.8 BGN 174
$76.4 BGN 133
$171 BGN 298
SIM Card Monthly Plan (Calls and 10GB+ Data)
$18.72 BGN 32.58
$13.41 BGN 23.34
$27.94 BGN 48.61
Internet (50+ Mbps, Unlimited Data)
$8.52 BGN 14.82
$8.52 BGN 14.82
$31.21 BGN 54.3
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$29.86 BGN 52.0
$17.00 BGN 29.57
$36.78 BGN 64.0
Tennis Court (1 Hour on Weekend)
$17.20 BGN 29.93
$10.23 BGN 17.80
$17.20 BGN 29.93
Cinema Ticket
$5.31 BGN 9.24
$3.91 BGN 6.80
$9.84 BGN 17.11
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$522 BGN 909
$442 BGN 769
$1,009 BGN 1,756
International Primary School, 1 Child (Yearly)
$5,479 BGN 9,534
$4,021 BGN 6,996
$7,862 BGN 13.7K
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$67.8 BGN 118
$28.40 BGN 49.42
$114 BGN 198
Summer Dress (H&M, Zara, etc)
$42.05 BGN 73.2
$28.04 BGN 48.79
$57.4 BGN 99.8
Sport Shoes (Adidas, Nike)
$94.7 BGN 165
$67.6 BGN 118
$141 BGN 245
Men's Leather Business Shoes
$105 BGN 182
$58.2 BGN 101
$145 BGN 253
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$214 BGN 372
$200 BGN 347
$228 BGN 397
1-bedroom Apartment, Outside City Center (Monthly)
$160 BGN 278
$145 BGN 253
$174 BGN 304
3-bedroom Apartment, City Center (Monthly)
$404 BGN 703
$346 BGN 602
$462 BGN 803
3-bedroom Apartment, Outside City Center (Monthly)
$304 BGN 529
$260 BGN 453
$347 BGN 604
Buy Apartment in City Center (m2)
$1,329 BGN 2,312
$978 BGN 1,703
$1,535 BGN 2,670
Buy Apartment Outside City Center (m2)
$1,078 BGN 1,876
$831 BGN 1,445
$1,248 BGN 2,171
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$992 BGN 1,727
-
20-Year Fixed Mortgage Interest Rate (Annual %)
3.1
2.5
4

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: October 10, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Montana $833
Groceries & Markets
$199
Accommodation & Living
$160
Clothing & Footwear
$139
Eating Out
$137
Monthly Utilities & Internet
$127
Sport & Entertainment
$40
Getting Around
$31

Cost Breakdown

A one-bedroom apartment in the city center costs around $214, dropping to $160 outside central areas. Housing accounts for roughly 22% of the average salary ($992) – close to the 30% international benchmark.

The average net salary is $992. With monthly costs around $833, saving is possible but often limited. A more comfortable lifestyle typically starts at $1,250.

Groceries cost around $199 per month for one person. A mid-range dinner for two is priced at $36.00 – well below the European average of $73.0.

A monthly public transport pass costs about $24.29 – among the cheapest in Europe (average $49.00).

Cost Highlights

Montana has the 9th cheapest chicken fillets in Europe

1-bedroom apartment, outside city center is cheaper than 99% of cities in Europe

1-bedroom apartment, city center is cheaper than 99% of cities in Europe

Good to know
🕒 Local time
12:17 12:17 PM
🌤 Weather
👥 Population
44,502
💱 Currency
Bulgarian Lev BGN лв.
Exchange rates and currency converter

USD, EUR to BGN – Bulgarian Lev Converter

Bulgarian Lev exchange rates as of October 17, 2026: 1 USD = 1.74 BGN (1 BGN = 0.575 USD). 1 EUR = 1.96 BGN (1 BGN = 0.511 EUR).

On the map
From you
  • Montana

Distances are measured in a straight line. Your location is detected approximately.

Montana Median Internet Speeds (Updated April 2026)

Mobile

Download
Mbps
Upload
Mbps
Latency
ms

Fixed Broadband

Download
Mbps
Upload
Mbps
Latency
ms
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
City tags:
Cost of Living in Montana - Frequently Asked Questions
How does the overall affordability compare for travelers, expats, and digital nomads in Montana?
Montana offers a balanced feel for value, with affordability highly dependent on location and lifestyle choices. For travelers, expats, and digital nomads, daily costs tend to cluster around housing, food, and transportation rather than flashy luxuries. Cost of Living in Montana varies by district, season, and access to services, yet you can usually combine practical comforts with outdoor access without huge premiums. Choose outlying areas for lower rents and quicker commutes to town centers when you can, and factor in seasonal shifts in demand for lodging and amenities. Tip: Build a flexible plan that prioritizes a neighborhood with reliable Wi-Fi and nearby essentials to minimize back-and-forth costs.
What does daily life look like in Montana in terms of housing search, groceries, transit, and errands?
Daily life in Montana blends practicality with outdoor accessibility. Housing search tends to reward flexibility – look for centers that shorten commutes to coworking cafes, or opt for quieter outskirts if you value space. Grocery options span traditional markets to larger supermarkets, with plentiful seasonal produce. For transport, many rely on a mix of public transit, bikes, and occasional rides. If you work remotely, check for strong internet and affordable co-working spots. Montana living cost awareness helps you compare neighborhoods without fixed expectations. Tip: Map a two-neighborhood plan – one near services, one near nature – then test both.
What are smart budgeting approaches and neighborhood fits to maximize quality of life in Montana, including seasonality and savings strategies?
Quality of life in Montana leans on balance between access to nature, local culture, and steady everyday rhythms. Use a simple budgeting framework: categorize essentials (housing, food, transport) and flexible costs (entertainment, dining out); track seasonality in utilities and travel, and adjust plans accordingly. For neighborhood fit, prioritize areas with reliable connectivity, walkable amenities, and easy access to greens or rivers. Seasonality affects crowds and services, so consider shoulder seasons for quieter streets and better rates. By comparing a few established areas – central districts, riverside pockets, and quiet residential blocks – you gain a feel for value and vibe. Tip: Prioritize a plan that supports your work, social life, and outdoor routine.
How much does it cost to live in Montana in 2026?
For 2026, a single person in Montana should plan on about $833 per month with rent, or $574 without housing. That covers a moderate lifestyle – food, utilities, transport, and some leisure – at current local prices.
What makes Montana a budget-friendly city to live in?
Montana is affordable because both rent and daily expenses are genuinely low. Total monthly costs with housing come to just $833, making it firmly budget-friendly for residents and long-term visitors alike.
What salary is needed for a comfortable life in Montana?
You'll want at least $1,250 per month after taxes to live comfortably in Montana. That covers a decent apartment, groceries, utilities, transport, and enough left over for dining out occasionally. Families or people wanting a central location should budget higher.
What is the average rent for an apartment in Montana?
A central one-bedroom apartment in Montana runs about $214 per month. Move further out and that drops to around $160. Location makes a big difference here – and furnished places or short-term rentals will cost more on top of these figures.
Is grocery shopping affordable in Montana?
Groceries in Montana are cheap – a single person spends about $199 per month. Local markets and budget supermarkets push costs even lower. Food is one of the city's strongest affordability points.
What is a monthly transit pass in Montana?
Public transport in Montana costs about $24.29 per month – usually unlimited rides on buses, metro, or trams within the main zone. Much cheaper than owning a car, and the practical choice for most residents.
Is $1,000 enough to live comfortably in Montana?
$1,000 a month in Montana? Very doable. Average costs with rent come to just $833, which leaves real room to save, eat out, and enjoy the city without watching every dollar.
What is quality of life like in Montana?
Quality of life in Montana is genuinely good – highlights include clean air, great local cuisine, and monthly costs hover around $833. Day-to-day life is well-rounded: decent infrastructure, varied dining and entertainment, and a generally positive atmosphere.
Is Montana a cheap city to live in?
Montana is affordable by most measures, which is why it appeals to long-term travelers, remote workers, and budget-conscious residents. At $833 per month with rent, it sits well below the global average for cities of similar size.
Can you backpack through Montana cheaply?
Montana is great for backpackers. All-in costs average just $833 monthly, and even short-term visitors on tight budgets can stretch their money. Cheap hostels, affordable street food, budget transport, and free attractions make it easy to explore without overspending.

Montana vs other spots: cost of living compared

Nearby cities

Similar cities

Show times on the 12-hour clock, temperatures in °F and distances in miles?