For one person, living costs in Montana are estimated at $833 a month, including rent and utilities – 28% below the national average. Rent and utilities take about a third of the total.
Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Montana actually costs, broken down by who's living it.
A single person spends around $833 per month with rent, or $574 for everyday expenses alone.
$833 /mo
A couple spends around $1,339 per month with rent, or $1,008 for everyday expenses alone.
$1,339 /mo
A family of three spends around $1,846 per month with rent, or $1,442 without housing.
$1,846 /mo
📊
Overall, Montana is 35–38% below the global median across household types. Within Europe, costs are well below average (52% lower) – one of the most affordable options in the region.
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$19.6KBGN 34.1K
$19.6KBGN 34.1K
$30.3KBGN 52.7K
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.7KBGN 41.2K
$22.0KBGN 38.3K
$28.2KBGN 49.1K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$99.8BGN 174
$76.4BGN 133
$171BGN 298
SIM Card Monthly Plan(Calls and 10GB+ Data)
$18.72BGN 32.58
$13.41BGN 23.34
$27.94BGN 48.61
Internet(50+ Mbps, Unlimited Data)
$8.52BGN 14.82
$8.52BGN 14.82
$31.21BGN 54.3
🎉 Sport & Entertainment
Cost
Range
Gym Membership(Monthly)
$29.86BGN 52.0
$17.00BGN 29.57
$36.78BGN 64.0
Tennis Court(1 Hour on Weekend)
$17.20BGN 29.93
$10.23BGN 17.80
$17.20BGN 29.93
Cinema Ticket
$5.31BGN 9.24
$3.91BGN 6.80
$9.84BGN 17.11
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$522BGN 909
$442BGN 769
$1,009BGN 1,756
International Primary School, 1 Child(Yearly)
$5,479BGN 9,534
$4,021BGN 6,996
$7,862BGN 13.7K
👕👟 Clothing & Footwear
Cost
Range
Jeans(Levis 501 Or Similar)
$67.8BGN 118
$28.40BGN 49.42
$114BGN 198
Summer Dress(H&M, Zara, etc)
$42.05BGN 73.2
$28.04BGN 48.79
$57.4BGN 99.8
Sport Shoes(Adidas, Nike)
$94.7BGN 165
$67.6BGN 118
$141BGN 245
Men's Leather Business Shoes
$105BGN 182
$58.2BGN 101
$145BGN 253
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center(Monthly)
$214BGN 372
$200BGN 347
$228BGN 397
1-bedroom Apartment, Outside City Center(Monthly)
$160BGN 278
$145BGN 253
$174BGN 304
3-bedroom Apartment, City Center(Monthly)
$404BGN 703
$346BGN 602
$462BGN 803
3-bedroom Apartment, Outside City Center(Monthly)
$304BGN 529
$260BGN 453
$347BGN 604
Buy Apartment in City Center(m2)
$1,329BGN 2,312
$978BGN 1,703
$1,535BGN 2,670
Buy Apartment Outside City Center(m2)
$1,078BGN 1,876
$831BGN 1,445
$1,248BGN 2,171
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary(After Tax)
$992BGN 1,727
-
20-Year Fixed Mortgage Interest Rate(Annual %)
3.1
2.5
4
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update: October 10, 2026
Monthly budget structure
Share of the monthly basket for one person, rent included.
Share of the monthly basket for a family of three, rent included.
Montana$833
Montana$1,846
🛒Groceries & Markets
$199 23.9%
🏠Accommodation & Living
$160 19.2%
👕👟Clothing & Footwear
$139 16.7%
🍽Eating Out
$137 16.4%
🧾Monthly Utilities & Internet
$127 15.2%
🎉Sport & Entertainment
$40 4.9%
🚌Getting Around
$31 3.7%
🛒Groceries & Markets
$470 25.5%
🏠Accommodation & Living
$304 16.5%
👕👟Clothing & Footwear
$309 16.8%
🍽Eating Out
$455 24.7%
🧾Monthly Utilities & Internet
$146 7.9%
🎉Sport & Entertainment
$98 5.3%
🚌Getting Around
$64 3.4%
Cost Breakdown
🏠A one-bedroom apartment in the city center costs around $214, dropping to $160 outside central areas. Housing accounts for roughly 22% of the average salary ($992) – close to the 30% international benchmark.
💰The average net salary is $992. With monthly costs around $833, saving is possible but often limited. A more comfortable lifestyle typically starts at $1,250.
🛒Groceries cost around $199 per month for one person. A mid-range dinner for two is priced at $36.00 – well below the European average of $73.0.
🚌A monthly public transport pass costs about $24.29 – among the cheapest in Europe (average $49.00).
Cost Highlights
⭐Montana has the 9th cheapest chicken fillets in Europe
⭐1-bedroom apartment, outside city center is cheaper than 99% of cities in Europe
⭐1-bedroom apartment, city center is cheaper than 99% of cities in Europe
Low risk of other local infectious diseases such as Lyme disease, Rocky Mountain spotted fever, Tick-borne encephalitis, Leishmaniasis, Chagas disease, and Sleeping sickness
Cost of Living in Montana - Frequently Asked Questions
How does the overall affordability compare for travelers, expats, and digital nomads in Montana?
Montana offers a balanced feel for value, with affordability highly dependent on location and lifestyle choices. For travelers, expats, and digital nomads, daily costs tend to cluster around housing, food, and transportation rather than flashy luxuries. Cost of Living in Montana varies by district, season, and access to services, yet you can usually combine practical comforts with outdoor access without huge premiums. Choose outlying areas for lower rents and quicker commutes to town centers when you can, and factor in seasonal shifts in demand for lodging and amenities. Tip: Build a flexible plan that prioritizes a neighborhood with reliable Wi-Fi and nearby essentials to minimize back-and-forth costs.
What does daily life look like in Montana in terms of housing search, groceries, transit, and errands?
Daily life in Montana blends practicality with outdoor accessibility. Housing search tends to reward flexibility – look for centers that shorten commutes to coworking cafes, or opt for quieter outskirts if you value space. Grocery options span traditional markets to larger supermarkets, with plentiful seasonal produce. For transport, many rely on a mix of public transit, bikes, and occasional rides. If you work remotely, check for strong internet and affordable co-working spots. Montana living cost awareness helps you compare neighborhoods without fixed expectations. Tip: Map a two-neighborhood plan – one near services, one near nature – then test both.
What are smart budgeting approaches and neighborhood fits to maximize quality of life in Montana, including seasonality and savings strategies?
Quality of life in Montana leans on balance between access to nature, local culture, and steady everyday rhythms. Use a simple budgeting framework: categorize essentials (housing, food, transport) and flexible costs (entertainment, dining out); track seasonality in utilities and travel, and adjust plans accordingly. For neighborhood fit, prioritize areas with reliable connectivity, walkable amenities, and easy access to greens or rivers. Seasonality affects crowds and services, so consider shoulder seasons for quieter streets and better rates. By comparing a few established areas – central districts, riverside pockets, and quiet residential blocks – you gain a feel for value and vibe. Tip: Prioritize a plan that supports your work, social life, and outdoor routine.
How much does it cost to live in Montana in 2026?
For 2026, a single person in Montana should plan on about $833 per month with rent, or $574 without housing. That covers a moderate lifestyle – food, utilities, transport, and some leisure – at current local prices.
What makes Montana a budget-friendly city to live in?
Montana is affordable because both rent and daily expenses are genuinely low. Total monthly costs with housing come to just $833, making it firmly budget-friendly for residents and long-term visitors alike.
What salary is needed for a comfortable life in Montana?
You'll want at least $1,250 per month after taxes to live comfortably in Montana. That covers a decent apartment, groceries, utilities, transport, and enough left over for dining out occasionally. Families or people wanting a central location should budget higher.
What is the average rent for an apartment in Montana?
A central one-bedroom apartment in Montana runs about $214 per month. Move further out and that drops to around $160. Location makes a big difference here – and furnished places or short-term rentals will cost more on top of these figures.
Is grocery shopping affordable in Montana?
Groceries in Montana are cheap – a single person spends about $199 per month. Local markets and budget supermarkets push costs even lower. Food is one of the city's strongest affordability points.
What is a monthly transit pass in Montana?
Public transport in Montana costs about $24.29 per month – usually unlimited rides on buses, metro, or trams within the main zone. Much cheaper than owning a car, and the practical choice for most residents.
Is $1,000 enough to live comfortably in Montana?
$1,000 a month in Montana? Very doable. Average costs with rent come to just $833, which leaves real room to save, eat out, and enjoy the city without watching every dollar.
What is quality of life like in Montana?
Quality of life in Montana is genuinely good – highlights include clean air, great local cuisine, and monthly costs hover around $833. Day-to-day life is well-rounded: decent infrastructure, varied dining and entertainment, and a generally positive atmosphere.
Is Montana a cheap city to live in?
Montana is affordable by most measures, which is why it appeals to long-term travelers, remote workers, and budget-conscious residents. At $833 per month with rent, it sits well below the global average for cities of similar size.
Can you backpack through Montana cheaply?
Montana is great for backpackers. All-in costs average just $833 monthly, and even short-term visitors on tight budgets can stretch their money. Cheap hostels, affordable street food, budget transport, and free attractions make it easy to explore without overspending.